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"id": "e165", "name": "Tricolor Funding SPV 2, LLC", "type": "organization", "role": "", "period": "", "group": "counterparties", "claim_ids": [ "c-registration-records" ], "badges": [] }, { "id": "e167", "name": "Tricolor Foundation", "type": "organization", "role": "", "period": "", "group": "counterparties", "claim_ids": [ "c-registration-records", "c-role-473" ], "badges": [] }, { "id": "e3001", "name": "Wilmington Trust Company", "type": "organization", "role": "", "period": "", "group": "counterparties", "claim_ids": [ "c-discovery", "c-overview-outcomes", "c-role-wilmington-company-discovery", "c-role-wilmington-company-owner", "c-wilmington-vervent-dispute" ], "badges": [] } ], "edges": [ { "id": "r-1", "from": "e2", "to": "e1", "role": "Chief financial officer, vice president and secretary", "period": "Historical executive role before September 2025; later criminal outcome stated separately", "status": "reported", "direction": "directed", "role_group": "people", 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"direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-46" ], "kind": "other" }, { "id": "r-48", "from": "e2", "to": "e1", "role": "Former chief financial officer", "period": "Historical executive role before September 2025; later criminal outcome stated separately", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "historical", "claim_ids": [ "c-role-48" ], "kind": "other" }, { "id": "r-49", "from": "e30", "to": "e1", "role": "Chief risk officer in the dated roster", "period": "Source recorded 2023-12-10; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-49" ], "kind": "other" }, { "id": "r-50", "from": "e31", "to": "e1", "role": "Chief customer officer in the dated roster", "period": "Source recorded 2023-12-10; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-50" ], "kind": "other" }, { "id": "r-51", "from": "e32", "to": "e1", "role": "Chief people officer in the dated roster", "period": "Source recorded 2023-12-10; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-51" ], "kind": "other" }, { "id": "r-52", "from": "e33", "to": "e13", "role": "Managing director in the global credit business", "period": "Source recorded 2023-12-10; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-52" ], "kind": "other" }, { "id": "r-53", "from": "e34", "to": "e13", "role": "Senior portfolio manager in the impact or alternative-solutions business", "period": "Recorded from 2021; precise appointment or transaction scope follows the source", "status": "reported", "direction": 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"reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-56" ], "kind": "other" }, { "id": "r-57", "from": "e33", "to": "e1", "role": "Board director described as affiliated with the investing manager", "period": "Source recorded 2023-12-10; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-57" ], "kind": "other" }, { "id": "r-58", "from": "e38", "to": "e1", "role": "Board director in the dated source; later mandate not established", "period": "Source recorded 2023-12-10; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-58" ], "kind": "other" }, { "id": "r-59", "from": "e39", "to": "e1", "role": "Board director in the dated source; later mandate not established", "period": "Source recorded 2023-12-10; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-59" ], "kind": "other" }, { "id": "r-60", "from": "e34", "to": "e1", "role": "Board director described as affiliated with the investing manager", "period": "Source recorded 2023-12-10; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-60" ], "kind": "other" }, { "id": "r-63", "from": "e40", "to": "e1", "role": "Board director in the dated source; later mandate not established", "period": "Source recorded 2025-05-14; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-63" ], "kind": "other" }, { "id": "r-64", "from": "e1", "to": "e41", "role": "Company using the counterparty as registered agent", "period": "Source recorded 2026-10-13; later status not established", "status": "reported", "direction": "directed", "role_group": "infrastructure", "temporal_status": "unknown", "claim_ids": [ "c-role-64" ], "kind": "business" }, { "id": "r-67", "from": "e42", "to": "e1", "role": "Board director in the dated source; later mandate not established", "period": "Source recorded 2025-07-30; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-67" ], "kind": "other" }, { "id": "r-68", "from": "e1", "to": "e10", "role": "Group associated with the issuance; the trust is the legal issuer", "period": "Source recorded 2025-07-31; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-68" ], "kind": "business" }, { "id": "r-70", "from": "e4", "to": "e9", "role": "Chief executive signing the depositor’s securities filing", "period": "Signature on the 2 June 2025 ABS-15G filing", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "historical", "claim_ids": [ "c-role-70" ], "kind": "other" }, { "id": "r-71", "from": "e4", "to": "e1", "role": "Provider of the July 2025 loan described in the SEC complaint", "period": "Source recorded 2025-08-29; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-71" ], "kind": "business" }, { "id": "r-74", "from": "e4", "to": "e5", "role": "Former independent director and committee member; resigned 7 September 2025", "period": "Director from April 2022; resigned 7 September 2025", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "historical", "claim_ids": [ "c-role-74" ], "kind": "other" }, { "id": "r-75", "from": "e4", "to": "e5", "role": "Holder of 2,469 shares, below 1%, in the February 2024 disclosure", "period": "Shareholding snapshot in the February 2024 disclosure; later ownership not established", "status": "reported", "direction": "directed", "role_group": "ownership", "temporal_status": "unknown", "claim_ids": [ "c-role-75" ], "kind": "owns" }, { "id": "r-76", "from": "e13", "to": "e5", "role": "Reported beneficial holder of 7.9% in the December 2023 disclosure", "period": "Source recorded 2023-12-31; later status not established", "status": "reported", "direction": "directed", "role_group": "ownership", "temporal_status": "unknown", "claim_ids": [ "c-role-76" ], "kind": "owns" }, { "id": "r-77", "from": "e9", "to": "e10", "role": "Depositor transferring receivables to the issuing trust", "period": "Source recorded 2025-06-02; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-77" ], "kind": "business" }, { "id": "r-79", "from": "e1", "to": "e43", "role": "Borrower group under the floorplan facility; counterparty is agent and lender", "period": "Source recorded 2025-09-30; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-79" ], "kind": "business" }, { "id": "r-80", "from": "e44", "to": "e45", "role": "Warehouse borrower; counterparty acts as lender or administrative agent under the identified instrument", "period": "2020–2025-09", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "historical", "claim_ids": [ "c-role-80" ], "kind": "business" }, { "id": "r-81", "from": "e44", "to": "e46", "role": "Warehouse borrower; counterparty participates as lender", "period": "2020–2025-09", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "historical", "claim_ids": [ "c-role-81" ], "kind": "business" }, { "id": "r-82", "from": "e1", "to": "e44", "role": "Group associated with the warehouse vehicle; direct ownership level requires the identified chain", "period": "Source recorded 2026-02-26; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-82" ], "kind": "business" }, { "id": "r-83", "from": "e47", "to": "e48", "role": "Warehouse borrower; counterparty acts as lender or administrative agent under the identified instrument", "period": "2022–2025-09", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "historical", "claim_ids": [ "c-role-83" ], "kind": "business" }, { "id": "r-84", "from": "e1", "to": "e47", "role": "Group associated with the warehouse vehicle; direct ownership level requires the identified chain", "period": "Source recorded 2026-02-26; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-84" ], "kind": "business" }, { "id": "r-85", "from": "e1", "to": "e45", "role": "Group financed through the identified warehouse vehicle; counterparty or affiliate is lender or agent", "period": "2020–2025-09", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "historical", "claim_ids": [ "c-role-85" ], "kind": "business" }, { "id": "r-86", "from": "e1", "to": "e46", "role": "Group financed through the identified warehouse vehicle; counterparty or affiliate is lender or agent", "period": "2020–2025-09", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "historical", "claim_ids": [ "c-role-86" ], "kind": "business" }, { "id": "r-87", "from": "e1", "to": "e48", "role": "Group financed through the identified warehouse vehicle; counterparty or affiliate is lender or agent", "period": "2022–2025-09", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "historical", "claim_ids": [ "c-role-87" ], "kind": "business" }, { "id": "r-90", "from": "e1", "to": "e49", "role": "Group whose trust offerings were arranged by the counterparty in the stated period", "period": "2022–2025-06", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "historical", "claim_ids": [ "c-role-90" ], "kind": "business" }, { "id": "r-91", "from": "e1", "to": "e50", "role": "Group whose trust offerings were arranged by the counterparty in the stated period", "period": "2022–2025-06", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "historical", "claim_ids": [ "c-role-91" ], "kind": "business" }, { "id": "r-92", "from": "e1", "to": "e51", "role": "Group whose trust offerings were arranged by the counterparty in the stated period", "period": "2023–2025-06", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "historical", "claim_ids": [ "c-role-92" ], "kind": "business" }, { "id": "r-93", "from": "e7", "to": "e52", "role": "Servicer working with the indenture trustee for the identified trusts", "period": "Source recorded 2026-02-26; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-93" ], "kind": "business" }, { "id": "r-94", "from": "e7", "to": "e10", "role": "Sponsor and servicer of the issuing trust", "period": "Source recorded 2026-02-26; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-94" ], "kind": "business" }, { "id": "r-97", "from": "e9", "to": "e10", "role": "Depositor transferring receivables to the issuing trust", "period": "Source recorded 2026-02-26; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-97" ], "kind": "business" }, { "id": "r-98", "from": "e9", "to": "e49", "role": "Depositor selling notes to the initial purchaser", "period": "Source recorded 2026-02-26; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-98" ], "kind": "business" }, { "id": "r-99", "from": "e9", "to": "e50", "role": "Depositor selling notes to the initial purchaser", "period": "Source recorded 2026-02-26; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-99" ], "kind": "business" }, { "id": "r-100", "from": "e1", "to": "e43", "role": "Borrower group under the floorplan facility; counterparty is agent and lender", "period": "Source recorded 2026-02-26; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-100" ], "kind": "business" }, { "id": "r-103", "from": "e1", "to": "e53", "role": "Group whose portfolio was transferred to the counterparty for successor servicing", "period": "Recorded from 2025-09; precise appointment or transaction scope follows the source", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-103" ], "kind": "business" }, { "id": "r-104", "from": "e8", "to": "e41", "role": "Company using the counterparty as registered agent", "period": "Source recorded 2026-10-13; later status not established", "status": "reported", "direction": "directed", "role_group": "infrastructure", "temporal_status": "unknown", "claim_ids": [ "c-role-104" ], "kind": "business" }, { "id": "r-105", "from": "e8", "to": "e1", "role": "Shared business-address record; not proof of ownership", "period": "Source recorded 2026-10-13; later status not established", "status": "reported", "direction": "undirected", "role_group": "infrastructure", "temporal_status": "unknown", "claim_ids": [ "c-role-105" ], "kind": "business" }, { "id": "r-106", "from": "e44", "to": "e1", "role": "Shared business-address record; not proof of ownership", "period": "Source recorded 2026-08-27; later status not established", "status": "reported", "direction": "undirected", "role_group": "infrastructure", "temporal_status": "unknown", "claim_ids": [ "c-role-106" ], "kind": "business" }, { "id": "r-107", "from": "e1", "to": "e45", "role": "Group financed through the identified warehouse vehicle; counterparty or affiliate is lender or agent", "period": "Source recorded 2026-07-16; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-107" ], "kind": "business" }, { "id": "r-110", "from": "e1", "to": "e54", "role": "Borrower group; counterparty disclosed the inventory-secured credit exposure", "period": "Source recorded 2025-09-11; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-110" ], "kind": "business" }, { "id": "r-111", "from": "e55", "to": "e1", "role": "Shared business-address record; not proof of ownership", "period": "Source recorded 2020-09-14; later status not established", "status": "reported", "direction": "undirected", "role_group": "infrastructure", "temporal_status": "unknown", "claim_ids": [ "c-role-111" ], "kind": "business" }, { "id": "r-112", "from": "e55", "to": "e41", "role": "Company using the counterparty as registered agent", "period": "Source recorded 2020-09-14; later status not established", "status": "reported", "direction": "directed", "role_group": "infrastructure", "temporal_status": "unknown", "claim_ids": [ "c-role-112" ], "kind": "business" }, { "id": "r-113", "from": "e7", "to": "e56", "role": "Sponsor of the issuing trust", "period": "Source recorded 2023-01-31; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-113" ], "kind": "business" }, { "id": "r-114", "from": "e7", "to": "e57", "role": "Sponsor commissioning the counterparty’s agreed procedures", "period": "Source recorded 2023-01-31; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-114" ], "kind": "business" }, { "id": "r-117", "from": "e7", "to": "e8", "role": "Sponsor whose sampled title records named the counterparty or brand as lienholder", "period": "Source recorded 2023-01-31; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-117" ], "kind": "business" }, { "id": "r-118", "from": "e7", "to": "e26", "role": "Sponsor whose sampled title records named the counterparty or brand as lienholder", "period": "Source recorded 2023-01-31; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-118" ], "kind": "business" }, { "id": "r-119", "from": "e44", "to": "e45", "role": "Warehouse borrower; counterparty acts as lender or administrative agent under the identified instrument", "period": "Recorded from 2020-11-13; precise appointment or transaction scope follows the source", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-119" ], "kind": "business" }, { "id": "r-120", "from": "e44", "to": "e7", "role": "Warehouse borrower whose initial servicer was Auto Acceptance", "period": "13 November 2020 agreement; initial servicing terminated 5 September 2025", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "historical", "claim_ids": [ "c-role-120" ], "kind": "business" }, { "id": "r-121", "from": "e44", "to": "e53", "role": "Warehouse borrower whose backup and later successor servicer was Vervent", "period": "Backup under 2020 agreement; successor to Auto Acceptance from 5 September 2025", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-121" ], "kind": "business" }, { "id": "r-122", "from": "e44", "to": "e52", "role": "Warehouse borrower whose custodian and account bank was Wilmington Trust National Association", "period": "Source recorded 2025-08-15; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-122" ], "kind": "business" }, { "id": "r-123", "from": "e44", "to": "e45", "role": "Warehouse borrower; counterparty acts as lender or administrative agent under the identified instrument", "period": "Source recorded 2025-10-27; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-123" ], "kind": "business" }, { "id": "r-124", "from": "e53", "to": "e7", "role": "Successor to Auto Acceptance as SPV 4 servicer from 5 September 2025", "period": "Backup under 2020 agreement; successor to Auto Acceptance from 5 September 2025", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-124" ], "kind": "business" }, { "id": "r-125", "from": "e7", "to": "e44", "role": "Direct sole member of the warehouse borrower under the 2020 agreement", "period": "Recorded from 2020-11-13; precise appointment or transaction scope follows the source", "status": "reported", "direction": "directed", "role_group": "ownership", "temporal_status": "unknown", "claim_ids": [ "c-role-125" ], "kind": "owns" }, { "id": "r-126", "from": "e1", "to": "e7", "role": "Parent group subject to a minimum-51% control covenant; exact holding not established by the covenant", "period": "Source recorded 2020-11-13; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-126" ], "kind": "business" }, { "id": "r-127", "from": "e1", "to": "e58", "role": "Co-borrower under the 2020 loan for which WSFS is administrative agent", "period": "Recorded from 2020-08-06; precise appointment or transaction scope follows the source", "status": "reported", "direction": "undirected", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-127" ], "kind": "business" }, { "id": "r-128", "from": "e1", "to": "e13", "role": "Group party to the loan and subscription arrangements identified by the BlackRock name", "period": "Recorded from 2020-01-27; precise appointment or transaction scope follows the source", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-128" ], "kind": "business" }, { "id": "r-129", "from": "e1", "to": "e7", "role": "Co-borrower under the BlackRock Loan Agreement", "period": "Source recorded 2020-08-06; later status not established", "status": "reported", "direction": "undirected", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-129" ], "kind": "business" }, { "id": "r-130", "from": "e44", "to": "e45", "role": "Warehouse borrower; counterparty acts as lender or administrative agent under the identified instrument", "period": "Source recorded 2020-11-13; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-130" ], "kind": "business" }, { "id": "r-133", "from": "e4", "to": "e44", "role": "Named recipient of borrower notices; this capacity does not itself prove ownership", "period": "Recorded from 2020-11-13; precise appointment or transaction scope follows the source", "status": "reported", "direction": "directed", "role_group": "infrastructure", "temporal_status": "unknown", "claim_ids": [ "c-role-133" ], "kind": "business" }, { "id": "r-134", "from": "e9", "to": "e7", "role": "Depositor party to the agreement with Auto Acceptance as servicer", "period": "Source recorded 2025-09-18; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-134" ], "kind": "business" }, { "id": "r-135", "from": "e9", "to": "e52", "role": "Depositor party to the agreement with the identified trustee", "period": "Source recorded 2025-09-18; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-135" ], "kind": "business" }, { "id": "r-136", "from": "e9", "to": "e53", "role": "Depositor party to the agreement with Vervent as backup servicer", "period": "Source recorded 2025-09-18; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-136" ], "kind": "business" }, { "id": "r-137", "from": "e1", "to": "e48", "role": "Debtor or debtor group; counterparty appears as creditor or agent in the docket", "period": "Source recorded 2025-09-18; later status not established", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-137" ], "kind": "legal" }, { "id": "r-138", "from": "e1", "to": "e6", "role": "Debtor or debtor group; counterparty appears as creditor or agent in the docket", "period": "Source recorded 2025-09-18; later status not established", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-138" ], "kind": "legal" }, { "id": "r-139", "from": "e1", "to": "e43", "role": "Debtor or debtor group; counterparty appears as creditor or agent in the docket", "period": "Source recorded 2025-09-18; later status not established", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-139" ], "kind": "legal" }, { "id": "r-140", "from": "e1", "to": "e45", "role": "Debtor or debtor group; counterparty appears as creditor or agent in the docket", "period": "Source recorded 2025-09-18; later status not established", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-140" ], "kind": "legal" }, { "id": "r-141", "from": "e1", "to": "e48", "role": "Group financed through the identified warehouse vehicle; counterparty or affiliate is lender or agent", "period": "Source recorded 2025-09-10; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-141" ], "kind": "business" }, { "id": "r-142", "from": "e1", "to": "e4", "role": "Estate in the dispute over the former executive’s defense insurance", "period": "Insurance dispute 2025–2026; covered CNA expenses authorized 8 July 2026", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "historical", "claim_ids": [ "c-role-142" ], "kind": "legal" }, { "id": "r-143", "from": "e7", "to": "e60", "role": "Historical correspondence or registration record routed through Serent", "period": "Source recorded 2026-10-13; later status not established", "status": "reported", "direction": "directed", "role_group": "infrastructure", "temporal_status": "unknown", "claim_ids": [ "c-role-143" ], "kind": "business" }, { "id": "r-144", "from": "e47", "to": "e1", "role": "Shared business-address record; not proof of ownership", "period": "Source recorded 2026-10-13; later status not established", "status": "reported", "direction": "undirected", "role_group": "infrastructure", "temporal_status": "unknown", "claim_ids": [ "c-role-144" ], "kind": "business" }, { "id": "r-146", "from": "e7", "to": "e41", "role": "Company using the counterparty as registered agent", "period": "Source recorded 2026-10-13; later status not established", "status": "reported", "direction": "directed", "role_group": "infrastructure", "temporal_status": "unknown", "claim_ids": [ "c-role-146" ], "kind": "business" }, { "id": "r-147", "from": "e44", "to": "e45", "role": "Warehouse borrower; counterparty acts as lender or administrative agent under the identified instrument", "period": "Source recorded 2024-01; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-147" ], "kind": "business" }, { "id": "r-148", "from": "e4", "to": "e9", "role": "Executive alleged to control the depositor’s securitization process", "period": "Source recorded 2026-02-26; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-148" ], "kind": "business" }, { "id": "r-149", "from": "e2", "to": "e9", "role": "Executive alleged to control the depositor’s securitization process", "period": "Source recorded 2026-02-26; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-149" ], "kind": "business" }, { "id": "r-150", "from": "e4", "to": "e1", "role": "Person appearing as creditor in the bankruptcy docket", "period": "Source recorded 2025-11-24; later status not established", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-150" ], "kind": "legal" }, { "id": "r-151", "from": "e1", "to": "e43", "role": "Borrower group under the floorplan facility; counterparty is agent and lender", "period": "Source recorded 2025-11-25; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-151" ], "kind": "business" }, { "id": "r-152", "from": "e1", "to": "e48", "role": "Debtor or debtor group; counterparty appears as creditor or agent in the docket", "period": "Source recorded 2025-11-25; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-152" ], "kind": "business" }, { "id": "r-153", "from": "e12", "to": "e1", "role": "Chapter 7 trustee of the identified debtor", "period": "Source recorded 2025-11-26; later status not established", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-153" ], "kind": "legal" }, { "id": "r-154", "from": "e1", "to": "e6", "role": "Debtor or debtor group; counterparty appears as creditor or agent in the docket", "period": "Source recorded 2025-09-10; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-154" ], "kind": "business" }, { "id": "r-155", "from": "e4", "to": "e1", "role": "Person appearing as creditor in the bankruptcy docket", "period": "Source recorded 2025-09-12; later status not established", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-155" ], "kind": "legal" }, { "id": "r-156", "from": "e1", "to": "e53", "role": "Estate party to the successor-servicing agreement", "period": "Source recorded 2025-09-17; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-156" ], "kind": "business" }, { "id": "r-157", "from": "e44", "to": "e45", "role": "Warehouse borrower; counterparty acts as lender or administrative agent under the identified instrument", "period": "Source recorded 2024-02; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-157" ], "kind": "business" }, { "id": "r-158", "from": "e44", "to": "e46", "role": "Warehouse borrower; counterparty participates as lender", "period": "Source recorded 2024-02; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-158" ], "kind": "business" }, { "id": "r-160", "from": "e1", "to": "e4", "role": "Estate represented by the trustee bringing the insider recovery action; proceeding stayed", "period": "Recovery action filed December 2025; stayed June 2026", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-160" ], "kind": "legal" }, { "id": "r-161", "from": "e1", "to": "e2", "role": "Estate represented by the trustee bringing the insider recovery action; proceeding stayed", "period": "Recovery action filed December 2025; stayed June 2026", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-161" ], "kind": "legal" }, { "id": "r-162", "from": "e1", "to": "e44", "role": "Performance guarantor under the warehouse agreement", "period": "Source recorded 2020-11-13; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-162" ], "kind": "business" }, { "id": "r-163", "from": "e53", "to": "e44", "role": "Backup servicer under the historical SPV 4 agreement; later successor", "period": "Backup under 2020 agreement; successor to Auto Acceptance from 5 September 2025", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-163" ], "kind": "business" }, { "id": "r-164", "from": "e52", "to": "e44", "role": "Collateral custodian and account bank under the warehouse agreement", "period": "Source recorded 2020-11-13; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-164" ], "kind": "business" }, { "id": "r-166", "from": "e61", "to": "e44", "role": "Provider of collateral procedures commissioned by the warehouse agent; not an audit opinion", "period": "Source recorded 2024-02; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-166" ], "kind": "business" }, { "id": "r-167", "from": "e44", "to": "e61", "role": "Warehouse vehicle whose collateral was examined by CBIZ for the agent", "period": "Source recorded 2024-02; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-167" ], "kind": "business" }, { "id": "r-169", "from": "e1", "to": "e48", "role": "Group financed through the identified warehouse vehicle; counterparty or affiliate is lender or agent", "period": "Source recorded 2026-02-26; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-169" ], "kind": "business" }, { "id": "r-170", "from": "e1", "to": "e46", "role": "Group financed through the identified warehouse vehicle; counterparty or affiliate is lender or agent", "period": "Source recorded 2026-02-26; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-170" ], "kind": "business" }, { "id": "r-171", "from": "e1", "to": "e45", "role": "Group financed through the identified warehouse vehicle; counterparty or affiliate is lender or agent", "period": "Source recorded 2026-02-26; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-171" ], "kind": "business" }, { "id": "r-174", "from": "e44", "to": "e7", "role": "Purchaser of receivables from Auto Acceptance under the identified agreement", "period": "Source recorded 2020-11-13; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-174" ], "kind": "business" }, { "id": "r-176", "from": "e62", "to": "e63", "role": "Borrower under the fund’s disclosed first-lien revolving investment", "period": "Recorded from 2022-09-30; precise appointment or transaction scope follows the source", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-176" ], "kind": "business" }, { "id": "r-178", "from": "e60", "to": "e8", "role": "Former investor in Auto Group; investment sold in January 2016", "period": "Transaction history:2010 investment; January 2016 exit", "status": "reported", "direction": "directed", "role_group": "ownership", "temporal_status": "historical", "claim_ids": [ "c-role-178" ], "kind": "owns" }, { "id": "r-179", "from": "e8", "to": "e64", "role": "Business sold to Ganas Group in the January 2016 transaction", "period": "Transaction history:2010 investment; January 2016 exit", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "historical", "claim_ids": [ "c-role-179" ], "kind": "business" }, { "id": "r-185", "from": "e1", "to": "e66", "role": "Group whose financing is attributed to the counterparty or its affiliates", "period": "Source recorded 2025-11-10; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-185" ], "kind": "business" }, { "id": "r-186", "from": "e1", "to": "e22", "role": "Group whose financing is attributed to the counterparty or its affiliates", "period": "Source recorded 2025-11-10; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-186" ], "kind": "business" }, { "id": "r-187", "from": "e82", "to": "e1", "role": "Financial-statement auditor for the reported 2022 period", "period": "2022–2022", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "historical", "claim_ids": [ "c-role-187" ], "kind": "business" }, { "id": "r-188", "from": "e68", "to": "e1", "role": "Financial-statement auditor for the reported 2023 and 2024 periods", "period": "2023–2024", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "historical", "claim_ids": [ "c-role-188" ], "kind": "business" }, { "id": "r-189", "from": "e4", "to": "e69", "role": "Co-founder of the earlier automotive business; left in 1999", "period": "1992–1999", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "historical", "claim_ids": [ "c-role-189" ], "kind": "other" }, { "id": "r-190", "from": "e60", "to": "e8", "role": "Former investor in Auto Group; investment sold in January 2016", "period": "Investment from 2010; sold January 2016", "status": "reported", "direction": "directed", "role_group": "ownership", "temporal_status": "historical", "claim_ids": [ "c-role-190" ], "kind": "owns" }, { "id": "r-191", "from": "e4", "to": "e8", "role": "Executive reported to have regained control after Serent’s exit", "period": "Source recorded 2025-11-10; later status not established", "status": "reported", "direction": "directed", "role_group": "ownership", "temporal_status": "unknown", "claim_ids": [ "c-role-191" ], "kind": "owns" }, { "id": "r-192", "from": "e1", "to": "e28", "role": "Group borrower under the reported 2018 warehouse facility", "period": "Recorded from 2018; precise appointment or transaction scope follows the source", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-192" ], "kind": "business" }, { "id": "r-193", "from": "e1", "to": "e23", "role": "Group whose financing is attributed to the counterparty or its affiliates", "period": "Source recorded 2025-11-10; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-193" ], "kind": "business" }, { "id": "r-194", "from": "e1", "to": "e24", "role": "Group whose financing is attributed to the counterparty or its affiliates", "period": "Source recorded 2025-11-10; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-194" ], "kind": "business" }, { "id": "r-195", "from": "e1", "to": "e65", "role": "Group whose financing is attributed to the counterparty or its affiliates", "period": "Source recorded 2025-11-10; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-195" ], "kind": "business" }, { "id": "r-197", "from": "e1", "to": "e6", "role": "Borrower whose lender reported charge-offs and continuing recovery efforts", "period": "Source recorded 2025-09-30; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-197" ], "kind": "business" }, { "id": "r-198", "from": "e1", "to": "e5", "role": "Group whose financing is attributed to the counterparty or its affiliates", "period": "Source recorded 2025-09-30; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-198" ], "kind": "business" }, { "id": "r-199", "from": "e17", "to": "e1", "role": "Shared business-address record; not proof of ownership", "period": "Source recorded 2026-10-13; later status not established", "status": "reported", "direction": "undirected", "role_group": "infrastructure", "temporal_status": "unknown", "claim_ids": [ "c-role-199" ], "kind": "business" }, { "id": "r-200", "from": "e16", "to": "e1", "role": "Shared business-address record; not proof of ownership", "period": "Source recorded 2026-10-13; later status not established", "status": "reported", "direction": "undirected", "role_group": "infrastructure", "temporal_status": "unknown", "claim_ids": [ "c-role-200" ], "kind": "business" }, { "id": "r-201", "from": "e18", "to": "e1", "role": "Shared business-address record; not proof of ownership", "period": "Source recorded 2026-10-13; later status not established", "status": "reported", "direction": "undirected", "role_group": "infrastructure", "temporal_status": "unknown", "claim_ids": [ "c-role-201" ], "kind": "business" }, { "id": "r-202", "from": "e27", "to": "e15", "role": "Member of Ganas Investors; percentage not stated", "period": "Source recorded 2026-10-13; later status not established", "status": "reported", "direction": "directed", "role_group": "ownership", "temporal_status": "unknown", "claim_ids": [ "c-role-202" ], "kind": "owns" }, { "id": "r-203", "from": "e22", "to": "e48", "role": "Bank holding company identified as parent of the banking subsidiary", "period": "Source recorded 2025-09-05; later status not established", "status": "reported", "direction": "directed", "role_group": "ownership", "temporal_status": "unknown", "claim_ids": [ "c-role-203" ], "kind": "owns" }, { "id": "r-205", "from": "e44", "to": "e59", "role": "Warehouse borrower using the conduit in the original lender schedule", "period": "Source recorded 2020-11-13; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-205" ], "kind": "business" }, { "id": "r-206", "from": "e44", "to": "e7", "role": "Purchaser receiving assigned collateral rights from Auto Acceptance", "period": "Source recorded 2020-11-13; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-206" ], "kind": "business" }, { "id": "r-208", "from": "e25", "to": "e4", "role": "Originally co-accused; Goodgame pleaded guilty and Chu remains not guilty", "period": "Original December 2025 charges; Goodgame pleaded guilty 24 June 2026; Chu pleaded not guilty", "status": "reported", "direction": "undirected", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-208" ], "kind": "legal" }, { "id": "r-209", "from": "e1", "to": "e12", "role": "Debtor estate represented by the Chapter 7 trustee", "period": "Source recorded 2026-09-23; later status not established", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-209" ], "kind": "legal" }, { "id": "r-210", "from": "e1", "to": "e4", "role": "Estate claimant in the California action dismissed without prejudice in April 2026", "period": "California action December 2025; dismissed without prejudice 6 April 2026", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "historical", "claim_ids": [ "c-role-210" ], "kind": "legal" }, { "id": "r-211", "from": "e1", "to": "e75", "role": "Estate claimant in the California action dismissed without prejudice in April 2026", "period": "California action December 2025; dismissed without prejudice 6 April 2026", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "historical", "claim_ids": [ "c-role-211" ], "kind": "legal" }, { "id": "r-212", "from": "e1", "to": "e12", "role": "Debtor estate represented by the Chapter 7 trustee", "period": "Source recorded 2025-12-31; later status not established", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-212" ], "kind": "legal" }, { "id": "r-215", "from": "e1", "to": "e25", "role": "Estate represented by the trustee bringing the insider recovery action; proceeding stayed", "period": "Recovery action filed December 2025; stayed June 2026", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-215" ], "kind": "legal" }, { "id": "r-216", "from": "e1", "to": "e3", "role": "Estate represented by the trustee bringing the insider recovery action; proceeding stayed", "period": "Recovery action filed December 2025; stayed June 2026", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-216" ], "kind": "legal" }, { "id": "r-217", "from": "e1", "to": "e52", "role": "Estate requesting Rule 2004 documents or examination from the counterparty", "period": "Source recorded 2026-07-01; later status not established", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-217" ], "kind": "legal" }, { "id": "r-218", "from": "e13", "to": "e1", "role": "Party appearing as creditor in the bankruptcy docket; claim allowance not established", "period": "Source recorded 2026-07-29; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-218" ], "kind": "business" }, { "id": "r-219", "from": "e1", "to": "e76", "role": "Estate requesting Rule 2004 documents or examination from the counterparty", "period": "Source recorded 2026-07-08; later status not established", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-219" ], "kind": "legal" }, { "id": "r-220", "from": "e1", "to": "e77", "role": "Estate requesting Rule 2004 documents or examination from the counterparty", "period": "Source recorded 2026-07-08; later status not established", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-220" ], "kind": "legal" }, { "id": "r-221", "from": "e1", "to": "e13", "role": "Estate requesting Rule 2004 documents or examination from the counterparty", "period": "Source recorded 2026-07-08; later status not established", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-221" ], "kind": "legal" }, { "id": "r-222", "from": "e1", "to": "e14", "role": "Estate requesting Rule 2004 documents or examination from the counterparty", "period": "Source recorded 2026-07-08; later status not established", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-222" ], "kind": "legal" }, { "id": "r-223", "from": "e52", "to": "e1", "role": "Collateral custodian and account bank for certain warehouse facilities; indenture trustee and custodian for certain securitization trusts", "period": "Source recorded 2026-07-01; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-223" ], "kind": "business" }, { "id": "r-224", "from": "e16", "to": "e1", "role": "Separately named debtor in the jointly administered Chapter 7 cases", "period": "Source recorded 2025-09-10; later status not established", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-224" ], "kind": "legal" }, { "id": "r-225", "from": "e4", "to": "e6", "role": "Reported borrower under a personal mortgage; separate from Tricolor’s corporate loan", "period": "Financing reported in August 2025; loan termination not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-225" ], "kind": "business" }, { "id": "r-227", "from": "e4", "to": "e1", "role": "Person appearing as creditor in the bankruptcy docket", "period": "Source recorded 2026-07-08; later status not established", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-227" ], "kind": "legal" }, { "id": "r-228", "from": "e1", "to": "e45", "role": "Estate requesting Rule 2004 documents or examination from the counterparty", "period": "Source recorded 2026-07-10; later status not established", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-228" ], "kind": "legal" }, { "id": "r-229", "from": "e1", "to": "e46", "role": "Estate requesting Rule 2004 documents or examination from the counterparty", "period": "Examination requested July 2026; motion withdrawn 25 September 2026", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "historical", "claim_ids": [ "c-role-229" ], "kind": "legal" }, { "id": "r-230", "from": "e1", "to": "e80", "role": "Estate requesting Rule 2004 documents or examination from the counterparty", "period": "Source recorded 2026-07-31; later status not established", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-230" ], "kind": "legal" }, { "id": "r-231", "from": "e1", "to": "e81", "role": "Estate requesting Rule 2004 documents or examination from the counterparty", "period": "Source recorded 2026-07-31; later status not established", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-231" ], "kind": "legal" }, { "id": "r-232", "from": "e1", "to": "e82", "role": "Estate requesting Rule 2004 documents or examination from the counterparty", "period": "Source recorded 2026-07-20; later status not established", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-232" ], "kind": "legal" }, { "id": "r-233", "from": "e1", "to": "e53", "role": "Group whose portfolio was transferred to the counterparty for successor servicing", "period": "Source recorded 2026-08-05; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-233" ], "kind": "business" }, { "id": "r-234", "from": "e1", "to": "e43", "role": "Debtor or debtor group; counterparty appears as creditor or agent in the docket", "period": "Source recorded 2026-07-16; later status not established", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-234" ], "kind": "legal" }, { "id": "r-235", "from": "e62", "to": "e63", "role": "Borrower under the fund’s disclosed first-lien revolving investment", "period": "Source recorded 2022-09-30; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-235" ], "kind": "business" }, { "id": "r-236", "from": "e4", "to": "e1", "role": "Executive alleged to control the group’s trust transactions", "period": "Source recorded 2026-02-26; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-236" ], "kind": "business" }, { "id": "r-237", "from": "e2", "to": "e1", "role": "Executive alleged to control the group’s trust transactions", "period": "Source recorded 2026-02-26; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-237" ], "kind": "business" }, { "id": "r-240", "from": "e4", "to": "e83", "role": "Accused executive whose superseding charges concern the SPV 5 facility", "period": "Source recorded 2026-06-24; later status not established", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-240" ], "kind": "legal" }, { "id": "r-241", "from": "e52", "to": "e53", "role": "Co-defendant in the separate investor contract and fiduciary-duty case", "period": "Separate investor case; remanded to New York state court 5 June 2026", "status": "reported", "direction": "undirected", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-241" ], "kind": "legal" }, { "id": "r-242", "from": "e52", "to": "e1", "role": "Indenture trustee for the securitization trusts identified in the separate investor contract case", "period": "Source recorded 2026-06-05; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-242" ], "kind": "business" }, { "id": "r-243", "from": "e12", "to": "e8", "role": "Chapter 7 trustee of the identified debtor", "period": "Source recorded 2025-09-10; later status not established", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-243" ], "kind": "legal" }, { "id": "r-244", "from": "e8", "to": "e6", "role": "Debtor or debtor group; counterparty appears as creditor or agent in the docket", "period": "Source recorded 2025-09-10; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-244" ], "kind": "business" }, { "id": "r-245", "from": "e8", "to": "e52", "role": "Debtor or debtor group; counterparty appears as creditor or agent in the docket", "period": "Source recorded 2025-09-10; later status not established", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-245" ], "kind": "legal" }, { "id": "r-246", "from": "e84", "to": "e1", "role": "Separately named debtor in the jointly administered Chapter 7 cases", "period": "Source recorded 2025-09-10; later status not established", "status": "reported", "direction": "undirected", "role_group": "infrastructure", "temporal_status": "unknown", "claim_ids": [ "c-role-246" ], "kind": "business" }, { "id": "r-247", "from": "e12", "to": "e84", "role": "Chapter 7 trustee of the identified debtor", "period": "Source recorded 2025-09-10; later status not established", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-247" ], "kind": "legal" }, { "id": "r-249", "from": "e1", "to": "e84", "role": "Parent group of a separately named jointly administered debtor; direct level not specified", "period": "Source recorded 2026-01-12; later status not established", "status": "reported", "direction": "directed", "role_group": "ownership", "temporal_status": "unknown", "claim_ids": [ "c-role-249" ], "kind": "owns" }, { "id": "r-250", "from": "e15", "to": "e1", "role": "Holder of all common equity, subject to the separately described preferred interests", "period": "Source recorded 2026-10-13; later status not established", "status": "reported", "direction": "directed", "role_group": "ownership", "temporal_status": "unknown", "claim_ids": [ "c-role-250" ], "kind": "owns" }, { "id": "r-251", "from": "e85", "to": "e1", "role": "Shared business-address record; not proof of ownership", "period": "Source recorded 2026-10-13; later status not established", "status": "reported", "direction": "undirected", "role_group": "infrastructure", "temporal_status": "unknown", "claim_ids": [ "c-role-251" ], "kind": "business" }, { "id": "r-255", "from": "e4", "to": "e75", "role": "Reported owner of the LLC named in the separate recovery action", "period": "Source recorded 2025-12-31; later status not established", "status": "reported", "direction": "directed", "role_group": "ownership", "temporal_status": "unknown", "claim_ids": [ "c-role-255" ], "kind": "owns" }, { "id": "r-257", "from": "e60", "to": "e7", "role": "Historical correspondence or registration record routed through Serent", "period": "Source recorded 2010-04-01; later status not established", "status": "reported", "direction": "undirected", "role_group": "infrastructure", "temporal_status": "unknown", "claim_ids": [ "c-role-257" ], "kind": "business" }, { "id": "r-258", "from": "e86", "to": "e1", "role": "Chief risk officer in the dated roster", "period": "Recorded from 2020-12; precise appointment or transaction scope follows the source", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-258" ], "kind": "other" }, { "id": "r-259", "from": "e87", "to": "e1", "role": "Chief corporate development and legal officer in the dated appointment", "period": "Recorded from 2020-12; precise appointment or transaction scope follows the source", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-259" ], "kind": "other" }, { "id": "r-260", "from": "e88", "to": "e1", "role": "Chief supply chain officer in the dated appointment", "period": "Recorded from 2020-12; precise appointment or transaction scope follows the source", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-260" ], "kind": "other" }, { "id": "r-261", "from": "e89", "to": "e1", "role": "Chief product and strategy officer in the dated announcement", "period": "Source recorded 2020-12-03; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-261" ], "kind": "other" }, { "id": "r-262", "from": "e90", "to": "e1", "role": "Chief compliance officer in the dated announcement", "period": "Source recorded 2020-12-03; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-262" ], "kind": "other" }, { "id": "r-263", "from": "e91", "to": "e53", "role": "Manager of funds investing in the servicing company from 2016", "period": "Recorded from 2016; precise appointment or transaction scope follows the source", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-263" ], "kind": "business" }, { "id": "r-265", "from": "e53", "to": "e1", "role": "Servicer participating in objections to borrower motions", "period": "Source recorded 2026-01-26; later status not established", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-265" ], "kind": "legal" }, { "id": "r-266", "from": "e40", "to": "e1", "role": "Board director in the dated source; later mandate not established", "period": "Source recorded 2024-02-11; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-266" ], "kind": "other" }, { "id": "r-267", "from": "e39", "to": "e1", "role": "Board director in the dated source; later mandate not established", "period": "Recorded from 2020-12; precise appointment or transaction scope follows the source", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-267" ], "kind": "other" }, { "id": "r-268", "from": "e38", "to": "e1", "role": "Board director in the dated source; later mandate not established", "period": "Recorded from 2020-12; precise appointment or transaction scope follows the source", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-268" ], "kind": "other" }, { "id": "r-269", "from": "e35", "to": "e1", "role": "Board director in the dated source; later mandate not established", "period": "Recorded from 2019-04-30; precise appointment or transaction scope follows the source", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-269" ], "kind": "other" }, { "id": "r-270", "from": "e1", "to": "e26", "role": "Group associated with the California retail brand; brand use does not merge legal entities", "period": "Source recorded 2019-04-30; later status not established", "status": "reported", "direction": "directed", "role_group": "associations", "temporal_status": "unknown", "claim_ids": [ "c-role-270" ], "kind": "other" }, { "id": "r-271", "from": "e37", "to": "e1", "role": "Director and chair of the audit committee in the January 2021 appointment", "period": "Recorded from 2021-01-06; precise appointment or transaction scope follows the source", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-271" ], "kind": "other" }, { "id": "r-272", "from": "e37", "to": "e92", "role": "Director of the identified organization in the dated source", "period": "Source recorded 2021-01-06; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-272" ], "kind": "other" }, { "id": "r-273", "from": "e37", "to": "e161", "role": "Director of the identified organization in the dated source", "period": "Source recorded 2021-01-06; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-273" ], "kind": "other" }, { "id": "r-274", "from": "e37", "to": "e94", "role": "Director of the identified organization in the dated source", "period": "Source recorded 2021-01-06; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-274" ], "kind": "other" }, { "id": "r-275", "from": "e37", "to": "e95", "role": "Former EY global vice chair for public policy; role ended June 2019", "period": "Historical EY leadership; ended June 2019", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "historical", "claim_ids": [ "c-role-275" ], "kind": "other" }, { "id": "r-276", "from": "e33", "to": "e1", "role": "Board director in the dated source; later mandate not established", "period": "Source recorded 2026-10-13; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-276" ], "kind": "other" }, { "id": "r-277", "from": "e33", "to": "e13", "role": "Managing director in the global credit business", "period": "Source recorded 2026-10-13; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-277" ], "kind": "other" }, { "id": "r-279", "from": "e33", "to": "e97", "role": "Former board director of the identified shipping company", "period": "Source recorded 2026-10-13; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "historical", "claim_ids": [ "c-role-279" ], "kind": "other" }, { "id": "r-280", "from": "e33", "to": "e98", "role": "Former board director of the identified shipping company", "period": "Source recorded 2026-10-13; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "historical", "claim_ids": [ "c-role-280" ], "kind": "other" }, { "id": "r-281", "from": "e33", "to": "e99", "role": "Managing director in the historical 2007–2018 period", "period": "2007–2018", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "historical", "claim_ids": [ "c-role-281" ], "kind": "other" }, { "id": "r-286", "from": "e7", "to": "e9", "role": "Sponsor and servicer working with the separately identified depositor", "period": "Source recorded 2022-04-29; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-286" ], "kind": "business" }, { "id": "r-287", "from": "e7", "to": "e100", "role": "Sponsor and servicer of the issuing trust", "period": "Source recorded 2022-04-29; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-287" ], "kind": "business" }, { "id": "r-291", "from": "e39", "to": "e8", "role": "Board director in the dated source; later mandate not established", "period": "Recorded from 2020; precise appointment or transaction scope follows the source", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-291" ], "kind": "other" }, { "id": "r-292", "from": "e39", "to": "e1", "role": "Board director in the dated source; later mandate not established", "period": "Source recorded 2026-10-13; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-292" ], "kind": "other" }, { "id": "r-293", "from": "e39", "to": "e103", "role": "Co-founder of Kabbage", "period": "Recorded from 2008; precise appointment or transaction scope follows the source", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-293" ], "kind": "other" }, { "id": "r-295", "from": "e39", "to": "e104", "role": "Co-founder of Keep Financial", "period": "Recorded from 2022; precise appointment or transaction scope follows the source", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-295" ], "kind": "other" }, { "id": "r-296", "from": "e39", "to": "e105", "role": "Director of the identified organization in the dated source", "period": "Recorded from 2019; precise appointment or transaction scope follows the source", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-296" ], "kind": "other" }, { "id": "r-297", "from": "e39", "to": "e154", "role": "Independent director of CoreCard in the identified dated source", "period": "2022–2025", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "historical", "claim_ids": [ "c-role-297" ], "kind": "other" }, { "id": "r-298", "from": "e39", "to": "e107", "role": "Independent director of Near Intelligence in the identified historical record", "period": "2023–2024", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "historical", "claim_ids": [ "c-role-298" ], "kind": "other" }, { "id": "r-299", "from": "e39", "to": "e108", "role": "Former corporate-development executive at CompuCredit or its identified successor", "period": "Source recorded 2026-10-13; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "historical", "claim_ids": [ "c-role-299" ], "kind": "other" }, { "id": "r-300", "from": "e39", "to": "e109", "role": "Advisory board member in the dated directory record", "period": "Recorded from 2021; precise appointment or transaction scope follows the source", "status": "reported", "direction": "directed", "role_group": "associations", "temporal_status": "unknown", "claim_ids": [ "c-role-300" ], "kind": "other" }, { "id": "r-301", "from": "e39", "to": "e8", "role": "Board director in the dated source; later mandate not established", "period": "Recorded from 2020-10-31; precise appointment or transaction scope follows the source", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-301" ], "kind": "other" }, { "id": "r-302", "from": "e37", "to": "e110", "role": "Director of the identified organization in the dated source", "period": "Source recorded 2021-09; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-302" ], "kind": "other" }, { "id": "r-303", "from": "e37", "to": "e92", "role": "Director of the identified organization in the dated source", "period": "Source recorded 2021-09; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-303" ], "kind": "other" }, { "id": "r-304", "from": "e37", "to": "e94", "role": "Director of the identified organization in the dated source", "period": "Source recorded 2021-09; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-304" ], "kind": "other" }, { "id": "r-305", "from": "e37", "to": "e111", "role": "Director of the identified organization in the dated source", "period": "Source recorded 2021-09; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-305" ], "kind": "other" }, { "id": "r-307", "from": "e7", "to": "e9", "role": "Direct owner of all membership interests", "period": "Source recorded 2025-06-02; later status not established", "status": "reported", "direction": "directed", "role_group": "ownership", "temporal_status": "unknown", "claim_ids": [ "c-role-307" ], "kind": "owns" }, { "id": "r-308", "from": "e38", "to": "e113", "role": "Director of the identified organization in the dated source", "period": "Recorded from 2010; precise appointment or transaction scope follows the source", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-308" ], "kind": "other" }, { "id": "r-309", "from": "e38", "to": "e114", "role": "Counsel at White & Case in the dated professional record", "period": "Recorded from 2009; precise appointment or transaction scope follows the source", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-309" ], "kind": "other" }, { "id": "r-310", "from": "e38", "to": "e115", "role": "Director of the identified organization in the dated source", "period": "Source recorded 2023-02-24; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-310" ], "kind": "other" }, { "id": "r-311", "from": "e38", "to": "e116", "role": "Director of the identified organization in the dated source", "period": "Source recorded 2023-02-24; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-311" ], "kind": "other" }, { "id": "r-312", "from": "e38", "to": "e117", "role": "Former board director of BBVA Compass", "period": "Source recorded 2023-02-24; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "historical", "claim_ids": [ "c-role-312" ], "kind": "other" }, { "id": "r-313", "from": "e35", "to": "e119", "role": "Director of the identified organization in the dated source", "period": "Source recorded 2026-09-27; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-313" ], "kind": "other" }, { "id": "r-314", "from": "e35", "to": "e120", "role": "Adviser in the dated professional record", "period": "Source recorded 2026-09-27; later status not established", "status": "reported", "direction": "directed", "role_group": "associations", "temporal_status": "unknown", "claim_ids": [ "c-role-314" ], "kind": "other" }, { "id": "r-315", "from": "e35", "to": "e121", "role": "Equifax executive; joined in 1999 and held the later consumer-solutions presidency", "period": "Joined Equifax in 1999; consumer-solutions presidency recorded from 2015/2016", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "historical", "claim_ids": [ "c-role-315" ], "kind": "other" }, { "id": "r-318", "from": "e22", "to": "e48", "role": "Bank holding company identified as parent of the banking subsidiary", "period": "Source recorded 2026-09-14; later status not established", "status": "reported", "direction": "directed", "role_group": "ownership", "temporal_status": "unknown", "claim_ids": [ "c-role-318" ], "kind": "owns" }, { "id": "r-319", "from": "e48", "to": "e47", "role": "Administrative agent and lender for the SPV 6 warehouse facility", "period": "Source recorded 2026-09-14; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-319" ], "kind": "business" }, { "id": "r-320", "from": "e13", "to": "e1", "role": "Manager of funds providing convertible preferred capital; minority investment", "period": "Source recorded 2026-10-13; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-320" ], "kind": "business" }, { "id": "r-321", "from": "e85", "to": "e7", "role": "Originator transferring receivables to Auto Acceptance", "period": "Source recorded 2020-11-13; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-321" ], "kind": "business" }, { "id": "r-322", "from": "e85", "to": "e44", "role": "Originator whose receivables could enter the warehouse pool", "period": "Source recorded 2020-11-13; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-322" ], "kind": "business" }, { "id": "r-325", "from": "e122", "to": "e7", "role": "Chief executive signing the Auto Acceptance consent judgment in 2015", "period": "Recorded from 2015; precise appointment or transaction scope follows the source", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "historical", "claim_ids": [ "c-role-325" ], "kind": "other" }, { "id": "r-326", "from": "e7", "to": "e123", "role": "Respondent in the 2015 credit-reporting consent judgment", "period": "Consent judgment 16 September 2015; neither admission nor denial except jurisdiction", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "historical", "claim_ids": [ "c-role-326" ], "kind": "legal" }, { "id": "r-327", "from": "e23", "to": "e1", "role": "Lender group reporting losses connected with Tricolor", "period": "Source recorded 2025-10-14; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-327" ], "kind": "business" }, { "id": "r-328", "from": "e22", "to": "e1", "role": "Lender group reporting losses connected with Tricolor", "period": "Source recorded 2025-10-14; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-328" ], "kind": "business" }, { "id": "r-329", "from": "e1", "to": "e124", "role": "Group subject to reported motor-vehicle consumer-complaint inquiries", "period": "Source recorded 2025-10-07; later status not established", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-329" ], "kind": "legal" }, { "id": "r-330", "from": "e1", "to": "e26", "role": "Parent group according to the identified report; brand and legal entity require distinction", "period": "Source recorded 2025-09-29; later status not established", "status": "reported", "direction": "directed", "role_group": "ownership", "temporal_status": "unknown", "claim_ids": [ "c-role-330" ], "kind": "owns" }, { "id": "r-331", "from": "e1", "to": "e13", "role": "Group receiving a reported social-impact fund investment", "period": "Source recorded 2022-11-11; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-331" ], "kind": "business" }, { "id": "r-332", "from": "e4", "to": "e25", "role": "Originally co-accused; Goodgame pleaded guilty and Chu remains not guilty", "period": "Original December 2025 charges; Goodgame pleaded guilty 24 June 2026; Chu pleaded not guilty", "status": "reported", "direction": "undirected", "role_group": "associations", "temporal_status": "unknown", "claim_ids": [ "c-role-332" ], "kind": "other" }, { "id": "r-333", "from": "e44", "to": "e4", "role": "Warehouse vehicle subject to the covenant naming Chu as key executive", "period": "Recorded from 2020-11-13; precise appointment or transaction scope follows the source", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-333" ], "kind": "business" }, { "id": "r-335", "from": "e44", "to": "e125", "role": "Party to the letter agreement identified in the warehouse contract", "period": "Recorded from 2020-11-13; precise appointment or transaction scope follows the source", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-335" ], "kind": "business" }, { "id": "r-336", "from": "e7", "to": "e45", "role": "Pledgor granting security to the administrative agent for the secured parties", "period": "Source recorded 2020-11-13; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-336" ], "kind": "business" }, { "id": "r-337", "from": "e7", "to": "e126", "role": "Account customer; Wells Fargo is the master collection account bank", "period": "Source recorded 2020-11-13; later status not established", "status": "reported", "direction": "directed", "role_group": "infrastructure", "temporal_status": "unknown", "claim_ids": [ "c-role-337" ], "kind": "business" }, { "id": "r-338", "from": "e7", "to": "e44", "role": "Pledgor supporting the warehouse borrower’s obligations", "period": "Source recorded 2020-11-13; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-338" ], "kind": "business" }, { "id": "r-341", "from": "e44", "to": "e8", "role": "Warehouse purchaser of originated receivables through the contractual transfer chain", "period": "Source recorded 2020-11-13; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-341" ], "kind": "business" }, { "id": "r-342", "from": "e44", "to": "e20", "role": "Warehouse purchaser of originated receivables through the contractual transfer chain", "period": "Source recorded 2020-11-13; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-342" ], "kind": "business" }, { "id": "r-343", "from": "e44", "to": "e85", "role": "Warehouse purchaser of originated receivables through the contractual transfer chain", "period": "Source recorded 2020-11-13; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-343" ], "kind": "business" }, { "id": "r-347", "from": "e122", "to": "e8", "role": "Former chief executive, as recorded in the directory snapshot", "period": "Ended by 2015-12-31", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "historical", "claim_ids": [ "c-role-347" ], "kind": "other" }, { "id": "r-348", "from": "e122", "to": "e128", "role": "Founder of Semantic Sciences", "period": "Recorded from 2003; precise appointment or transaction scope follows the source", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-348" ], "kind": "other" }, { "id": "r-349", "from": "e122", "to": "e129", "role": "Former director of the identified investment organization", "period": "Source recorded 2026-10-13; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "historical", "claim_ids": [ "c-role-349" ], "kind": "other" }, { "id": "r-350", "from": "e122", "to": "e130", "role": "Former vice president in the asset-management business", "period": "Source recorded 2026-10-13; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "historical", "claim_ids": [ "c-role-350" ], "kind": "other" }, { "id": "r-351", "from": "e122", "to": "e131", "role": "Former chief financial officer", "period": "Source recorded 2026-10-13; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "historical", "claim_ids": [ "c-role-351" ], "kind": "other" }, { "id": "r-352", "from": "e122", "to": "e132", "role": "Former principal of the identified technology company", "period": "Source recorded 2026-10-13; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "historical", "claim_ids": [ "c-role-352" ], "kind": "other" }, { "id": "r-353", "from": "e38", "to": "e1", "role": "Board director in the dated source; later mandate not established", "period": "Source recorded 2023-02-24; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-353" ], "kind": "other" }, { "id": "r-358", "from": "e9", "to": "e56", "role": "Depositor for the identified trust issuance", "period": "Source recorded 2023-02-09; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-358" ], "kind": "business" }, { "id": "r-359", "from": "e7", "to": "e56", "role": "Sponsor and servicer of the issuing trust", "period": "Source recorded 2023-02-09; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-359" ], "kind": "business" }, { "id": "r-360", "from": "e49", "to": "e56", "role": "Bookrunner and structuring agent for the identified issuance", "period": "Source recorded 2023-02-09; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-360" ], "kind": "business" }, { "id": "r-361", "from": "e50", "to": "e56", "role": "Co-manager for the identified issuance", "period": "Source recorded 2023-02-09; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-361" ], "kind": "business" }, { "id": "r-362", "from": "e51", "to": "e56", "role": "Co-manager for the identified issuance", "period": "Source recorded 2023-02-09; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-362" ], "kind": "business" }, { "id": "r-363", "from": "e9", "to": "e133", "role": "Depositor for the identified trust issuance", "period": "Source recorded 2024-01-25; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-363" ], "kind": "business" }, { "id": "r-364", "from": "e7", "to": "e133", "role": "Sponsor and servicer of the issuing trust", "period": "Source recorded 2024-01-25; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-364" ], "kind": "business" }, { "id": "r-365", "from": "e50", "to": "e133", "role": "Bookrunner and structuring agent for the identified issuance", "period": "Source recorded 2024-01-25; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-365" ], "kind": "business" }, { "id": "r-366", "from": "e49", "to": "e133", "role": "Joint bookrunner for the identified issuance", "period": "Source recorded 2024-01-25; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-366" ], "kind": "business" }, { "id": "r-367", "from": "e9", "to": "e134", "role": "Depositor for the identified trust issuance", "period": "Source recorded 2024-05-14; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-367" ], "kind": "business" }, { "id": "r-368", "from": "e7", "to": "e134", "role": "Sponsor and servicer of the issuing trust", "period": "Source recorded 2024-05-14; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-368" ], "kind": "business" }, { "id": "r-369", "from": "e49", "to": "e134", "role": "Bookrunner for the identified issuance", "period": "Source recorded 2024-05-14; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-369" ], "kind": "business" }, { "id": "r-370", "from": "e50", "to": "e134", "role": "Joint bookrunner for the identified issuance", "period": "Source recorded 2024-05-14; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-370" ], "kind": "business" }, { "id": "r-371", "from": "e51", "to": "e134", "role": "Co-manager for the identified issuance", "period": "Source recorded 2024-05-14; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-371" ], "kind": "business" }, { "id": "r-372", "from": "e7", "to": "e135", "role": "Sponsor and servicer of the issuing trust", "period": "Source recorded 2024-10-07; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-372" ], "kind": "business" }, { "id": "r-373", "from": "e9", "to": "e135", "role": "Depositor for the identified trust issuance", "period": "Source recorded 2024-10-07; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-373" ], "kind": "business" }, { "id": "r-374", "from": "e7", "to": "e136", "role": "Sponsor and servicer of the issuing trust", "period": "Source recorded 2025-03-11; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-374" ], "kind": "business" }, { "id": "r-375", "from": "e9", "to": "e136", "role": "Depositor for the identified trust issuance", "period": "Source recorded 2025-03-11; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-375" ], "kind": "business" }, { "id": "r-376", "from": "e49", "to": "e136", "role": "Bookrunner for the identified issuance", "period": "Source recorded 2025-03-11; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-376" ], "kind": "business" }, { "id": "r-377", "from": "e9", "to": "e10", "role": "Depositor transferring receivables to the issuing trust", "period": "Source recorded 2025-06-10; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-377" ], "kind": "business" }, { "id": "r-378", "from": "e7", "to": "e10", "role": "Sponsor and servicer of the issuing trust", "period": "Source recorded 2025-06-10; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-378" ], "kind": "business" }, { "id": "r-379", "from": "e50", "to": "e10", "role": "Bookrunner and structuring agent for the identified issuance", "period": "Source recorded 2025-06-10; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-379" ], "kind": "business" }, { "id": "r-380", "from": "e49", "to": "e10", "role": "Joint bookrunner for the identified issuance", "period": "Source recorded 2025-06-10; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-380" ], "kind": "business" }, { "id": "r-381", "from": "e51", "to": "e10", "role": "Co-manager for the identified issuance", "period": "Source recorded 2025-06-10; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-381" ], "kind": "business" }, { "id": "r-383", "from": "e39", "to": "e105", "role": "Director of the identified organization in the dated source", "period": "Source recorded 2020-12-07; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-383" ], "kind": "other" }, { "id": "r-384", "from": "e39", "to": "e137", "role": "Director of the identified organization in the dated source", "period": "Source recorded 2020-12-07; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-384" ], "kind": "other" }, { "id": "r-385", "from": "e38", "to": "e113", "role": "Director of the identified organization in the dated source", "period": "Source recorded 2020-12-07; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-385" ], "kind": "other" }, { "id": "r-386", "from": "e38", "to": "e115", "role": "Director of the identified organization in the dated source", "period": "Source recorded 2020-12-07; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-386" ], "kind": "other" }, { "id": "r-387", "from": "e38", "to": "e138", "role": "Trustee of the university in the dated biography", "period": "Source recorded 2020-12-07; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-387" ], "kind": "other" }, { "id": "r-388", "from": "e38", "to": "e117", "role": "Former board director of BBVA Compass", "period": "Source recorded 2020-12-07; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "historical", "claim_ids": [ "c-role-388" ], "kind": "other" }, { "id": "r-389", "from": "e13", "to": "e1", "role": "Manager of funds providing convertible preferred capital; minority investment", "period": "Source recorded 2025-11-07; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-389" ], "kind": "business" }, { "id": "r-392", "from": "e37", "to": "e92", "role": "Director of the identified organization in the dated source", "period": "Source recorded 2026-10-13; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-392" ], "kind": "other" }, { "id": "r-393", "from": "e139", "to": "e1", "role": "Organization appearing as creditor in the bankruptcy docket", "period": "Source recorded 2026-10-13; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-393" ], "kind": "business" }, { "id": "r-394", "from": "e122", "to": "e1", "role": "Person appearing as creditor in the bankruptcy docket", "period": "Source recorded 2026-10-13; later status not established", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-394" ], "kind": "legal" }, { "id": "r-395", "from": "e2", "to": "e1", "role": "Interested party in the bankruptcy docket", "period": "Source recorded 2026-10-13; later status not established", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-395" ], "kind": "legal" }, { "id": "r-396", "from": "e2", "to": "e140", "role": "Former vice president of finance and controller; resigned 4 November 2011", "period": "May 2007–4 November 2011", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "historical", "claim_ids": [ "c-role-396" ], "kind": "other" }, { "id": "r-397", "from": "e2", "to": "e141", "role": "Former interim chief financial officer", "period": "Recorded from 2005-10; precise appointment or transaction scope follows the source", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "historical", "claim_ids": [ "c-role-397" ], "kind": "other" }, { "id": "r-398", "from": "e2", "to": "e142", "role": "Former liquidation trustee and acting chief financial officer", "period": "Recorded from 2001-08; precise appointment or transaction scope follows the source", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "historical", "claim_ids": [ "c-role-398" ], "kind": "other" }, { "id": "r-402", "from": "e53", "to": "e1", "role": "Successor servicer of the affected group portfolio after collapse", "period": "Recorded from 2025-09-19; precise appointment or transaction scope follows the source", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-402" ], "kind": "business" }, { "id": "r-403", "from": "e53", "to": "e52", "role": "Servicer coordinating the transition with the indenture trustee", "period": "Source recorded 2025-09-22; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-403" ], "kind": "business" }, { "id": "r-407", "from": "e34", "to": "e1", "role": "Board director in the dated source; later mandate not established", "period": "Source recorded 2023-08; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-407" ], "kind": "other" }, { "id": "r-409", "from": "e34", "to": "e147", "role": "Director of the identified organization in the dated source", "period": "Source recorded 2023-08; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-409" ], "kind": "other" }, { "id": "r-410", "from": "e34", "to": "e148", "role": "Former IMB executive before joining BlackRock in 2021", "period": "IMB from 2020; historical position before joining BlackRock in 2021", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "historical", "claim_ids": [ "c-role-410" ], "kind": "other" }, { "id": "r-411", "from": "e34", "to": "e149", "role": "Former vice president in the U.S. buyout business", "period": "Source recorded 2023-08; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "historical", "claim_ids": [ "c-role-411" ], "kind": "other" }, { "id": "r-413", "from": "e4", "to": "e1", "role": "Former executive disputing restrictions on defense insurance; covered CNA expenses later authorized", "period": "Insurance dispute 2025–2026; covered CNA expenses authorized 8 July 2026", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "historical", "claim_ids": [ "c-role-413" ], "kind": "legal" }, { "id": "r-414", "from": "e40", "to": "e101", "role": "Co-founder and managing partner of HPI", "period": "Recorded from 1992; precise appointment or transaction scope follows the source", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-414" ], "kind": "other" }, { "id": "r-415", "from": "e40", "to": "e150", "role": "Former industrial-division marketing executive", "period": "Source recorded 2026-10-13; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "historical", "claim_ids": [ "c-role-415" ], "kind": "other" }, { "id": "r-416", "from": "e12", "to": "e151", "role": "Bankruptcy lawyer at the identified firm", "period": "Source recorded 2026-10-13; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-416" ], "kind": "other" }, { "id": "r-417", "from": "e1", "to": "e4", "role": "Debtor estate represented as third party in the criminal proceedings", "period": "Source recorded 2026-09-22; later status not established", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-417" ], "kind": "legal" }, { "id": "r-418", "from": "e1", "to": "e25", "role": "Debtor estate represented as third party in the criminal proceedings", "period": "Source recorded 2026-09-22; later status not established", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-418" ], "kind": "legal" }, { "id": "r-419", "from": "e4", "to": "e1", "role": "Recipient of the board’s demand to return the disputed bonus", "period": "Source recorded 2026-05-18; later status not established", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-419" ], "kind": "legal" }, { "id": "r-422", "from": "e4", "to": "e1", "role": "Former chief executive and recipient of the disputed repayment demand", "period": "Historical leadership before the September 2025 collapse; subsequent executive mandate not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "historical", "claim_ids": [ "c-role-422" ], "kind": "other" }, { "id": "r-423", "from": "e4", "to": "e1", "role": "Defendant in the trustee’s recovery action; proceeding stayed", "period": "Recovery action filed December 2025; stayed June 2026", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-423" ], "kind": "legal" }, { "id": "r-424", "from": "e1", "to": "e4", "role": "Company whose former chief executive was the subject of an internal expense investigation", "period": "Source recorded 2023; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "historical", "claim_ids": [ "c-role-424" ], "kind": "other" }, { "id": "r-425", "from": "e1", "to": "e152", "role": "Company that retained Alvarez & Marsal for consulting work", "period": "Source recorded 2025-09-17; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-425" ], "kind": "business" }, { "id": "r-426", "from": "e1", "to": "e4", "role": "Estate providing corporate laptop images, including the counterparty’s device, under a grand jury subpoena", "period": "Images reportedly produced around 17 September 2025; later privilege litigation stated separately", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "historical", "claim_ids": [ "c-role-426" ], "kind": "legal" }, { "id": "r-427", "from": "e40", "to": "e153", "role": "Board director appointed in March 2023", "period": "Recorded from 2023-03-28; precise appointment or transaction scope follows the source", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-427" ], "kind": "other" }, { "id": "r-428", "from": "e40", "to": "e1", "role": "Board director in the dated source; later mandate not established", "period": "Source recorded 2023-03-28; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-428" ], "kind": "other" }, { "id": "r-430", "from": "e39", "to": "e154", "role": "Independent director of CoreCard in the identified dated source", "period": "Recorded from 2022-10-04; precise appointment or transaction scope follows the source", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-430" ], "kind": "other" }, { "id": "r-431", "from": "e39", "to": "e104", "role": "Co-founder of Keep Financial", "period": "Source recorded 2022-10-04; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-431" ], "kind": "other" }, { "id": "r-432", "from": "e39", "to": "e103", "role": "Co-founder of Kabbage", "period": "Source recorded 2022-10-04; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-432" ], "kind": "other" }, { "id": "r-433", "from": "e35", "to": "e119", "role": "Director of the identified organization in the dated source", "period": "Recorded from 2019-11-20; precise appointment or transaction scope follows the source", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-433" ], "kind": "other" }, { "id": "r-435", "from": "e39", "to": "e107", "role": "Independent director of Near Intelligence in the identified historical record", "period": "Recorded from 2023-03-23; precise appointment or transaction scope follows the source", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-435" ], "kind": "other" }, { "id": "r-436", "from": "e39", "to": "e1", "role": "Board director in the dated source; later mandate not established", "period": "Source recorded 2023-05-31; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-436" ], "kind": "other" }, { "id": "r-437", "from": "e39", "to": "e105", "role": "Director of the identified organization in the dated source", "period": "Source recorded 2023-05-31; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-437" ], "kind": "other" }, { "id": "r-438", "from": "e39", "to": "e154", "role": "Independent director of CoreCard in the identified dated source", "period": "Source recorded 2023-05-31; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-438" ], "kind": "other" }, { "id": "r-439", "from": "e1", "to": "e155", "role": "Defendant and counterclaimant in the earlier Genuine Parts contract action", "period": "Source recorded 2018-12-21; later status not established", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-439" ], "kind": "legal" }, { "id": "r-440", "from": "e15", "to": "e1", "role": "Holder of all common equity, subject to the separately described preferred interests", "period": "Source recorded 2019-02-01; later status not established", "status": "reported", "direction": "directed", "role_group": "ownership", "temporal_status": "unknown", "claim_ids": [ "c-role-440" ], "kind": "owns" }, { "id": "r-442", "from": "e37", "to": "e110", "role": "Director of the identified organization in the dated source", "period": "Source recorded 2026-10-13; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-442" ], "kind": "other" }, { "id": "r-443", "from": "e1", "to": "e26", "role": "Parent owning all interests according to the 2020 pleading", "period": "Source recorded 2020-04-20; later status not established", "status": "reported", "direction": "directed", "role_group": "ownership", "temporal_status": "unknown", "claim_ids": [ "c-role-443" ], "kind": "owns" }, { "id": "r-444", "from": "e1", "to": "e8", "role": "Parent owning all interests according to the 2020 pleading", "period": "Source recorded 2020-04-20; later status not established", "status": "reported", "direction": "directed", "role_group": "ownership", "temporal_status": "unknown", "claim_ids": [ "c-role-444" ], "kind": "owns" }, { "id": "r-446", "from": "e38", "to": "e158", "role": "Independent director from 14 April 2026", "period": "Recorded from 2026-04-14; precise appointment or transaction scope follows the source", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-446" ], "kind": "other" }, { "id": "r-447", "from": "e38", "to": "e159", "role": "Director of the identified organization in the dated source", "period": "Source recorded 2026-04-14; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-447" ], "kind": "other" }, { "id": "r-448", "from": "e38", "to": "e116", "role": "Director of the identified organization in the dated source", "period": "Source recorded 2026-04-14; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-448" ], "kind": "other" }, { "id": "r-449", "from": "e38", "to": "e114", "role": "Counsel at White & Case in the dated professional record", "period": "Source recorded 2026-04-14; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-449" ], "kind": "other" }, { "id": "r-451", "from": "e37", "to": "e92", "role": "Director of the identified organization in the dated source", "period": "Recorded from 2019-08; precise appointment or transaction scope follows the source", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-451" ], "kind": "other" }, { "id": "r-452", "from": "e37", "to": "e110", "role": "Director of the identified organization in the dated source", "period": "Source recorded 2021; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-452" ], "kind": "other" }, { "id": "r-453", "from": "e37", "to": "e1", "role": "Board director in the dated source; later mandate not established", "period": "Source recorded 2021; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-453" ], "kind": "other" }, { "id": "r-454", "from": "e37", "to": "e161", "role": "Director of the identified organization in the dated source", "period": "Source recorded 2021; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-454" ], "kind": "other" }, { "id": "r-457", "from": "e42", "to": "e1", "role": "Board director in the dated source; later mandate not established", "period": "Source recorded 2025-07-23; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-457" ], "kind": "other" }, { "id": "r-458", "from": "e122", "to": "e8", "role": "Former chief financial officer and then chief executive", "period": "Source recorded 2020-09-21; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "historical", "claim_ids": [ "c-role-458" ], "kind": "other" }, { "id": "r-459", "from": "e1", "to": "e12", "role": "Chapter 7 debtor represented by the trustee", "period": "Source recorded 2026-10-10; later status not established", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-459" ], "kind": "legal" }, { "id": "r-461", "from": "e34", "to": "e149", "role": "Former vice president in the U.S. buyout business", "period": "Source recorded 2021-02-11; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "historical", "claim_ids": [ "c-role-461" ], "kind": "other" }, { "id": "r-462", "from": "e1", "to": "e44", "role": "Indirect parent of SPV 4 through Auto Acceptance, supported by the contract", "period": "Source recorded 2020-11-13; later status not established", "status": "reported", "direction": "directed", "role_group": "ownership", "temporal_status": "unknown", "claim_ids": [ "c-role-462" ], "kind": "owns" }, { "id": "r-463", "from": "e39", "to": "e154", "role": "Independent director of CoreCard in the identified dated source", "period": "Recorded from 2022-10; precise appointment or transaction scope follows the source", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-463" ], "kind": "other" }, { "id": "r-464", "from": "e39", "to": "e103", "role": "Co-founder of Kabbage", "period": "Source recorded 2023-04-04; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-464" ], "kind": "other" }, { "id": "r-465", "from": "e1", "to": "e43", "role": "Borrower group under the floorplan facility; counterparty is agent and lender", "period": "Source recorded 2025-12-31; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-465" ], "kind": "business" }, { "id": "r-466", "from": "e1", "to": "e46", "role": "Estate whose Barclays examination motion was withdrawn in September 2026", "period": "Examination requested July 2026; motion withdrawn 25 September 2026", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "historical", "claim_ids": [ "c-role-466" ], "kind": "legal" }, { "id": "r-467", "from": "e1", "to": "e163", "role": "Estate requesting Rule 2004 documents or examination from the counterparty", "period": "Examination request resolved by agreed order 30 September 2026", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "historical", "claim_ids": [ "c-role-467" ], "kind": "legal" }, { "id": "r-468", "from": "e1", "to": "e6", "role": "Borrower whose lender reported charge-offs and continuing recovery efforts", "period": "Source recorded 2025-12-31; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-468" ], "kind": "business" }, { "id": "r-473", "from": "e1", "to": "e167", "role": "Shared business-address record; not proof of ownership", "period": "Source recorded 2026-10-13; later status not established", "status": "reported", "direction": "undirected", "role_group": "infrastructure", "temporal_status": "unknown", "claim_ids": [ "c-role-473" ], "kind": "business" }, { "id": "r-474", "from": "e37", "to": "e111", "role": "Director of the identified organization in the dated source", "period": "Source recorded 2026-10-13; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-474" ], "kind": "other" }, { "id": "r-475", "from": "e39", "to": "e103", "role": "Co-founder of Kabbage", "period": "Source recorded 2026-10-13; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-475" ], "kind": "other" }, { "id": "r-476", "from": "e39", "to": "e105", "role": "Director of the identified organization in the dated source", "period": "Source recorded 2026-10-13; later status not established", "status": "reported", "direction": "directed", "role_group": "people", "temporal_status": "unknown", "claim_ids": [ "c-role-476" ], "kind": "other" }, { "id": "r-477", "from": "e1", "to": "e5", "role": "Borrower of the bank subsidiary whose holding company disclosed the loss", "period": "Source recorded 2025-12-31; later status not established", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-477" ], "kind": "business" }, { "id": "r-wilmington-company-owner", "from": "e3001", "to": "e1", "role": "Owner trustee for certain notes issued by Tricolor securitization trusts; exact series not identified here", "period": "Historical financing capacities described in the 1 July 2026 discovery record", "status": "reported", "direction": "directed", "role_group": "business", "temporal_status": "unknown", "claim_ids": [ "c-role-wilmington-company-owner" ], "kind": "business" }, { "id": "r-wilmington-company-discovery", "from": "e1", "to": "e3001", "role": "Estate requesting Rule 2004 documents or examination from the counterparty", "period": "Rule 2004 examination requested 1 July 2026; a request is not a finding of misconduct", "status": "reported", "direction": "directed", "role_group": "legal", "temporal_status": "unknown", "claim_ids": [ "c-role-wilmington-company-discovery" ], "kind": "legal" } ], "history": [], "claims": [ { "id": "c-identity", "kind": "fact", "text": "Tricolor Holdings LLC is the Delaware holding company identified in the bankruptcy record by EIN 47-4029315 and the former name Ganas Holdings LLC. Its Texas foreign registration is 0803869654. A 2020 complaint filed by the company identified Ganas Investors LLC as its sole owner, with Daniel Chu and Tricolor Investors LLC as the members of Ganas Investors; their respective percentages were not stated. The later bankruptcy account identifies Ganas Investors as holding all common equity. That wording leaves room for the separately documented preferred investment. Tricolor Auto Group, Tricolor Auto Acceptance and the California operating companies performed different functions within the dealership and financing business.", "qualification": "The 2020 ownership representation and the later common-equity statement concern different dates and equity classes. They do not establish that Chu personally owned 100% of Holdings. A Delaware directory entry for Ganas Holdings has not been conclusively reconciled to the subject and is not used as its incorporation number. A 2020 pleading calls Tricolor Auto Group a Texas company, while directory and Texas tax records identify a foreign registration: the unresolved formation discrepancy is retained. Ganas Auto appears both as a brand and as a separately named LLC; a trade name is not enough to merge them. Apoyo Financial is a trade name of Auto Group and also the name of a distinct debtor LLC.", "response": "", "outcome": "", "source_ids": [ "s-d5", "s-d7", "s-d22", "s-d25", "s-d26", "s-d36", "s-d67", "s-d83", "s-d120", "s-d151", "s-d155", "s-d157", "s-d202", "s-d326", "s-d327" ], "entity_ids": [ "e1", "e7", "e8", "e9", "e15", "e20", "e26", "e27", "e84", "e85" ] }, { "id": "c-operating-scale", "kind": "fact", "text": "Founded around 2007, Tricolor combined used-car retail with financing for customers who had limited established credit. Its own 2021 description counted 50 dealerships in 18 cities and shared services in Guadalajara. The later indictment described roughly 65 centers across six states, more than 1,500 employees and approximately $1 billion of revenue in each of 2023 and 2024. The retained accounts describe a loan portfolio of about $1.4 billion before the collapse.", "qualification": "These are dated company descriptions or prosecutorial background allegations, not audited figures independently reconstructed for this dossier. Counts of more than 60,000 loans at bankruptcy, approximately 70,000 in later reporting and roughly 100,000 in the successor servicer’s description refer to different accounts and potentially different portfolio scopes; they are not silently treated as one measured total.", "response": "", "outcome": "", "source_ids": [ "s-d9", "s-d26", "s-d32", "s-d114", "s-d178" ], "entity_ids": [ "e1", "e7", "e8" ] }, { "id": "c-serent", "kind": "fact", "text": "Serent Capital invested in Tricolor Auto Group in 2010. Its own portfolio description calls the transaction a management buyout. A transaction adviser records Serent’s sale of its portfolio company to Ganas Group in January 2016. Retained reporting describes an initial 85% stake and a later additional 10% purchase, followed by Chu’s return to control. Chu’s earlier experience included co-founding PAACO Automotive Group in 1992 and leaving it in 1999.", "qualification": "The transaction sources support the investment and exit. The precise Serent percentages and accounts of earlier unrelated disputes are secondary reporting, not a complete historical capitalization register or an adjudication about Tricolor. A former investor’s ownership ended before the later conduct alleged in the current proceedings.", "response": "", "outcome": "", "source_ids": [ "s-d113", "s-d114", "s-d161", "s-d209" ], "entity_ids": [ "e1", "e4", "e8", "e60", "e64" ] }, { "id": "c-blackrock", "kind": "fact", "text": "In September 2021 Tricolor announced a $90 million investment by BlackRock-managed funds as convertible preferred capital capable of converting into a minority interest. This was distinct from the August 2020 BlackRock Loan Agreement identified in the warehouse contract, whose borrowers were Tricolor Auto Acceptance and Holdings and whose agent was Wilmington Savings Fund Society. The same contract refers to a January 2020 subscription agreement. Separately, a CION Ares fund filing lists a September 2022 SPV 3 first-lien revolving commitment of $2.273 million, comprising $1.498 million funded and $775,000 unfunded.", "qualification": "The BlackRock brand does not identify every legal fund or make the public parent the direct lender. The 2024 reorganization of the public BlackRock registrant cannot supply the identity of a 2021 investing fund. A contract’s treatment of preferred equity as debt is specific to its definitions. SPV 4 is expressly excluded from the defined BlackRock loan obligation; that is not evidence of a direct loan from BlackRock to SPV 4. CION’s disclosed position does not conclusively identify an anonymous lender in the criminal indictment. BlackRock’s separately disclosed 7.9% Origin Bancorp shareholding is not evidence of coordinated lending decisions.", "response": "", "outcome": "A later retained report says the BlackRock Impact Opportunities fund was being closed to new investments and wound down after Tricolor’s failure. That is a reported fund-management decision, not a finding that the investor participated in fraud.", "source_ids": [ "s-d18", "s-d22", "s-d27", "s-d84", "s-d88", "s-d109", "s-d131", "s-d211", "s-d242" ], "entity_ids": [ "e1", "e7", "e13", "e14", "e58", "e62", "e63" ] }, { "id": "c-finance-flow", "kind": "attributed", "text": "Tricolor used three connected financing stages. Floorplan lenders financed vehicle inventory. Warehouse special-purpose companies bought originated auto loans and borrowed against the receivables and related collateral. Securitization trusts then issued notes to investors; sale proceeds bought the loan pools and repaid warehouse debt. Tricolor Auto Acceptance sold receivables to its wholly owned depositor, Tricolor Auto Receivables 2, which transferred them to the issuing trusts. The noteholders’ complaint describes the associated cash flow through the warehouse companies. These accounts describe different legs of the transaction rather than interchangeable borrower entities.", "qualification": "The original SPV 4 facility began with a $100 million lender commitment. Later litigation describes a limit of $777 million and SPV 6’s $250 million limit. Limits, outstanding debt and collateral values are different measures. The indictment anonymizes lenders; named-company matches require independent support. A later stated 70–80% advance rate does not rewrite the original 2020 contract’s 40% credit enhancement, which ordinarily left a 60% advance against the eligible balance. The bankruptcy estate and the non-debtor warehouse companies also have different assets and obligations.", "response": "", "outcome": "", "source_ids": [ "s-d5", "s-d9", "s-d32", "s-d63", "s-d72", "s-d83", "s-d84", "s-d111", "s-d114" ], "entity_ids": [ "e1", "e7", "e9", "e44", "e45", "e46", "e47", "e48" ] }, { "id": "c-spv4-contract", "kind": "fact", "text": "The 13 November 2020 SPV 4 agreement identifies Tricolor Funding SPV 4 LLC as borrower, Tricolor Auto Acceptance as its direct sole member and initial servicer, Holdings as performance guarantor, JPMorgan Chase Bank as administrative agent, Vervent as backup servicer, and Wilmington Trust National Association as collateral custodian and account bank. Wells Fargo is the master collection account bank. The contract names originator transfer agreements with Auto Group, California Auto Group and Flexi Compras Autos, followed by the receivables purchase arrangement with Auto Acceptance. It grants the agent security over receivables, related vehicle interests, collections and specified contractual rights.", "qualification": "Contractual representations of clean title and required UCC filings are not proof that every receivable actually existed, was unencumbered or had a completed filing. The agreement’s minimum 51% Holdings-to-Auto-Acceptance control condition is a covenant, not a measured ownership percentage. A blank release form is not an executed release. The clause naming Chu as key person is a contractual trigger, not ownership by SPV 4 of Chu. The historical document does not establish that every term remained unchanged until collapse.", "response": "In its October 2025 filing, JPMorgan as agent preserved the lenders’ ownership and lien claims, contested the estate’s description of cash and vehicles as estate assets, and supported only specified cash uses subject to protections. The agent acknowledged uncertainty over fictitious and double-pledged loans; an asserted first lien is not a judicial resolution of competing collateral claims.", "outcome": "The agent’s account says Auto Acceptance’s SPV 4 servicing role ended on 5 September 2025 and Vervent succeeded it. It reports $612,748,356 principal outstanding on 15 August 2025. SPV 4 was not one of the jointly administered debtors.", "source_ids": [ "s-d70", "s-d83", "s-d84", "s-d318" ], "entity_ids": [ "e1", "e7", "e44", "e45", "e52", "e53", "e85", "e126" ] }, { "id": "c-securitizations", "kind": "fact", "text": "Seven TAST series remained partly outstanding near the collapse: 2022-1, 2023-1, 2024-1, 2024-2, 2024-3, 2025-1 and 2025-2. The SEC complaint totals their original note issuance at $1,816,960,000 and their remaining principal at $945,396,000. JPMorgan Securities, Barclays Capital and Fifth Third Securities held different bookrunner, joint-bookrunner or co-manager roles across the series. Auto Acceptance acted as sponsor and servicer and Auto Receivables 2 as depositor. The public June 2025 ABS-15G filing identifies the depositor by CIK 1757871 and Chu as its signing CEO.", "qualification": "The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d5", "s-d38", "s-d57", "s-d63", "s-d78", "s-d85", "s-d111", "s-d202" ], "entity_ids": [ "e7", "e9", "e10", "e49", "e50", "e51", "e56", "e57", "e100", "e133", "e134", "e135", "e136" ] }, { "id": "c-alleged-collateral", "kind": "attributed", "text": "The criminal and SEC allegations describe repeated use of the same receivables in several warehouse facilities or trusts, manipulation of delinquency fields and vehicle identifiers, inclusion of written-off loans, and retention of collections that should have flowed to trusts. The SEC additionally alleges distorted financial valuation and covenant reporting, including a roughly $100 million bad-debt adjustment carried forward into later accounts. Its complaint says 3,225 loans remained in both the 2022-1 and 2025-2 pools. A contemporaneous lender challenge over $63 million of allegedly nonpaying loans helped trigger the August 2025 confrontation and withdrawal of funding.", "qualification": "The competing measurements are not amounts to add together: an indictment contrasts $2.2 billion of stated collateral with $1.4 billion underlying value; the trustee-derived analysis cited by noteholders identifies about $547.9 million of duplicate loans plus $135.5 million of fictitious loans; the SEC cites at least $675 million of overstatement; a narrower August analysis identifies $365,497,106.65 of duplicate principal in TAST pools. They concern different populations and methods, and are not a single final adjudicated loss. Noteholders’ allegations of bank knowledge were rejected at the pleading stage in the separate bank case.", "response": "Chu pleaded not guilty and disputes the allegations. His defense challenged the documentary support for the claimed 2018 start and argued that cooperating witnesses had incentives to minimize their own responsibility. The banks’ case ended in their favor: the court found no adequately pleaded fraudulent intent or deliberate blindness and considered the inference that the banks were themselves deceived more compelling.", "outcome": "Kollar, Seibold and later Goodgame entered guilty pleas in their individual criminal cases. Those pleas do not establish a conviction of Chu or liability of every lender, director or service provider.", "source_ids": [ "s-d5", "s-d10", "s-d32", "s-d63", "s-d72", "s-d149", "s-d266" ], "entity_ids": [ "e1", "e2", "e3", "e4", "e25" ] }, { "id": "c-criminal-outcomes", "kind": "attributed", "text": "Kollar and Seibold pleaded guilty on 16 December 2025; the retained minute entries record pleas to all seven counts of their respective informations. Goodgame initially pleaded not guilty, then on 24 June 2026 pleaded guilty to six counts and agreed to cooperate. Chu alone was named in the eight-count superseding indictment returned that day, including new securities-fraud charges. These are different procedural positions and cannot be summarized as all former executives awaiting the same trial.", "qualification": "A scheduled sentencing control date is not evidence that a sentence was imposed. The archive does not establish a final sentence for the cooperating defendants. A court ruling allowing a charge to proceed concerns legal sufficiency, not guilt.", "response": "Chu pleaded not guilty to all eight counts. His June defense letter sought more preparation time after the superseding charges and Goodgame’s cooperation, challenged the reliability and incentives of the cooperators, and said important discovery and potentially exculpatory material remained to be examined. In August his lawyer said many allegations were inaccurate and raised substantial legal questions.", "outcome": "An August 2026 account reports that the judge declined to dismiss the continuing-financial-crimes-enterprise charge and set trial for 25 January 2027. This supersedes the earlier October 2026 setting in the retained docket. No conviction of Chu is established by this archive.", "source_ids": [ "s-d5", "s-d10", "s-d125", "s-d127", "s-d148", "s-d149", "s-d222", "s-d234" ], "entity_ids": [ "e2", "e3", "e4", "e25" ], "adverse_subject_ids": [ "e4", "e2", "e3", "e25" ] }, { "id": "c-sec-action", "kind": "attributed", "text": "The SEC sued Chu, Kollar and Seibold in the Southern District of New York on 18 August 2026, case 26-cv-7041. It alleges securities fraud in the Tricolor offerings, control-person liability against Chu and aiding-and-abetting theories. The complaint seeks injunctions, recovery of allegedly improper gains, civil penalties and public-company officer or director bars for Chu and Kollar. It alleges that Kollar received $275,000 of securitization success bonuses in 2025 and Seibold a $25,000 bonus linked to completion of the 2024 audit.", "qualification": "These civil remedies were requested by the regulator; the retained complaint is not an order imposing them. Separate criminal pleas do not turn every SEC assertion or requested amount into an adjudicated civil finding.", "response": "Chu’s not-guilty plea and his lawyers’ substantive objections in the related criminal case remain material context. Kollar and Seibold had already pleaded guilty in their criminal proceedings; that outcome is reported separately from this later civil action.", "outcome": "", "source_ids": [ "s-d5", "s-d38" ], "entity_ids": [ "e2", "e3", "e4" ], "adverse_subject_ids": [ "e4", "e2", "e3" ] }, { "id": "c-bank-dismissal", "kind": "attributed", "text": "Noteholder funds sued JPMorgan, Barclays, Fifth Third and their securities affiliates in February 2026, alleging that the institutions ignored collateral problems and used later securitizations to reduce warehouse exposure. The complaint relied on accounting issues, the 2024 CBIZ report and the alleged abandonment of a proposed Tricolor IPO. The operative amended complaint asserted federal misstatement and scheme-liability claims plus state-law causes of action.", "qualification": "The July opinion recites allegations as true only for purposes of testing the pleadings. It specifically rejects describing CBIZ’s work as an audit or examination of internal controls. The report recommended follow-up on particular items and included Tricolor’s remediation plan; it did not conclude that Tricolor was committing fraud or double pledging.", "response": "The court found the alleged profit motives and claimed warning signs insufficient to plead fraudulent intent or willful blindness. It also held that sophisticated investors could not establish reasonable reliance given the offering disclaimers and the inadequately pleaded knowledge of falsity. The alleged IPO episode did not adequately show communication between bank teams or substantiate the suggested reason for abandoning the IPO. Tricolor’s management had provided explanations for identified anomalies, including servicing pauses while cars were being repaired.", "outcome": "Judge Jed Rakoff granted dismissal on 10 June 2026 and issued the explanatory opinion on 16 July. Federal claims were dismissed with prejudice; remaining state claims were dismissed for lack of jurisdiction. The docket records termination on 20 July. The court regarded the banks as victims and said the pleadings did not show conduct worse than negligence, if that. This result does not determine the separate Wilmington/Vervent contract case or every collateral-priority dispute.", "source_ids": [ "s-d62", "s-d63", "s-d72" ], "entity_ids": [ "e1", "e45", "e46", "e48", "e49", "e50", "e51" ] }, { "id": "c-bankruptcy", "kind": "fact", "text": "Tricolor Holdings filed for Chapter 7 liquidation on 10 September 2025 in the Northern District of Texas, main case 25-33487. Anne Elizabeth Burns became trustee. Eighteen debtor cases were jointly administered, including operating, financing, insurance, tax and property entities. The warehouse SPVs were outside that list. A docket account records the September 2025 approval of joint administration and the Vervent stipulation, followed by November schedules, lease rejection and asset-sale proceedings. Banks, investment entities, former executives and other parties appeared in different capacities.", "qualification": "Joint administration is procedural and does not itself merge all assets, ownership or liabilities. The broad $1–10 billion petition liability bracket is not an audited loss calculation. A party labeled creditor on a docket may hold an asserted or disputed claim; that status is not a final allowance of its amount. TAG Asset Funding and Tricolor Asset Funding are alternative names attached in the retained sources to case 25-33492.", "response": "", "outcome": "The latest retained October account describes approximately 2,100 vehicles still unsold, with title processing obstructing completion. The trustee requested an extension of sales to 30 November and procedures for vehicles without clear title, with a hearing scheduled for 14 October. A requested extension and hearing date are not proof of approval or completed sales.", "source_ids": [ "s-d5", "s-d7", "s-d9", "s-d63", "s-d83", "s-d85", "s-d87", "s-d88", "s-d125", "s-d132", "s-d134", "s-d150", "s-d151", "s-d249", "s-d313" ], "entity_ids": [ "e1", "e7", "e8", "e12", "e16", "e17", "e18", "e20", "e84", "e85" ], "adverse_subject_ids": [ "e1" ] }, { "id": "c-trustee-insider-actions", "kind": "attributed", "text": "The trustee brought an adversary proceeding against Chu, Kollar, Goodgame and Seibold on 19 December 2025, seeking recovery of property and challenged transfers. That case is distinct from the criminal prosecution, the SEC suit and the investors’ bank litigation. The trustee also brought a California action against Chu and Chu Family Investments over alleged misuse of funds and property-related claims.", "qualification": "Recovery allegations are the estate’s claims, not findings that each disputed asset belongs to the estate. A company named Chu Family Investments can be relevant as an identified litigation party without publishing relatives, home addresses or other residential identifiers.", "response": "Chu’s defense disputes his alleged role and challenges the evidential basis of the government’s account. The defense’s June letter explains that the trustee’s adversary case was stayed, while the separate Wilmington/Vervent investor case continued after remand.", "outcome": "The trustee’s adversary proceeding was stayed in June 2026 pending the criminal matter. The Los Angeles docket records dismissal without prejudice on 6 April 2026 as to Chu and Chu Family Investments, after withdrawal of the property notice. That disposition does not establish a merits judgment for either side.", "source_ids": [ "s-d63", "s-d126", "s-d129", "s-d149", "s-d160", "s-d266" ], "entity_ids": [ "e1", "e2", "e3", "e4", "e12", "e25", "e75" ] }, { "id": "c-wilmington-vervent-dispute", "kind": "attributed", "text": "Wilmington Trust National Association performed indenture-trustee or collateral-custodian functions in the retained structures, while Wilmington Trust Company is separately identified as owner trustee for certain trusts. Vervent was the backup servicer and later took successor responsibilities. Investor allegations about their contractual and fiduciary duties form a separate action from the securities case against the warehouse banks.", "qualification": "These are distinct legal entities and capacities. Common involvement in several financing stages does not establish participation in fraud. The trustee’s investigation of possible claims and the investors’ litigation also are different proceedings.", "response": "Vervent states that before the collapse it was only backup servicer and did not participate in Tricolor’s loan origination or servicing operations.", "outcome": "The federal court remanded the Wilmington/Vervent case to New York’s state Commercial Division on 5 June 2026. The retained June defense filing describes continued litigation under index 650228/2026, with a summer motion schedule. The dismissal of the bank case does not dispose of these contract and fiduciary claims.", "source_ids": [ "s-d63", "s-d85", "s-d131", "s-d132", "s-d149", "s-d258" ], "entity_ids": [ "e1", "e52", "e53", "e3001" ] }, { "id": "c-discovery", "kind": "attributed", "text": "The trustee sought Rule 2004 examinations and document production from financing, investment, servicing and accounting participants, including JPMorgan, Barclays, BlackRock-related entities, Ares, Wilmington entities, M&T, AllianceBernstein, Crowe and FTI. The docket also records examinations of former personnel and agreed requests by JPMorgan and TBK. These requests aim to establish facts and potential estate claims; an order allowing an examination does not decide misconduct.", "qualification": "A motion, an agreed timetable, a production order and the substantive outcome of a claim are different events. “Senior Preferred Members” is a docket description, not a complete identification of beneficial owners or a finding that preferred equity was universally debt.", "response": "", "outcome": "Later entries matter: the Barclays examination motion was withdrawn on 25 September 2026, without an explanation establishing a merits outcome in the retained entry. The FTI request was resolved by an agreed order on 30 September. An Ares timing stipulation and the 7 October BlackRock status conference are procedural steps, not final liability findings.", "source_ids": [ "s-d7", "s-d131", "s-d132", "s-d320" ], "entity_ids": [ "e1", "e12", "e13", "e14", "e45", "e46", "e52", "e76", "e77", "e80", "e81", "e82", "e163", "e3001" ] }, { "id": "c-compensation-assets", "kind": "attributed", "text": "The SEC and prosecutors describe a sharp increase in Chu’s compensation, including salary rising from $1 million in 2023 to $2 million in 2025, a $2 million 2024 bonus, securitization bonuses and a $15 million special bonus in 2025. They allege substantial transfers while liquidity deteriorated. A critical characterization differs: the SEC calls the August payments repayment of Chu’s $6.5 million July loan, comprising $250,000 on 11 August and $6.25 million on 19–20 August; prosecutors describe the latter two payments as bonus installments. The board’s 5 September demand sought return of the $15 million bonus.", "qualification": "These overlapping payments must not be counted twice as distinct transfers. The retained accounts of property purchases, a forfeited Aspen deposit and attempted recoveries are allegations or reported records; listings and estimates are not realized sale proceeds. Public discussion is confined to aggregate amounts and the identified recovery dispute. Residential locations, parcel or unit identifiers and family biographies are withheld.", "response": "Chu has denied the criminal allegations. His lawyers also challenged seizure and use of property or communications, including a reported Fourth Amendment objection to seizure without a warrant. The competing loan-versus-bonus descriptions remain unresolved here.", "outcome": "The California property-related action was dismissed without prejudice in April 2026, while the separate trustee adversary proceeding was stayed. Neither result is a judgment that all transfers were lawful or that all alleged amounts are recoverable.", "source_ids": [ "s-d5", "s-d10", "s-d32", "s-d125", "s-d135", "s-d159", "s-d160", "s-d274", "s-d297" ], "entity_ids": [ "e1", "e2", "e3", "e4", "e75" ] }, { "id": "c-insurance-privilege", "kind": "attributed", "text": "Chu sought access to directors’ and officers’ insurance to fund his defense. The trustee initially sought restrictions in the context of potential estate claims. Separately, the government sought release to its prosecution team of company email and laptop material over which Chu asserted personal privilege; the filings describe a filter process and a dispute about the treatment of corporate devices and communications.", "qualification": "A government request to reject privilege claims is advocacy, not an order establishing that every communication is unprivileged. One passage dates laptop imaging to September 2026, but the same motion’s chronology and later passage identify September 2025; the precise imaging date is not used to resolve the privilege dispute here.", "response": "The defense asserted privacy, privilege and constitutional objections and sought additional discovery and preparation time. The trustee also participated in disputes over subpoenas and a privilege log; those procedural acts do not determine the criminal allegations.", "outcome": "On 8 July 2026 the bankruptcy court granted an agreed motion allowing covered defense expenses under an excess CNA D&O policy up to its limit. The earlier request to restrict $15 million of coverage must not be presented as a final ban on defense funding.", "source_ids": [ "s-d88", "s-d125", "s-d131", "s-d135", "s-d149", "s-d266", "s-d274" ], "entity_ids": [ "e1", "e4", "e12", "e152" ] }, { "id": "c-origin", "kind": "attributed", "text": "Chu joined Origin Bancorp’s board in April 2022 and also served on the board of Origin Bank. He resigned from both effective 7 September 2025. The 2024 proxy describes his committee membership, $86,025 of 2023 director compensation and 2,469 shares as of February 2024, less than 1%. It also records attendance below 75% of relevant meetings. Origin disclosed approximately $30.1 million of credit commitments to Tricolor secured mainly by notes receivable, transferred the relationship to nonaccrual after bankruptcy and later reported substantial credit losses.", "qualification": "Origin’s aggregate loans to directors and related parties cannot be used to identify Tricolor’s exact inclusion without a specific disclosure. Chu’s board role and the bank’s lending coexist, but do not themselves establish an improper approval or fraud by the bank. A separately reported personal mortgage is not the same loan as Tricolor’s corporate credit line.", "response": "Origin said it was pursuing available recoveries. A charge-off recognizes an accounting loss; it does not establish that future recoveries are impossible.", "outcome": "Origin’s later annual disclosure reports $29.5 million of 2025 net charge-offs connected with Tricolor and approximately $29.6 million of provision, comprising $29.3 million for loans and $338,000 for off-balance-sheet commitments. It reports a $0.77 adverse effect on diluted EPS. These annual figures supersede the narrower third-quarter $28.4 million net charge-off for the year’s total.", "source_ids": [ "s-d5", "s-d18", "s-d19", "s-d32", "s-d73", "s-d118", "s-d135", "s-d324" ], "entity_ids": [ "e1", "e4", "e5", "e6" ] }, { "id": "c-other-lenders", "kind": "attributed", "text": "TBK Bank disclosed that it was agent for a $60.5 million floorplan facility and held approximately $22.5 million itself. Renasant separately disclosed approximately $22.5 million owed by Tricolor and subsidiaries, secured primarily by vehicle inventory. Fifth Third’s filings reported $178 million charged off and a $20 million specific allowance on an asset-backed commercial relationship; the filing did not name the borrower, while retained reporting linked the disclosure to Tricolor. JPMorgan executives were reported as identifying a $170 million Tricolor charge-off.", "qualification": "The bank subsidiary, its public holding company, an administrative-agent role and a lender’s own economic participation are not interchangeable. An anonymous later Renasant reference to a large bankruptcy relationship is insufficient to assign every reported collateral change to Tricolor. Reported exposure, commitment, reserve, charge-off and final recovery must remain separate.", "response": "As of 31 December 2025, TBK believed its collateral adequately secured its outstanding floorplan position, while acknowledging that other creditors asserted competing interests and a court might need to resolve priority. This is inconsistent with treating all Tricolor lender collateral as worthless.", "outcome": "Renasant placed its facility on nonaccrual after the bankruptcy; TBK’s cited year-end account did not report a Tricolor charge-off. The favorable dismissal in the separate noteholder bank lawsuit remains relevant to claims of participation in fraud, but does not allocate collateral in the bankruptcy.", "source_ids": [ "s-d59", "s-d74", "s-d88", "s-d124", "s-d153", "s-d203", "s-d210", "s-d215", "s-d319", "s-d325" ], "entity_ids": [ "e1", "e22", "e23", "e43", "e48", "e54" ] }, { "id": "c-consumers", "kind": "attributed", "text": "The collapse left borrowers reporting uncertainty about payments, contracts and vehicle titles. Retained Texas and California accounts describe motor-vehicle regulators investigating complaints; the California department declined to discuss an active investigation. Vervent took successor servicing responsibilities, with the SPV 4 agent dating its own transition to 5 September 2025 and the later bankruptcy and company accounts describing the broader September arrangement. Borrower motions over payments and the automatic stay were contested by the trustee and servicer.", "qualification": "Different facility transitions and the broader portfolio arrangement should not be reduced to one universal start date. Consumer complaints are accounts of difficulties, not proof of every alleged contractual violation. The retained 2024 Marcella Fox Truth in Lending docket identifies a filed action but does not establish its final outcome. A ruling declining to dismiss the earlier Shen telephone-contact case is not a final merits judgment.", "response": "Vervent states that it was a backup servicer before collapse, with no involvement in Tricolor’s prior origination or servicing. The statement explains its asserted scope of responsibility; it does not decide the pending contract claims.", "outcome": "In the distinct 2015 FTC case, a stipulated judgment against Auto Acceptance imposed an $82,777 civil penalty and permanent requirements for accurate credit-reporting policies and reasonable investigation of direct disputes. The company neither admitted nor denied the allegations except jurisdiction. The California regulator’s retained index lists an April 2019 license-revocation order and a May settlement; the full settlement terms have not been verified here, so no present-license conclusion is inferred.", "source_ids": [ "s-d63", "s-d83", "s-d87", "s-d122", "s-d131", "s-d164", "s-d174", "s-d181", "s-d214", "s-d219", "s-d220", "s-d258", "s-d313" ], "entity_ids": [ "e1", "e7", "e20", "e53", "e123", "e124" ] }, { "id": "c-governance", "kind": "fact", "text": "The retained 2023 leadership page identifies Chu as founder, CEO and chair; Goodgame as COO; Kollar as CFO; and executives responsible for compliance, risk, customer service and personnel. Its board included Dann Adams, Dick Anderson, Beth Brooke, Christian Donohue, Antonio Garza, Kathryn Petralia and Derrick Weatherspoon. Other dated sources identify Stan Erwin as a board member. Brooke’s appointment included chairing the audit committee. Earlier announcements record Nick Brown, Albert Hoover, Troy Sterk, Jennifer Lee and Stacie Trier in management roles.", "qualification": "The register preserves dated professional histories and board affiliations, not an assertion that every office continued through or after liquidation. Brooke’s EY role ended in June 2019; Kollar’s nFinanSe office ended on 4 November 2011; joining Equifax in 1999 is not the start of Adams’s later Global Consumer Solutions presidency. A director’s outside employment, investor affiliation or board overlap does not transfer criminal responsibility. Unresolved namesakes and inferred family associations are excluded rather than fused into the graph.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d27", "s-d33", "s-d34", "s-d39", "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d330" ], "entity_ids": [ "e1", "e2", "e3", "e4", "e25", "e29", "e30", "e31", "e32", "e33", "e34", "e35", "e37", "e38", "e39", "e40", "e42", "e86", "e87", "e88", "e89", "e90", "e122" ] }, { "id": "c-earlier-commercial-case", "kind": "fact", "text": "Tricolor’s 2020 suit against AI Media supplied important contemporaneous legal-identity and ownership statements. The docket records that the parties reported a settlement in principle and that the court dismissed the action on 17 June 2020, permitting reopening within thirty days if settlement failed. A separate Genuine Parts contract case against Ganas Holdings began in December 2018; the retained early docket includes a counterclaim and orders addressing the citizenship of members for jurisdiction.", "qualification": "Identity assertions in a party’s pleading are attributed to that party. A request to clarify citizenship is not a finding of wrongdoing. The retained Genuine Parts docket does not establish a final disposition, and its absence here is not a claim that litigation necessarily remains active.", "response": "", "outcome": "", "source_ids": [ "s-d25", "s-d26", "s-d286" ], "entity_ids": [ "e1", "e15", "e155" ] }, { "id": "c-pool-eligibility", "kind": "fact", "text": "The original SPV 4 contract limits concentration in the eligible pool: Texas borrowers to 80%, California to 40%, a single dealership to 10%, loans above 140% loan-to-value to 32.5%, borrowers with no FICO score to 60%, and scores below 500 to 10%. It also sets credit-tier limits and a 10% Ganas Ya brand limit. Ordinary required credit enhancement was 40%, rising to 50% after an uncured step-up trigger and to 100% after termination. Group covenants included a tangible-net-worth formula, $3 million unrestricted cash and a 1.25 debt-service ratio.", "qualification": "These are the 2020 instrument’s contractual tests, not observed portfolio percentages or proof of compliance. Other instruments or later periods may use different ratios; the SEC’s account of a 1.35 covenant does not replace this contract’s text.", "response": "", "outcome": "", "source_ids": [ "s-d84" ], "entity_ids": [ "e1", "e7", "e44" ] }, { "id": "c-registration-records", "kind": "fact", "text": "Retained registration and issuer records distinguish the operating companies, depositors, warehouse companies and outside organizations in the professional network. SPV 4 is identified by LEI 549300JSE351WUCUA498 and Delaware number 3687536. The Texas tax record identifies Auto Group by SOS file 0801245591, Flexi Compras by 0800974455, and SPV 6 by 0804727906. The records preserve corporate identities without publishing residential registration addresses.", "qualification": "A lapsed LEI is not dissolution. SPV 6’s Texas record carries status code F and right-to-transact code N from February 2024, but the source does not explain the event or establish dissolution in Delaware. Shared business addresses and similar names do not prove ownership. A GLEIF text search returning no matching entity is not proof that no LEI exists.", "response": "", "outcome": "", "source_ids": [ "s-d70", "s-d77", "s-d92", "s-d93", "s-d120", "s-d157", "s-d202", "s-d210", "s-d248", "s-d287", "s-d288", "s-d318", "s-d326", "s-d327", "s-d328", "s-d329", "s-d330" ], "entity_ids": [ "e1", "e7", "e8", "e9", "e16", "e17", "e18", "e27", "e44", "e47", "e55", "e62", "e85", "e92", "e103", "e105", "e110", "e111", "e113", "e164", "e165", "e167" ] }, { "id": "c-role-1", "kind": "attributed", "text": "Jerome A. Kollar — Tricolor Holdings LLC. Capacity: Chief financial officer, vice president and secretary. Period: Historical executive role before September 2025; later criminal outcome stated separately.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "Chu pleaded not guilty to all eight counts. His June defense letter sought more preparation time after the superseding charges and Goodgame’s cooperation, challenged the reliability and incentives of the cooperators, and said important discovery and potentially exculpatory material remained to be examined. In August his lawyer said many allegations were inaccurate and raised substantial legal questions.", "outcome": "An August 2026 account reports that the judge declined to dismiss the continuing-financial-crimes-enterprise charge and set trial for 25 January 2027. This supersedes the earlier October 2026 setting in the retained docket. No conviction of Chu is established by this archive.", "source_ids": [ "s-d10", "s-d125", "s-d127", "s-d148", "s-d149", "s-d222", "s-d234", "s-d5" ], "entity_ids": [ "e1", "e2" ] }, { "id": "c-role-2", "kind": "attributed", "text": "Ameryn Seibold — Tricolor Holdings LLC. Capacity: Senior director of finance and director of treasury. Period: Historical executive role before September 2025; later criminal outcome stated separately.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "Chu pleaded not guilty to all eight counts. His June defense letter sought more preparation time after the superseding charges and Goodgame’s cooperation, challenged the reliability and incentives of the cooperators, and said important discovery and potentially exculpatory material remained to be examined. In August his lawyer said many allegations were inaccurate and raised substantial legal questions.", "outcome": "An August 2026 account reports that the judge declined to dismiss the continuing-financial-crimes-enterprise charge and set trial for 25 January 2027. This supersedes the earlier October 2026 setting in the retained docket. No conviction of Chu is established by this archive.", "source_ids": [ "s-d10", "s-d125", "s-d127", "s-d148", "s-d149", "s-d222", "s-d234", "s-d5" ], "entity_ids": [ "e1", "e3" ] }, { "id": "c-role-3", "kind": "attributed", "text": "Daniel Chu — Origin Bancorp, Inc.. Capacity: Former board director; resigned 7 September 2025. Period: Director from April 2022; resigned 7 September 2025.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "Origin said it was pursuing available recoveries. A charge-off recognizes an accounting loss; it does not establish that future recoveries are impossible.", "outcome": "Origin’s later annual disclosure reports $29.5 million of 2025 net charge-offs connected with Tricolor and approximately $29.6 million of provision, comprising $29.3 million for loans and $338,000 for off-balance-sheet commitments. It reports a $0.77 adverse effect on diluted EPS. These annual figures supersede the narrower third-quarter $28.4 million net charge-off for the year’s total.", "source_ids": [ "s-d118", "s-d135", "s-d18", "s-d19", "s-d32", "s-d324", "s-d5", "s-d73" ], "entity_ids": [ "e4", "e5" ] }, { "id": "c-role-4", "kind": "attributed", "text": "Daniel Chu — Origin Bank. Capacity: Former board director; resigned 7 September 2025. Period: Director from April 2022; resigned 7 September 2025.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "Origin said it was pursuing available recoveries. A charge-off recognizes an accounting loss; it does not establish that future recoveries are impossible.", "outcome": "Origin’s later annual disclosure reports $29.5 million of 2025 net charge-offs connected with Tricolor and approximately $29.6 million of provision, comprising $29.3 million for loans and $338,000 for off-balance-sheet commitments. It reports a $0.77 adverse effect on diluted EPS. These annual figures supersede the narrower third-quarter $28.4 million net charge-off for the year’s total.", "source_ids": [ "s-d118", "s-d135", "s-d18", "s-d19", "s-d32", "s-d324", "s-d5", "s-d73" ], "entity_ids": [ "e4", "e6" ] }, { "id": "c-role-5", "kind": "attributed", "text": "Daniel Chu — Jerome A. Kollar. Capacity: Co-defendant in the SEC civil action. Period: SEC action filed 18 August 2026; requested civil relief not adjudicated in retained record.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. These civil remedies were requested by the regulator; the retained complaint is not an order imposing them. Separate criminal pleas do not turn every SEC assertion or requested amount into an adjudicated civil finding.", "response": "Chu’s not-guilty plea and his lawyers’ substantive objections in the related criminal case remain material context. Kollar and Seibold had already pleaded guilty in their criminal proceedings; that outcome is reported separately from this later civil action.", "outcome": "", "source_ids": [ "s-d38", "s-d5" ], "entity_ids": [ "e2", "e4" ] }, { "id": "c-role-6", "kind": "attributed", "text": "Daniel Chu — Ameryn Seibold. Capacity: Co-defendant in the SEC civil action. Period: SEC action filed 18 August 2026; requested civil relief not adjudicated in retained record.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. These civil remedies were requested by the regulator; the retained complaint is not an order imposing them. Separate criminal pleas do not turn every SEC assertion or requested amount into an adjudicated civil finding.", "response": "Chu’s not-guilty plea and his lawyers’ substantive objections in the related criminal case remain material context. Kollar and Seibold had already pleaded guilty in their criminal proceedings; that outcome is reported separately from this later civil action.", "outcome": "", "source_ids": [ "s-d38", "s-d5" ], "entity_ids": [ "e3", "e4" ] }, { "id": "c-role-7", "kind": "attributed", "text": "Tricolor Auto Acceptance, LLC — Tricolor Holdings LLC. Capacity: Operating subsidiary serving the group’s securitizations. Period: Source recorded 2026-08-18; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d111", "s-d202", "s-d38", "s-d5", "s-d57", "s-d63", "s-d78", "s-d85" ], "entity_ids": [ "e1", "e7" ] }, { "id": "c-role-8", "kind": "attributed", "text": "Daniel Chu — Tricolor Holdings LLC. Capacity: Founder and controlling member, as alleged in the SEC complaint. Period: Historical leadership before the September 2025 collapse; subsequent executive mandate not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The register preserves dated professional histories and board affiliations, not an assertion that every office continued through or after liquidation. Brooke’s EY role ended in June 2019; Kollar’s nFinanSe office ended on 4 November 2011; joining Equifax in 1999 is not the start of Adams’s later Global Consumer Solutions presidency. A director’s outside employment, investor affiliation or board overlap does not transfer criminal responsibility. Unresolved namesakes and inferred family associations are excluded rather than fused into the graph.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d38", "s-d39", "s-d5" ], "entity_ids": [ "e1", "e4" ] }, { "id": "c-role-9", "kind": "attributed", "text": "Daniel Chu — Tricolor Holdings LLC. Capacity: Founder, chief executive and chair in the historical record. Period: Historical leadership before the September 2025 collapse; subsequent executive mandate not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct. Origin said it was pursuing available recoveries. A charge-off recognizes an accounting loss; it does not establish that future recoveries are impossible. Chu’s defense disputes his alleged role and challenges the evidential basis of the government’s account. The defense’s June letter explains that the trustee’s adversary case was stayed, while the separate Wilmington/Vervent investor case continued after remand.", "outcome": "Origin’s later annual disclosure reports $29.5 million of 2025 net charge-offs connected with Tricolor and approximately $29.6 million of provision, comprising $29.3 million for loans and $338,000 for off-balance-sheet commitments. It reports a $0.77 adverse effect on diluted EPS. These annual figures supersede the narrower third-quarter $28.4 million net charge-off for the year’s total. The trustee’s adversary proceeding was stayed in June 2026 pending the criminal matter. The Los Angeles docket records dismissal without prejudice on 6 April 2026 as to Chu and Chu Family Investments, after withdrawal of the property notice. That disposition does not establish a merits judgment for either side.", "source_ids": [ "s-d118", "s-d126", "s-d129", "s-d135", "s-d149", "s-d160", "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d18", "s-d180", "s-d19", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d266", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d32", "s-d324", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39", "s-d5", "s-d63", "s-d73" ], "entity_ids": [ "e1", "e4" ] }, { "id": "c-role-10", "kind": "attributed", "text": "Tricolor Holdings LLC — Tricolor Auto Group, LLC. Capacity: Affiliated operating company in the identified source. Period: Source recorded 2026-08-18; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "", "outcome": "", "source_ids": [ "s-d120", "s-d151", "s-d155", "s-d157", "s-d202", "s-d22", "s-d25", "s-d26", "s-d326", "s-d327", "s-d36", "s-d5", "s-d67", "s-d7", "s-d83" ], "entity_ids": [ "e1", "e8" ] }, { "id": "c-role-11", "kind": "attributed", "text": "Tricolor Holdings LLC — Tricolor Auto Acceptance, LLC. Capacity: Affiliated operating company in the identified source. Period: Source recorded 2026-08-18; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "", "outcome": "", "source_ids": [ "s-d120", "s-d151", "s-d155", "s-d157", "s-d202", "s-d22", "s-d25", "s-d26", "s-d326", "s-d327", "s-d36", "s-d5", "s-d67", "s-d7", "s-d83" ], "entity_ids": [ "e1", "e7" ] }, { "id": "c-role-12", "kind": "attributed", "text": "Tricolor Auto Acceptance, LLC — Tricolor Auto Receivables 2 LLC. Capacity: Direct owner of all membership interests. Period: Source recorded 2026-08-18; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The original SPV 4 facility began with a $100 million lender commitment. Later litigation describes a limit of $777 million and SPV 6’s $250 million limit. Limits, outstanding debt and collateral values are different measures. The indictment anonymizes lenders; named-company matches require independent support. A later stated 70–80% advance rate does not rewrite the original 2020 contract’s 40% credit enhancement, which ordinarily left a 60% advance against the eligible balance. The bankruptcy estate and the non-debtor warehouse companies also have different assets and obligations.", "response": "", "outcome": "", "source_ids": [ "s-d111", "s-d114", "s-d32", "s-d5", "s-d63", "s-d72", "s-d83", "s-d84", "s-d9" ], "entity_ids": [ "e7", "e9" ] }, { "id": "c-role-13", "kind": "attributed", "text": "Tricolor Auto Receivables 2 LLC — Tricolor Auto Securitization Trust 2025-2. Capacity: Depositor transferring receivables to the issuing trust. Period: Source recorded 2026-08-18; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The original SPV 4 facility began with a $100 million lender commitment. Later litigation describes a limit of $777 million and SPV 6’s $250 million limit. Limits, outstanding debt and collateral values are different measures. The indictment anonymizes lenders; named-company matches require independent support. A later stated 70–80% advance rate does not rewrite the original 2020 contract’s 40% credit enhancement, which ordinarily left a 60% advance against the eligible balance. The bankruptcy estate and the non-debtor warehouse companies also have different assets and obligations.", "response": "", "outcome": "", "source_ids": [ "s-d111", "s-d114", "s-d32", "s-d5", "s-d63", "s-d72", "s-d83", "s-d84", "s-d9" ], "entity_ids": [ "e9", "e10" ] }, { "id": "c-role-15", "kind": "attributed", "text": "Anne Elizabeth Burns — Tricolor Holdings LLC. Capacity: Chapter 7 trustee of the identified debtor. Period: Recorded from 2025-09; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Joint administration is procedural and does not itself merge all assets, ownership or liabilities. The broad $1–10 billion petition liability bracket is not an audited loss calculation. A party labeled creditor on a docket may hold an asserted or disputed claim; that status is not a final allowance of its amount. TAG Asset Funding and Tricolor Asset Funding are alternative names attached in the retained sources to case 25-33492.", "response": "", "outcome": "The latest retained October account describes approximately 2,100 vehicles still unsold, with title processing obstructing completion. The trustee requested an extension of sales to 30 November and procedures for vehicles without clear title, with a hearing scheduled for 14 October. A requested extension and hearing date are not proof of approval or completed sales.", "source_ids": [ "s-d125", "s-d132", "s-d134", "s-d150", "s-d151", "s-d249", "s-d313", "s-d5", "s-d63", "s-d7", "s-d83", "s-d85", "s-d87", "s-d88", "s-d9" ], "entity_ids": [ "e1", "e12" ] }, { "id": "c-role-16", "kind": "attributed", "text": "BlackRock, Inc. — Tricolor Holdings LLC. Capacity: Recipient of the trustee’s Rule 2004 document request. Period: Source recorded 2026-10-07; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. A motion, an agreed timetable, a production order and the substantive outcome of a claim are different events. “Senior Preferred Members” is a docket description, not a complete identification of beneficial owners or a finding that preferred equity was universally debt.", "response": "", "outcome": "Later entries matter: the Barclays examination motion was withdrawn on 25 September 2026, without an explanation establishing a merits outcome in the retained entry. The FTI request was resolved by an agreed order on 30 September. An Ares timing stipulation and the 7 October BlackRock status conference are procedural steps, not final liability findings.", "source_ids": [ "s-d131", "s-d132", "s-d320", "s-d7" ], "entity_ids": [ "e1", "e13" ] }, { "id": "c-role-17", "kind": "attributed", "text": "BlackRock Financial Management, Inc. — Tricolor Holdings LLC. Capacity: Recipient of the trustee’s Rule 2004 document request. Period: Source recorded 2026-10-07; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. A motion, an agreed timetable, a production order and the substantive outcome of a claim are different events. “Senior Preferred Members” is a docket description, not a complete identification of beneficial owners or a finding that preferred equity was universally debt.", "response": "", "outcome": "Later entries matter: the Barclays examination motion was withdrawn on 25 September 2026, without an explanation establishing a merits outcome in the retained entry. The FTI request was resolved by an agreed order on 30 September. An Ares timing stipulation and the 7 October BlackRock status conference are procedural steps, not final liability findings.", "source_ids": [ "s-d131", "s-d132", "s-d320", "s-d7" ], "entity_ids": [ "e1", "e14" ] }, { "id": "c-role-18", "kind": "attributed", "text": "Ganas Investors, LLC — Tricolor Holdings LLC. Capacity: Holder of all common equity, subject to the separately described preferred interests. Period: Source recorded 2025-09-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The original SPV 4 facility began with a $100 million lender commitment. Later litigation describes a limit of $777 million and SPV 6’s $250 million limit. Limits, outstanding debt and collateral values are different measures. The indictment anonymizes lenders; named-company matches require independent support. A later stated 70–80% advance rate does not rewrite the original 2020 contract’s 40% credit enhancement, which ordinarily left a 60% advance against the eligible balance. The bankruptcy estate and the non-debtor warehouse companies also have different assets and obligations.", "response": "", "outcome": "", "source_ids": [ "s-d111", "s-d114", "s-d32", "s-d5", "s-d63", "s-d72", "s-d83", "s-d84", "s-d9" ], "entity_ids": [ "e1", "e15" ] }, { "id": "c-role-19", "kind": "attributed", "text": "Tricolor Holdings LLC — Tricolor Insurance Agency. Capacity: Parent group of a separately named jointly administered debtor; direct level not specified. Period: Source recorded 2025-09-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Joint administration is procedural and does not itself merge all assets, ownership or liabilities. The broad $1–10 billion petition liability bracket is not an audited loss calculation. A party labeled creditor on a docket may hold an asserted or disputed claim; that status is not a final allowance of its amount. TAG Asset Funding and Tricolor Asset Funding are alternative names attached in the retained sources to case 25-33492.", "response": "", "outcome": "The latest retained October account describes approximately 2,100 vehicles still unsold, with title processing obstructing completion. The trustee requested an extension of sales to 30 November and procedures for vehicles without clear title, with a hearing scheduled for 14 October. A requested extension and hearing date are not proof of approval or completed sales.", "source_ids": [ "s-d125", "s-d132", "s-d134", "s-d150", "s-d151", "s-d249", "s-d313", "s-d5", "s-d63", "s-d7", "s-d83", "s-d85", "s-d87", "s-d88", "s-d9" ], "entity_ids": [ "e1", "e16" ] }, { "id": "c-role-20", "kind": "attributed", "text": "Tricolor Holdings LLC — Tricolor Home Loans. Capacity: Parent group of a separately named jointly administered debtor; direct level not specified. Period: Source recorded 2025-09-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Joint administration is procedural and does not itself merge all assets, ownership or liabilities. The broad $1–10 billion petition liability bracket is not an audited loss calculation. A party labeled creditor on a docket may hold an asserted or disputed claim; that status is not a final allowance of its amount. TAG Asset Funding and Tricolor Asset Funding are alternative names attached in the retained sources to case 25-33492.", "response": "", "outcome": "The latest retained October account describes approximately 2,100 vehicles still unsold, with title processing obstructing completion. The trustee requested an extension of sales to 30 November and procedures for vehicles without clear title, with a hearing scheduled for 14 October. A requested extension and hearing date are not proof of approval or completed sales.", "source_ids": [ "s-d125", "s-d132", "s-d134", "s-d150", "s-d151", "s-d249", "s-d313", "s-d5", "s-d63", "s-d7", "s-d83", "s-d85", "s-d87", "s-d88", "s-d9" ], "entity_ids": [ "e1", "e17" ] }, { "id": "c-role-21", "kind": "attributed", "text": "Tricolor Holdings LLC — Tricolor Real Estate Services. Capacity: Parent group of a separately named jointly administered debtor; direct level not specified. Period: Source recorded 2025-09-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Joint administration is procedural and does not itself merge all assets, ownership or liabilities. The broad $1–10 billion petition liability bracket is not an audited loss calculation. A party labeled creditor on a docket may hold an asserted or disputed claim; that status is not a final allowance of its amount. TAG Asset Funding and Tricolor Asset Funding are alternative names attached in the retained sources to case 25-33492.", "response": "", "outcome": "The latest retained October account describes approximately 2,100 vehicles still unsold, with title processing obstructing completion. The trustee requested an extension of sales to 30 November and procedures for vehicles without clear title, with a hearing scheduled for 14 October. A requested extension and hearing date are not proof of approval or completed sales.", "source_ids": [ "s-d125", "s-d132", "s-d134", "s-d150", "s-d151", "s-d249", "s-d313", "s-d5", "s-d63", "s-d7", "s-d83", "s-d85", "s-d87", "s-d88", "s-d9" ], "entity_ids": [ "e1", "e18" ] }, { "id": "c-role-22", "kind": "attributed", "text": "Tricolor Holdings LLC — TAG Asset Funding, LLC. Capacity: Parent group of a separately named jointly administered debtor; direct level not specified. Period: Source recorded 2025-09-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Joint administration is procedural and does not itself merge all assets, ownership or liabilities. The broad $1–10 billion petition liability bracket is not an audited loss calculation. A party labeled creditor on a docket may hold an asserted or disputed claim; that status is not a final allowance of its amount. TAG Asset Funding and Tricolor Asset Funding are alternative names attached in the retained sources to case 25-33492.", "response": "", "outcome": "The latest retained October account describes approximately 2,100 vehicles still unsold, with title processing obstructing completion. The trustee requested an extension of sales to 30 November and procedures for vehicles without clear title, with a hearing scheduled for 14 October. A requested extension and hearing date are not proof of approval or completed sales.", "source_ids": [ "s-d125", "s-d132", "s-d134", "s-d150", "s-d151", "s-d249", "s-d313", "s-d5", "s-d63", "s-d7", "s-d83", "s-d85", "s-d87", "s-d88", "s-d9" ], "entity_ids": [ "e1", "e84" ] }, { "id": "c-role-23", "kind": "attributed", "text": "Tricolor Holdings LLC — Tricolor California Auto Group. Capacity: Parent group of a separately named jointly administered debtor; direct level not specified. Period: Source recorded 2025-09-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Joint administration is procedural and does not itself merge all assets, ownership or liabilities. The broad $1–10 billion petition liability bracket is not an audited loss calculation. A party labeled creditor on a docket may hold an asserted or disputed claim; that status is not a final allowance of its amount. TAG Asset Funding and Tricolor Asset Funding are alternative names attached in the retained sources to case 25-33492.", "response": "", "outcome": "The latest retained October account describes approximately 2,100 vehicles still unsold, with title processing obstructing completion. The trustee requested an extension of sales to 30 November and procedures for vehicles without clear title, with a hearing scheduled for 14 October. A requested extension and hearing date are not proof of approval or completed sales.", "source_ids": [ "s-d125", "s-d132", "s-d134", "s-d150", "s-d151", "s-d249", "s-d313", "s-d5", "s-d63", "s-d7", "s-d83", "s-d85", "s-d87", "s-d88", "s-d9" ], "entity_ids": [ "e1", "e20" ] }, { "id": "c-role-24", "kind": "attributed", "text": "Tricolor Holdings LLC — Tricolor Auto Group, LLC. Capacity: Parent group of a separately named jointly administered debtor; direct level not specified. Period: Source recorded 2025-09-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Joint administration is procedural and does not itself merge all assets, ownership or liabilities. The broad $1–10 billion petition liability bracket is not an audited loss calculation. A party labeled creditor on a docket may hold an asserted or disputed claim; that status is not a final allowance of its amount. TAG Asset Funding and Tricolor Asset Funding are alternative names attached in the retained sources to case 25-33492.", "response": "", "outcome": "The latest retained October account describes approximately 2,100 vehicles still unsold, with title processing obstructing completion. The trustee requested an extension of sales to 30 November and procedures for vehicles without clear title, with a hearing scheduled for 14 October. A requested extension and hearing date are not proof of approval or completed sales.", "source_ids": [ "s-d125", "s-d132", "s-d134", "s-d150", "s-d151", "s-d249", "s-d313", "s-d5", "s-d63", "s-d7", "s-d83", "s-d85", "s-d87", "s-d88", "s-d9" ], "entity_ids": [ "e1", "e8" ] }, { "id": "c-role-25", "kind": "attributed", "text": "Tricolor Holdings LLC — Tricolor Auto Acceptance, LLC. Capacity: Parent group of a separately named jointly administered debtor; direct level not specified. Period: Source recorded 2025-09-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Joint administration is procedural and does not itself merge all assets, ownership or liabilities. The broad $1–10 billion petition liability bracket is not an audited loss calculation. A party labeled creditor on a docket may hold an asserted or disputed claim; that status is not a final allowance of its amount. TAG Asset Funding and Tricolor Asset Funding are alternative names attached in the retained sources to case 25-33492.", "response": "", "outcome": "The latest retained October account describes approximately 2,100 vehicles still unsold, with title processing obstructing completion. The trustee requested an extension of sales to 30 November and procedures for vehicles without clear title, with a hearing scheduled for 14 October. A requested extension and hearing date are not proof of approval or completed sales.", "source_ids": [ "s-d125", "s-d132", "s-d134", "s-d150", "s-d151", "s-d249", "s-d313", "s-d5", "s-d63", "s-d7", "s-d83", "s-d85", "s-d87", "s-d88", "s-d9" ], "entity_ids": [ "e1", "e7" ] }, { "id": "c-role-26", "kind": "attributed", "text": "Tricolor Holdings LLC — Fifth Third Bancorp. Capacity: Group whose financing is attributed to the counterparty or its affiliates. Period: Recorded from 2022-09; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The original SPV 4 facility began with a $100 million lender commitment. Later litigation describes a limit of $777 million and SPV 6’s $250 million limit. Limits, outstanding debt and collateral values are different measures. The indictment anonymizes lenders; named-company matches require independent support. A later stated 70–80% advance rate does not rewrite the original 2020 contract’s 40% credit enhancement, which ordinarily left a 60% advance against the eligible balance. The bankruptcy estate and the non-debtor warehouse companies also have different assets and obligations.", "response": "", "outcome": "", "source_ids": [ "s-d111", "s-d114", "s-d32", "s-d5", "s-d63", "s-d72", "s-d83", "s-d84", "s-d9" ], "entity_ids": [ "e1", "e22" ] }, { "id": "c-role-27", "kind": "attributed", "text": "Tricolor Holdings LLC — JPMorgan Chase & Co.. Capacity: Group whose financing is attributed to the counterparty or its affiliates. Period: Source recorded 2025-09-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The original SPV 4 facility began with a $100 million lender commitment. Later litigation describes a limit of $777 million and SPV 6’s $250 million limit. Limits, outstanding debt and collateral values are different measures. The indictment anonymizes lenders; named-company matches require independent support. A later stated 70–80% advance rate does not rewrite the original 2020 contract’s 40% credit enhancement, which ordinarily left a 60% advance against the eligible balance. The bankruptcy estate and the non-debtor warehouse companies also have different assets and obligations.", "response": "", "outcome": "", "source_ids": [ "s-d111", "s-d114", "s-d32", "s-d5", "s-d63", "s-d72", "s-d83", "s-d84", "s-d9" ], "entity_ids": [ "e1", "e23" ] }, { "id": "c-role-28", "kind": "attributed", "text": "Tricolor Holdings LLC — Barclays Plc. Capacity: Group whose financing is attributed to the counterparty or its affiliates. Period: Source recorded 2025-09-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The original SPV 4 facility began with a $100 million lender commitment. Later litigation describes a limit of $777 million and SPV 6’s $250 million limit. Limits, outstanding debt and collateral values are different measures. The indictment anonymizes lenders; named-company matches require independent support. A later stated 70–80% advance rate does not rewrite the original 2020 contract’s 40% credit enhancement, which ordinarily left a 60% advance against the eligible balance. The bankruptcy estate and the non-debtor warehouse companies also have different assets and obligations.", "response": "", "outcome": "", "source_ids": [ "s-d111", "s-d114", "s-d32", "s-d5", "s-d63", "s-d72", "s-d83", "s-d84", "s-d9" ], "entity_ids": [ "e1", "e24" ] }, { "id": "c-role-29", "kind": "attributed", "text": "David Goodgame — Tricolor Holdings LLC. Capacity: Former chief operating officer. Period: Historical executive role before September 2025; later criminal outcome stated separately.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "Chu pleaded not guilty to all eight counts. His June defense letter sought more preparation time after the superseding charges and Goodgame’s cooperation, challenged the reliability and incentives of the cooperators, and said important discovery and potentially exculpatory material remained to be examined. In August his lawyer said many allegations were inaccurate and raised substantial legal questions. The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "An August 2026 account reports that the judge declined to dismiss the continuing-financial-crimes-enterprise charge and set trial for 25 January 2027. This supersedes the earlier October 2026 setting in the retained docket. No conviction of Chu is established by this archive.", "source_ids": [ "s-d10", "s-d125", "s-d127", "s-d148", "s-d149", "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d222", "s-d227", "s-d234", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39", "s-d5", "s-d63" ], "entity_ids": [ "e1", "e25" ] }, { "id": "c-role-30", "kind": "attributed", "text": "Daniel Chu — Tricolor Holdings LLC. Capacity: Founder and former chief executive officer. Period: Historical leadership before the September 2025 collapse; subsequent executive mandate not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "Chu has denied the criminal allegations. His lawyers also challenged seizure and use of property or communications, including a reported Fourth Amendment objection to seizure without a warrant. The competing loan-versus-bonus descriptions remain unresolved here. Chu pleaded not guilty to all eight counts. His June defense letter sought more preparation time after the superseding charges and Goodgame’s cooperation, challenged the reliability and incentives of the cooperators, and said important discovery and potentially exculpatory material remained to be examined. In August his lawyer said many allegations were inaccurate and raised substantial legal questions. Origin said it was pursuing available recoveries. A charge-off recognizes an accounting loss; it does not establish that future recoveries are impossible. Chu’s defense disputes his alleged role and challenges the evidential basis of the government’s account. The defense’s June letter explains that the trustee’s adversary case was stayed, while the separate Wilmington/Vervent investor case continued after remand.", "outcome": "The California property-related action was dismissed without prejudice in April 2026, while the separate trustee adversary proceeding was stayed. Neither result is a judgment that all transfers were lawful or that all alleged amounts are recoverable. An August 2026 account reports that the judge declined to dismiss the continuing-financial-crimes-enterprise charge and set trial for 25 January 2027. This supersedes the earlier October 2026 setting in the retained docket. No conviction of Chu is established by this archive. Origin’s later annual disclosure reports $29.5 million of 2025 net charge-offs connected with Tricolor and approximately $29.6 million of provision, comprising $29.3 million for loans and $338,000 for off-balance-sheet commitments. It reports a $0.77 adverse effect on diluted EPS. These annual figures supersede the narrower third-quarter $28.4 million net charge-off for the year’s total. The trustee’s adversary proceeding was stayed in June 2026 pending the criminal matter. The Los Angeles docket records dismissal without prejudice on 6 April 2026 as to Chu and Chu Family Investments, after withdrawal of the property notice. That disposition does not establish a merits judgment for either side.", "source_ids": [ "s-d10", "s-d118", "s-d125", "s-d126", "s-d127", "s-d129", "s-d135", "s-d148", "s-d149", "s-d159", "s-d160", "s-d18", "s-d19", "s-d222", "s-d234", "s-d266", "s-d274", "s-d297", "s-d32", "s-d324", "s-d5", "s-d63", "s-d73" ], "entity_ids": [ "e1", "e4" ] }, { "id": "c-role-31", "kind": "attributed", "text": "Daniel Chu — David Goodgame. Capacity: Originally co-accused; Goodgame pleaded guilty and Chu remains not guilty. Period: Original December 2025 charges; Goodgame pleaded guilty 24 June 2026; Chu pleaded not guilty.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. A scheduled sentencing control date is not evidence that a sentence was imposed. The archive does not establish a final sentence for the cooperating defendants. A court ruling allowing a charge to proceed concerns legal sufficiency, not guilt.", "response": "Chu pleaded not guilty to all eight counts. His June defense letter sought more preparation time after the superseding charges and Goodgame’s cooperation, challenged the reliability and incentives of the cooperators, and said important discovery and potentially exculpatory material remained to be examined. In August his lawyer said many allegations were inaccurate and raised substantial legal questions.", "outcome": "An August 2026 account reports that the judge declined to dismiss the continuing-financial-crimes-enterprise charge and set trial for 25 January 2027. This supersedes the earlier October 2026 setting in the retained docket. No conviction of Chu is established by this archive.", "source_ids": [ "s-d10", "s-d125", "s-d127", "s-d148", "s-d149", "s-d222", "s-d234", "s-d274", "s-d5" ], "entity_ids": [ "e4", "e25" ] }, { "id": "c-role-32", "kind": "attributed", "text": "Jerome A. Kollar — Ameryn Seibold. Capacity: Cooperating defendants who entered guilty pleas in separate informations. Period: Separate guilty pleas 16 December 2025.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "Chu pleaded not guilty to all eight counts. His June defense letter sought more preparation time after the superseding charges and Goodgame’s cooperation, challenged the reliability and incentives of the cooperators, and said important discovery and potentially exculpatory material remained to be examined. In August his lawyer said many allegations were inaccurate and raised substantial legal questions.", "outcome": "An August 2026 account reports that the judge declined to dismiss the continuing-financial-crimes-enterprise charge and set trial for 25 January 2027. This supersedes the earlier October 2026 setting in the retained docket. No conviction of Chu is established by this archive.", "source_ids": [ "s-d10", "s-d125", "s-d127", "s-d148", "s-d149", "s-d222", "s-d234", "s-d5" ], "entity_ids": [ "e2", "e3" ] }, { "id": "c-role-35", "kind": "attributed", "text": "Tricolor Holdings LLC — Origin Bank. Capacity: Borrower under Origin Bank’s disclosed notes-receivable-secured credit commitments. Period: Source recorded 2025-09-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Origin’s aggregate loans to directors and related parties cannot be used to identify Tricolor’s exact inclusion without a specific disclosure. Chu’s board role and the bank’s lending coexist, but do not themselves establish an improper approval or fraud by the bank. A separately reported personal mortgage is not the same loan as Tricolor’s corporate credit line.", "response": "Origin said it was pursuing available recoveries. A charge-off recognizes an accounting loss; it does not establish that future recoveries are impossible.", "outcome": "Origin’s later annual disclosure reports $29.5 million of 2025 net charge-offs connected with Tricolor and approximately $29.6 million of provision, comprising $29.3 million for loans and $338,000 for off-balance-sheet commitments. It reports a $0.77 adverse effect on diluted EPS. These annual figures supersede the narrower third-quarter $28.4 million net charge-off for the year’s total.", "source_ids": [ "s-d118", "s-d135", "s-d18", "s-d19", "s-d32", "s-d324", "s-d5", "s-d73" ], "entity_ids": [ "e1", "e6" ] }, { "id": "c-role-37", "kind": "attributed", "text": "BlackRock, Inc. — Tricolor Holdings LLC. Capacity: Manager of funds providing convertible preferred capital; minority investment. Period: Recorded from 2021-09; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The BlackRock brand does not identify every legal fund or make the public parent the direct lender. The 2024 reorganization of the public BlackRock registrant cannot supply the identity of a 2021 investing fund. A contract’s treatment of preferred equity as debt is specific to its definitions. SPV 4 is expressly excluded from the defined BlackRock loan obligation; that is not evidence of a direct loan from BlackRock to SPV 4. CION’s disclosed position does not conclusively identify an anonymous lender in the criminal indictment. BlackRock’s separately disclosed 7.9% Origin Bancorp shareholding is not evidence of coordinated lending decisions.", "response": "", "outcome": "A later retained report says the BlackRock Impact Opportunities fund was being closed to new investments and wound down after Tricolor’s failure. That is a reported fund-management decision, not a finding that the investor participated in fraud.", "source_ids": [ "s-d109", "s-d131", "s-d18", "s-d211", "s-d22", "s-d242", "s-d27", "s-d84", "s-d88" ], "entity_ids": [ "e1", "e13" ] }, { "id": "c-role-38", "kind": "attributed", "text": "Tricolor Holdings LLC — Ganas Auto Group. Capacity: Affiliated operating company in the identified source. Period: Source recorded 2021-09-09; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "", "outcome": "", "source_ids": [ "s-d120", "s-d151", "s-d155", "s-d157", "s-d202", "s-d22", "s-d25", "s-d26", "s-d326", "s-d327", "s-d36", "s-d5", "s-d67", "s-d7", "s-d83" ], "entity_ids": [ "e1", "e26" ] }, { "id": "c-role-39", "kind": "attributed", "text": "Tricolor Holdings LLC — Tricolor Auto Group, LLC. Capacity: Parent owning all interests according to the 2020 pleading. Period: Source recorded 2020-04-28; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The 2020 ownership representation and the later common-equity statement concern different dates and equity classes. They do not establish that Chu personally owned 100% of Holdings. A Delaware directory entry for Ganas Holdings has not been conclusively reconciled to the subject and is not used as its incorporation number. A 2020 pleading calls Tricolor Auto Group a Texas company, while directory and Texas tax records identify a foreign registration: the unresolved formation discrepancy is retained. Ganas Auto appears both as a brand and as a separately named LLC; a trade name is not enough to merge them. Apoyo Financial is a trade name of Auto Group and also the name of a distinct debtor LLC.", "response": "", "outcome": "", "source_ids": [ "s-d120", "s-d151", "s-d155", "s-d157", "s-d202", "s-d22", "s-d25", "s-d26", "s-d326", "s-d327", "s-d36", "s-d5", "s-d67", "s-d7", "s-d83" ], "entity_ids": [ "e1", "e8" ] }, { "id": "c-role-40", "kind": "attributed", "text": "Tricolor Holdings LLC — Ganas Auto Group. Capacity: Parent owning all interests according to the 2020 pleading. Period: Source recorded 2020-04-28; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The 2020 ownership representation and the later common-equity statement concern different dates and equity classes. They do not establish that Chu personally owned 100% of Holdings. A Delaware directory entry for Ganas Holdings has not been conclusively reconciled to the subject and is not used as its incorporation number. A 2020 pleading calls Tricolor Auto Group a Texas company, while directory and Texas tax records identify a foreign registration: the unresolved formation discrepancy is retained. Ganas Auto appears both as a brand and as a separately named LLC; a trade name is not enough to merge them. Apoyo Financial is a trade name of Auto Group and also the name of a distinct debtor LLC.", "response": "", "outcome": "", "source_ids": [ "s-d120", "s-d151", "s-d155", "s-d157", "s-d202", "s-d22", "s-d25", "s-d26", "s-d326", "s-d327", "s-d36", "s-d5", "s-d67", "s-d7", "s-d83" ], "entity_ids": [ "e1", "e26" ] }, { "id": "c-role-41", "kind": "attributed", "text": "Daniel Chu — Ganas Investors, LLC. Capacity: Member of Ganas Investors; percentage not stated. Period: Source recorded 2020-04-20; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The 2020 ownership representation and the later common-equity statement concern different dates and equity classes. They do not establish that Chu personally owned 100% of Holdings. A Delaware directory entry for Ganas Holdings has not been conclusively reconciled to the subject and is not used as its incorporation number. A 2020 pleading calls Tricolor Auto Group a Texas company, while directory and Texas tax records identify a foreign registration: the unresolved formation discrepancy is retained. Ganas Auto appears both as a brand and as a separately named LLC; a trade name is not enough to merge them. Apoyo Financial is a trade name of Auto Group and also the name of a distinct debtor LLC.", "response": "", "outcome": "", "source_ids": [ "s-d120", "s-d151", "s-d155", "s-d157", "s-d202", "s-d22", "s-d25", "s-d26", "s-d326", "s-d327", "s-d36", "s-d5", "s-d67", "s-d7", "s-d83" ], "entity_ids": [ "e4", "e15" ] }, { "id": "c-role-42", "kind": "attributed", "text": "Tricolor Investors — Ganas Investors, LLC. Capacity: Member of Ganas Investors; percentage not stated. Period: Source recorded 2020-04-20; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The 2020 ownership representation and the later common-equity statement concern different dates and equity classes. They do not establish that Chu personally owned 100% of Holdings. A Delaware directory entry for Ganas Holdings has not been conclusively reconciled to the subject and is not used as its incorporation number. A 2020 pleading calls Tricolor Auto Group a Texas company, while directory and Texas tax records identify a foreign registration: the unresolved formation discrepancy is retained. Ganas Auto appears both as a brand and as a separately named LLC; a trade name is not enough to merge them. Apoyo Financial is a trade name of Auto Group and also the name of a distinct debtor LLC.", "response": "", "outcome": "", "source_ids": [ "s-d120", "s-d151", "s-d155", "s-d157", "s-d202", "s-d22", "s-d25", "s-d26", "s-d326", "s-d327", "s-d36", "s-d5", "s-d67", "s-d7", "s-d83" ], "entity_ids": [ "e15", "e27" ] }, { "id": "c-role-43", "kind": "attributed", "text": "Ganas Investors, LLC — Tricolor Holdings LLC. Capacity: Holder of all common equity, subject to the separately described preferred interests. Period: Source recorded 2020-04-20; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The 2020 ownership representation and the later common-equity statement concern different dates and equity classes. They do not establish that Chu personally owned 100% of Holdings. A Delaware directory entry for Ganas Holdings has not been conclusively reconciled to the subject and is not used as its incorporation number. A 2020 pleading calls Tricolor Auto Group a Texas company, while directory and Texas tax records identify a foreign registration: the unresolved formation discrepancy is retained. Ganas Auto appears both as a brand and as a separately named LLC; a trade name is not enough to merge them. Apoyo Financial is a trade name of Auto Group and also the name of a distinct debtor LLC.", "response": "", "outcome": "", "source_ids": [ "s-d120", "s-d151", "s-d155", "s-d157", "s-d202", "s-d22", "s-d25", "s-d26", "s-d326", "s-d327", "s-d36", "s-d5", "s-d67", "s-d7", "s-d83" ], "entity_ids": [ "e1", "e15" ] }, { "id": "c-role-44", "kind": "attributed", "text": "Tricolor Holdings LLC — Credit Suisse. Capacity: Group arranging an offering with the counterparty as underwriter. Period: Source recorded 2020-04-20; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The 2020 ownership representation and the later common-equity statement concern different dates and equity classes. They do not establish that Chu personally owned 100% of Holdings. A Delaware directory entry for Ganas Holdings has not been conclusively reconciled to the subject and is not used as its incorporation number. A 2020 pleading calls Tricolor Auto Group a Texas company, while directory and Texas tax records identify a foreign registration: the unresolved formation discrepancy is retained. Ganas Auto appears both as a brand and as a separately named LLC; a trade name is not enough to merge them. Apoyo Financial is a trade name of Auto Group and also the name of a distinct debtor LLC.", "response": "", "outcome": "", "source_ids": [ "s-d120", "s-d151", "s-d155", "s-d157", "s-d202", "s-d22", "s-d25", "s-d26", "s-d326", "s-d327", "s-d36", "s-d5", "s-d67", "s-d7", "s-d83" ], "entity_ids": [ "e1", "e28" ] }, { "id": "c-role-46", "kind": "attributed", "text": "Andrew DeLuca — Tricolor Holdings LLC. Capacity: Chief compliance officer and deputy general counsel in the dated roster. Period: Source recorded 2023-12-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e1", "e29" ] }, { "id": "c-role-48", "kind": "attributed", "text": "Jerome A. Kollar — Tricolor Holdings LLC. Capacity: Former chief financial officer. Period: Historical executive role before September 2025; later criminal outcome stated separately.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The court found the alleged profit motives and claimed warning signs insufficient to plead fraudulent intent or willful blindness. It also held that sophisticated investors could not establish reasonable reliance given the offering disclaimers and the inadequately pleaded knowledge of falsity. The alleged IPO episode did not adequately show communication between bank teams or substantiate the suggested reason for abandoning the IPO. Tricolor’s management had provided explanations for identified anomalies, including servicing pauses while cars were being repaired. Chu has denied the criminal allegations. His lawyers also challenged seizure and use of property or communications, including a reported Fourth Amendment objection to seizure without a warrant. The competing loan-versus-bonus descriptions remain unresolved here. The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "Judge Jed Rakoff granted dismissal on 10 June 2026 and issued the explanatory opinion on 16 July. Federal claims were dismissed with prejudice; remaining state claims were dismissed for lack of jurisdiction. The docket records termination on 20 July. The court regarded the banks as victims and said the pleadings did not show conduct worse than negligence, if that. This result does not determine the separate Wilmington/Vervent contract case or every collateral-priority dispute. The California property-related action was dismissed without prejudice in April 2026, while the separate trustee adversary proceeding was stayed. Neither result is a judgment that all transfers were lawful or that all alleged amounts are recoverable.", "source_ids": [ "s-d10", "s-d125", "s-d135", "s-d159", "s-d160", "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d274", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d297", "s-d298", "s-d309", "s-d311", "s-d317", "s-d32", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39", "s-d5", "s-d62", "s-d63", "s-d72" ], "entity_ids": [ "e1", "e2" ] }, { "id": "c-role-49", "kind": "attributed", "text": "James Li — Tricolor Holdings LLC. Capacity: Chief risk officer in the dated roster. Period: Source recorded 2023-12-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e1", "e30" ] }, { "id": "c-role-50", "kind": "attributed", "text": "Eduardo Perez — Tricolor Holdings LLC. Capacity: Chief customer officer in the dated roster. Period: Source recorded 2023-12-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e1", "e31" ] }, { "id": "c-role-51", "kind": "attributed", "text": "Staci Tubbs — Tricolor Holdings LLC. Capacity: Chief people officer in the dated roster. Period: Source recorded 2023-12-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e1", "e32" ] }, { "id": "c-role-52", "kind": "attributed", "text": "Christian Donohue — BlackRock, Inc.. Capacity: Managing director in the global credit business. Period: Source recorded 2023-12-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "", "outcome": "A later retained report says the BlackRock Impact Opportunities fund was being closed to new investments and wound down after Tricolor’s failure. That is a reported fund-management decision, not a finding that the investor participated in fraud.", "source_ids": [ "s-d109", "s-d131", "s-d18", "s-d211", "s-d22", "s-d242", "s-d27", "s-d84", "s-d88" ], "entity_ids": [ "e13", "e33" ] }, { "id": "c-role-53", "kind": "attributed", "text": "Derrick Weatherspoon — BlackRock, Inc.. Capacity: Senior portfolio manager in the impact or alternative-solutions business. Period: Recorded from 2021; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "A later retained report says the BlackRock Impact Opportunities fund was being closed to new investments and wound down after Tricolor’s failure. That is a reported fund-management decision, not a finding that the investor participated in fraud.", "source_ids": [ "s-d109", "s-d131", "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d18", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d211", "s-d214", "s-d22", "s-d227", "s-d240", "s-d242", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39", "s-d84", "s-d88" ], "entity_ids": [ "e13", "e34" ] }, { "id": "c-role-54", "kind": "attributed", "text": "J. Dann Adams — Tricolor Holdings LLC. Capacity: Board director in the dated source; later mandate not established. Period: Source recorded 2023-12-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e1", "e35" ] }, { "id": "c-role-55", "kind": "attributed", "text": "Richard E. Anderson — Tricolor Holdings LLC. Capacity: Board director in the dated source; later mandate not established. Period: Source recorded 2023-12-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e1", "e40" ] }, { "id": "c-role-56", "kind": "attributed", "text": "Beth A. Brooke — Tricolor Holdings LLC. Capacity: Board director in the dated source; later mandate not established. Period: Source recorded 2023-12-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e1", "e37" ] }, { "id": "c-role-57", "kind": "attributed", "text": "Christian Donohue — Tricolor Holdings LLC. Capacity: Board director described as affiliated with the investing manager. Period: Source recorded 2023-12-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e1", "e33" ] }, { "id": "c-role-58", "kind": "attributed", "text": "Antonio Garza — Tricolor Holdings LLC. Capacity: Board director in the dated source; later mandate not established. Period: Source recorded 2023-12-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e1", "e38" ] }, { "id": "c-role-59", "kind": "attributed", "text": "Kathryn Petralia — Tricolor Holdings LLC. Capacity: Board director in the dated source; later mandate not established. Period: Source recorded 2023-12-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e1", "e39" ] }, { "id": "c-role-60", "kind": "attributed", "text": "Derrick Weatherspoon — Tricolor Holdings LLC. Capacity: Board director described as affiliated with the investing manager. Period: Source recorded 2023-12-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e1", "e34" ] }, { "id": "c-role-63", "kind": "attributed", "text": "Richard E. Anderson — Tricolor Holdings LLC. Capacity: Board director in the dated source; later mandate not established. Period: Source recorded 2025-05-14; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e1", "e40" ] }, { "id": "c-role-64", "kind": "attributed", "text": "Tricolor Holdings LLC — C T Corporation System. Capacity: Company using the counterparty as registered agent. Period: Source recorded 2026-10-13; later status not established.", "qualification": "Shared business infrastructure or an address record does not by itself establish ownership or financial control.", "response": "", "outcome": "", "source_ids": [ "s-d120", "s-d151", "s-d155", "s-d157", "s-d202", "s-d22", "s-d25", "s-d26", "s-d326", "s-d327", "s-d36", "s-d5", "s-d67", "s-d7", "s-d83" ], "entity_ids": [ "e1", "e41" ] }, { "id": "c-role-67", "kind": "attributed", "text": "Stan Erwin — Tricolor Holdings LLC. Capacity: Board director in the dated source; later mandate not established. Period: Source recorded 2025-07-30; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e1", "e42" ] }, { "id": "c-role-68", "kind": "attributed", "text": "Tricolor Holdings LLC — Tricolor Auto Securitization Trust 2025-2. Capacity: Group associated with the issuance; the trust is the legal issuer. Period: Source recorded 2025-07-31; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d111", "s-d202", "s-d38", "s-d5", "s-d57", "s-d63", "s-d78", "s-d85" ], "entity_ids": [ "e1", "e10" ] }, { "id": "c-role-70", "kind": "attributed", "text": "Daniel Chu — Tricolor Auto Receivables 2 LLC. Capacity: Chief executive signing the depositor’s securities filing. Period: Signature on the 2 June 2025 ABS-15G filing.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d111", "s-d202", "s-d38", "s-d5", "s-d57", "s-d63", "s-d78", "s-d85" ], "entity_ids": [ "e4", "e9" ] }, { "id": "c-role-71", "kind": "attributed", "text": "Daniel Chu — Tricolor Holdings LLC. Capacity: Provider of the July 2025 loan described in the SEC complaint. Period: Source recorded 2025-08-29; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. These overlapping payments must not be counted twice as distinct transfers. The retained accounts of property purchases, a forfeited Aspen deposit and attempted recoveries are allegations or reported records; listings and estimates are not realized sale proceeds. Public discussion is confined to aggregate amounts and the identified recovery dispute. Residential locations, parcel or unit identifiers and family biographies are withheld.", "response": "Chu has denied the criminal allegations. His lawyers also challenged seizure and use of property or communications, including a reported Fourth Amendment objection to seizure without a warrant. The competing loan-versus-bonus descriptions remain unresolved here.", "outcome": "The California property-related action was dismissed without prejudice in April 2026, while the separate trustee adversary proceeding was stayed. Neither result is a judgment that all transfers were lawful or that all alleged amounts are recoverable.", "source_ids": [ "s-d10", "s-d125", "s-d135", "s-d159", "s-d160", "s-d274", "s-d297", "s-d32", "s-d5" ], "entity_ids": [ "e1", "e4" ] }, { "id": "c-role-74", "kind": "attributed", "text": "Daniel Chu — Origin Bancorp, Inc.. Capacity: Former independent director and committee member; resigned 7 September 2025. Period: Director from April 2022; resigned 7 September 2025.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "Origin said it was pursuing available recoveries. A charge-off recognizes an accounting loss; it does not establish that future recoveries are impossible.", "outcome": "Origin’s later annual disclosure reports $29.5 million of 2025 net charge-offs connected with Tricolor and approximately $29.6 million of provision, comprising $29.3 million for loans and $338,000 for off-balance-sheet commitments. It reports a $0.77 adverse effect on diluted EPS. These annual figures supersede the narrower third-quarter $28.4 million net charge-off for the year’s total.", "source_ids": [ "s-d118", "s-d135", "s-d18", "s-d19", "s-d32", "s-d324", "s-d5", "s-d73" ], "entity_ids": [ "e4", "e5" ] }, { "id": "c-role-75", "kind": "attributed", "text": "Daniel Chu — Origin Bancorp, Inc.. Capacity: Holder of 2,469 shares, below 1%, in the February 2024 disclosure. Period: Shareholding snapshot in the February 2024 disclosure; later ownership not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Origin’s aggregate loans to directors and related parties cannot be used to identify Tricolor’s exact inclusion without a specific disclosure. Chu’s board role and the bank’s lending coexist, but do not themselves establish an improper approval or fraud by the bank. A separately reported personal mortgage is not the same loan as Tricolor’s corporate credit line.", "response": "Origin said it was pursuing available recoveries. A charge-off recognizes an accounting loss; it does not establish that future recoveries are impossible.", "outcome": "Origin’s later annual disclosure reports $29.5 million of 2025 net charge-offs connected with Tricolor and approximately $29.6 million of provision, comprising $29.3 million for loans and $338,000 for off-balance-sheet commitments. It reports a $0.77 adverse effect on diluted EPS. These annual figures supersede the narrower third-quarter $28.4 million net charge-off for the year’s total.", "source_ids": [ "s-d118", "s-d135", "s-d18", "s-d19", "s-d32", "s-d324", "s-d5", "s-d73" ], "entity_ids": [ "e4", "e5" ] }, { "id": "c-role-76", "kind": "attributed", "text": "BlackRock, Inc. — Origin Bancorp, Inc.. Capacity: Reported beneficial holder of 7.9% in the December 2023 disclosure. Period: Source recorded 2023-12-31; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Origin’s aggregate loans to directors and related parties cannot be used to identify Tricolor’s exact inclusion without a specific disclosure. Chu’s board role and the bank’s lending coexist, but do not themselves establish an improper approval or fraud by the bank. A separately reported personal mortgage is not the same loan as Tricolor’s corporate credit line.", "response": "Origin said it was pursuing available recoveries. A charge-off recognizes an accounting loss; it does not establish that future recoveries are impossible.", "outcome": "Origin’s later annual disclosure reports $29.5 million of 2025 net charge-offs connected with Tricolor and approximately $29.6 million of provision, comprising $29.3 million for loans and $338,000 for off-balance-sheet commitments. It reports a $0.77 adverse effect on diluted EPS. These annual figures supersede the narrower third-quarter $28.4 million net charge-off for the year’s total.", "source_ids": [ "s-d118", "s-d135", "s-d18", "s-d19", "s-d32", "s-d324", "s-d5", "s-d73" ], "entity_ids": [ "e5", "e13" ] }, { "id": "c-role-77", "kind": "attributed", "text": "Tricolor Auto Receivables 2 LLC — Tricolor Auto Securitization Trust 2025-2. Capacity: Depositor transferring receivables to the issuing trust. Period: Source recorded 2025-06-02; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d111", "s-d202", "s-d38", "s-d5", "s-d57", "s-d63", "s-d78", "s-d85" ], "entity_ids": [ "e9", "e10" ] }, { "id": "c-role-79", "kind": "attributed", "text": "Tricolor Holdings LLC — TBK Bank, SSB. Capacity: Borrower group under the floorplan facility; counterparty is agent and lender. Period: Source recorded 2025-09-30; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The bank subsidiary, its public holding company, an administrative-agent role and a lender’s own economic participation are not interchangeable. An anonymous later Renasant reference to a large bankruptcy relationship is insufficient to assign every reported collateral change to Tricolor. Reported exposure, commitment, reserve, charge-off and final recovery must remain separate.", "response": "As of 31 December 2025, TBK believed its collateral adequately secured its outstanding floorplan position, while acknowledging that other creditors asserted competing interests and a court might need to resolve priority. This is inconsistent with treating all Tricolor lender collateral as worthless.", "outcome": "Renasant placed its facility on nonaccrual after the bankruptcy; TBK’s cited year-end account did not report a Tricolor charge-off. The favorable dismissal in the separate noteholder bank lawsuit remains relevant to claims of participation in fraud, but does not allocate collateral in the bankruptcy.", "source_ids": [ "s-d124", "s-d153", "s-d203", "s-d210", "s-d215", "s-d319", "s-d325", "s-d59", "s-d74", "s-d88" ], "entity_ids": [ "e1", "e43" ] }, { "id": "c-role-80", "kind": "attributed", "text": "Tricolor Funding SPV 4 LLC — JPMorgan Chase Bank, National Association. Capacity: Warehouse borrower; counterparty acts as lender or administrative agent under the identified instrument. Period: 2020–2025-09.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The July opinion recites allegations as true only for purposes of testing the pleadings. It specifically rejects describing CBIZ’s work as an audit or examination of internal controls. The report recommended follow-up on particular items and included Tricolor’s remediation plan; it did not conclude that Tricolor was committing fraud or double pledging.", "response": "The court found the alleged profit motives and claimed warning signs insufficient to plead fraudulent intent or willful blindness. It also held that sophisticated investors could not establish reasonable reliance given the offering disclaimers and the inadequately pleaded knowledge of falsity. The alleged IPO episode did not adequately show communication between bank teams or substantiate the suggested reason for abandoning the IPO. Tricolor’s management had provided explanations for identified anomalies, including servicing pauses while cars were being repaired.", "outcome": "Judge Jed Rakoff granted dismissal on 10 June 2026 and issued the explanatory opinion on 16 July. Federal claims were dismissed with prejudice; remaining state claims were dismissed for lack of jurisdiction. The docket records termination on 20 July. The court regarded the banks as victims and said the pleadings did not show conduct worse than negligence, if that. This result does not determine the separate Wilmington/Vervent contract case or every collateral-priority dispute.", "source_ids": [ "s-d62", "s-d63", "s-d72" ], "entity_ids": [ "e44", "e45" ] }, { "id": "c-role-81", "kind": "attributed", "text": "Tricolor Funding SPV 4 LLC — Barclays Bank PLC. Capacity: Warehouse borrower; counterparty participates as lender. Period: 2020–2025-09.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The July opinion recites allegations as true only for purposes of testing the pleadings. It specifically rejects describing CBIZ’s work as an audit or examination of internal controls. The report recommended follow-up on particular items and included Tricolor’s remediation plan; it did not conclude that Tricolor was committing fraud or double pledging.", "response": "The court found the alleged profit motives and claimed warning signs insufficient to plead fraudulent intent or willful blindness. It also held that sophisticated investors could not establish reasonable reliance given the offering disclaimers and the inadequately pleaded knowledge of falsity. The alleged IPO episode did not adequately show communication between bank teams or substantiate the suggested reason for abandoning the IPO. Tricolor’s management had provided explanations for identified anomalies, including servicing pauses while cars were being repaired.", "outcome": "Judge Jed Rakoff granted dismissal on 10 June 2026 and issued the explanatory opinion on 16 July. Federal claims were dismissed with prejudice; remaining state claims were dismissed for lack of jurisdiction. The docket records termination on 20 July. The court regarded the banks as victims and said the pleadings did not show conduct worse than negligence, if that. This result does not determine the separate Wilmington/Vervent contract case or every collateral-priority dispute.", "source_ids": [ "s-d62", "s-d63", "s-d72" ], "entity_ids": [ "e44", "e46" ] }, { "id": "c-role-82", "kind": "attributed", "text": "Tricolor Holdings LLC — Tricolor Funding SPV 4 LLC. Capacity: Group associated with the warehouse vehicle; direct ownership level requires the identified chain. Period: Source recorded 2026-02-26; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The July opinion recites allegations as true only for purposes of testing the pleadings. It specifically rejects describing CBIZ’s work as an audit or examination of internal controls. The report recommended follow-up on particular items and included Tricolor’s remediation plan; it did not conclude that Tricolor was committing fraud or double pledging. The original SPV 4 facility began with a $100 million lender commitment. Later litigation describes a limit of $777 million and SPV 6’s $250 million limit. Limits, outstanding debt and collateral values are different measures. The indictment anonymizes lenders; named-company matches require independent support. A later stated 70–80% advance rate does not rewrite the original 2020 contract’s 40% credit enhancement, which ordinarily left a 60% advance against the eligible balance. The bankruptcy estate and the non-debtor warehouse companies also have different assets and obligations.", "response": "The court found the alleged profit motives and claimed warning signs insufficient to plead fraudulent intent or willful blindness. It also held that sophisticated investors could not establish reasonable reliance given the offering disclaimers and the inadequately pleaded knowledge of falsity. The alleged IPO episode did not adequately show communication between bank teams or substantiate the suggested reason for abandoning the IPO. Tricolor’s management had provided explanations for identified anomalies, including servicing pauses while cars were being repaired.", "outcome": "Judge Jed Rakoff granted dismissal on 10 June 2026 and issued the explanatory opinion on 16 July. Federal claims were dismissed with prejudice; remaining state claims were dismissed for lack of jurisdiction. The docket records termination on 20 July. The court regarded the banks as victims and said the pleadings did not show conduct worse than negligence, if that. This result does not determine the separate Wilmington/Vervent contract case or every collateral-priority dispute.", "source_ids": [ "s-d111", "s-d114", "s-d32", "s-d5", "s-d62", "s-d63", "s-d72", "s-d83", "s-d84", "s-d9" ], "entity_ids": [ "e1", "e44" ] }, { "id": "c-role-83", "kind": "attributed", "text": "Tricolor Funding SPV 6 LLC — Fifth Third Bank, National Association. Capacity: Warehouse borrower; counterparty acts as lender or administrative agent under the identified instrument. Period: 2022–2025-09.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The July opinion recites allegations as true only for purposes of testing the pleadings. It specifically rejects describing CBIZ’s work as an audit or examination of internal controls. The report recommended follow-up on particular items and included Tricolor’s remediation plan; it did not conclude that Tricolor was committing fraud or double pledging.", "response": "The court found the alleged profit motives and claimed warning signs insufficient to plead fraudulent intent or willful blindness. It also held that sophisticated investors could not establish reasonable reliance given the offering disclaimers and the inadequately pleaded knowledge of falsity. The alleged IPO episode did not adequately show communication between bank teams or substantiate the suggested reason for abandoning the IPO. Tricolor’s management had provided explanations for identified anomalies, including servicing pauses while cars were being repaired.", "outcome": "Judge Jed Rakoff granted dismissal on 10 June 2026 and issued the explanatory opinion on 16 July. Federal claims were dismissed with prejudice; remaining state claims were dismissed for lack of jurisdiction. The docket records termination on 20 July. The court regarded the banks as victims and said the pleadings did not show conduct worse than negligence, if that. This result does not determine the separate Wilmington/Vervent contract case or every collateral-priority dispute.", "source_ids": [ "s-d62", "s-d63", "s-d72" ], "entity_ids": [ "e47", "e48" ] }, { "id": "c-role-84", "kind": "attributed", "text": "Tricolor Holdings LLC — Tricolor Funding SPV 6 LLC. Capacity: Group associated with the warehouse vehicle; direct ownership level requires the identified chain. Period: Source recorded 2026-02-26; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The July opinion recites allegations as true only for purposes of testing the pleadings. It specifically rejects describing CBIZ’s work as an audit or examination of internal controls. The report recommended follow-up on particular items and included Tricolor’s remediation plan; it did not conclude that Tricolor was committing fraud or double pledging. The original SPV 4 facility began with a $100 million lender commitment. Later litigation describes a limit of $777 million and SPV 6’s $250 million limit. Limits, outstanding debt and collateral values are different measures. The indictment anonymizes lenders; named-company matches require independent support. A later stated 70–80% advance rate does not rewrite the original 2020 contract’s 40% credit enhancement, which ordinarily left a 60% advance against the eligible balance. The bankruptcy estate and the non-debtor warehouse companies also have different assets and obligations.", "response": "The court found the alleged profit motives and claimed warning signs insufficient to plead fraudulent intent or willful blindness. It also held that sophisticated investors could not establish reasonable reliance given the offering disclaimers and the inadequately pleaded knowledge of falsity. The alleged IPO episode did not adequately show communication between bank teams or substantiate the suggested reason for abandoning the IPO. Tricolor’s management had provided explanations for identified anomalies, including servicing pauses while cars were being repaired.", "outcome": "Judge Jed Rakoff granted dismissal on 10 June 2026 and issued the explanatory opinion on 16 July. Federal claims were dismissed with prejudice; remaining state claims were dismissed for lack of jurisdiction. The docket records termination on 20 July. The court regarded the banks as victims and said the pleadings did not show conduct worse than negligence, if that. This result does not determine the separate Wilmington/Vervent contract case or every collateral-priority dispute.", "source_ids": [ "s-d111", "s-d114", "s-d32", "s-d5", "s-d62", "s-d63", "s-d72", "s-d83", "s-d84", "s-d9" ], "entity_ids": [ "e1", "e47" ] }, { "id": "c-role-85", "kind": "attributed", "text": "Tricolor Holdings LLC — JPMorgan Chase Bank, National Association. Capacity: Group financed through the identified warehouse vehicle; counterparty or affiliate is lender or agent. Period: 2020–2025-09.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The July opinion recites allegations as true only for purposes of testing the pleadings. It specifically rejects describing CBIZ’s work as an audit or examination of internal controls. The report recommended follow-up on particular items and included Tricolor’s remediation plan; it did not conclude that Tricolor was committing fraud or double pledging.", "response": "The court found the alleged profit motives and claimed warning signs insufficient to plead fraudulent intent or willful blindness. It also held that sophisticated investors could not establish reasonable reliance given the offering disclaimers and the inadequately pleaded knowledge of falsity. The alleged IPO episode did not adequately show communication between bank teams or substantiate the suggested reason for abandoning the IPO. Tricolor’s management had provided explanations for identified anomalies, including servicing pauses while cars were being repaired.", "outcome": "Judge Jed Rakoff granted dismissal on 10 June 2026 and issued the explanatory opinion on 16 July. Federal claims were dismissed with prejudice; remaining state claims were dismissed for lack of jurisdiction. The docket records termination on 20 July. The court regarded the banks as victims and said the pleadings did not show conduct worse than negligence, if that. This result does not determine the separate Wilmington/Vervent contract case or every collateral-priority dispute.", "source_ids": [ "s-d62", "s-d63", "s-d72" ], "entity_ids": [ "e1", "e45" ] }, { "id": "c-role-86", "kind": "attributed", "text": "Tricolor Holdings LLC — Barclays Bank PLC. Capacity: Group financed through the identified warehouse vehicle; counterparty or affiliate is lender or agent. Period: 2020–2025-09.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The July opinion recites allegations as true only for purposes of testing the pleadings. It specifically rejects describing CBIZ’s work as an audit or examination of internal controls. The report recommended follow-up on particular items and included Tricolor’s remediation plan; it did not conclude that Tricolor was committing fraud or double pledging.", "response": "The court found the alleged profit motives and claimed warning signs insufficient to plead fraudulent intent or willful blindness. It also held that sophisticated investors could not establish reasonable reliance given the offering disclaimers and the inadequately pleaded knowledge of falsity. The alleged IPO episode did not adequately show communication between bank teams or substantiate the suggested reason for abandoning the IPO. Tricolor’s management had provided explanations for identified anomalies, including servicing pauses while cars were being repaired.", "outcome": "Judge Jed Rakoff granted dismissal on 10 June 2026 and issued the explanatory opinion on 16 July. Federal claims were dismissed with prejudice; remaining state claims were dismissed for lack of jurisdiction. The docket records termination on 20 July. The court regarded the banks as victims and said the pleadings did not show conduct worse than negligence, if that. This result does not determine the separate Wilmington/Vervent contract case or every collateral-priority dispute.", "source_ids": [ "s-d62", "s-d63", "s-d72" ], "entity_ids": [ "e1", "e46" ] }, { "id": "c-role-87", "kind": "attributed", "text": "Tricolor Holdings LLC — Fifth Third Bank, National Association. Capacity: Group financed through the identified warehouse vehicle; counterparty or affiliate is lender or agent. Period: 2022–2025-09.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The July opinion recites allegations as true only for purposes of testing the pleadings. It specifically rejects describing CBIZ’s work as an audit or examination of internal controls. The report recommended follow-up on particular items and included Tricolor’s remediation plan; it did not conclude that Tricolor was committing fraud or double pledging.", "response": "The court found the alleged profit motives and claimed warning signs insufficient to plead fraudulent intent or willful blindness. It also held that sophisticated investors could not establish reasonable reliance given the offering disclaimers and the inadequately pleaded knowledge of falsity. The alleged IPO episode did not adequately show communication between bank teams or substantiate the suggested reason for abandoning the IPO. Tricolor’s management had provided explanations for identified anomalies, including servicing pauses while cars were being repaired.", "outcome": "Judge Jed Rakoff granted dismissal on 10 June 2026 and issued the explanatory opinion on 16 July. Federal claims were dismissed with prejudice; remaining state claims were dismissed for lack of jurisdiction. The docket records termination on 20 July. The court regarded the banks as victims and said the pleadings did not show conduct worse than negligence, if that. This result does not determine the separate Wilmington/Vervent contract case or every collateral-priority dispute.", "source_ids": [ "s-d62", "s-d63", "s-d72" ], "entity_ids": [ "e1", "e48" ] }, { "id": "c-role-90", "kind": "attributed", "text": "Tricolor Holdings LLC — J.P. Morgan Securities LLC. Capacity: Group whose trust offerings were arranged by the counterparty in the stated period. Period: 2022–2025-06.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d111", "s-d202", "s-d38", "s-d5", "s-d57", "s-d63", "s-d78", "s-d85" ], "entity_ids": [ "e1", "e49" ] }, { "id": "c-role-91", "kind": "attributed", "text": "Tricolor Holdings LLC — Barclays Capital Inc.. Capacity: Group whose trust offerings were arranged by the counterparty in the stated period. Period: 2022–2025-06.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d111", "s-d202", "s-d38", "s-d5", "s-d57", "s-d63", "s-d78", "s-d85" ], "entity_ids": [ "e1", "e50" ] }, { "id": "c-role-92", "kind": "attributed", "text": "Tricolor Holdings LLC — Fifth Third Securities, Inc.. Capacity: Group whose trust offerings were arranged by the counterparty in the stated period. Period: 2023–2025-06.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d111", "s-d202", "s-d38", "s-d5", "s-d57", "s-d63", "s-d78", "s-d85" ], "entity_ids": [ "e1", "e51" ] }, { "id": "c-role-93", "kind": "attributed", "text": "Tricolor Auto Acceptance, LLC — Wilmington Trust, National Association. Capacity: Servicer working with the indenture trustee for the identified trusts. Period: Source recorded 2026-02-26; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. These are distinct legal entities and capacities. Common involvement in several financing stages does not establish participation in fraud. The trustee’s investigation of possible claims and the investors’ litigation also are different proceedings.", "response": "Vervent states that before the collapse it was only backup servicer and did not participate in Tricolor’s loan origination or servicing operations.", "outcome": "The federal court remanded the Wilmington/Vervent case to New York’s state Commercial Division on 5 June 2026. The retained June defense filing describes continued litigation under index 650228/2026, with a summer motion schedule. The dismissal of the bank case does not dispose of these contract and fiduciary claims.", "source_ids": [ "s-d131", "s-d132", "s-d149", "s-d258", "s-d63", "s-d85" ], "entity_ids": [ "e7", "e52" ] }, { "id": "c-role-94", "kind": "attributed", "text": "Tricolor Auto Acceptance, LLC — Tricolor Auto Securitization Trust 2025-2. Capacity: Sponsor and servicer of the issuing trust. Period: Source recorded 2026-02-26; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. These are distinct legal entities and capacities. Common involvement in several financing stages does not establish participation in fraud. The trustee’s investigation of possible claims and the investors’ litigation also are different proceedings.", "response": "Vervent states that before the collapse it was only backup servicer and did not participate in Tricolor’s loan origination or servicing operations.", "outcome": "The federal court remanded the Wilmington/Vervent case to New York’s state Commercial Division on 5 June 2026. The retained June defense filing describes continued litigation under index 650228/2026, with a summer motion schedule. The dismissal of the bank case does not dispose of these contract and fiduciary claims.", "source_ids": [ "s-d131", "s-d132", "s-d149", "s-d258", "s-d63", "s-d85" ], "entity_ids": [ "e7", "e10" ] }, { "id": "c-role-97", "kind": "attributed", "text": "Tricolor Auto Receivables 2 LLC — Tricolor Auto Securitization Trust 2025-2. Capacity: Depositor transferring receivables to the issuing trust. Period: Source recorded 2026-02-26; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The original SPV 4 facility began with a $100 million lender commitment. Later litigation describes a limit of $777 million and SPV 6’s $250 million limit. Limits, outstanding debt and collateral values are different measures. The indictment anonymizes lenders; named-company matches require independent support. A later stated 70–80% advance rate does not rewrite the original 2020 contract’s 40% credit enhancement, which ordinarily left a 60% advance against the eligible balance. The bankruptcy estate and the non-debtor warehouse companies also have different assets and obligations.", "response": "", "outcome": "", "source_ids": [ "s-d111", "s-d114", "s-d32", "s-d5", "s-d63", "s-d72", "s-d83", "s-d84", "s-d9" ], "entity_ids": [ "e9", "e10" ] }, { "id": "c-role-98", "kind": "attributed", "text": "Tricolor Auto Receivables 2 LLC — J.P. Morgan Securities LLC. Capacity: Depositor selling notes to the initial purchaser. Period: Source recorded 2026-02-26; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The original SPV 4 facility began with a $100 million lender commitment. Later litigation describes a limit of $777 million and SPV 6’s $250 million limit. Limits, outstanding debt and collateral values are different measures. The indictment anonymizes lenders; named-company matches require independent support. A later stated 70–80% advance rate does not rewrite the original 2020 contract’s 40% credit enhancement, which ordinarily left a 60% advance against the eligible balance. The bankruptcy estate and the non-debtor warehouse companies also have different assets and obligations.", "response": "", "outcome": "", "source_ids": [ "s-d111", "s-d114", "s-d32", "s-d5", "s-d63", "s-d72", "s-d83", "s-d84", "s-d9" ], "entity_ids": [ "e9", "e49" ] }, { "id": "c-role-99", "kind": "attributed", "text": "Tricolor Auto Receivables 2 LLC — Barclays Capital Inc.. Capacity: Depositor selling notes to the initial purchaser. Period: Source recorded 2026-02-26; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The original SPV 4 facility began with a $100 million lender commitment. Later litigation describes a limit of $777 million and SPV 6’s $250 million limit. Limits, outstanding debt and collateral values are different measures. The indictment anonymizes lenders; named-company matches require independent support. A later stated 70–80% advance rate does not rewrite the original 2020 contract’s 40% credit enhancement, which ordinarily left a 60% advance against the eligible balance. The bankruptcy estate and the non-debtor warehouse companies also have different assets and obligations.", "response": "", "outcome": "", "source_ids": [ "s-d111", "s-d114", "s-d32", "s-d5", "s-d63", "s-d72", "s-d83", "s-d84", "s-d9" ], "entity_ids": [ "e9", "e50" ] }, { "id": "c-role-100", "kind": "attributed", "text": "Tricolor Holdings LLC — TBK Bank, SSB. Capacity: Borrower group under the floorplan facility; counterparty is agent and lender. Period: Source recorded 2026-02-26; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The original SPV 4 facility began with a $100 million lender commitment. Later litigation describes a limit of $777 million and SPV 6’s $250 million limit. Limits, outstanding debt and collateral values are different measures. The indictment anonymizes lenders; named-company matches require independent support. A later stated 70–80% advance rate does not rewrite the original 2020 contract’s 40% credit enhancement, which ordinarily left a 60% advance against the eligible balance. The bankruptcy estate and the non-debtor warehouse companies also have different assets and obligations.", "response": "", "outcome": "", "source_ids": [ "s-d111", "s-d114", "s-d32", "s-d5", "s-d63", "s-d72", "s-d83", "s-d84", "s-d9" ], "entity_ids": [ "e1", "e43" ] }, { "id": "c-role-103", "kind": "attributed", "text": "Tricolor Holdings LLC — Vervent Inc.. Capacity: Group whose portfolio was transferred to the counterparty for successor servicing. Period: Recorded from 2025-09; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Different facility transitions and the broader portfolio arrangement should not be reduced to one universal start date. Consumer complaints are accounts of difficulties, not proof of every alleged contractual violation. The retained 2024 Marcella Fox Truth in Lending docket identifies a filed action but does not establish its final outcome. A ruling declining to dismiss the earlier Shen telephone-contact case is not a final merits judgment.", "response": "Vervent states that it was a backup servicer before collapse, with no involvement in Tricolor’s prior origination or servicing. The statement explains its asserted scope of responsibility; it does not decide the pending contract claims.", "outcome": "In the distinct 2015 FTC case, a stipulated judgment against Auto Acceptance imposed an $82,777 civil penalty and permanent requirements for accurate credit-reporting policies and reasonable investigation of direct disputes. The company neither admitted nor denied the allegations except jurisdiction. The California regulator’s retained index lists an April 2019 license-revocation order and a May settlement; the full settlement terms have not been verified here, so no present-license conclusion is inferred.", "source_ids": [ "s-d122", "s-d131", "s-d164", "s-d174", "s-d181", "s-d214", "s-d219", "s-d220", "s-d258", "s-d313", "s-d63", "s-d83", "s-d87" ], "entity_ids": [ "e1", "e53" ] }, { "id": "c-role-104", "kind": "attributed", "text": "Tricolor Auto Group, LLC — C T Corporation System. Capacity: Company using the counterparty as registered agent. Period: Source recorded 2026-10-13; later status not established.", "qualification": "Shared business infrastructure or an address record does not by itself establish ownership or financial control.", "response": "", "outcome": "", "source_ids": [ "s-d120", "s-d151", "s-d155", "s-d157", "s-d202", "s-d22", "s-d25", "s-d26", "s-d326", "s-d327", "s-d36", "s-d5", "s-d67", "s-d7", "s-d83" ], "entity_ids": [ "e8", "e41" ] }, { "id": "c-role-105", "kind": "attributed", "text": "Tricolor Auto Group, LLC — Tricolor Holdings LLC. Capacity: Shared business-address record; not proof of ownership. Period: Source recorded 2026-10-13; later status not established.", "qualification": "Shared business infrastructure or an address record does not by itself establish ownership or financial control.", "response": "", "outcome": "", "source_ids": [ "s-d120", "s-d151", "s-d155", "s-d157", "s-d202", "s-d22", "s-d25", "s-d26", "s-d326", "s-d327", "s-d36", "s-d5", "s-d67", "s-d7", "s-d83" ], "entity_ids": [ "e1", "e8" ] }, { "id": "c-role-106", "kind": "attributed", "text": "Tricolor Funding SPV 4 LLC — Tricolor Holdings LLC. Capacity: Shared business-address record; not proof of ownership. Period: Source recorded 2026-08-27; later status not established.", "qualification": "Shared business infrastructure or an address record does not by itself establish ownership or financial control.", "response": "In its October 2025 filing, JPMorgan as agent preserved the lenders’ ownership and lien claims, contested the estate’s description of cash and vehicles as estate assets, and supported only specified cash uses subject to protections. The agent acknowledged uncertainty over fictitious and double-pledged loans; an asserted first lien is not a judicial resolution of competing collateral claims.", "outcome": "The agent’s account says Auto Acceptance’s SPV 4 servicing role ended on 5 September 2025 and Vervent succeeded it. It reports $612,748,356 principal outstanding on 15 August 2025. SPV 4 was not one of the jointly administered debtors.", "source_ids": [ "s-d318", "s-d70", "s-d83", "s-d84" ], "entity_ids": [ "e1", "e44" ] }, { "id": "c-role-107", "kind": "attributed", "text": "Tricolor Holdings LLC — JPMorgan Chase Bank, National Association. Capacity: Group financed through the identified warehouse vehicle; counterparty or affiliate is lender or agent. Period: Source recorded 2026-07-16; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The July opinion recites allegations as true only for purposes of testing the pleadings. It specifically rejects describing CBIZ’s work as an audit or examination of internal controls. The report recommended follow-up on particular items and included Tricolor’s remediation plan; it did not conclude that Tricolor was committing fraud or double pledging.", "response": "The court found the alleged profit motives and claimed warning signs insufficient to plead fraudulent intent or willful blindness. It also held that sophisticated investors could not establish reasonable reliance given the offering disclaimers and the inadequately pleaded knowledge of falsity. The alleged IPO episode did not adequately show communication between bank teams or substantiate the suggested reason for abandoning the IPO. Tricolor’s management had provided explanations for identified anomalies, including servicing pauses while cars were being repaired.", "outcome": "Judge Jed Rakoff granted dismissal on 10 June 2026 and issued the explanatory opinion on 16 July. Federal claims were dismissed with prejudice; remaining state claims were dismissed for lack of jurisdiction. The docket records termination on 20 July. The court regarded the banks as victims and said the pleadings did not show conduct worse than negligence, if that. This result does not determine the separate Wilmington/Vervent contract case or every collateral-priority dispute.", "source_ids": [ "s-d62", "s-d63", "s-d72" ], "entity_ids": [ "e1", "e45" ] }, { "id": "c-role-110", "kind": "attributed", "text": "Tricolor Holdings LLC — Renasant Bank. Capacity: Borrower group; counterparty disclosed the inventory-secured credit exposure. Period: Source recorded 2025-09-11; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The bank subsidiary, its public holding company, an administrative-agent role and a lender’s own economic participation are not interchangeable. An anonymous later Renasant reference to a large bankruptcy relationship is insufficient to assign every reported collateral change to Tricolor. Reported exposure, commitment, reserve, charge-off and final recovery must remain separate.", "response": "As of 31 December 2025, TBK believed its collateral adequately secured its outstanding floorplan position, while acknowledging that other creditors asserted competing interests and a court might need to resolve priority. This is inconsistent with treating all Tricolor lender collateral as worthless.", "outcome": "Renasant placed its facility on nonaccrual after the bankruptcy; TBK’s cited year-end account did not report a Tricolor charge-off. The favorable dismissal in the separate noteholder bank lawsuit remains relevant to claims of participation in fraud, but does not allocate collateral in the bankruptcy.", "source_ids": [ "s-d124", "s-d153", "s-d203", "s-d210", "s-d215", "s-d319", "s-d325", "s-d59", "s-d74", "s-d88" ], "entity_ids": [ "e1", "e54" ] }, { "id": "c-role-111", "kind": "attributed", "text": "Tricolor SPV 3 Holdings, LLC — Tricolor Holdings LLC. Capacity: Shared business-address record; not proof of ownership. Period: Source recorded 2020-09-14; later status not established.", "qualification": "Shared business infrastructure or an address record does not by itself establish ownership or financial control.", "response": "", "outcome": "", "source_ids": [ "s-d111", "s-d114", "s-d32", "s-d5", "s-d63", "s-d72", "s-d77", "s-d83", "s-d84", "s-d9" ], "entity_ids": [ "e1", "e55" ] }, { "id": "c-role-112", "kind": "attributed", "text": "Tricolor SPV 3 Holdings, LLC — C T Corporation System. Capacity: Company using the counterparty as registered agent. Period: Source recorded 2020-09-14; later status not established.", "qualification": "Shared business infrastructure or an address record does not by itself establish ownership or financial control.", "response": "", "outcome": "", "source_ids": [ "s-d111", "s-d114", "s-d32", "s-d5", "s-d63", "s-d72", "s-d77", "s-d83", "s-d84", "s-d9" ], "entity_ids": [ "e41", "e55" ] }, { "id": "c-role-113", "kind": "attributed", "text": "Tricolor Auto Acceptance, LLC — Tricolor Auto Securitization Trust 2023-1. Capacity: Sponsor of the issuing trust. Period: Source recorded 2023-01-31; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d111", "s-d202", "s-d38", "s-d5", "s-d57", "s-d63", "s-d78", "s-d85" ], "entity_ids": [ "e7", "e56" ] }, { "id": "c-role-114", "kind": "attributed", "text": "Tricolor Auto Acceptance, LLC — Deloitte & Touche LLP. Capacity: Sponsor commissioning the counterparty’s agreed procedures. Period: Source recorded 2023-01-31; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d111", "s-d202", "s-d38", "s-d5", "s-d57", "s-d63", "s-d78", "s-d85" ], "entity_ids": [ "e7", "e57" ] }, { "id": "c-role-117", "kind": "attributed", "text": "Tricolor Auto Acceptance, LLC — Tricolor Auto Group, LLC. Capacity: Sponsor whose sampled title records named the counterparty or brand as lienholder. Period: Source recorded 2023-01-31; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d111", "s-d202", "s-d38", "s-d5", "s-d57", "s-d63", "s-d78", "s-d85" ], "entity_ids": [ "e7", "e8" ] }, { "id": "c-role-118", "kind": "attributed", "text": "Tricolor Auto Acceptance, LLC — Ganas Auto Group. Capacity: Sponsor whose sampled title records named the counterparty or brand as lienholder. Period: Source recorded 2023-01-31; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d111", "s-d202", "s-d38", "s-d5", "s-d57", "s-d63", "s-d78", "s-d85" ], "entity_ids": [ "e7", "e26" ] }, { "id": "c-role-119", "kind": "attributed", "text": "Tricolor Funding SPV 4 LLC — JPMorgan Chase Bank, National Association. Capacity: Warehouse borrower; counterparty acts as lender or administrative agent under the identified instrument. Period: Recorded from 2020-11-13; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Contractual representations of clean title and required UCC filings are not proof that every receivable actually existed, was unencumbered or had a completed filing. The agreement’s minimum 51% Holdings-to-Auto-Acceptance control condition is a covenant, not a measured ownership percentage. A blank release form is not an executed release. The clause naming Chu as key person is a contractual trigger, not ownership by SPV 4 of Chu. The historical document does not establish that every term remained unchanged until collapse.", "response": "In its October 2025 filing, JPMorgan as agent preserved the lenders’ ownership and lien claims, contested the estate’s description of cash and vehicles as estate assets, and supported only specified cash uses subject to protections. The agent acknowledged uncertainty over fictitious and double-pledged loans; an asserted first lien is not a judicial resolution of competing collateral claims.", "outcome": "The agent’s account says Auto Acceptance’s SPV 4 servicing role ended on 5 September 2025 and Vervent succeeded it. It reports $612,748,356 principal outstanding on 15 August 2025. SPV 4 was not one of the jointly administered debtors.", "source_ids": [ "s-d318", "s-d70", "s-d83", "s-d84" ], "entity_ids": [ "e44", "e45" ] }, { "id": "c-role-120", "kind": "attributed", "text": "Tricolor Funding SPV 4 LLC — Tricolor Auto Acceptance, LLC. Capacity: Warehouse borrower whose initial servicer was Auto Acceptance. Period: 13 November 2020 agreement; initial servicing terminated 5 September 2025.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Contractual representations of clean title and required UCC filings are not proof that every receivable actually existed, was unencumbered or had a completed filing. The agreement’s minimum 51% Holdings-to-Auto-Acceptance control condition is a covenant, not a measured ownership percentage. A blank release form is not an executed release. The clause naming Chu as key person is a contractual trigger, not ownership by SPV 4 of Chu. The historical document does not establish that every term remained unchanged until collapse.", "response": "In its October 2025 filing, JPMorgan as agent preserved the lenders’ ownership and lien claims, contested the estate’s description of cash and vehicles as estate assets, and supported only specified cash uses subject to protections. The agent acknowledged uncertainty over fictitious and double-pledged loans; an asserted first lien is not a judicial resolution of competing collateral claims.", "outcome": "The agent’s account says Auto Acceptance’s SPV 4 servicing role ended on 5 September 2025 and Vervent succeeded it. It reports $612,748,356 principal outstanding on 15 August 2025. SPV 4 was not one of the jointly administered debtors.", "source_ids": [ "s-d318", "s-d70", "s-d83", "s-d84" ], "entity_ids": [ "e7", "e44" ] }, { "id": "c-role-121", "kind": "attributed", "text": "Tricolor Funding SPV 4 LLC — Vervent Inc.. Capacity: Warehouse borrower whose backup and later successor servicer was Vervent. Period: Backup under 2020 agreement; successor to Auto Acceptance from 5 September 2025.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Different facility transitions and the broader portfolio arrangement should not be reduced to one universal start date. Consumer complaints are accounts of difficulties, not proof of every alleged contractual violation. The retained 2024 Marcella Fox Truth in Lending docket identifies a filed action but does not establish its final outcome. A ruling declining to dismiss the earlier Shen telephone-contact case is not a final merits judgment.", "response": "Vervent states that it was a backup servicer before collapse, with no involvement in Tricolor’s prior origination or servicing. The statement explains its asserted scope of responsibility; it does not decide the pending contract claims.", "outcome": "In the distinct 2015 FTC case, a stipulated judgment against Auto Acceptance imposed an $82,777 civil penalty and permanent requirements for accurate credit-reporting policies and reasonable investigation of direct disputes. The company neither admitted nor denied the allegations except jurisdiction. The California regulator’s retained index lists an April 2019 license-revocation order and a May settlement; the full settlement terms have not been verified here, so no present-license conclusion is inferred.", "source_ids": [ "s-d122", "s-d131", "s-d164", "s-d174", "s-d181", "s-d214", "s-d219", "s-d220", "s-d258", "s-d313", "s-d63", "s-d83", "s-d87" ], "entity_ids": [ "e44", "e53" ] }, { "id": "c-role-122", "kind": "attributed", "text": "Tricolor Funding SPV 4 LLC — Wilmington Trust, National Association. Capacity: Warehouse borrower whose custodian and account bank was Wilmington Trust National Association. Period: Source recorded 2025-08-15; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Contractual representations of clean title and required UCC filings are not proof that every receivable actually existed, was unencumbered or had a completed filing. The agreement’s minimum 51% Holdings-to-Auto-Acceptance control condition is a covenant, not a measured ownership percentage. A blank release form is not an executed release. The clause naming Chu as key person is a contractual trigger, not ownership by SPV 4 of Chu. The historical document does not establish that every term remained unchanged until collapse.", "response": "In its October 2025 filing, JPMorgan as agent preserved the lenders’ ownership and lien claims, contested the estate’s description of cash and vehicles as estate assets, and supported only specified cash uses subject to protections. The agent acknowledged uncertainty over fictitious and double-pledged loans; an asserted first lien is not a judicial resolution of competing collateral claims.", "outcome": "The agent’s account says Auto Acceptance’s SPV 4 servicing role ended on 5 September 2025 and Vervent succeeded it. It reports $612,748,356 principal outstanding on 15 August 2025. SPV 4 was not one of the jointly administered debtors.", "source_ids": [ "s-d318", "s-d70", "s-d83", "s-d84" ], "entity_ids": [ "e44", "e52" ] }, { "id": "c-role-123", "kind": "attributed", "text": "Tricolor Funding SPV 4 LLC — JPMorgan Chase Bank, National Association. Capacity: Warehouse borrower; counterparty acts as lender or administrative agent under the identified instrument. Period: Source recorded 2025-10-27; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Contractual representations of clean title and required UCC filings are not proof that every receivable actually existed, was unencumbered or had a completed filing. The agreement’s minimum 51% Holdings-to-Auto-Acceptance control condition is a covenant, not a measured ownership percentage. A blank release form is not an executed release. The clause naming Chu as key person is a contractual trigger, not ownership by SPV 4 of Chu. The historical document does not establish that every term remained unchanged until collapse.", "response": "In its October 2025 filing, JPMorgan as agent preserved the lenders’ ownership and lien claims, contested the estate’s description of cash and vehicles as estate assets, and supported only specified cash uses subject to protections. The agent acknowledged uncertainty over fictitious and double-pledged loans; an asserted first lien is not a judicial resolution of competing collateral claims.", "outcome": "The agent’s account says Auto Acceptance’s SPV 4 servicing role ended on 5 September 2025 and Vervent succeeded it. It reports $612,748,356 principal outstanding on 15 August 2025. SPV 4 was not one of the jointly administered debtors.", "source_ids": [ "s-d318", "s-d70", "s-d83", "s-d84" ], "entity_ids": [ "e44", "e45" ] }, { "id": "c-role-124", "kind": "attributed", "text": "Vervent Inc. — Tricolor Auto Acceptance, LLC. Capacity: Successor to Auto Acceptance as SPV 4 servicer from 5 September 2025. Period: Backup under 2020 agreement; successor to Auto Acceptance from 5 September 2025.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Different facility transitions and the broader portfolio arrangement should not be reduced to one universal start date. Consumer complaints are accounts of difficulties, not proof of every alleged contractual violation. The retained 2024 Marcella Fox Truth in Lending docket identifies a filed action but does not establish its final outcome. A ruling declining to dismiss the earlier Shen telephone-contact case is not a final merits judgment.", "response": "Vervent states that it was a backup servicer before collapse, with no involvement in Tricolor’s prior origination or servicing. The statement explains its asserted scope of responsibility; it does not decide the pending contract claims.", "outcome": "In the distinct 2015 FTC case, a stipulated judgment against Auto Acceptance imposed an $82,777 civil penalty and permanent requirements for accurate credit-reporting policies and reasonable investigation of direct disputes. The company neither admitted nor denied the allegations except jurisdiction. The California regulator’s retained index lists an April 2019 license-revocation order and a May settlement; the full settlement terms have not been verified here, so no present-license conclusion is inferred.", "source_ids": [ "s-d122", "s-d131", "s-d164", "s-d174", "s-d181", "s-d214", "s-d219", "s-d220", "s-d258", "s-d313", "s-d63", "s-d83", "s-d87" ], "entity_ids": [ "e7", "e53" ] }, { "id": "c-role-125", "kind": "attributed", "text": "Tricolor Auto Acceptance, LLC — Tricolor Funding SPV 4 LLC. Capacity: Direct sole member of the warehouse borrower under the 2020 agreement. Period: Recorded from 2020-11-13; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Contractual representations of clean title and required UCC filings are not proof that every receivable actually existed, was unencumbered or had a completed filing. The agreement’s minimum 51% Holdings-to-Auto-Acceptance control condition is a covenant, not a measured ownership percentage. A blank release form is not an executed release. The clause naming Chu as key person is a contractual trigger, not ownership by SPV 4 of Chu. The historical document does not establish that every term remained unchanged until collapse.", "response": "In its October 2025 filing, JPMorgan as agent preserved the lenders’ ownership and lien claims, contested the estate’s description of cash and vehicles as estate assets, and supported only specified cash uses subject to protections. The agent acknowledged uncertainty over fictitious and double-pledged loans; an asserted first lien is not a judicial resolution of competing collateral claims.", "outcome": "The agent’s account says Auto Acceptance’s SPV 4 servicing role ended on 5 September 2025 and Vervent succeeded it. It reports $612,748,356 principal outstanding on 15 August 2025. SPV 4 was not one of the jointly administered debtors.", "source_ids": [ "s-d318", "s-d70", "s-d83", "s-d84" ], "entity_ids": [ "e7", "e44" ] }, { "id": "c-role-126", "kind": "attributed", "text": "Tricolor Holdings LLC — Tricolor Auto Acceptance, LLC. Capacity: Parent group subject to a minimum-51% control covenant; exact holding not established by the covenant. Period: Source recorded 2020-11-13; later status not established.", "qualification": "A minimum-51% control covenant is not proof of an observed share percentage.", "response": "In its October 2025 filing, JPMorgan as agent preserved the lenders’ ownership and lien claims, contested the estate’s description of cash and vehicles as estate assets, and supported only specified cash uses subject to protections. The agent acknowledged uncertainty over fictitious and double-pledged loans; an asserted first lien is not a judicial resolution of competing collateral claims.", "outcome": "The agent’s account says Auto Acceptance’s SPV 4 servicing role ended on 5 September 2025 and Vervent succeeded it. It reports $612,748,356 principal outstanding on 15 August 2025. SPV 4 was not one of the jointly administered debtors.", "source_ids": [ "s-d318", "s-d70", "s-d83", "s-d84" ], "entity_ids": [ "e1", "e7" ] }, { "id": "c-role-127", "kind": "attributed", "text": "Tricolor Holdings LLC — Wilmington Savings Fund Society, FSB. Capacity: Co-borrower under the 2020 loan for which WSFS is administrative agent. Period: Recorded from 2020-08-06; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The BlackRock brand does not identify every legal fund or make the public parent the direct lender. The 2024 reorganization of the public BlackRock registrant cannot supply the identity of a 2021 investing fund. A contract’s treatment of preferred equity as debt is specific to its definitions. SPV 4 is expressly excluded from the defined BlackRock loan obligation; that is not evidence of a direct loan from BlackRock to SPV 4. CION’s disclosed position does not conclusively identify an anonymous lender in the criminal indictment. BlackRock’s separately disclosed 7.9% Origin Bancorp shareholding is not evidence of coordinated lending decisions.", "response": "", "outcome": "A later retained report says the BlackRock Impact Opportunities fund was being closed to new investments and wound down after Tricolor’s failure. That is a reported fund-management decision, not a finding that the investor participated in fraud.", "source_ids": [ "s-d109", "s-d131", "s-d18", "s-d211", "s-d22", "s-d242", "s-d27", "s-d84", "s-d88" ], "entity_ids": [ "e1", "e58" ] }, { "id": "c-role-128", "kind": "attributed", "text": "Tricolor Holdings LLC — BlackRock, Inc.. Capacity: Group party to the loan and subscription arrangements identified by the BlackRock name. Period: Recorded from 2020-01-27; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The BlackRock brand does not identify every legal fund or make the public parent the direct lender. The 2024 reorganization of the public BlackRock registrant cannot supply the identity of a 2021 investing fund. A contract’s treatment of preferred equity as debt is specific to its definitions. SPV 4 is expressly excluded from the defined BlackRock loan obligation; that is not evidence of a direct loan from BlackRock to SPV 4. CION’s disclosed position does not conclusively identify an anonymous lender in the criminal indictment. BlackRock’s separately disclosed 7.9% Origin Bancorp shareholding is not evidence of coordinated lending decisions.", "response": "", "outcome": "A later retained report says the BlackRock Impact Opportunities fund was being closed to new investments and wound down after Tricolor’s failure. That is a reported fund-management decision, not a finding that the investor participated in fraud.", "source_ids": [ "s-d109", "s-d131", "s-d18", "s-d211", "s-d22", "s-d242", "s-d27", "s-d84", "s-d88" ], "entity_ids": [ "e1", "e13" ] }, { "id": "c-role-129", "kind": "attributed", "text": "Tricolor Holdings LLC — Tricolor Auto Acceptance, LLC. Capacity: Co-borrower under the BlackRock Loan Agreement. Period: Source recorded 2020-08-06; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The BlackRock brand does not identify every legal fund or make the public parent the direct lender. The 2024 reorganization of the public BlackRock registrant cannot supply the identity of a 2021 investing fund. A contract’s treatment of preferred equity as debt is specific to its definitions. SPV 4 is expressly excluded from the defined BlackRock loan obligation; that is not evidence of a direct loan from BlackRock to SPV 4. CION’s disclosed position does not conclusively identify an anonymous lender in the criminal indictment. BlackRock’s separately disclosed 7.9% Origin Bancorp shareholding is not evidence of coordinated lending decisions.", "response": "", "outcome": "A later retained report says the BlackRock Impact Opportunities fund was being closed to new investments and wound down after Tricolor’s failure. That is a reported fund-management decision, not a finding that the investor participated in fraud.", "source_ids": [ "s-d109", "s-d131", "s-d18", "s-d211", "s-d22", "s-d242", "s-d27", "s-d84", "s-d88" ], "entity_ids": [ "e1", "e7" ] }, { "id": "c-role-130", "kind": "attributed", "text": "Tricolor Funding SPV 4 LLC — JPMorgan Chase Bank, National Association. Capacity: Warehouse borrower; counterparty acts as lender or administrative agent under the identified instrument. Period: Source recorded 2020-11-13; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Contractual representations of clean title and required UCC filings are not proof that every receivable actually existed, was unencumbered or had a completed filing. The agreement’s minimum 51% Holdings-to-Auto-Acceptance control condition is a covenant, not a measured ownership percentage. A blank release form is not an executed release. The clause naming Chu as key person is a contractual trigger, not ownership by SPV 4 of Chu. The historical document does not establish that every term remained unchanged until collapse.", "response": "In its October 2025 filing, JPMorgan as agent preserved the lenders’ ownership and lien claims, contested the estate’s description of cash and vehicles as estate assets, and supported only specified cash uses subject to protections. The agent acknowledged uncertainty over fictitious and double-pledged loans; an asserted first lien is not a judicial resolution of competing collateral claims.", "outcome": "The agent’s account says Auto Acceptance’s SPV 4 servicing role ended on 5 September 2025 and Vervent succeeded it. It reports $612,748,356 principal outstanding on 15 August 2025. SPV 4 was not one of the jointly administered debtors.", "source_ids": [ "s-d318", "s-d70", "s-d83", "s-d84" ], "entity_ids": [ "e44", "e45" ] }, { "id": "c-role-133", "kind": "attributed", "text": "Daniel Chu — Tricolor Funding SPV 4 LLC. Capacity: Named recipient of borrower notices; this capacity does not itself prove ownership. Period: Recorded from 2020-11-13; precise appointment or transaction scope follows the source.", "qualification": "Shared business infrastructure or an address record does not by itself establish ownership or financial control.", "response": "In its October 2025 filing, JPMorgan as agent preserved the lenders’ ownership and lien claims, contested the estate’s description of cash and vehicles as estate assets, and supported only specified cash uses subject to protections. The agent acknowledged uncertainty over fictitious and double-pledged loans; an asserted first lien is not a judicial resolution of competing collateral claims.", "outcome": "The agent’s account says Auto Acceptance’s SPV 4 servicing role ended on 5 September 2025 and Vervent succeeded it. It reports $612,748,356 principal outstanding on 15 August 2025. SPV 4 was not one of the jointly administered debtors.", "source_ids": [ "s-d318", "s-d70", "s-d83", "s-d84" ], "entity_ids": [ "e4", "e44" ] }, { "id": "c-role-134", "kind": "attributed", "text": "Tricolor Auto Receivables 2 LLC — Tricolor Auto Acceptance, LLC. Capacity: Depositor party to the agreement with Auto Acceptance as servicer. Period: Source recorded 2025-09-18; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. These are distinct legal entities and capacities. Common involvement in several financing stages does not establish participation in fraud. The trustee’s investigation of possible claims and the investors’ litigation also are different proceedings.", "response": "Vervent states that before the collapse it was only backup servicer and did not participate in Tricolor’s loan origination or servicing operations.", "outcome": "The federal court remanded the Wilmington/Vervent case to New York’s state Commercial Division on 5 June 2026. The retained June defense filing describes continued litigation under index 650228/2026, with a summer motion schedule. The dismissal of the bank case does not dispose of these contract and fiduciary claims.", "source_ids": [ "s-d131", "s-d132", "s-d149", "s-d258", "s-d63", "s-d85" ], "entity_ids": [ "e7", "e9" ] }, { "id": "c-role-135", "kind": "attributed", "text": "Tricolor Auto Receivables 2 LLC — Wilmington Trust, National Association. Capacity: Depositor party to the agreement with the identified trustee. Period: Source recorded 2025-09-18; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. These are distinct legal entities and capacities. Common involvement in several financing stages does not establish participation in fraud. The trustee’s investigation of possible claims and the investors’ litigation also are different proceedings.", "response": "Vervent states that before the collapse it was only backup servicer and did not participate in Tricolor’s loan origination or servicing operations.", "outcome": "The federal court remanded the Wilmington/Vervent case to New York’s state Commercial Division on 5 June 2026. The retained June defense filing describes continued litigation under index 650228/2026, with a summer motion schedule. The dismissal of the bank case does not dispose of these contract and fiduciary claims.", "source_ids": [ "s-d131", "s-d132", "s-d149", "s-d258", "s-d63", "s-d85" ], "entity_ids": [ "e9", "e52" ] }, { "id": "c-role-136", "kind": "attributed", "text": "Tricolor Auto Receivables 2 LLC — Vervent Inc.. Capacity: Depositor party to the agreement with Vervent as backup servicer. Period: Source recorded 2025-09-18; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. These are distinct legal entities and capacities. Common involvement in several financing stages does not establish participation in fraud. The trustee’s investigation of possible claims and the investors’ litigation also are different proceedings.", "response": "Vervent states that before the collapse it was only backup servicer and did not participate in Tricolor’s loan origination or servicing operations.", "outcome": "The federal court remanded the Wilmington/Vervent case to New York’s state Commercial Division on 5 June 2026. The retained June defense filing describes continued litigation under index 650228/2026, with a summer motion schedule. The dismissal of the bank case does not dispose of these contract and fiduciary claims.", "source_ids": [ "s-d131", "s-d132", "s-d149", "s-d258", "s-d63", "s-d85" ], "entity_ids": [ "e9", "e53" ] }, { "id": "c-role-137", "kind": "attributed", "text": "Tricolor Holdings LLC — Fifth Third Bank, National Association. Capacity: Debtor or debtor group; counterparty appears as creditor or agent in the docket. Period: Source recorded 2025-09-18; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Different facility transitions and the broader portfolio arrangement should not be reduced to one universal start date. Consumer complaints are accounts of difficulties, not proof of every alleged contractual violation. The retained 2024 Marcella Fox Truth in Lending docket identifies a filed action but does not establish its final outcome. A ruling declining to dismiss the earlier Shen telephone-contact case is not a final merits judgment.", "response": "Vervent states that it was a backup servicer before collapse, with no involvement in Tricolor’s prior origination or servicing. The statement explains its asserted scope of responsibility; it does not decide the pending contract claims.", "outcome": "In the distinct 2015 FTC case, a stipulated judgment against Auto Acceptance imposed an $82,777 civil penalty and permanent requirements for accurate credit-reporting policies and reasonable investigation of direct disputes. The company neither admitted nor denied the allegations except jurisdiction. The California regulator’s retained index lists an April 2019 license-revocation order and a May settlement; the full settlement terms have not been verified here, so no present-license conclusion is inferred.", "source_ids": [ "s-d122", "s-d131", "s-d164", "s-d174", "s-d181", "s-d214", "s-d219", "s-d220", "s-d258", "s-d313", "s-d63", "s-d83", "s-d87" ], "entity_ids": [ "e1", "e48" ] }, { "id": "c-role-138", "kind": "attributed", "text": "Tricolor Holdings LLC — Origin Bank. Capacity: Debtor or debtor group; counterparty appears as creditor or agent in the docket. Period: Source recorded 2025-09-18; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Different facility transitions and the broader portfolio arrangement should not be reduced to one universal start date. Consumer complaints are accounts of difficulties, not proof of every alleged contractual violation. The retained 2024 Marcella Fox Truth in Lending docket identifies a filed action but does not establish its final outcome. A ruling declining to dismiss the earlier Shen telephone-contact case is not a final merits judgment.", "response": "Vervent states that it was a backup servicer before collapse, with no involvement in Tricolor’s prior origination or servicing. The statement explains its asserted scope of responsibility; it does not decide the pending contract claims.", "outcome": "In the distinct 2015 FTC case, a stipulated judgment against Auto Acceptance imposed an $82,777 civil penalty and permanent requirements for accurate credit-reporting policies and reasonable investigation of direct disputes. The company neither admitted nor denied the allegations except jurisdiction. The California regulator’s retained index lists an April 2019 license-revocation order and a May settlement; the full settlement terms have not been verified here, so no present-license conclusion is inferred.", "source_ids": [ "s-d122", "s-d131", "s-d164", "s-d174", "s-d181", "s-d214", "s-d219", "s-d220", "s-d258", "s-d313", "s-d63", "s-d83", "s-d87" ], "entity_ids": [ "e1", "e6" ] }, { "id": "c-role-139", "kind": "attributed", "text": "Tricolor Holdings LLC — TBK Bank, SSB. Capacity: Debtor or debtor group; counterparty appears as creditor or agent in the docket. Period: Source recorded 2025-09-18; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Different facility transitions and the broader portfolio arrangement should not be reduced to one universal start date. Consumer complaints are accounts of difficulties, not proof of every alleged contractual violation. The retained 2024 Marcella Fox Truth in Lending docket identifies a filed action but does not establish its final outcome. A ruling declining to dismiss the earlier Shen telephone-contact case is not a final merits judgment.", "response": "Vervent states that it was a backup servicer before collapse, with no involvement in Tricolor’s prior origination or servicing. The statement explains its asserted scope of responsibility; it does not decide the pending contract claims.", "outcome": "In the distinct 2015 FTC case, a stipulated judgment against Auto Acceptance imposed an $82,777 civil penalty and permanent requirements for accurate credit-reporting policies and reasonable investigation of direct disputes. The company neither admitted nor denied the allegations except jurisdiction. The California regulator’s retained index lists an April 2019 license-revocation order and a May settlement; the full settlement terms have not been verified here, so no present-license conclusion is inferred.", "source_ids": [ "s-d122", "s-d131", "s-d164", "s-d174", "s-d181", "s-d214", "s-d219", "s-d220", "s-d258", "s-d313", "s-d63", "s-d83", "s-d87" ], "entity_ids": [ "e1", "e43" ] }, { "id": "c-role-140", "kind": "attributed", "text": "Tricolor Holdings LLC — JPMorgan Chase Bank, National Association. Capacity: Debtor or debtor group; counterparty appears as creditor or agent in the docket. Period: Source recorded 2025-09-18; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Different facility transitions and the broader portfolio arrangement should not be reduced to one universal start date. Consumer complaints are accounts of difficulties, not proof of every alleged contractual violation. The retained 2024 Marcella Fox Truth in Lending docket identifies a filed action but does not establish its final outcome. A ruling declining to dismiss the earlier Shen telephone-contact case is not a final merits judgment.", "response": "Vervent states that it was a backup servicer before collapse, with no involvement in Tricolor’s prior origination or servicing. The statement explains its asserted scope of responsibility; it does not decide the pending contract claims.", "outcome": "In the distinct 2015 FTC case, a stipulated judgment against Auto Acceptance imposed an $82,777 civil penalty and permanent requirements for accurate credit-reporting policies and reasonable investigation of direct disputes. The company neither admitted nor denied the allegations except jurisdiction. The California regulator’s retained index lists an April 2019 license-revocation order and a May settlement; the full settlement terms have not been verified here, so no present-license conclusion is inferred.", "source_ids": [ "s-d122", "s-d131", "s-d164", "s-d174", "s-d181", "s-d214", "s-d219", "s-d220", "s-d258", "s-d313", "s-d63", "s-d83", "s-d87" ], "entity_ids": [ "e1", "e45" ] }, { "id": "c-role-141", "kind": "attributed", "text": "Tricolor Holdings LLC — Fifth Third Bank, National Association. Capacity: Group financed through the identified warehouse vehicle; counterparty or affiliate is lender or agent. Period: Source recorded 2025-09-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Joint administration is procedural and does not itself merge all assets, ownership or liabilities. The broad $1–10 billion petition liability bracket is not an audited loss calculation. A party labeled creditor on a docket may hold an asserted or disputed claim; that status is not a final allowance of its amount. TAG Asset Funding and Tricolor Asset Funding are alternative names attached in the retained sources to case 25-33492.", "response": "", "outcome": "The latest retained October account describes approximately 2,100 vehicles still unsold, with title processing obstructing completion. The trustee requested an extension of sales to 30 November and procedures for vehicles without clear title, with a hearing scheduled for 14 October. A requested extension and hearing date are not proof of approval or completed sales.", "source_ids": [ "s-d125", "s-d132", "s-d134", "s-d150", "s-d151", "s-d249", "s-d313", "s-d5", "s-d63", "s-d7", "s-d83", "s-d85", "s-d87", "s-d88", "s-d9" ], "entity_ids": [ "e1", "e48" ] }, { "id": "c-role-142", "kind": "attributed", "text": "Tricolor Holdings LLC — Daniel Chu. Capacity: Estate in the dispute over the former executive’s defense insurance. Period: Insurance dispute 2025–2026; covered CNA expenses authorized 8 July 2026.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. A government request to reject privilege claims is advocacy, not an order establishing that every communication is unprivileged. One passage dates laptop imaging to September 2026, but the same motion’s chronology and later passage identify September 2025; the precise imaging date is not used to resolve the privilege dispute here.", "response": "The defense asserted privacy, privilege and constitutional objections and sought additional discovery and preparation time. The trustee also participated in disputes over subpoenas and a privilege log; those procedural acts do not determine the criminal allegations.", "outcome": "On 8 July 2026 the bankruptcy court granted an agreed motion allowing covered defense expenses under an excess CNA D&O policy up to its limit. The earlier request to restrict $15 million of coverage must not be presented as a final ban on defense funding.", "source_ids": [ "s-d125", "s-d131", "s-d135", "s-d149", "s-d266", "s-d274", "s-d88" ], "entity_ids": [ "e1", "e4" ] }, { "id": "c-role-143", "kind": "attributed", "text": "Tricolor Auto Acceptance, LLC — Serent Capital. Capacity: Historical correspondence or registration record routed through Serent. Period: Source recorded 2026-10-13; later status not established.", "qualification": "Shared business infrastructure or an address record does not by itself establish ownership or financial control.", "response": "", "outcome": "", "source_ids": [ "s-d111", "s-d114", "s-d32", "s-d5", "s-d63", "s-d72", "s-d83", "s-d84", "s-d9", "s-d92", "s-d93" ], "entity_ids": [ "e7", "e60" ] }, { "id": "c-role-144", "kind": "attributed", "text": "Tricolor Funding SPV 6 LLC — Tricolor Holdings LLC. Capacity: Shared business-address record; not proof of ownership. Period: Source recorded 2026-10-13; later status not established.", "qualification": "Shared business infrastructure or an address record does not by itself establish ownership or financial control.", "response": "", "outcome": "", "source_ids": [ "s-d111", "s-d114", "s-d32", "s-d5", "s-d63", "s-d72", "s-d83", "s-d84", "s-d9", "s-d92" ], "entity_ids": [ "e1", "e47" ] }, { "id": "c-role-146", "kind": "attributed", "text": "Tricolor Auto Acceptance, LLC — C T Corporation System. Capacity: Company using the counterparty as registered agent. Period: Source recorded 2026-10-13; later status not established.", "qualification": "Shared business infrastructure or an address record does not by itself establish ownership or financial control.", "response": "", "outcome": "", "source_ids": [ "s-d111", "s-d114", "s-d32", "s-d5", "s-d63", "s-d72", "s-d83", "s-d84", "s-d9", "s-d93" ], "entity_ids": [ "e7", "e41" ] }, { "id": "c-role-147", "kind": "attributed", "text": "Tricolor Funding SPV 4 LLC — JPMorgan Chase Bank, National Association. Capacity: Warehouse borrower; counterparty acts as lender or administrative agent under the identified instrument. Period: Source recorded 2024-01; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The original SPV 4 facility began with a $100 million lender commitment. Later litigation describes a limit of $777 million and SPV 6’s $250 million limit. Limits, outstanding debt and collateral values are different measures. The indictment anonymizes lenders; named-company matches require independent support. A later stated 70–80% advance rate does not rewrite the original 2020 contract’s 40% credit enhancement, which ordinarily left a 60% advance against the eligible balance. The bankruptcy estate and the non-debtor warehouse companies also have different assets and obligations.", "response": "", "outcome": "", "source_ids": [ "s-d111", "s-d114", "s-d32", "s-d5", "s-d63", "s-d72", "s-d83", "s-d84", "s-d9" ], "entity_ids": [ "e44", "e45" ] }, { "id": "c-role-148", "kind": "attributed", "text": "Daniel Chu — Tricolor Auto Receivables 2 LLC. Capacity: Executive alleged to control the depositor’s securitization process. Period: Source recorded 2026-02-26; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d111", "s-d202", "s-d38", "s-d5", "s-d57", "s-d63", "s-d78", "s-d85" ], "entity_ids": [ "e4", "e9" ] }, { "id": "c-role-149", "kind": "attributed", "text": "Jerome A. Kollar — Tricolor Auto Receivables 2 LLC. Capacity: Executive alleged to control the depositor’s securitization process. Period: Source recorded 2026-02-26; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d111", "s-d202", "s-d38", "s-d5", "s-d57", "s-d63", "s-d78", "s-d85" ], "entity_ids": [ "e2", "e9" ] }, { "id": "c-role-150", "kind": "attributed", "text": "Daniel Chu — Tricolor Holdings LLC. Capacity: Person appearing as creditor in the bankruptcy docket. Period: Source recorded 2025-11-24; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. A government request to reject privilege claims is advocacy, not an order establishing that every communication is unprivileged. One passage dates laptop imaging to September 2026, but the same motion’s chronology and later passage identify September 2025; the precise imaging date is not used to resolve the privilege dispute here.", "response": "The defense asserted privacy, privilege and constitutional objections and sought additional discovery and preparation time. The trustee also participated in disputes over subpoenas and a privilege log; those procedural acts do not determine the criminal allegations.", "outcome": "On 8 July 2026 the bankruptcy court granted an agreed motion allowing covered defense expenses under an excess CNA D&O policy up to its limit. The earlier request to restrict $15 million of coverage must not be presented as a final ban on defense funding.", "source_ids": [ "s-d125", "s-d131", "s-d135", "s-d149", "s-d266", "s-d274", "s-d88" ], "entity_ids": [ "e1", "e4" ] }, { "id": "c-role-151", "kind": "attributed", "text": "Tricolor Holdings LLC — TBK Bank, SSB. Capacity: Borrower group under the floorplan facility; counterparty is agent and lender. Period: Source recorded 2025-11-25; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The bank subsidiary, its public holding company, an administrative-agent role and a lender’s own economic participation are not interchangeable. An anonymous later Renasant reference to a large bankruptcy relationship is insufficient to assign every reported collateral change to Tricolor. Reported exposure, commitment, reserve, charge-off and final recovery must remain separate.", "response": "As of 31 December 2025, TBK believed its collateral adequately secured its outstanding floorplan position, while acknowledging that other creditors asserted competing interests and a court might need to resolve priority. This is inconsistent with treating all Tricolor lender collateral as worthless.", "outcome": "Renasant placed its facility on nonaccrual after the bankruptcy; TBK’s cited year-end account did not report a Tricolor charge-off. The favorable dismissal in the separate noteholder bank lawsuit remains relevant to claims of participation in fraud, but does not allocate collateral in the bankruptcy.", "source_ids": [ "s-d124", "s-d153", "s-d203", "s-d210", "s-d215", "s-d319", "s-d325", "s-d59", "s-d74", "s-d88" ], "entity_ids": [ "e1", "e43" ] }, { "id": "c-role-152", "kind": "attributed", "text": "Tricolor Holdings LLC — Fifth Third Bank, National Association. Capacity: Debtor or debtor group; counterparty appears as creditor or agent in the docket. Period: Source recorded 2025-11-25; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The bank subsidiary, its public holding company, an administrative-agent role and a lender’s own economic participation are not interchangeable. An anonymous later Renasant reference to a large bankruptcy relationship is insufficient to assign every reported collateral change to Tricolor. Reported exposure, commitment, reserve, charge-off and final recovery must remain separate.", "response": "As of 31 December 2025, TBK believed its collateral adequately secured its outstanding floorplan position, while acknowledging that other creditors asserted competing interests and a court might need to resolve priority. This is inconsistent with treating all Tricolor lender collateral as worthless.", "outcome": "Renasant placed its facility on nonaccrual after the bankruptcy; TBK’s cited year-end account did not report a Tricolor charge-off. The favorable dismissal in the separate noteholder bank lawsuit remains relevant to claims of participation in fraud, but does not allocate collateral in the bankruptcy.", "source_ids": [ "s-d124", "s-d153", "s-d203", "s-d210", "s-d215", "s-d319", "s-d325", "s-d59", "s-d74", "s-d88" ], "entity_ids": [ "e1", "e48" ] }, { "id": "c-role-153", "kind": "attributed", "text": "Anne Elizabeth Burns — Tricolor Holdings LLC. Capacity: Chapter 7 trustee of the identified debtor. Period: Source recorded 2025-11-26; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Joint administration is procedural and does not itself merge all assets, ownership or liabilities. The broad $1–10 billion petition liability bracket is not an audited loss calculation. A party labeled creditor on a docket may hold an asserted or disputed claim; that status is not a final allowance of its amount. TAG Asset Funding and Tricolor Asset Funding are alternative names attached in the retained sources to case 25-33492.", "response": "", "outcome": "The latest retained October account describes approximately 2,100 vehicles still unsold, with title processing obstructing completion. The trustee requested an extension of sales to 30 November and procedures for vehicles without clear title, with a hearing scheduled for 14 October. A requested extension and hearing date are not proof of approval or completed sales.", "source_ids": [ "s-d125", "s-d132", "s-d134", "s-d150", "s-d151", "s-d249", "s-d313", "s-d5", "s-d63", "s-d7", "s-d83", "s-d85", "s-d87", "s-d88", "s-d9" ], "entity_ids": [ "e1", "e12" ] }, { "id": "c-role-154", "kind": "attributed", "text": "Tricolor Holdings LLC — Origin Bank. Capacity: Debtor or debtor group; counterparty appears as creditor or agent in the docket. Period: Source recorded 2025-09-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Joint administration is procedural and does not itself merge all assets, ownership or liabilities. The broad $1–10 billion petition liability bracket is not an audited loss calculation. A party labeled creditor on a docket may hold an asserted or disputed claim; that status is not a final allowance of its amount. TAG Asset Funding and Tricolor Asset Funding are alternative names attached in the retained sources to case 25-33492.", "response": "", "outcome": "The latest retained October account describes approximately 2,100 vehicles still unsold, with title processing obstructing completion. The trustee requested an extension of sales to 30 November and procedures for vehicles without clear title, with a hearing scheduled for 14 October. A requested extension and hearing date are not proof of approval or completed sales.", "source_ids": [ "s-d125", "s-d132", "s-d134", "s-d150", "s-d151", "s-d249", "s-d313", "s-d5", "s-d63", "s-d7", "s-d83", "s-d85", "s-d87", "s-d88", "s-d9" ], "entity_ids": [ "e1", "e6" ] }, { "id": "c-role-155", "kind": "attributed", "text": "Daniel Chu — Tricolor Holdings LLC. Capacity: Person appearing as creditor in the bankruptcy docket. Period: Source recorded 2025-09-12; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Joint administration is procedural and does not itself merge all assets, ownership or liabilities. The broad $1–10 billion petition liability bracket is not an audited loss calculation. A party labeled creditor on a docket may hold an asserted or disputed claim; that status is not a final allowance of its amount. TAG Asset Funding and Tricolor Asset Funding are alternative names attached in the retained sources to case 25-33492.", "response": "", "outcome": "The latest retained October account describes approximately 2,100 vehicles still unsold, with title processing obstructing completion. The trustee requested an extension of sales to 30 November and procedures for vehicles without clear title, with a hearing scheduled for 14 October. A requested extension and hearing date are not proof of approval or completed sales.", "source_ids": [ "s-d125", "s-d132", "s-d134", "s-d150", "s-d151", "s-d249", "s-d313", "s-d5", "s-d63", "s-d7", "s-d83", "s-d85", "s-d87", "s-d88", "s-d9" ], "entity_ids": [ "e1", "e4" ] }, { "id": "c-role-156", "kind": "attributed", "text": "Tricolor Holdings LLC — Vervent Inc.. Capacity: Estate party to the successor-servicing agreement. Period: Source recorded 2025-09-17; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Different facility transitions and the broader portfolio arrangement should not be reduced to one universal start date. Consumer complaints are accounts of difficulties, not proof of every alleged contractual violation. The retained 2024 Marcella Fox Truth in Lending docket identifies a filed action but does not establish its final outcome. A ruling declining to dismiss the earlier Shen telephone-contact case is not a final merits judgment.", "response": "Vervent states that it was a backup servicer before collapse, with no involvement in Tricolor’s prior origination or servicing. The statement explains its asserted scope of responsibility; it does not decide the pending contract claims.", "outcome": "In the distinct 2015 FTC case, a stipulated judgment against Auto Acceptance imposed an $82,777 civil penalty and permanent requirements for accurate credit-reporting policies and reasonable investigation of direct disputes. The company neither admitted nor denied the allegations except jurisdiction. The California regulator’s retained index lists an April 2019 license-revocation order and a May settlement; the full settlement terms have not been verified here, so no present-license conclusion is inferred.", "source_ids": [ "s-d122", "s-d131", "s-d164", "s-d174", "s-d181", "s-d214", "s-d219", "s-d220", "s-d258", "s-d313", "s-d63", "s-d83", "s-d87" ], "entity_ids": [ "e1", "e53" ] }, { "id": "c-role-157", "kind": "attributed", "text": "Tricolor Funding SPV 4 LLC — JPMorgan Chase Bank, National Association. Capacity: Warehouse borrower; counterparty acts as lender or administrative agent under the identified instrument. Period: Source recorded 2024-02; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The July opinion recites allegations as true only for purposes of testing the pleadings. It specifically rejects describing CBIZ’s work as an audit or examination of internal controls. The report recommended follow-up on particular items and included Tricolor’s remediation plan; it did not conclude that Tricolor was committing fraud or double pledging. The original SPV 4 facility began with a $100 million lender commitment. Later litigation describes a limit of $777 million and SPV 6’s $250 million limit. Limits, outstanding debt and collateral values are different measures. The indictment anonymizes lenders; named-company matches require independent support. A later stated 70–80% advance rate does not rewrite the original 2020 contract’s 40% credit enhancement, which ordinarily left a 60% advance against the eligible balance. The bankruptcy estate and the non-debtor warehouse companies also have different assets and obligations.", "response": "The court found the alleged profit motives and claimed warning signs insufficient to plead fraudulent intent or willful blindness. It also held that sophisticated investors could not establish reasonable reliance given the offering disclaimers and the inadequately pleaded knowledge of falsity. The alleged IPO episode did not adequately show communication between bank teams or substantiate the suggested reason for abandoning the IPO. Tricolor’s management had provided explanations for identified anomalies, including servicing pauses while cars were being repaired.", "outcome": "Judge Jed Rakoff granted dismissal on 10 June 2026 and issued the explanatory opinion on 16 July. Federal claims were dismissed with prejudice; remaining state claims were dismissed for lack of jurisdiction. The docket records termination on 20 July. The court regarded the banks as victims and said the pleadings did not show conduct worse than negligence, if that. This result does not determine the separate Wilmington/Vervent contract case or every collateral-priority dispute.", "source_ids": [ "s-d111", "s-d114", "s-d32", "s-d5", "s-d62", "s-d63", "s-d72", "s-d83", "s-d84", "s-d9" ], "entity_ids": [ "e44", "e45" ] }, { "id": "c-role-158", "kind": "attributed", "text": "Tricolor Funding SPV 4 LLC — Barclays Bank PLC. Capacity: Warehouse borrower; counterparty participates as lender. Period: Source recorded 2024-02; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The original SPV 4 facility began with a $100 million lender commitment. Later litigation describes a limit of $777 million and SPV 6’s $250 million limit. Limits, outstanding debt and collateral values are different measures. The indictment anonymizes lenders; named-company matches require independent support. A later stated 70–80% advance rate does not rewrite the original 2020 contract’s 40% credit enhancement, which ordinarily left a 60% advance against the eligible balance. The bankruptcy estate and the non-debtor warehouse companies also have different assets and obligations.", "response": "", "outcome": "", "source_ids": [ "s-d111", "s-d114", "s-d32", "s-d5", "s-d63", "s-d72", "s-d83", "s-d84", "s-d9" ], "entity_ids": [ "e44", "e46" ] }, { "id": "c-role-160", "kind": "attributed", "text": "Tricolor Holdings LLC — Daniel Chu. Capacity: Estate represented by the trustee bringing the insider recovery action; proceeding stayed. Period: Recovery action filed December 2025; stayed June 2026.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Recovery allegations are the estate’s claims, not findings that each disputed asset belongs to the estate. A company named Chu Family Investments can be relevant as an identified litigation party without publishing relatives, home addresses or other residential identifiers.", "response": "Chu’s defense disputes his alleged role and challenges the evidential basis of the government’s account. The defense’s June letter explains that the trustee’s adversary case was stayed, while the separate Wilmington/Vervent investor case continued after remand.", "outcome": "The trustee’s adversary proceeding was stayed in June 2026 pending the criminal matter. The Los Angeles docket records dismissal without prejudice on 6 April 2026 as to Chu and Chu Family Investments, after withdrawal of the property notice. That disposition does not establish a merits judgment for either side.", "source_ids": [ "s-d126", "s-d129", "s-d149", "s-d160", "s-d266", "s-d63" ], "entity_ids": [ "e1", "e4" ] }, { "id": "c-role-161", "kind": "attributed", "text": "Tricolor Holdings LLC — Jerome A. Kollar. Capacity: Estate represented by the trustee bringing the insider recovery action; proceeding stayed. Period: Recovery action filed December 2025; stayed June 2026.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Recovery allegations are the estate’s claims, not findings that each disputed asset belongs to the estate. A company named Chu Family Investments can be relevant as an identified litigation party without publishing relatives, home addresses or other residential identifiers.", "response": "Chu’s defense disputes his alleged role and challenges the evidential basis of the government’s account. The defense’s June letter explains that the trustee’s adversary case was stayed, while the separate Wilmington/Vervent investor case continued after remand.", "outcome": "The trustee’s adversary proceeding was stayed in June 2026 pending the criminal matter. The Los Angeles docket records dismissal without prejudice on 6 April 2026 as to Chu and Chu Family Investments, after withdrawal of the property notice. That disposition does not establish a merits judgment for either side.", "source_ids": [ "s-d126", "s-d129", "s-d149", "s-d160", "s-d266", "s-d63" ], "entity_ids": [ "e1", "e2" ] }, { "id": "c-role-162", "kind": "attributed", "text": "Tricolor Holdings LLC — Tricolor Funding SPV 4 LLC. Capacity: Performance guarantor under the warehouse agreement. Period: Source recorded 2020-11-13; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Contractual representations of clean title and required UCC filings are not proof that every receivable actually existed, was unencumbered or had a completed filing. The agreement’s minimum 51% Holdings-to-Auto-Acceptance control condition is a covenant, not a measured ownership percentage. A blank release form is not an executed release. The clause naming Chu as key person is a contractual trigger, not ownership by SPV 4 of Chu. The historical document does not establish that every term remained unchanged until collapse.", "response": "In its October 2025 filing, JPMorgan as agent preserved the lenders’ ownership and lien claims, contested the estate’s description of cash and vehicles as estate assets, and supported only specified cash uses subject to protections. The agent acknowledged uncertainty over fictitious and double-pledged loans; an asserted first lien is not a judicial resolution of competing collateral claims.", "outcome": "The agent’s account says Auto Acceptance’s SPV 4 servicing role ended on 5 September 2025 and Vervent succeeded it. It reports $612,748,356 principal outstanding on 15 August 2025. SPV 4 was not one of the jointly administered debtors.", "source_ids": [ "s-d318", "s-d70", "s-d83", "s-d84" ], "entity_ids": [ "e1", "e44" ] }, { "id": "c-role-163", "kind": "attributed", "text": "Vervent Inc. — Tricolor Funding SPV 4 LLC. Capacity: Backup servicer under the historical SPV 4 agreement; later successor. Period: Backup under 2020 agreement; successor to Auto Acceptance from 5 September 2025.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The original SPV 4 facility began with a $100 million lender commitment. Later litigation describes a limit of $777 million and SPV 6’s $250 million limit. Limits, outstanding debt and collateral values are different measures. The indictment anonymizes lenders; named-company matches require independent support. A later stated 70–80% advance rate does not rewrite the original 2020 contract’s 40% credit enhancement, which ordinarily left a 60% advance against the eligible balance. The bankruptcy estate and the non-debtor warehouse companies also have different assets and obligations. Contractual representations of clean title and required UCC filings are not proof that every receivable actually existed, was unencumbered or had a completed filing. The agreement’s minimum 51% Holdings-to-Auto-Acceptance control condition is a covenant, not a measured ownership percentage. A blank release form is not an executed release. The clause naming Chu as key person is a contractual trigger, not ownership by SPV 4 of Chu. The historical document does not establish that every term remained unchanged until collapse.", "response": "In its October 2025 filing, JPMorgan as agent preserved the lenders’ ownership and lien claims, contested the estate’s description of cash and vehicles as estate assets, and supported only specified cash uses subject to protections. The agent acknowledged uncertainty over fictitious and double-pledged loans; an asserted first lien is not a judicial resolution of competing collateral claims.", "outcome": "The agent’s account says Auto Acceptance’s SPV 4 servicing role ended on 5 September 2025 and Vervent succeeded it. It reports $612,748,356 principal outstanding on 15 August 2025. SPV 4 was not one of the jointly administered debtors.", "source_ids": [ "s-d111", "s-d114", "s-d165", "s-d318", "s-d32", "s-d5", "s-d63", "s-d70", "s-d72", "s-d83", "s-d84", "s-d9" ], "entity_ids": [ "e44", "e53" ] }, { "id": "c-role-164", "kind": "attributed", "text": "Wilmington Trust, National Association — Tricolor Funding SPV 4 LLC. Capacity: Collateral custodian and account bank under the warehouse agreement. Period: Source recorded 2020-11-13; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Contractual representations of clean title and required UCC filings are not proof that every receivable actually existed, was unencumbered or had a completed filing. The agreement’s minimum 51% Holdings-to-Auto-Acceptance control condition is a covenant, not a measured ownership percentage. A blank release form is not an executed release. The clause naming Chu as key person is a contractual trigger, not ownership by SPV 4 of Chu. The historical document does not establish that every term remained unchanged until collapse.", "response": "In its October 2025 filing, JPMorgan as agent preserved the lenders’ ownership and lien claims, contested the estate’s description of cash and vehicles as estate assets, and supported only specified cash uses subject to protections. The agent acknowledged uncertainty over fictitious and double-pledged loans; an asserted first lien is not a judicial resolution of competing collateral claims.", "outcome": "The agent’s account says Auto Acceptance’s SPV 4 servicing role ended on 5 September 2025 and Vervent succeeded it. It reports $612,748,356 principal outstanding on 15 August 2025. SPV 4 was not one of the jointly administered debtors.", "source_ids": [ "s-d318", "s-d70", "s-d83", "s-d84" ], "entity_ids": [ "e44", "e52" ] }, { "id": "c-role-166", "kind": "attributed", "text": "CBIZ MHM, LLC — Tricolor Funding SPV 4 LLC. Capacity: Provider of collateral procedures commissioned by the warehouse agent; not an audit opinion. Period: Source recorded 2024-02; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The July opinion recites allegations as true only for purposes of testing the pleadings. It specifically rejects describing CBIZ’s work as an audit or examination of internal controls. The report recommended follow-up on particular items and included Tricolor’s remediation plan; it did not conclude that Tricolor was committing fraud or double pledging.", "response": "The court found the alleged profit motives and claimed warning signs insufficient to plead fraudulent intent or willful blindness. It also held that sophisticated investors could not establish reasonable reliance given the offering disclaimers and the inadequately pleaded knowledge of falsity. The alleged IPO episode did not adequately show communication between bank teams or substantiate the suggested reason for abandoning the IPO. Tricolor’s management had provided explanations for identified anomalies, including servicing pauses while cars were being repaired.", "outcome": "Judge Jed Rakoff granted dismissal on 10 June 2026 and issued the explanatory opinion on 16 July. Federal claims were dismissed with prejudice; remaining state claims were dismissed for lack of jurisdiction. The docket records termination on 20 July. The court regarded the banks as victims and said the pleadings did not show conduct worse than negligence, if that. This result does not determine the separate Wilmington/Vervent contract case or every collateral-priority dispute.", "source_ids": [ "s-d62", "s-d63", "s-d72" ], "entity_ids": [ "e44", "e61" ] }, { "id": "c-role-167", "kind": "attributed", "text": "Tricolor Funding SPV 4 LLC — CBIZ MHM, LLC. Capacity: Warehouse vehicle whose collateral was examined by CBIZ for the agent. Period: Source recorded 2024-02; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The July opinion recites allegations as true only for purposes of testing the pleadings. It specifically rejects describing CBIZ’s work as an audit or examination of internal controls. The report recommended follow-up on particular items and included Tricolor’s remediation plan; it did not conclude that Tricolor was committing fraud or double pledging.", "response": "The court found the alleged profit motives and claimed warning signs insufficient to plead fraudulent intent or willful blindness. It also held that sophisticated investors could not establish reasonable reliance given the offering disclaimers and the inadequately pleaded knowledge of falsity. The alleged IPO episode did not adequately show communication between bank teams or substantiate the suggested reason for abandoning the IPO. Tricolor’s management had provided explanations for identified anomalies, including servicing pauses while cars were being repaired.", "outcome": "Judge Jed Rakoff granted dismissal on 10 June 2026 and issued the explanatory opinion on 16 July. Federal claims were dismissed with prejudice; remaining state claims were dismissed for lack of jurisdiction. The docket records termination on 20 July. The court regarded the banks as victims and said the pleadings did not show conduct worse than negligence, if that. This result does not determine the separate Wilmington/Vervent contract case or every collateral-priority dispute.", "source_ids": [ "s-d62", "s-d63", "s-d72" ], "entity_ids": [ "e44", "e61" ] }, { "id": "c-role-169", "kind": "attributed", "text": "Tricolor Holdings LLC — Fifth Third Bank, National Association. Capacity: Group financed through the identified warehouse vehicle; counterparty or affiliate is lender or agent. Period: Source recorded 2026-02-26; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The July opinion recites allegations as true only for purposes of testing the pleadings. It specifically rejects describing CBIZ’s work as an audit or examination of internal controls. The report recommended follow-up on particular items and included Tricolor’s remediation plan; it did not conclude that Tricolor was committing fraud or double pledging.", "response": "The court found the alleged profit motives and claimed warning signs insufficient to plead fraudulent intent or willful blindness. It also held that sophisticated investors could not establish reasonable reliance given the offering disclaimers and the inadequately pleaded knowledge of falsity. The alleged IPO episode did not adequately show communication between bank teams or substantiate the suggested reason for abandoning the IPO. Tricolor’s management had provided explanations for identified anomalies, including servicing pauses while cars were being repaired.", "outcome": "Judge Jed Rakoff granted dismissal on 10 June 2026 and issued the explanatory opinion on 16 July. Federal claims were dismissed with prejudice; remaining state claims were dismissed for lack of jurisdiction. The docket records termination on 20 July. The court regarded the banks as victims and said the pleadings did not show conduct worse than negligence, if that. This result does not determine the separate Wilmington/Vervent contract case or every collateral-priority dispute.", "source_ids": [ "s-d62", "s-d63", "s-d72" ], "entity_ids": [ "e1", "e48" ] }, { "id": "c-role-170", "kind": "attributed", "text": "Tricolor Holdings LLC — Barclays Bank PLC. Capacity: Group financed through the identified warehouse vehicle; counterparty or affiliate is lender or agent. Period: Source recorded 2026-02-26; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The July opinion recites allegations as true only for purposes of testing the pleadings. It specifically rejects describing CBIZ’s work as an audit or examination of internal controls. The report recommended follow-up on particular items and included Tricolor’s remediation plan; it did not conclude that Tricolor was committing fraud or double pledging.", "response": "The court found the alleged profit motives and claimed warning signs insufficient to plead fraudulent intent or willful blindness. It also held that sophisticated investors could not establish reasonable reliance given the offering disclaimers and the inadequately pleaded knowledge of falsity. The alleged IPO episode did not adequately show communication between bank teams or substantiate the suggested reason for abandoning the IPO. Tricolor’s management had provided explanations for identified anomalies, including servicing pauses while cars were being repaired.", "outcome": "Judge Jed Rakoff granted dismissal on 10 June 2026 and issued the explanatory opinion on 16 July. Federal claims were dismissed with prejudice; remaining state claims were dismissed for lack of jurisdiction. The docket records termination on 20 July. The court regarded the banks as victims and said the pleadings did not show conduct worse than negligence, if that. This result does not determine the separate Wilmington/Vervent contract case or every collateral-priority dispute.", "source_ids": [ "s-d62", "s-d63", "s-d72" ], "entity_ids": [ "e1", "e46" ] }, { "id": "c-role-171", "kind": "attributed", "text": "Tricolor Holdings LLC — JPMorgan Chase Bank, National Association. Capacity: Group financed through the identified warehouse vehicle; counterparty or affiliate is lender or agent. Period: Source recorded 2026-02-26; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The July opinion recites allegations as true only for purposes of testing the pleadings. It specifically rejects describing CBIZ’s work as an audit or examination of internal controls. The report recommended follow-up on particular items and included Tricolor’s remediation plan; it did not conclude that Tricolor was committing fraud or double pledging.", "response": "The court found the alleged profit motives and claimed warning signs insufficient to plead fraudulent intent or willful blindness. It also held that sophisticated investors could not establish reasonable reliance given the offering disclaimers and the inadequately pleaded knowledge of falsity. The alleged IPO episode did not adequately show communication between bank teams or substantiate the suggested reason for abandoning the IPO. Tricolor’s management had provided explanations for identified anomalies, including servicing pauses while cars were being repaired.", "outcome": "Judge Jed Rakoff granted dismissal on 10 June 2026 and issued the explanatory opinion on 16 July. Federal claims were dismissed with prejudice; remaining state claims were dismissed for lack of jurisdiction. The docket records termination on 20 July. The court regarded the banks as victims and said the pleadings did not show conduct worse than negligence, if that. This result does not determine the separate Wilmington/Vervent contract case or every collateral-priority dispute.", "source_ids": [ "s-d62", "s-d63", "s-d72" ], "entity_ids": [ "e1", "e45" ] }, { "id": "c-role-174", "kind": "attributed", "text": "Tricolor Funding SPV 4 LLC — Tricolor Auto Acceptance, LLC. Capacity: Purchaser of receivables from Auto Acceptance under the identified agreement. Period: Source recorded 2020-11-13; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Contractual representations of clean title and required UCC filings are not proof that every receivable actually existed, was unencumbered or had a completed filing. The agreement’s minimum 51% Holdings-to-Auto-Acceptance control condition is a covenant, not a measured ownership percentage. A blank release form is not an executed release. The clause naming Chu as key person is a contractual trigger, not ownership by SPV 4 of Chu. The historical document does not establish that every term remained unchanged until collapse.", "response": "In its October 2025 filing, JPMorgan as agent preserved the lenders’ ownership and lien claims, contested the estate’s description of cash and vehicles as estate assets, and supported only specified cash uses subject to protections. The agent acknowledged uncertainty over fictitious and double-pledged loans; an asserted first lien is not a judicial resolution of competing collateral claims.", "outcome": "The agent’s account says Auto Acceptance’s SPV 4 servicing role ended on 5 September 2025 and Vervent succeeded it. It reports $612,748,356 principal outstanding on 15 August 2025. SPV 4 was not one of the jointly administered debtors.", "source_ids": [ "s-d318", "s-d70", "s-d83", "s-d84" ], "entity_ids": [ "e7", "e44" ] }, { "id": "c-role-176", "kind": "attributed", "text": "Tricolor Funding SPV 3 LLC — CION Ares Diversified Credit Fund. Capacity: Borrower under the fund’s disclosed first-lien revolving investment. Period: Recorded from 2022-09-30; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The BlackRock brand does not identify every legal fund or make the public parent the direct lender. The 2024 reorganization of the public BlackRock registrant cannot supply the identity of a 2021 investing fund. A contract’s treatment of preferred equity as debt is specific to its definitions. SPV 4 is expressly excluded from the defined BlackRock loan obligation; that is not evidence of a direct loan from BlackRock to SPV 4. CION’s disclosed position does not conclusively identify an anonymous lender in the criminal indictment. BlackRock’s separately disclosed 7.9% Origin Bancorp shareholding is not evidence of coordinated lending decisions.", "response": "", "outcome": "A later retained report says the BlackRock Impact Opportunities fund was being closed to new investments and wound down after Tricolor’s failure. That is a reported fund-management decision, not a finding that the investor participated in fraud.", "source_ids": [ "s-d109", "s-d131", "s-d18", "s-d211", "s-d22", "s-d242", "s-d27", "s-d84", "s-d88" ], "entity_ids": [ "e62", "e63" ] }, { "id": "c-role-178", "kind": "attributed", "text": "Serent Capital — Tricolor Auto Group, LLC. Capacity: Former investor in Auto Group; investment sold in January 2016. Period: Transaction history:2010 investment; January 2016 exit.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The transaction sources support the investment and exit. The precise Serent percentages and accounts of earlier unrelated disputes are secondary reporting, not a complete historical capitalization register or an adjudication about Tricolor. A former investor’s ownership ended before the later conduct alleged in the current proceedings.", "response": "", "outcome": "", "source_ids": [ "s-d113", "s-d114", "s-d161", "s-d209" ], "entity_ids": [ "e8", "e60" ] }, { "id": "c-role-179", "kind": "attributed", "text": "Tricolor Auto Group, LLC — Ganas Group. Capacity: Business sold to Ganas Group in the January 2016 transaction. Period: Transaction history:2010 investment; January 2016 exit.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The transaction sources support the investment and exit. The precise Serent percentages and accounts of earlier unrelated disputes are secondary reporting, not a complete historical capitalization register or an adjudication about Tricolor. A former investor’s ownership ended before the later conduct alleged in the current proceedings.", "response": "", "outcome": "", "source_ids": [ "s-d113", "s-d114", "s-d161", "s-d209" ], "entity_ids": [ "e8", "e64" ] }, { "id": "c-role-185", "kind": "attributed", "text": "Tricolor Holdings LLC — Waterfall Asset Management. Capacity: Group whose financing is attributed to the counterparty or its affiliates. Period: Source recorded 2025-11-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The original SPV 4 facility began with a $100 million lender commitment. Later litigation describes a limit of $777 million and SPV 6’s $250 million limit. Limits, outstanding debt and collateral values are different measures. The indictment anonymizes lenders; named-company matches require independent support. A later stated 70–80% advance rate does not rewrite the original 2020 contract’s 40% credit enhancement, which ordinarily left a 60% advance against the eligible balance. The bankruptcy estate and the non-debtor warehouse companies also have different assets and obligations.", "response": "", "outcome": "", "source_ids": [ "s-d111", "s-d114", "s-d32", "s-d5", "s-d63", "s-d72", "s-d83", "s-d84", "s-d9" ], "entity_ids": [ "e1", "e66" ] }, { "id": "c-role-186", "kind": "attributed", "text": "Tricolor Holdings LLC — Fifth Third Bancorp. Capacity: Group whose financing is attributed to the counterparty or its affiliates. Period: Source recorded 2025-11-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The original SPV 4 facility began with a $100 million lender commitment. Later litigation describes a limit of $777 million and SPV 6’s $250 million limit. Limits, outstanding debt and collateral values are different measures. The indictment anonymizes lenders; named-company matches require independent support. A later stated 70–80% advance rate does not rewrite the original 2020 contract’s 40% credit enhancement, which ordinarily left a 60% advance against the eligible balance. The bankruptcy estate and the non-debtor warehouse companies also have different assets and obligations.", "response": "", "outcome": "", "source_ids": [ "s-d111", "s-d114", "s-d32", "s-d5", "s-d63", "s-d72", "s-d83", "s-d84", "s-d9" ], "entity_ids": [ "e1", "e22" ] }, { "id": "c-role-187", "kind": "attributed", "text": "Crowe LLP — Tricolor Holdings LLC. Capacity: Financial-statement auditor for the reported 2022 period. Period: 2022–2022.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The original SPV 4 facility began with a $100 million lender commitment. Later litigation describes a limit of $777 million and SPV 6’s $250 million limit. Limits, outstanding debt and collateral values are different measures. The indictment anonymizes lenders; named-company matches require independent support. A later stated 70–80% advance rate does not rewrite the original 2020 contract’s 40% credit enhancement, which ordinarily left a 60% advance against the eligible balance. The bankruptcy estate and the non-debtor warehouse companies also have different assets and obligations.", "response": "", "outcome": "", "source_ids": [ "s-d111", "s-d114", "s-d32", "s-d5", "s-d63", "s-d72", "s-d83", "s-d84", "s-d9" ], "entity_ids": [ "e1", "e82" ] }, { "id": "c-role-188", "kind": "attributed", "text": "Grant Thornton — Tricolor Holdings LLC. Capacity: Financial-statement auditor for the reported 2023 and 2024 periods. Period: 2023–2024.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The original SPV 4 facility began with a $100 million lender commitment. Later litigation describes a limit of $777 million and SPV 6’s $250 million limit. Limits, outstanding debt and collateral values are different measures. The indictment anonymizes lenders; named-company matches require independent support. A later stated 70–80% advance rate does not rewrite the original 2020 contract’s 40% credit enhancement, which ordinarily left a 60% advance against the eligible balance. The bankruptcy estate and the non-debtor warehouse companies also have different assets and obligations.", "response": "", "outcome": "", "source_ids": [ "s-d111", "s-d114", "s-d32", "s-d5", "s-d63", "s-d72", "s-d83", "s-d84", "s-d9" ], "entity_ids": [ "e1", "e68" ] }, { "id": "c-role-189", "kind": "attributed", "text": "Daniel Chu — PAACO Automotive Group. Capacity: Co-founder of the earlier automotive business; left in 1999. Period: 1992–1999.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "", "outcome": "", "source_ids": [ "s-d113", "s-d114", "s-d161", "s-d209" ], "entity_ids": [ "e4", "e69" ] }, { "id": "c-role-190", "kind": "attributed", "text": "Serent Capital — Tricolor Auto Group, LLC. Capacity: Former investor in Auto Group; investment sold in January 2016. Period: Investment from 2010; sold January 2016.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The transaction sources support the investment and exit. The precise Serent percentages and accounts of earlier unrelated disputes are secondary reporting, not a complete historical capitalization register or an adjudication about Tricolor. A former investor’s ownership ended before the later conduct alleged in the current proceedings.", "response": "", "outcome": "", "source_ids": [ "s-d113", "s-d114", "s-d161", "s-d209" ], "entity_ids": [ "e8", "e60" ] }, { "id": "c-role-191", "kind": "attributed", "text": "Daniel Chu — Tricolor Auto Group, LLC. Capacity: Executive reported to have regained control after Serent’s exit. Period: Source recorded 2025-11-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The transaction sources support the investment and exit. The precise Serent percentages and accounts of earlier unrelated disputes are secondary reporting, not a complete historical capitalization register or an adjudication about Tricolor. A former investor’s ownership ended before the later conduct alleged in the current proceedings.", "response": "", "outcome": "", "source_ids": [ "s-d113", "s-d114", "s-d161", "s-d209" ], "entity_ids": [ "e4", "e8" ] }, { "id": "c-role-192", "kind": "attributed", "text": "Tricolor Holdings LLC — Credit Suisse. Capacity: Group borrower under the reported 2018 warehouse facility. Period: Recorded from 2018; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The original SPV 4 facility began with a $100 million lender commitment. Later litigation describes a limit of $777 million and SPV 6’s $250 million limit. Limits, outstanding debt and collateral values are different measures. The indictment anonymizes lenders; named-company matches require independent support. A later stated 70–80% advance rate does not rewrite the original 2020 contract’s 40% credit enhancement, which ordinarily left a 60% advance against the eligible balance. The bankruptcy estate and the non-debtor warehouse companies also have different assets and obligations.", "response": "", "outcome": "", "source_ids": [ "s-d111", "s-d114", "s-d32", "s-d5", "s-d63", "s-d72", "s-d83", "s-d84", "s-d9" ], "entity_ids": [ "e1", "e28" ] }, { "id": "c-role-193", "kind": "attributed", "text": "Tricolor Holdings LLC — JPMorgan Chase & Co.. Capacity: Group whose financing is attributed to the counterparty or its affiliates. Period: Source recorded 2025-11-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The original SPV 4 facility began with a $100 million lender commitment. Later litigation describes a limit of $777 million and SPV 6’s $250 million limit. Limits, outstanding debt and collateral values are different measures. The indictment anonymizes lenders; named-company matches require independent support. A later stated 70–80% advance rate does not rewrite the original 2020 contract’s 40% credit enhancement, which ordinarily left a 60% advance against the eligible balance. The bankruptcy estate and the non-debtor warehouse companies also have different assets and obligations.", "response": "", "outcome": "", "source_ids": [ "s-d111", "s-d114", "s-d32", "s-d5", "s-d63", "s-d72", "s-d83", "s-d84", "s-d9" ], "entity_ids": [ "e1", "e23" ] }, { "id": "c-role-194", "kind": "attributed", "text": "Tricolor Holdings LLC — Barclays Plc. Capacity: Group whose financing is attributed to the counterparty or its affiliates. Period: Source recorded 2025-11-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The original SPV 4 facility began with a $100 million lender commitment. Later litigation describes a limit of $777 million and SPV 6’s $250 million limit. Limits, outstanding debt and collateral values are different measures. The indictment anonymizes lenders; named-company matches require independent support. A later stated 70–80% advance rate does not rewrite the original 2020 contract’s 40% credit enhancement, which ordinarily left a 60% advance against the eligible balance. The bankruptcy estate and the non-debtor warehouse companies also have different assets and obligations.", "response": "", "outcome": "", "source_ids": [ "s-d111", "s-d114", "s-d32", "s-d5", "s-d63", "s-d72", "s-d83", "s-d84", "s-d9" ], "entity_ids": [ "e1", "e24" ] }, { "id": "c-role-195", "kind": "attributed", "text": "Tricolor Holdings LLC — AllianceBernstein. Capacity: Group whose financing is attributed to the counterparty or its affiliates. Period: Source recorded 2025-11-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The original SPV 4 facility began with a $100 million lender commitment. Later litigation describes a limit of $777 million and SPV 6’s $250 million limit. Limits, outstanding debt and collateral values are different measures. The indictment anonymizes lenders; named-company matches require independent support. A later stated 70–80% advance rate does not rewrite the original 2020 contract’s 40% credit enhancement, which ordinarily left a 60% advance against the eligible balance. The bankruptcy estate and the non-debtor warehouse companies also have different assets and obligations.", "response": "", "outcome": "", "source_ids": [ "s-d111", "s-d114", "s-d32", "s-d5", "s-d63", "s-d72", "s-d83", "s-d84", "s-d9" ], "entity_ids": [ "e1", "e65" ] }, { "id": "c-role-197", "kind": "attributed", "text": "Tricolor Holdings LLC — Origin Bank. Capacity: Borrower whose lender reported charge-offs and continuing recovery efforts. Period: Source recorded 2025-09-30; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Origin’s aggregate loans to directors and related parties cannot be used to identify Tricolor’s exact inclusion without a specific disclosure. Chu’s board role and the bank’s lending coexist, but do not themselves establish an improper approval or fraud by the bank. A separately reported personal mortgage is not the same loan as Tricolor’s corporate credit line.", "response": "Origin said it was pursuing available recoveries. A charge-off recognizes an accounting loss; it does not establish that future recoveries are impossible.", "outcome": "Origin’s later annual disclosure reports $29.5 million of 2025 net charge-offs connected with Tricolor and approximately $29.6 million of provision, comprising $29.3 million for loans and $338,000 for off-balance-sheet commitments. It reports a $0.77 adverse effect on diluted EPS. These annual figures supersede the narrower third-quarter $28.4 million net charge-off for the year’s total.", "source_ids": [ "s-d118", "s-d135", "s-d18", "s-d19", "s-d32", "s-d324", "s-d5", "s-d73" ], "entity_ids": [ "e1", "e6" ] }, { "id": "c-role-198", "kind": "attributed", "text": "Tricolor Holdings LLC — Origin Bancorp, Inc.. Capacity: Group whose financing is attributed to the counterparty or its affiliates. Period: Source recorded 2025-09-30; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Origin’s aggregate loans to directors and related parties cannot be used to identify Tricolor’s exact inclusion without a specific disclosure. Chu’s board role and the bank’s lending coexist, but do not themselves establish an improper approval or fraud by the bank. A separately reported personal mortgage is not the same loan as Tricolor’s corporate credit line.", "response": "Origin said it was pursuing available recoveries. A charge-off recognizes an accounting loss; it does not establish that future recoveries are impossible.", "outcome": "Origin’s later annual disclosure reports $29.5 million of 2025 net charge-offs connected with Tricolor and approximately $29.6 million of provision, comprising $29.3 million for loans and $338,000 for off-balance-sheet commitments. It reports a $0.77 adverse effect on diluted EPS. These annual figures supersede the narrower third-quarter $28.4 million net charge-off for the year’s total.", "source_ids": [ "s-d118", "s-d135", "s-d18", "s-d19", "s-d32", "s-d324", "s-d5", "s-d73" ], "entity_ids": [ "e1", "e5" ] }, { "id": "c-role-199", "kind": "attributed", "text": "Tricolor Home Loans — Tricolor Holdings LLC. Capacity: Shared business-address record; not proof of ownership. Period: Source recorded 2026-10-13; later status not established.", "qualification": "Shared business infrastructure or an address record does not by itself establish ownership or financial control.", "response": "", "outcome": "", "source_ids": [ "s-d120", "s-d151", "s-d155", "s-d157", "s-d202", "s-d22", "s-d25", "s-d26", "s-d326", "s-d327", "s-d36", "s-d5", "s-d67", "s-d7", "s-d83" ], "entity_ids": [ "e1", "e17" ] }, { "id": "c-role-200", "kind": "attributed", "text": "Tricolor Insurance Agency — Tricolor Holdings LLC. Capacity: Shared business-address record; not proof of ownership. Period: Source recorded 2026-10-13; later status not established.", "qualification": "Shared business infrastructure or an address record does not by itself establish ownership or financial control.", "response": "", "outcome": "", "source_ids": [ "s-d120", "s-d151", "s-d155", "s-d157", "s-d202", "s-d22", "s-d25", "s-d26", "s-d326", "s-d327", "s-d36", "s-d5", "s-d67", "s-d7", "s-d83" ], "entity_ids": [ "e1", "e16" ] }, { "id": "c-role-201", "kind": "attributed", "text": "Tricolor Real Estate Services — Tricolor Holdings LLC. Capacity: Shared business-address record; not proof of ownership. Period: Source recorded 2026-10-13; later status not established.", "qualification": "Shared business infrastructure or an address record does not by itself establish ownership or financial control.", "response": "", "outcome": "", "source_ids": [ "s-d120", "s-d151", "s-d155", "s-d157", "s-d202", "s-d22", "s-d25", "s-d26", "s-d326", "s-d327", "s-d36", "s-d5", "s-d67", "s-d7", "s-d83" ], "entity_ids": [ "e1", "e18" ] }, { "id": "c-role-202", "kind": "attributed", "text": "Tricolor Investors — Ganas Investors, LLC. Capacity: Member of Ganas Investors; percentage not stated. Period: Source recorded 2026-10-13; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The original SPV 4 facility began with a $100 million lender commitment. Later litigation describes a limit of $777 million and SPV 6’s $250 million limit. Limits, outstanding debt and collateral values are different measures. The indictment anonymizes lenders; named-company matches require independent support. A later stated 70–80% advance rate does not rewrite the original 2020 contract’s 40% credit enhancement, which ordinarily left a 60% advance against the eligible balance. The bankruptcy estate and the non-debtor warehouse companies also have different assets and obligations.", "response": "", "outcome": "", "source_ids": [ "s-d111", "s-d114", "s-d120", "s-d32", "s-d5", "s-d63", "s-d72", "s-d83", "s-d84", "s-d9" ], "entity_ids": [ "e15", "e27" ] }, { "id": "c-role-203", "kind": "attributed", "text": "Fifth Third Bancorp — Fifth Third Bank, National Association. Capacity: Bank holding company identified as parent of the banking subsidiary. Period: Source recorded 2025-09-05; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The bank subsidiary, its public holding company, an administrative-agent role and a lender’s own economic participation are not interchangeable. An anonymous later Renasant reference to a large bankruptcy relationship is insufficient to assign every reported collateral change to Tricolor. Reported exposure, commitment, reserve, charge-off and final recovery must remain separate.", "response": "As of 31 December 2025, TBK believed its collateral adequately secured its outstanding floorplan position, while acknowledging that other creditors asserted competing interests and a court might need to resolve priority. This is inconsistent with treating all Tricolor lender collateral as worthless.", "outcome": "Renasant placed its facility on nonaccrual after the bankruptcy; TBK’s cited year-end account did not report a Tricolor charge-off. The favorable dismissal in the separate noteholder bank lawsuit remains relevant to claims of participation in fraud, but does not allocate collateral in the bankruptcy.", "source_ids": [ "s-d124", "s-d153", "s-d203", "s-d210", "s-d215", "s-d319", "s-d325", "s-d59", "s-d74", "s-d88" ], "entity_ids": [ "e22", "e48" ] }, { "id": "c-role-205", "kind": "attributed", "text": "Tricolor Funding SPV 4 LLC — Chariot Funding LLC. Capacity: Warehouse borrower using the conduit in the original lender schedule. Period: Source recorded 2020-11-13; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Contractual representations of clean title and required UCC filings are not proof that every receivable actually existed, was unencumbered or had a completed filing. The agreement’s minimum 51% Holdings-to-Auto-Acceptance control condition is a covenant, not a measured ownership percentage. A blank release form is not an executed release. The clause naming Chu as key person is a contractual trigger, not ownership by SPV 4 of Chu. The historical document does not establish that every term remained unchanged until collapse.", "response": "In its October 2025 filing, JPMorgan as agent preserved the lenders’ ownership and lien claims, contested the estate’s description of cash and vehicles as estate assets, and supported only specified cash uses subject to protections. The agent acknowledged uncertainty over fictitious and double-pledged loans; an asserted first lien is not a judicial resolution of competing collateral claims.", "outcome": "The agent’s account says Auto Acceptance’s SPV 4 servicing role ended on 5 September 2025 and Vervent succeeded it. It reports $612,748,356 principal outstanding on 15 August 2025. SPV 4 was not one of the jointly administered debtors.", "source_ids": [ "s-d318", "s-d70", "s-d83", "s-d84" ], "entity_ids": [ "e44", "e59" ] }, { "id": "c-role-206", "kind": "attributed", "text": "Tricolor Funding SPV 4 LLC — Tricolor Auto Acceptance, LLC. Capacity: Purchaser receiving assigned collateral rights from Auto Acceptance. Period: Source recorded 2020-11-13; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Contractual representations of clean title and required UCC filings are not proof that every receivable actually existed, was unencumbered or had a completed filing. The agreement’s minimum 51% Holdings-to-Auto-Acceptance control condition is a covenant, not a measured ownership percentage. A blank release form is not an executed release. The clause naming Chu as key person is a contractual trigger, not ownership by SPV 4 of Chu. The historical document does not establish that every term remained unchanged until collapse.", "response": "In its October 2025 filing, JPMorgan as agent preserved the lenders’ ownership and lien claims, contested the estate’s description of cash and vehicles as estate assets, and supported only specified cash uses subject to protections. The agent acknowledged uncertainty over fictitious and double-pledged loans; an asserted first lien is not a judicial resolution of competing collateral claims.", "outcome": "The agent’s account says Auto Acceptance’s SPV 4 servicing role ended on 5 September 2025 and Vervent succeeded it. It reports $612,748,356 principal outstanding on 15 August 2025. SPV 4 was not one of the jointly administered debtors.", "source_ids": [ "s-d318", "s-d70", "s-d83", "s-d84" ], "entity_ids": [ "e7", "e44" ] }, { "id": "c-role-208", "kind": "attributed", "text": "David Goodgame — Daniel Chu. Capacity: Originally co-accused; Goodgame pleaded guilty and Chu remains not guilty. Period: Original December 2025 charges; Goodgame pleaded guilty 24 June 2026; Chu pleaded not guilty.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. A scheduled sentencing control date is not evidence that a sentence was imposed. The archive does not establish a final sentence for the cooperating defendants. A court ruling allowing a charge to proceed concerns legal sufficiency, not guilt.", "response": "Chu pleaded not guilty to all eight counts. His June defense letter sought more preparation time after the superseding charges and Goodgame’s cooperation, challenged the reliability and incentives of the cooperators, and said important discovery and potentially exculpatory material remained to be examined. In August his lawyer said many allegations were inaccurate and raised substantial legal questions.", "outcome": "An August 2026 account reports that the judge declined to dismiss the continuing-financial-crimes-enterprise charge and set trial for 25 January 2027. This supersedes the earlier October 2026 setting in the retained docket. No conviction of Chu is established by this archive.", "source_ids": [ "s-d10", "s-d125", "s-d127", "s-d148", "s-d149", "s-d222", "s-d234", "s-d5" ], "entity_ids": [ "e4", "e25" ] }, { "id": "c-role-209", "kind": "attributed", "text": "Tricolor Holdings LLC — Anne Elizabeth Burns. Capacity: Debtor estate represented by the Chapter 7 trustee. Period: Source recorded 2026-09-23; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. A government request to reject privilege claims is advocacy, not an order establishing that every communication is unprivileged. One passage dates laptop imaging to September 2026, but the same motion’s chronology and later passage identify September 2025; the precise imaging date is not used to resolve the privilege dispute here.", "response": "The defense asserted privacy, privilege and constitutional objections and sought additional discovery and preparation time. The trustee also participated in disputes over subpoenas and a privilege log; those procedural acts do not determine the criminal allegations.", "outcome": "On 8 July 2026 the bankruptcy court granted an agreed motion allowing covered defense expenses under an excess CNA D&O policy up to its limit. The earlier request to restrict $15 million of coverage must not be presented as a final ban on defense funding.", "source_ids": [ "s-d125", "s-d131", "s-d135", "s-d149", "s-d266", "s-d274", "s-d88" ], "entity_ids": [ "e1", "e12" ] }, { "id": "c-role-210", "kind": "attributed", "text": "Tricolor Holdings LLC — Daniel Chu. Capacity: Estate claimant in the California action dismissed without prejudice in April 2026. Period: California action December 2025; dismissed without prejudice 6 April 2026.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Recovery allegations are the estate’s claims, not findings that each disputed asset belongs to the estate. A company named Chu Family Investments can be relevant as an identified litigation party without publishing relatives, home addresses or other residential identifiers.", "response": "Chu’s defense disputes his alleged role and challenges the evidential basis of the government’s account. The defense’s June letter explains that the trustee’s adversary case was stayed, while the separate Wilmington/Vervent investor case continued after remand.", "outcome": "The trustee’s adversary proceeding was stayed in June 2026 pending the criminal matter. The Los Angeles docket records dismissal without prejudice on 6 April 2026 as to Chu and Chu Family Investments, after withdrawal of the property notice. That disposition does not establish a merits judgment for either side.", "source_ids": [ "s-d126", "s-d129", "s-d149", "s-d160", "s-d266", "s-d63" ], "entity_ids": [ "e1", "e4" ] }, { "id": "c-role-211", "kind": "attributed", "text": "Tricolor Holdings LLC — Chu Family Investments LLC. Capacity: Estate claimant in the California action dismissed without prejudice in April 2026. Period: California action December 2025; dismissed without prejudice 6 April 2026.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Recovery allegations are the estate’s claims, not findings that each disputed asset belongs to the estate. A company named Chu Family Investments can be relevant as an identified litigation party without publishing relatives, home addresses or other residential identifiers.", "response": "Chu’s defense disputes his alleged role and challenges the evidential basis of the government’s account. The defense’s June letter explains that the trustee’s adversary case was stayed, while the separate Wilmington/Vervent investor case continued after remand.", "outcome": "The trustee’s adversary proceeding was stayed in June 2026 pending the criminal matter. The Los Angeles docket records dismissal without prejudice on 6 April 2026 as to Chu and Chu Family Investments, after withdrawal of the property notice. That disposition does not establish a merits judgment for either side.", "source_ids": [ "s-d126", "s-d129", "s-d149", "s-d160", "s-d266", "s-d63" ], "entity_ids": [ "e1", "e75" ] }, { "id": "c-role-212", "kind": "attributed", "text": "Tricolor Holdings LLC — Anne Elizabeth Burns. Capacity: Debtor estate represented by the Chapter 7 trustee. Period: Source recorded 2025-12-31; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Recovery allegations are the estate’s claims, not findings that each disputed asset belongs to the estate. A company named Chu Family Investments can be relevant as an identified litigation party without publishing relatives, home addresses or other residential identifiers.", "response": "Chu’s defense disputes his alleged role and challenges the evidential basis of the government’s account. The defense’s June letter explains that the trustee’s adversary case was stayed, while the separate Wilmington/Vervent investor case continued after remand.", "outcome": "The trustee’s adversary proceeding was stayed in June 2026 pending the criminal matter. The Los Angeles docket records dismissal without prejudice on 6 April 2026 as to Chu and Chu Family Investments, after withdrawal of the property notice. That disposition does not establish a merits judgment for either side.", "source_ids": [ "s-d126", "s-d129", "s-d149", "s-d160", "s-d266", "s-d63" ], "entity_ids": [ "e1", "e12" ] }, { "id": "c-role-215", "kind": "attributed", "text": "Tricolor Holdings LLC — David Goodgame. Capacity: Estate represented by the trustee bringing the insider recovery action; proceeding stayed. Period: Recovery action filed December 2025; stayed June 2026.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Recovery allegations are the estate’s claims, not findings that each disputed asset belongs to the estate. A company named Chu Family Investments can be relevant as an identified litigation party without publishing relatives, home addresses or other residential identifiers.", "response": "Chu’s defense disputes his alleged role and challenges the evidential basis of the government’s account. The defense’s June letter explains that the trustee’s adversary case was stayed, while the separate Wilmington/Vervent investor case continued after remand.", "outcome": "The trustee’s adversary proceeding was stayed in June 2026 pending the criminal matter. The Los Angeles docket records dismissal without prejudice on 6 April 2026 as to Chu and Chu Family Investments, after withdrawal of the property notice. That disposition does not establish a merits judgment for either side.", "source_ids": [ "s-d126", "s-d129", "s-d149", "s-d160", "s-d266", "s-d63" ], "entity_ids": [ "e1", "e25" ] }, { "id": "c-role-216", "kind": "attributed", "text": "Tricolor Holdings LLC — Ameryn Seibold. Capacity: Estate represented by the trustee bringing the insider recovery action; proceeding stayed. Period: Recovery action filed December 2025; stayed June 2026.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Recovery allegations are the estate’s claims, not findings that each disputed asset belongs to the estate. A company named Chu Family Investments can be relevant as an identified litigation party without publishing relatives, home addresses or other residential identifiers.", "response": "Chu’s defense disputes his alleged role and challenges the evidential basis of the government’s account. The defense’s June letter explains that the trustee’s adversary case was stayed, while the separate Wilmington/Vervent investor case continued after remand.", "outcome": "The trustee’s adversary proceeding was stayed in June 2026 pending the criminal matter. The Los Angeles docket records dismissal without prejudice on 6 April 2026 as to Chu and Chu Family Investments, after withdrawal of the property notice. That disposition does not establish a merits judgment for either side.", "source_ids": [ "s-d126", "s-d129", "s-d149", "s-d160", "s-d266", "s-d63" ], "entity_ids": [ "e1", "e3" ] }, { "id": "c-role-217", "kind": "attributed", "text": "Tricolor Holdings LLC — Wilmington Trust, National Association. Capacity: Estate requesting Rule 2004 documents or examination from the counterparty. Period: Source recorded 2026-07-01; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. A motion, an agreed timetable, a production order and the substantive outcome of a claim are different events. “Senior Preferred Members” is a docket description, not a complete identification of beneficial owners or a finding that preferred equity was universally debt.", "response": "", "outcome": "Later entries matter: the Barclays examination motion was withdrawn on 25 September 2026, without an explanation establishing a merits outcome in the retained entry. The FTI request was resolved by an agreed order on 30 September. An Ares timing stipulation and the 7 October BlackRock status conference are procedural steps, not final liability findings.", "source_ids": [ "s-d131", "s-d132", "s-d320", "s-d7" ], "entity_ids": [ "e1", "e52" ] }, { "id": "c-role-218", "kind": "attributed", "text": "BlackRock, Inc. — Tricolor Holdings LLC. Capacity: Party appearing as creditor in the bankruptcy docket; claim allowance not established. Period: Source recorded 2026-07-29; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. A motion, an agreed timetable, a production order and the substantive outcome of a claim are different events. “Senior Preferred Members” is a docket description, not a complete identification of beneficial owners or a finding that preferred equity was universally debt.", "response": "", "outcome": "Later entries matter: the Barclays examination motion was withdrawn on 25 September 2026, without an explanation establishing a merits outcome in the retained entry. The FTI request was resolved by an agreed order on 30 September. An Ares timing stipulation and the 7 October BlackRock status conference are procedural steps, not final liability findings.", "source_ids": [ "s-d131", "s-d132", "s-d320", "s-d7" ], "entity_ids": [ "e1", "e13" ] }, { "id": "c-role-219", "kind": "attributed", "text": "Tricolor Holdings LLC — Ares Agent Services, L.P.. Capacity: Estate requesting Rule 2004 documents or examination from the counterparty. Period: Source recorded 2026-07-08; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. A motion, an agreed timetable, a production order and the substantive outcome of a claim are different events. “Senior Preferred Members” is a docket description, not a complete identification of beneficial owners or a finding that preferred equity was universally debt.", "response": "", "outcome": "Later entries matter: the Barclays examination motion was withdrawn on 25 September 2026, without an explanation establishing a merits outcome in the retained entry. The FTI request was resolved by an agreed order on 30 September. An Ares timing stipulation and the 7 October BlackRock status conference are procedural steps, not final liability findings.", "source_ids": [ "s-d131", "s-d132", "s-d320", "s-d7" ], "entity_ids": [ "e1", "e76" ] }, { "id": "c-role-220", "kind": "attributed", "text": "Tricolor Holdings LLC — Ares Management LLC. Capacity: Estate requesting Rule 2004 documents or examination from the counterparty. Period: Source recorded 2026-07-08; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. A motion, an agreed timetable, a production order and the substantive outcome of a claim are different events. “Senior Preferred Members” is a docket description, not a complete identification of beneficial owners or a finding that preferred equity was universally debt.", "response": "", "outcome": "Later entries matter: the Barclays examination motion was withdrawn on 25 September 2026, without an explanation establishing a merits outcome in the retained entry. The FTI request was resolved by an agreed order on 30 September. An Ares timing stipulation and the 7 October BlackRock status conference are procedural steps, not final liability findings.", "source_ids": [ "s-d131", "s-d132", "s-d320", "s-d7" ], "entity_ids": [ "e1", "e77" ] }, { "id": "c-role-221", "kind": "attributed", "text": "Tricolor Holdings LLC — BlackRock, Inc.. Capacity: Estate requesting Rule 2004 documents or examination from the counterparty. Period: Source recorded 2026-07-08; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. A motion, an agreed timetable, a production order and the substantive outcome of a claim are different events. “Senior Preferred Members” is a docket description, not a complete identification of beneficial owners or a finding that preferred equity was universally debt.", "response": "", "outcome": "Later entries matter: the Barclays examination motion was withdrawn on 25 September 2026, without an explanation establishing a merits outcome in the retained entry. The FTI request was resolved by an agreed order on 30 September. An Ares timing stipulation and the 7 October BlackRock status conference are procedural steps, not final liability findings.", "source_ids": [ "s-d131", "s-d132", "s-d320", "s-d7" ], "entity_ids": [ "e1", "e13" ] }, { "id": "c-role-222", "kind": "attributed", "text": "Tricolor Holdings LLC — BlackRock Financial Management, Inc.. Capacity: Estate requesting Rule 2004 documents or examination from the counterparty. Period: Source recorded 2026-07-08; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. A motion, an agreed timetable, a production order and the substantive outcome of a claim are different events. “Senior Preferred Members” is a docket description, not a complete identification of beneficial owners or a finding that preferred equity was universally debt.", "response": "", "outcome": "Later entries matter: the Barclays examination motion was withdrawn on 25 September 2026, without an explanation establishing a merits outcome in the retained entry. The FTI request was resolved by an agreed order on 30 September. An Ares timing stipulation and the 7 October BlackRock status conference are procedural steps, not final liability findings.", "source_ids": [ "s-d131", "s-d132", "s-d320", "s-d7" ], "entity_ids": [ "e1", "e14" ] }, { "id": "c-role-223", "kind": "attributed", "text": "Wilmington Trust, National Association — Tricolor Holdings LLC. Capacity: Collateral custodian and account bank for certain warehouse facilities; indenture trustee and custodian for certain securitization trusts. Period: Source recorded 2026-07-01; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. These are distinct legal entities and capacities. Common involvement in several financing stages does not establish participation in fraud. The trustee’s investigation of possible claims and the investors’ litigation also are different proceedings.", "response": "Vervent states that before the collapse it was only backup servicer and did not participate in Tricolor’s loan origination or servicing operations.", "outcome": "The federal court remanded the Wilmington/Vervent case to New York’s state Commercial Division on 5 June 2026. The retained June defense filing describes continued litigation under index 650228/2026, with a summer motion schedule. The dismissal of the bank case does not dispose of these contract and fiduciary claims.", "source_ids": [ "s-d131", "s-d132", "s-d149", "s-d258", "s-d63", "s-d85" ], "entity_ids": [ "e1", "e52" ] }, { "id": "c-role-224", "kind": "attributed", "text": "Tricolor Insurance Agency — Tricolor Holdings LLC. Capacity: Separately named debtor in the jointly administered Chapter 7 cases. Period: Source recorded 2025-09-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Joint administration is procedural and does not itself merge all assets, ownership or liabilities. The broad $1–10 billion petition liability bracket is not an audited loss calculation. A party labeled creditor on a docket may hold an asserted or disputed claim; that status is not a final allowance of its amount. TAG Asset Funding and Tricolor Asset Funding are alternative names attached in the retained sources to case 25-33492.", "response": "", "outcome": "The latest retained October account describes approximately 2,100 vehicles still unsold, with title processing obstructing completion. The trustee requested an extension of sales to 30 November and procedures for vehicles without clear title, with a hearing scheduled for 14 October. A requested extension and hearing date are not proof of approval or completed sales.", "source_ids": [ "s-d125", "s-d132", "s-d134", "s-d150", "s-d151", "s-d249", "s-d313", "s-d5", "s-d63", "s-d7", "s-d83", "s-d85", "s-d87", "s-d88", "s-d9" ], "entity_ids": [ "e1", "e16" ] }, { "id": "c-role-225", "kind": "attributed", "text": "Daniel Chu — Origin Bank. Capacity: Reported borrower under a personal mortgage; separate from Tricolor’s corporate loan. Period: Financing reported in August 2025; loan termination not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. These overlapping payments must not be counted twice as distinct transfers. The retained accounts of property purchases, a forfeited Aspen deposit and attempted recoveries are allegations or reported records; listings and estimates are not realized sale proceeds. Public discussion is confined to aggregate amounts and the identified recovery dispute. Residential locations, parcel or unit identifiers and family biographies are withheld.", "response": "Chu has denied the criminal allegations. His lawyers also challenged seizure and use of property or communications, including a reported Fourth Amendment objection to seizure without a warrant. The competing loan-versus-bonus descriptions remain unresolved here.", "outcome": "The California property-related action was dismissed without prejudice in April 2026, while the separate trustee adversary proceeding was stayed. Neither result is a judgment that all transfers were lawful or that all alleged amounts are recoverable.", "source_ids": [ "s-d10", "s-d125", "s-d135", "s-d159", "s-d160", "s-d274", "s-d297", "s-d32", "s-d5" ], "entity_ids": [ "e4", "e6" ] }, { "id": "c-role-227", "kind": "attributed", "text": "Daniel Chu — Tricolor Holdings LLC. Capacity: Person appearing as creditor in the bankruptcy docket. Period: Source recorded 2026-07-08; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. A government request to reject privilege claims is advocacy, not an order establishing that every communication is unprivileged. One passage dates laptop imaging to September 2026, but the same motion’s chronology and later passage identify September 2025; the precise imaging date is not used to resolve the privilege dispute here.", "response": "The defense asserted privacy, privilege and constitutional objections and sought additional discovery and preparation time. The trustee also participated in disputes over subpoenas and a privilege log; those procedural acts do not determine the criminal allegations.", "outcome": "On 8 July 2026 the bankruptcy court granted an agreed motion allowing covered defense expenses under an excess CNA D&O policy up to its limit. The earlier request to restrict $15 million of coverage must not be presented as a final ban on defense funding.", "source_ids": [ "s-d125", "s-d131", "s-d135", "s-d149", "s-d266", "s-d274", "s-d88" ], "entity_ids": [ "e1", "e4" ] }, { "id": "c-role-228", "kind": "attributed", "text": "Tricolor Holdings LLC — JPMorgan Chase Bank, National Association. Capacity: Estate requesting Rule 2004 documents or examination from the counterparty. Period: Source recorded 2026-07-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. A motion, an agreed timetable, a production order and the substantive outcome of a claim are different events. “Senior Preferred Members” is a docket description, not a complete identification of beneficial owners or a finding that preferred equity was universally debt.", "response": "", "outcome": "Later entries matter: the Barclays examination motion was withdrawn on 25 September 2026, without an explanation establishing a merits outcome in the retained entry. The FTI request was resolved by an agreed order on 30 September. An Ares timing stipulation and the 7 October BlackRock status conference are procedural steps, not final liability findings.", "source_ids": [ "s-d131", "s-d132", "s-d320", "s-d7" ], "entity_ids": [ "e1", "e45" ] }, { "id": "c-role-229", "kind": "attributed", "text": "Tricolor Holdings LLC — Barclays Bank PLC. Capacity: Estate requesting Rule 2004 documents or examination from the counterparty. Period: Examination requested July 2026; motion withdrawn 25 September 2026.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. A motion, an agreed timetable, a production order and the substantive outcome of a claim are different events. “Senior Preferred Members” is a docket description, not a complete identification of beneficial owners or a finding that preferred equity was universally debt.", "response": "", "outcome": "Later entries matter: the Barclays examination motion was withdrawn on 25 September 2026, without an explanation establishing a merits outcome in the retained entry. The FTI request was resolved by an agreed order on 30 September. An Ares timing stipulation and the 7 October BlackRock status conference are procedural steps, not final liability findings.", "source_ids": [ "s-d131", "s-d132", "s-d320", "s-d7" ], "entity_ids": [ "e1", "e46" ] }, { "id": "c-role-230", "kind": "attributed", "text": "Tricolor Holdings LLC — AllianceBernstein Securitized Assets Master Fund, L.P.. Capacity: Estate requesting Rule 2004 documents or examination from the counterparty. Period: Source recorded 2026-07-31; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. A motion, an agreed timetable, a production order and the substantive outcome of a claim are different events. “Senior Preferred Members” is a docket description, not a complete identification of beneficial owners or a finding that preferred equity was universally debt.", "response": "", "outcome": "Later entries matter: the Barclays examination motion was withdrawn on 25 September 2026, without an explanation establishing a merits outcome in the retained entry. The FTI request was resolved by an agreed order on 30 September. An Ares timing stipulation and the 7 October BlackRock status conference are procedural steps, not final liability findings.", "source_ids": [ "s-d131", "s-d132", "s-d320", "s-d7" ], "entity_ids": [ "e1", "e80" ] }, { "id": "c-role-231", "kind": "attributed", "text": "Tricolor Holdings LLC — M&T Bank Corporation. Capacity: Estate requesting Rule 2004 documents or examination from the counterparty. Period: Source recorded 2026-07-31; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. A motion, an agreed timetable, a production order and the substantive outcome of a claim are different events. “Senior Preferred Members” is a docket description, not a complete identification of beneficial owners or a finding that preferred equity was universally debt.", "response": "", "outcome": "Later entries matter: the Barclays examination motion was withdrawn on 25 September 2026, without an explanation establishing a merits outcome in the retained entry. The FTI request was resolved by an agreed order on 30 September. An Ares timing stipulation and the 7 October BlackRock status conference are procedural steps, not final liability findings.", "source_ids": [ "s-d131", "s-d132", "s-d320", "s-d7" ], "entity_ids": [ "e1", "e81" ] }, { "id": "c-role-232", "kind": "attributed", "text": "Tricolor Holdings LLC — Crowe LLP. Capacity: Estate requesting Rule 2004 documents or examination from the counterparty. Period: Source recorded 2026-07-20; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. A motion, an agreed timetable, a production order and the substantive outcome of a claim are different events. “Senior Preferred Members” is a docket description, not a complete identification of beneficial owners or a finding that preferred equity was universally debt.", "response": "", "outcome": "Later entries matter: the Barclays examination motion was withdrawn on 25 September 2026, without an explanation establishing a merits outcome in the retained entry. The FTI request was resolved by an agreed order on 30 September. An Ares timing stipulation and the 7 October BlackRock status conference are procedural steps, not final liability findings.", "source_ids": [ "s-d131", "s-d132", "s-d320", "s-d7" ], "entity_ids": [ "e1", "e82" ] }, { "id": "c-role-233", "kind": "attributed", "text": "Tricolor Holdings LLC — Vervent Inc.. Capacity: Group whose portfolio was transferred to the counterparty for successor servicing. Period: Source recorded 2026-08-05; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Different facility transitions and the broader portfolio arrangement should not be reduced to one universal start date. Consumer complaints are accounts of difficulties, not proof of every alleged contractual violation. The retained 2024 Marcella Fox Truth in Lending docket identifies a filed action but does not establish its final outcome. A ruling declining to dismiss the earlier Shen telephone-contact case is not a final merits judgment.", "response": "Vervent states that it was a backup servicer before collapse, with no involvement in Tricolor’s prior origination or servicing. The statement explains its asserted scope of responsibility; it does not decide the pending contract claims.", "outcome": "In the distinct 2015 FTC case, a stipulated judgment against Auto Acceptance imposed an $82,777 civil penalty and permanent requirements for accurate credit-reporting policies and reasonable investigation of direct disputes. The company neither admitted nor denied the allegations except jurisdiction. The California regulator’s retained index lists an April 2019 license-revocation order and a May settlement; the full settlement terms have not been verified here, so no present-license conclusion is inferred.", "source_ids": [ "s-d122", "s-d131", "s-d164", "s-d174", "s-d181", "s-d214", "s-d219", "s-d220", "s-d258", "s-d313", "s-d63", "s-d83", "s-d87" ], "entity_ids": [ "e1", "e53" ] }, { "id": "c-role-234", "kind": "attributed", "text": "Tricolor Holdings LLC — TBK Bank, SSB. Capacity: Debtor or debtor group; counterparty appears as creditor or agent in the docket. Period: Source recorded 2026-07-16; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. A motion, an agreed timetable, a production order and the substantive outcome of a claim are different events. “Senior Preferred Members” is a docket description, not a complete identification of beneficial owners or a finding that preferred equity was universally debt.", "response": "", "outcome": "Later entries matter: the Barclays examination motion was withdrawn on 25 September 2026, without an explanation establishing a merits outcome in the retained entry. The FTI request was resolved by an agreed order on 30 September. An Ares timing stipulation and the 7 October BlackRock status conference are procedural steps, not final liability findings.", "source_ids": [ "s-d131", "s-d132", "s-d320", "s-d7" ], "entity_ids": [ "e1", "e43" ] }, { "id": "c-role-235", "kind": "attributed", "text": "Tricolor Funding SPV 3 LLC — CION Ares Diversified Credit Fund. Capacity: Borrower under the fund’s disclosed first-lien revolving investment. Period: Source recorded 2022-09-30; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The BlackRock brand does not identify every legal fund or make the public parent the direct lender. The 2024 reorganization of the public BlackRock registrant cannot supply the identity of a 2021 investing fund. A contract’s treatment of preferred equity as debt is specific to its definitions. SPV 4 is expressly excluded from the defined BlackRock loan obligation; that is not evidence of a direct loan from BlackRock to SPV 4. CION’s disclosed position does not conclusively identify an anonymous lender in the criminal indictment. BlackRock’s separately disclosed 7.9% Origin Bancorp shareholding is not evidence of coordinated lending decisions.", "response": "", "outcome": "A later retained report says the BlackRock Impact Opportunities fund was being closed to new investments and wound down after Tricolor’s failure. That is a reported fund-management decision, not a finding that the investor participated in fraud.", "source_ids": [ "s-d109", "s-d131", "s-d18", "s-d211", "s-d22", "s-d242", "s-d27", "s-d84", "s-d88" ], "entity_ids": [ "e62", "e63" ] }, { "id": "c-role-236", "kind": "attributed", "text": "Daniel Chu — Tricolor Holdings LLC. Capacity: Executive alleged to control the group’s trust transactions. Period: Source recorded 2026-02-26; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The register preserves dated professional histories and board affiliations, not an assertion that every office continued through or after liquidation. Brooke’s EY role ended in June 2019; Kollar’s nFinanSe office ended on 4 November 2011; joining Equifax in 1999 is not the start of Adams’s later Global Consumer Solutions presidency. A director’s outside employment, investor affiliation or board overlap does not transfer criminal responsibility. Unresolved namesakes and inferred family associations are excluded rather than fused into the graph.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39", "s-d63" ], "entity_ids": [ "e1", "e4" ] }, { "id": "c-role-237", "kind": "attributed", "text": "Jerome A. Kollar — Tricolor Holdings LLC. Capacity: Executive alleged to control the group’s trust transactions. Period: Source recorded 2026-02-26; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The register preserves dated professional histories and board affiliations, not an assertion that every office continued through or after liquidation. Brooke’s EY role ended in June 2019; Kollar’s nFinanSe office ended on 4 November 2011; joining Equifax in 1999 is not the start of Adams’s later Global Consumer Solutions presidency. A director’s outside employment, investor affiliation or board overlap does not transfer criminal responsibility. Unresolved namesakes and inferred family associations are excluded rather than fused into the graph.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39", "s-d63" ], "entity_ids": [ "e1", "e2" ] }, { "id": "c-role-240", "kind": "attributed", "text": "Daniel Chu — Tricolor Funding SPV 5 LLC. Capacity: Accused executive whose superseding charges concern the SPV 5 facility. Period: Source recorded 2026-06-24; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. A scheduled sentencing control date is not evidence that a sentence was imposed. The archive does not establish a final sentence for the cooperating defendants. A court ruling allowing a charge to proceed concerns legal sufficiency, not guilt.", "response": "Chu pleaded not guilty to all eight counts. His June defense letter sought more preparation time after the superseding charges and Goodgame’s cooperation, challenged the reliability and incentives of the cooperators, and said important discovery and potentially exculpatory material remained to be examined. In August his lawyer said many allegations were inaccurate and raised substantial legal questions.", "outcome": "An August 2026 account reports that the judge declined to dismiss the continuing-financial-crimes-enterprise charge and set trial for 25 January 2027. This supersedes the earlier October 2026 setting in the retained docket. No conviction of Chu is established by this archive.", "source_ids": [ "s-d10", "s-d125", "s-d127", "s-d148", "s-d149", "s-d222", "s-d234", "s-d5" ], "entity_ids": [ "e4", "e83" ] }, { "id": "c-role-241", "kind": "attributed", "text": "Wilmington Trust, National Association — Vervent Inc.. Capacity: Co-defendant in the separate investor contract and fiduciary-duty case. Period: Separate investor case; remanded to New York state court 5 June 2026.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. These are distinct legal entities and capacities. Common involvement in several financing stages does not establish participation in fraud. The trustee’s investigation of possible claims and the investors’ litigation also are different proceedings.", "response": "Vervent states that before the collapse it was only backup servicer and did not participate in Tricolor’s loan origination or servicing operations.", "outcome": "The federal court remanded the Wilmington/Vervent case to New York’s state Commercial Division on 5 June 2026. The retained June defense filing describes continued litigation under index 650228/2026, with a summer motion schedule. The dismissal of the bank case does not dispose of these contract and fiduciary claims.", "source_ids": [ "s-d131", "s-d132", "s-d149", "s-d258", "s-d63", "s-d85" ], "entity_ids": [ "e52", "e53" ] }, { "id": "c-role-242", "kind": "attributed", "text": "Wilmington Trust, National Association — Tricolor Holdings LLC. Capacity: Indenture trustee for the securitization trusts identified in the separate investor contract case. Period: Source recorded 2026-06-05; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Recovery allegations are the estate’s claims, not findings that each disputed asset belongs to the estate. A company named Chu Family Investments can be relevant as an identified litigation party without publishing relatives, home addresses or other residential identifiers.", "response": "Chu’s defense disputes his alleged role and challenges the evidential basis of the government’s account. The defense’s June letter explains that the trustee’s adversary case was stayed, while the separate Wilmington/Vervent investor case continued after remand.", "outcome": "The trustee’s adversary proceeding was stayed in June 2026 pending the criminal matter. The Los Angeles docket records dismissal without prejudice on 6 April 2026 as to Chu and Chu Family Investments, after withdrawal of the property notice. That disposition does not establish a merits judgment for either side.", "source_ids": [ "s-d126", "s-d129", "s-d149", "s-d160", "s-d266", "s-d63" ], "entity_ids": [ "e1", "e52" ] }, { "id": "c-role-243", "kind": "attributed", "text": "Anne Elizabeth Burns — Tricolor Auto Group, LLC. Capacity: Chapter 7 trustee of the identified debtor. Period: Source recorded 2025-09-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Joint administration is procedural and does not itself merge all assets, ownership or liabilities. The broad $1–10 billion petition liability bracket is not an audited loss calculation. A party labeled creditor on a docket may hold an asserted or disputed claim; that status is not a final allowance of its amount. TAG Asset Funding and Tricolor Asset Funding are alternative names attached in the retained sources to case 25-33492.", "response": "", "outcome": "The latest retained October account describes approximately 2,100 vehicles still unsold, with title processing obstructing completion. The trustee requested an extension of sales to 30 November and procedures for vehicles without clear title, with a hearing scheduled for 14 October. A requested extension and hearing date are not proof of approval or completed sales.", "source_ids": [ "s-d125", "s-d132", "s-d134", "s-d150", "s-d151", "s-d249", "s-d313", "s-d5", "s-d63", "s-d7", "s-d83", "s-d85", "s-d87", "s-d88", "s-d9" ], "entity_ids": [ "e8", "e12" ] }, { "id": "c-role-244", "kind": "attributed", "text": "Tricolor Auto Group, LLC — Origin Bank. Capacity: Debtor or debtor group; counterparty appears as creditor or agent in the docket. Period: Source recorded 2025-09-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Joint administration is procedural and does not itself merge all assets, ownership or liabilities. The broad $1–10 billion petition liability bracket is not an audited loss calculation. A party labeled creditor on a docket may hold an asserted or disputed claim; that status is not a final allowance of its amount. TAG Asset Funding and Tricolor Asset Funding are alternative names attached in the retained sources to case 25-33492.", "response": "", "outcome": "The latest retained October account describes approximately 2,100 vehicles still unsold, with title processing obstructing completion. The trustee requested an extension of sales to 30 November and procedures for vehicles without clear title, with a hearing scheduled for 14 October. A requested extension and hearing date are not proof of approval or completed sales.", "source_ids": [ "s-d125", "s-d132", "s-d134", "s-d150", "s-d151", "s-d249", "s-d313", "s-d5", "s-d63", "s-d7", "s-d83", "s-d85", "s-d87", "s-d88", "s-d9" ], "entity_ids": [ "e6", "e8" ] }, { "id": "c-role-245", "kind": "attributed", "text": "Tricolor Auto Group, LLC — Wilmington Trust, National Association. Capacity: Debtor or debtor group; counterparty appears as creditor or agent in the docket. Period: Source recorded 2025-09-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Joint administration is procedural and does not itself merge all assets, ownership or liabilities. The broad $1–10 billion petition liability bracket is not an audited loss calculation. A party labeled creditor on a docket may hold an asserted or disputed claim; that status is not a final allowance of its amount. TAG Asset Funding and Tricolor Asset Funding are alternative names attached in the retained sources to case 25-33492.", "response": "", "outcome": "The latest retained October account describes approximately 2,100 vehicles still unsold, with title processing obstructing completion. The trustee requested an extension of sales to 30 November and procedures for vehicles without clear title, with a hearing scheduled for 14 October. A requested extension and hearing date are not proof of approval or completed sales.", "source_ids": [ "s-d125", "s-d132", "s-d134", "s-d150", "s-d151", "s-d249", "s-d313", "s-d5", "s-d63", "s-d7", "s-d83", "s-d85", "s-d87", "s-d88", "s-d9" ], "entity_ids": [ "e8", "e52" ] }, { "id": "c-role-246", "kind": "attributed", "text": "TAG Asset Funding, LLC — Tricolor Holdings LLC. Capacity: Separately named debtor in the jointly administered Chapter 7 cases. Period: Source recorded 2025-09-10; later status not established.", "qualification": "Shared business infrastructure or an address record does not by itself establish ownership or financial control.", "response": "", "outcome": "The latest retained October account describes approximately 2,100 vehicles still unsold, with title processing obstructing completion. The trustee requested an extension of sales to 30 November and procedures for vehicles without clear title, with a hearing scheduled for 14 October. A requested extension and hearing date are not proof of approval or completed sales.", "source_ids": [ "s-d125", "s-d132", "s-d134", "s-d150", "s-d151", "s-d249", "s-d313", "s-d5", "s-d63", "s-d7", "s-d83", "s-d85", "s-d87", "s-d88", "s-d9" ], "entity_ids": [ "e1", "e84" ] }, { "id": "c-role-247", "kind": "attributed", "text": "Anne Elizabeth Burns — TAG Asset Funding, LLC. Capacity: Chapter 7 trustee of the identified debtor. Period: Source recorded 2025-09-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Joint administration is procedural and does not itself merge all assets, ownership or liabilities. The broad $1–10 billion petition liability bracket is not an audited loss calculation. A party labeled creditor on a docket may hold an asserted or disputed claim; that status is not a final allowance of its amount. TAG Asset Funding and Tricolor Asset Funding are alternative names attached in the retained sources to case 25-33492.", "response": "", "outcome": "The latest retained October account describes approximately 2,100 vehicles still unsold, with title processing obstructing completion. The trustee requested an extension of sales to 30 November and procedures for vehicles without clear title, with a hearing scheduled for 14 October. A requested extension and hearing date are not proof of approval or completed sales.", "source_ids": [ "s-d125", "s-d132", "s-d134", "s-d150", "s-d151", "s-d249", "s-d313", "s-d5", "s-d63", "s-d7", "s-d83", "s-d85", "s-d87", "s-d88", "s-d9" ], "entity_ids": [ "e12", "e84" ] }, { "id": "c-role-249", "kind": "attributed", "text": "Tricolor Holdings LLC — TAG Asset Funding, LLC. Capacity: Parent group of a separately named jointly administered debtor; direct level not specified. Period: Source recorded 2026-01-12; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The 2020 ownership representation and the later common-equity statement concern different dates and equity classes. They do not establish that Chu personally owned 100% of Holdings. A Delaware directory entry for Ganas Holdings has not been conclusively reconciled to the subject and is not used as its incorporation number. A 2020 pleading calls Tricolor Auto Group a Texas company, while directory and Texas tax records identify a foreign registration: the unresolved formation discrepancy is retained. Ganas Auto appears both as a brand and as a separately named LLC; a trade name is not enough to merge them. Apoyo Financial is a trade name of Auto Group and also the name of a distinct debtor LLC.", "response": "", "outcome": "", "source_ids": [ "s-d120", "s-d151", "s-d155", "s-d157", "s-d202", "s-d22", "s-d25", "s-d26", "s-d326", "s-d327", "s-d36", "s-d5", "s-d67", "s-d7", "s-d83" ], "entity_ids": [ "e1", "e84" ] }, { "id": "c-role-250", "kind": "attributed", "text": "Ganas Investors, LLC — Tricolor Holdings LLC. Capacity: Holder of all common equity, subject to the separately described preferred interests. Period: Source recorded 2026-10-13; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The 2020 ownership representation and the later common-equity statement concern different dates and equity classes. They do not establish that Chu personally owned 100% of Holdings. A Delaware directory entry for Ganas Holdings has not been conclusively reconciled to the subject and is not used as its incorporation number. A 2020 pleading calls Tricolor Auto Group a Texas company, while directory and Texas tax records identify a foreign registration: the unresolved formation discrepancy is retained. Ganas Auto appears both as a brand and as a separately named LLC; a trade name is not enough to merge them. Apoyo Financial is a trade name of Auto Group and also the name of a distinct debtor LLC.", "response": "", "outcome": "", "source_ids": [ "s-d120", "s-d151", "s-d155", "s-d157", "s-d202", "s-d22", "s-d25", "s-d26", "s-d326", "s-d327", "s-d36", "s-d5", "s-d67", "s-d7", "s-d83" ], "entity_ids": [ "e1", "e15" ] }, { "id": "c-role-251", "kind": "attributed", "text": "Flexi Compras Autos, LLC — Tricolor Holdings LLC. Capacity: Shared business-address record; not proof of ownership. Period: Source recorded 2026-10-13; later status not established.", "qualification": "Shared business infrastructure or an address record does not by itself establish ownership or financial control.", "response": "", "outcome": "", "source_ids": [ "s-d120", "s-d151", "s-d155", "s-d157", "s-d202", "s-d22", "s-d25", "s-d26", "s-d326", "s-d327", "s-d36", "s-d5", "s-d67", "s-d7", "s-d83" ], "entity_ids": [ "e1", "e85" ] }, { "id": "c-role-255", "kind": "attributed", "text": "Daniel Chu — Chu Family Investments LLC. Capacity: Reported owner of the LLC named in the separate recovery action. Period: Source recorded 2025-12-31; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Recovery allegations are the estate’s claims, not findings that each disputed asset belongs to the estate. A company named Chu Family Investments can be relevant as an identified litigation party without publishing relatives, home addresses or other residential identifiers.", "response": "Chu’s defense disputes his alleged role and challenges the evidential basis of the government’s account. The defense’s June letter explains that the trustee’s adversary case was stayed, while the separate Wilmington/Vervent investor case continued after remand.", "outcome": "The trustee’s adversary proceeding was stayed in June 2026 pending the criminal matter. The Los Angeles docket records dismissal without prejudice on 6 April 2026 as to Chu and Chu Family Investments, after withdrawal of the property notice. That disposition does not establish a merits judgment for either side.", "source_ids": [ "s-d126", "s-d129", "s-d149", "s-d160", "s-d266", "s-d63" ], "entity_ids": [ "e4", "e75" ] }, { "id": "c-role-257", "kind": "attributed", "text": "Serent Capital — Tricolor Auto Acceptance, LLC. Capacity: Historical correspondence or registration record routed through Serent. Period: Source recorded 2010-04-01; later status not established.", "qualification": "Shared business infrastructure or an address record does not by itself establish ownership or financial control.", "response": "", "outcome": "", "source_ids": [ "s-d113", "s-d114", "s-d161", "s-d209" ], "entity_ids": [ "e7", "e60" ] }, { "id": "c-role-258", "kind": "attributed", "text": "Nick Brown — Tricolor Holdings LLC. Capacity: Chief risk officer in the dated roster. Period: Recorded from 2020-12; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e1", "e86" ] }, { "id": "c-role-259", "kind": "attributed", "text": "Albert Hoover — Tricolor Holdings LLC. Capacity: Chief corporate development and legal officer in the dated appointment. Period: Recorded from 2020-12; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e1", "e87" ] }, { "id": "c-role-260", "kind": "attributed", "text": "Troy Sterk — Tricolor Holdings LLC. Capacity: Chief supply chain officer in the dated appointment. Period: Recorded from 2020-12; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e1", "e88" ] }, { "id": "c-role-261", "kind": "attributed", "text": "Jennifer Lee — Tricolor Holdings LLC. Capacity: Chief product and strategy officer in the dated announcement. Period: Source recorded 2020-12-03; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e1", "e89" ] }, { "id": "c-role-262", "kind": "attributed", "text": "Stacie Trier — Tricolor Holdings LLC. Capacity: Chief compliance officer in the dated announcement. Period: Source recorded 2020-12-03; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e1", "e90" ] }, { "id": "c-role-263", "kind": "attributed", "text": "Stone Point Capital — Vervent Inc.. Capacity: Manager of funds investing in the servicing company from 2016. Period: Recorded from 2016; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The original SPV 4 facility began with a $100 million lender commitment. Later litigation describes a limit of $777 million and SPV 6’s $250 million limit. Limits, outstanding debt and collateral values are different measures. The indictment anonymizes lenders; named-company matches require independent support. A later stated 70–80% advance rate does not rewrite the original 2020 contract’s 40% credit enhancement, which ordinarily left a 60% advance against the eligible balance. The bankruptcy estate and the non-debtor warehouse companies also have different assets and obligations.", "response": "", "outcome": "", "source_ids": [ "s-d111", "s-d114", "s-d165", "s-d32", "s-d5", "s-d63", "s-d72", "s-d83", "s-d84", "s-d9" ], "entity_ids": [ "e53", "e91" ] }, { "id": "c-role-265", "kind": "attributed", "text": "Vervent Inc. — Tricolor Holdings LLC. Capacity: Servicer participating in objections to borrower motions. Period: Source recorded 2026-01-26; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Different facility transitions and the broader portfolio arrangement should not be reduced to one universal start date. Consumer complaints are accounts of difficulties, not proof of every alleged contractual violation. The retained 2024 Marcella Fox Truth in Lending docket identifies a filed action but does not establish its final outcome. A ruling declining to dismiss the earlier Shen telephone-contact case is not a final merits judgment.", "response": "Vervent states that it was a backup servicer before collapse, with no involvement in Tricolor’s prior origination or servicing. The statement explains its asserted scope of responsibility; it does not decide the pending contract claims.", "outcome": "In the distinct 2015 FTC case, a stipulated judgment against Auto Acceptance imposed an $82,777 civil penalty and permanent requirements for accurate credit-reporting policies and reasonable investigation of direct disputes. The company neither admitted nor denied the allegations except jurisdiction. The California regulator’s retained index lists an April 2019 license-revocation order and a May settlement; the full settlement terms have not been verified here, so no present-license conclusion is inferred.", "source_ids": [ "s-d122", "s-d131", "s-d164", "s-d174", "s-d181", "s-d214", "s-d219", "s-d220", "s-d258", "s-d313", "s-d63", "s-d83", "s-d87" ], "entity_ids": [ "e1", "e53" ] }, { "id": "c-role-266", "kind": "attributed", "text": "Richard E. Anderson — Tricolor Holdings LLC. Capacity: Board director in the dated source; later mandate not established. Period: Source recorded 2024-02-11; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e1", "e40" ] }, { "id": "c-role-267", "kind": "attributed", "text": "Kathryn Petralia — Tricolor Holdings LLC. Capacity: Board director in the dated source; later mandate not established. Period: Recorded from 2020-12; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e1", "e39" ] }, { "id": "c-role-268", "kind": "attributed", "text": "Antonio Garza — Tricolor Holdings LLC. Capacity: Board director in the dated source; later mandate not established. Period: Recorded from 2020-12; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e1", "e38" ] }, { "id": "c-role-269", "kind": "attributed", "text": "J. Dann Adams — Tricolor Holdings LLC. Capacity: Board director in the dated source; later mandate not established. Period: Recorded from 2019-04-30; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e1", "e35" ] }, { "id": "c-role-270", "kind": "attributed", "text": "Tricolor Holdings LLC — Ganas Auto Group. Capacity: Group associated with the California retail brand; brand use does not merge legal entities. Period: Source recorded 2019-04-30; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "", "outcome": "", "source_ids": [ "s-d111", "s-d114", "s-d178", "s-d32", "s-d5", "s-d63", "s-d72", "s-d83", "s-d84", "s-d9" ], "entity_ids": [ "e1", "e26" ] }, { "id": "c-role-271", "kind": "attributed", "text": "Beth A. Brooke — Tricolor Holdings LLC. Capacity: Director and chair of the audit committee in the January 2021 appointment. Period: Recorded from 2021-01-06; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e1", "e37" ] }, { "id": "c-role-272", "kind": "attributed", "text": "Beth A. Brooke — eHealth, Inc.. Capacity: Director of the identified organization in the dated source. Period: Source recorded 2021-01-06; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e37", "e92" ] }, { "id": "c-role-273", "kind": "attributed", "text": "Beth A. Brooke — Beta Bionics, Inc.. Capacity: Director of the identified organization in the dated source. Period: Source recorded 2021-01-06; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e37", "e161" ] }, { "id": "c-role-274", "kind": "attributed", "text": "Beth A. Brooke — SHEEX, Inc.. Capacity: Director of the identified organization in the dated source. Period: Source recorded 2021-01-06; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e37", "e94" ] }, { "id": "c-role-275", "kind": "attributed", "text": "Beth A. Brooke — Ernst & Young. Capacity: Former EY global vice chair for public policy; role ended June 2019. Period: Historical EY leadership; ended June 2019.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e37", "e95" ] }, { "id": "c-role-276", "kind": "attributed", "text": "Christian Donohue — Tricolor Holdings LLC. Capacity: Board director in the dated source; later mandate not established. Period: Source recorded 2026-10-13; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e1", "e33" ] }, { "id": "c-role-277", "kind": "attributed", "text": "Christian Donohue — BlackRock, Inc.. Capacity: Managing director in the global credit business. Period: Source recorded 2026-10-13; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e13", "e33" ] }, { "id": "c-role-279", "kind": "attributed", "text": "Christian Donohue — Euroseas Ltd.. Capacity: Former board director of the identified shipping company. Period: Source recorded 2026-10-13; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e33", "e97" ] }, { "id": "c-role-280", "kind": "attributed", "text": "Christian Donohue — Eurodry Ltd.. Capacity: Former board director of the identified shipping company. Period: Source recorded 2026-10-13; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e33", "e98" ] }, { "id": "c-role-281", "kind": "attributed", "text": "Christian Donohue — Tennenbaum Capital Partners. Capacity: Managing director in the historical 2007–2018 period. Period: 2007–2018.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e33", "e99" ] }, { "id": "c-role-286", "kind": "attributed", "text": "Tricolor Auto Acceptance, LLC — Tricolor Auto Receivables 2 LLC. Capacity: Sponsor and servicer working with the separately identified depositor. Period: Source recorded 2022-04-29; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d111", "s-d202", "s-d38", "s-d5", "s-d57", "s-d63", "s-d78", "s-d85" ], "entity_ids": [ "e7", "e9" ] }, { "id": "c-role-287", "kind": "attributed", "text": "Tricolor Auto Acceptance, LLC — Tricolor Auto Securitization Trust 2022-1. Capacity: Sponsor and servicer of the issuing trust. Period: Source recorded 2022-04-29; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d111", "s-d202", "s-d38", "s-d5", "s-d57", "s-d63", "s-d78", "s-d85" ], "entity_ids": [ "e7", "e100" ] }, { "id": "c-role-291", "kind": "attributed", "text": "Kathryn Petralia — Tricolor Auto Group, LLC. Capacity: Board director in the dated source; later mandate not established. Period: Recorded from 2020; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e8", "e39" ] }, { "id": "c-role-292", "kind": "attributed", "text": "Kathryn Petralia — Tricolor Holdings LLC. Capacity: Board director in the dated source; later mandate not established. Period: Source recorded 2026-10-13; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e1", "e39" ] }, { "id": "c-role-293", "kind": "attributed", "text": "Kathryn Petralia — Kabbage, Inc.. Capacity: Co-founder of Kabbage. Period: Recorded from 2008; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e39", "e103" ] }, { "id": "c-role-295", "kind": "attributed", "text": "Kathryn Petralia — Keep Financial Technologies, Inc.. Capacity: Co-founder of Keep Financial. Period: Recorded from 2022; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e39", "e104" ] }, { "id": "c-role-296", "kind": "attributed", "text": "Kathryn Petralia — PadSplit, Inc.. Capacity: Director of the identified organization in the dated source. Period: Recorded from 2019; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e39", "e105" ] }, { "id": "c-role-297", "kind": "attributed", "text": "Kathryn Petralia — CoreCard Corporation. Capacity: Independent director of CoreCard in the identified dated source. Period: 2022–2025.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e39", "e154" ] }, { "id": "c-role-298", "kind": "attributed", "text": "Kathryn Petralia — Near Intelligence, Inc.. Capacity: Independent director of Near Intelligence in the identified historical record. Period: 2023–2024.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e39", "e107" ] }, { "id": "c-role-299", "kind": "attributed", "text": "Kathryn Petralia — Atlanticus Services Corp.. Capacity: Former corporate-development executive at CompuCredit or its identified successor. Period: Source recorded 2026-10-13; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e39", "e108" ] }, { "id": "c-role-300", "kind": "attributed", "text": "Kathryn Petralia — Castle Creek Capital LLC. Capacity: Advisory board member in the dated directory record. Period: Recorded from 2021; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e39", "e109" ] }, { "id": "c-role-301", "kind": "attributed", "text": "Kathryn Petralia — Tricolor Auto Group, LLC. Capacity: Board director in the dated source; later mandate not established. Period: Recorded from 2020-10-31; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e8", "e39" ] }, { "id": "c-role-302", "kind": "attributed", "text": "Beth A. Brooke — The New York Times Company. Capacity: Director of the identified organization in the dated source. Period: Source recorded 2021-09; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e37", "e110" ] }, { "id": "c-role-303", "kind": "attributed", "text": "Beth A. Brooke — eHealth, Inc.. Capacity: Director of the identified organization in the dated source. Period: Source recorded 2021-09; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e37", "e92" ] }, { "id": "c-role-304", "kind": "attributed", "text": "Beth A. Brooke — SHEEX, Inc.. Capacity: Director of the identified organization in the dated source. Period: Source recorded 2021-09; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e37", "e94" ] }, { "id": "c-role-305", "kind": "attributed", "text": "Beth A. Brooke — Lehigh Valley Health Network. Capacity: Director of the identified organization in the dated source. Period: Source recorded 2021-09; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e37", "e111" ] }, { "id": "c-role-307", "kind": "attributed", "text": "Tricolor Auto Acceptance, LLC — Tricolor Auto Receivables 2 LLC. Capacity: Direct owner of all membership interests. Period: Source recorded 2025-06-02; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The 2020 ownership representation and the later common-equity statement concern different dates and equity classes. They do not establish that Chu personally owned 100% of Holdings. A Delaware directory entry for Ganas Holdings has not been conclusively reconciled to the subject and is not used as its incorporation number. A 2020 pleading calls Tricolor Auto Group a Texas company, while directory and Texas tax records identify a foreign registration: the unresolved formation discrepancy is retained. Ganas Auto appears both as a brand and as a separately named LLC; a trade name is not enough to merge them. Apoyo Financial is a trade name of Auto Group and also the name of a distinct debtor LLC.", "response": "", "outcome": "", "source_ids": [ "s-d120", "s-d151", "s-d155", "s-d157", "s-d202", "s-d22", "s-d25", "s-d26", "s-d326", "s-d327", "s-d36", "s-d5", "s-d67", "s-d7", "s-d83" ], "entity_ids": [ "e7", "e9" ] }, { "id": "c-role-308", "kind": "attributed", "text": "Antonio Garza — Kansas City Southern. Capacity: Director of the identified organization in the dated source. Period: Recorded from 2010; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e38", "e113" ] }, { "id": "c-role-309", "kind": "attributed", "text": "Antonio Garza — White & Case LLP. Capacity: Counsel at White & Case in the dated professional record. Period: Recorded from 2009; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e38", "e114" ] }, { "id": "c-role-310", "kind": "attributed", "text": "Antonio Garza — MoneyGram International. Capacity: Director of the identified organization in the dated source. Period: Source recorded 2023-02-24; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e38", "e115" ] }, { "id": "c-role-311", "kind": "attributed", "text": "Antonio Garza — The Greenbrier Companies, Inc.. Capacity: Director of the identified organization in the dated source. Period: Source recorded 2023-02-24; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e38", "e116" ] }, { "id": "c-role-312", "kind": "attributed", "text": "Antonio Garza — BBVA Compass. Capacity: Former board director of BBVA Compass. Period: Source recorded 2023-02-24; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e38", "e117" ] }, { "id": "c-role-313", "kind": "attributed", "text": "J. Dann Adams — ClearForce, Inc.. Capacity: Director of the identified organization in the dated source. Period: Source recorded 2026-09-27; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e35", "e119" ] }, { "id": "c-role-314", "kind": "attributed", "text": "J. Dann Adams — Moovila. Capacity: Adviser in the dated professional record. Period: Source recorded 2026-09-27; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e35", "e120" ] }, { "id": "c-role-315", "kind": "attributed", "text": "J. Dann Adams — Equifax Inc.. Capacity: Equifax executive; joined in 1999 and held the later consumer-solutions presidency. Period: Joined Equifax in 1999; consumer-solutions presidency recorded from 2015/2016.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e35", "e121" ] }, { "id": "c-role-318", "kind": "attributed", "text": "Fifth Third Bancorp — Fifth Third Bank, National Association. Capacity: Bank holding company identified as parent of the banking subsidiary. Period: Source recorded 2026-09-14; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The bank subsidiary, its public holding company, an administrative-agent role and a lender’s own economic participation are not interchangeable. An anonymous later Renasant reference to a large bankruptcy relationship is insufficient to assign every reported collateral change to Tricolor. Reported exposure, commitment, reserve, charge-off and final recovery must remain separate.", "response": "As of 31 December 2025, TBK believed its collateral adequately secured its outstanding floorplan position, while acknowledging that other creditors asserted competing interests and a court might need to resolve priority. This is inconsistent with treating all Tricolor lender collateral as worthless.", "outcome": "Renasant placed its facility on nonaccrual after the bankruptcy; TBK’s cited year-end account did not report a Tricolor charge-off. The favorable dismissal in the separate noteholder bank lawsuit remains relevant to claims of participation in fraud, but does not allocate collateral in the bankruptcy.", "source_ids": [ "s-d124", "s-d153", "s-d203", "s-d210", "s-d215", "s-d319", "s-d325", "s-d59", "s-d74", "s-d88" ], "entity_ids": [ "e22", "e48" ] }, { "id": "c-role-319", "kind": "attributed", "text": "Fifth Third Bank, National Association — Tricolor Funding SPV 6 LLC. Capacity: Administrative agent and lender for the SPV 6 warehouse facility. Period: Source recorded 2026-09-14; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The bank subsidiary, its public holding company, an administrative-agent role and a lender’s own economic participation are not interchangeable. An anonymous later Renasant reference to a large bankruptcy relationship is insufficient to assign every reported collateral change to Tricolor. Reported exposure, commitment, reserve, charge-off and final recovery must remain separate.", "response": "As of 31 December 2025, TBK believed its collateral adequately secured its outstanding floorplan position, while acknowledging that other creditors asserted competing interests and a court might need to resolve priority. This is inconsistent with treating all Tricolor lender collateral as worthless.", "outcome": "Renasant placed its facility on nonaccrual after the bankruptcy; TBK’s cited year-end account did not report a Tricolor charge-off. The favorable dismissal in the separate noteholder bank lawsuit remains relevant to claims of participation in fraud, but does not allocate collateral in the bankruptcy.", "source_ids": [ "s-d124", "s-d153", "s-d203", "s-d210", "s-d215", "s-d319", "s-d325", "s-d59", "s-d74", "s-d88" ], "entity_ids": [ "e47", "e48" ] }, { "id": "c-role-320", "kind": "attributed", "text": "BlackRock, Inc. — Tricolor Holdings LLC. Capacity: Manager of funds providing convertible preferred capital; minority investment. Period: Source recorded 2026-10-13; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The BlackRock brand does not identify every legal fund or make the public parent the direct lender. The 2024 reorganization of the public BlackRock registrant cannot supply the identity of a 2021 investing fund. A contract’s treatment of preferred equity as debt is specific to its definitions. SPV 4 is expressly excluded from the defined BlackRock loan obligation; that is not evidence of a direct loan from BlackRock to SPV 4. CION’s disclosed position does not conclusively identify an anonymous lender in the criminal indictment. BlackRock’s separately disclosed 7.9% Origin Bancorp shareholding is not evidence of coordinated lending decisions.", "response": "", "outcome": "A later retained report says the BlackRock Impact Opportunities fund was being closed to new investments and wound down after Tricolor’s failure. That is a reported fund-management decision, not a finding that the investor participated in fraud.", "source_ids": [ "s-d109", "s-d131", "s-d18", "s-d211", "s-d22", "s-d242", "s-d27", "s-d84", "s-d88" ], "entity_ids": [ "e1", "e13" ] }, { "id": "c-role-321", "kind": "attributed", "text": "Flexi Compras Autos, LLC — Tricolor Auto Acceptance, LLC. Capacity: Originator transferring receivables to Auto Acceptance. Period: Source recorded 2020-11-13; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Contractual representations of clean title and required UCC filings are not proof that every receivable actually existed, was unencumbered or had a completed filing. The agreement’s minimum 51% Holdings-to-Auto-Acceptance control condition is a covenant, not a measured ownership percentage. A blank release form is not an executed release. The clause naming Chu as key person is a contractual trigger, not ownership by SPV 4 of Chu. The historical document does not establish that every term remained unchanged until collapse.", "response": "In its October 2025 filing, JPMorgan as agent preserved the lenders’ ownership and lien claims, contested the estate’s description of cash and vehicles as estate assets, and supported only specified cash uses subject to protections. The agent acknowledged uncertainty over fictitious and double-pledged loans; an asserted first lien is not a judicial resolution of competing collateral claims.", "outcome": "The agent’s account says Auto Acceptance’s SPV 4 servicing role ended on 5 September 2025 and Vervent succeeded it. It reports $612,748,356 principal outstanding on 15 August 2025. SPV 4 was not one of the jointly administered debtors.", "source_ids": [ "s-d318", "s-d70", "s-d83", "s-d84" ], "entity_ids": [ "e7", "e85" ] }, { "id": "c-role-322", "kind": "attributed", "text": "Flexi Compras Autos, LLC — Tricolor Funding SPV 4 LLC. Capacity: Originator whose receivables could enter the warehouse pool. Period: Source recorded 2020-11-13; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Contractual representations of clean title and required UCC filings are not proof that every receivable actually existed, was unencumbered or had a completed filing. The agreement’s minimum 51% Holdings-to-Auto-Acceptance control condition is a covenant, not a measured ownership percentage. A blank release form is not an executed release. The clause naming Chu as key person is a contractual trigger, not ownership by SPV 4 of Chu. The historical document does not establish that every term remained unchanged until collapse.", "response": "In its October 2025 filing, JPMorgan as agent preserved the lenders’ ownership and lien claims, contested the estate’s description of cash and vehicles as estate assets, and supported only specified cash uses subject to protections. The agent acknowledged uncertainty over fictitious and double-pledged loans; an asserted first lien is not a judicial resolution of competing collateral claims.", "outcome": "The agent’s account says Auto Acceptance’s SPV 4 servicing role ended on 5 September 2025 and Vervent succeeded it. It reports $612,748,356 principal outstanding on 15 August 2025. SPV 4 was not one of the jointly administered debtors.", "source_ids": [ "s-d318", "s-d70", "s-d83", "s-d84" ], "entity_ids": [ "e44", "e85" ] }, { "id": "c-role-325", "kind": "attributed", "text": "Mauricio Delgado — Tricolor Auto Acceptance, LLC. Capacity: Chief executive signing the Auto Acceptance consent judgment in 2015. Period: Recorded from 2015; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "Vervent states that it was a backup servicer before collapse, with no involvement in Tricolor’s prior origination or servicing. The statement explains its asserted scope of responsibility; it does not decide the pending contract claims.", "outcome": "In the distinct 2015 FTC case, a stipulated judgment against Auto Acceptance imposed an $82,777 civil penalty and permanent requirements for accurate credit-reporting policies and reasonable investigation of direct disputes. The company neither admitted nor denied the allegations except jurisdiction. The California regulator’s retained index lists an April 2019 license-revocation order and a May settlement; the full settlement terms have not been verified here, so no present-license conclusion is inferred.", "source_ids": [ "s-d122", "s-d131", "s-d164", "s-d174", "s-d181", "s-d214", "s-d219", "s-d220", "s-d258", "s-d313", "s-d63", "s-d83", "s-d87" ], "entity_ids": [ "e7", "e122" ] }, { "id": "c-role-326", "kind": "attributed", "text": "Tricolor Auto Acceptance, LLC — Federal Trade Commission. Capacity: Respondent in the 2015 credit-reporting consent judgment. Period: Consent judgment 16 September 2015; neither admission nor denial except jurisdiction.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Different facility transitions and the broader portfolio arrangement should not be reduced to one universal start date. Consumer complaints are accounts of difficulties, not proof of every alleged contractual violation. The retained 2024 Marcella Fox Truth in Lending docket identifies a filed action but does not establish its final outcome. A ruling declining to dismiss the earlier Shen telephone-contact case is not a final merits judgment.", "response": "Vervent states that it was a backup servicer before collapse, with no involvement in Tricolor’s prior origination or servicing. The statement explains its asserted scope of responsibility; it does not decide the pending contract claims.", "outcome": "In the distinct 2015 FTC case, a stipulated judgment against Auto Acceptance imposed an $82,777 civil penalty and permanent requirements for accurate credit-reporting policies and reasonable investigation of direct disputes. The company neither admitted nor denied the allegations except jurisdiction. The California regulator’s retained index lists an April 2019 license-revocation order and a May settlement; the full settlement terms have not been verified here, so no present-license conclusion is inferred.", "source_ids": [ "s-d122", "s-d131", "s-d164", "s-d174", "s-d181", "s-d214", "s-d219", "s-d220", "s-d258", "s-d313", "s-d63", "s-d83", "s-d87" ], "entity_ids": [ "e7", "e123" ] }, { "id": "c-role-327", "kind": "attributed", "text": "JPMorgan Chase & Co. — Tricolor Holdings LLC. Capacity: Lender group reporting losses connected with Tricolor. Period: Source recorded 2025-10-14; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The bank subsidiary, its public holding company, an administrative-agent role and a lender’s own economic participation are not interchangeable. An anonymous later Renasant reference to a large bankruptcy relationship is insufficient to assign every reported collateral change to Tricolor. Reported exposure, commitment, reserve, charge-off and final recovery must remain separate.", "response": "As of 31 December 2025, TBK believed its collateral adequately secured its outstanding floorplan position, while acknowledging that other creditors asserted competing interests and a court might need to resolve priority. This is inconsistent with treating all Tricolor lender collateral as worthless.", "outcome": "Renasant placed its facility on nonaccrual after the bankruptcy; TBK’s cited year-end account did not report a Tricolor charge-off. The favorable dismissal in the separate noteholder bank lawsuit remains relevant to claims of participation in fraud, but does not allocate collateral in the bankruptcy.", "source_ids": [ "s-d124", "s-d153", "s-d203", "s-d210", "s-d215", "s-d319", "s-d325", "s-d59", "s-d74", "s-d88" ], "entity_ids": [ "e1", "e23" ] }, { "id": "c-role-328", "kind": "attributed", "text": "Fifth Third Bancorp — Tricolor Holdings LLC. Capacity: Lender group reporting losses connected with Tricolor. Period: Source recorded 2025-10-14; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The bank subsidiary, its public holding company, an administrative-agent role and a lender’s own economic participation are not interchangeable. An anonymous later Renasant reference to a large bankruptcy relationship is insufficient to assign every reported collateral change to Tricolor. Reported exposure, commitment, reserve, charge-off and final recovery must remain separate.", "response": "As of 31 December 2025, TBK believed its collateral adequately secured its outstanding floorplan position, while acknowledging that other creditors asserted competing interests and a court might need to resolve priority. This is inconsistent with treating all Tricolor lender collateral as worthless.", "outcome": "Renasant placed its facility on nonaccrual after the bankruptcy; TBK’s cited year-end account did not report a Tricolor charge-off. The favorable dismissal in the separate noteholder bank lawsuit remains relevant to claims of participation in fraud, but does not allocate collateral in the bankruptcy.", "source_ids": [ "s-d124", "s-d153", "s-d203", "s-d210", "s-d215", "s-d319", "s-d325", "s-d59", "s-d74", "s-d88" ], "entity_ids": [ "e1", "e22" ] }, { "id": "c-role-329", "kind": "attributed", "text": "Tricolor Holdings LLC — Texas Department of Motor Vehicles. Capacity: Group subject to reported motor-vehicle consumer-complaint inquiries. Period: Source recorded 2025-10-07; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Different facility transitions and the broader portfolio arrangement should not be reduced to one universal start date. Consumer complaints are accounts of difficulties, not proof of every alleged contractual violation. The retained 2024 Marcella Fox Truth in Lending docket identifies a filed action but does not establish its final outcome. A ruling declining to dismiss the earlier Shen telephone-contact case is not a final merits judgment.", "response": "Vervent states that it was a backup servicer before collapse, with no involvement in Tricolor’s prior origination or servicing. The statement explains its asserted scope of responsibility; it does not decide the pending contract claims.", "outcome": "In the distinct 2015 FTC case, a stipulated judgment against Auto Acceptance imposed an $82,777 civil penalty and permanent requirements for accurate credit-reporting policies and reasonable investigation of direct disputes. The company neither admitted nor denied the allegations except jurisdiction. The California regulator’s retained index lists an April 2019 license-revocation order and a May settlement; the full settlement terms have not been verified here, so no present-license conclusion is inferred.", "source_ids": [ "s-d122", "s-d131", "s-d164", "s-d174", "s-d181", "s-d214", "s-d219", "s-d220", "s-d258", "s-d313", "s-d63", "s-d83", "s-d87" ], "entity_ids": [ "e1", "e124" ] }, { "id": "c-role-330", "kind": "attributed", "text": "Tricolor Holdings LLC — Ganas Auto Group. Capacity: Parent group according to the identified report; brand and legal entity require distinction. Period: Source recorded 2025-09-29; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Different facility transitions and the broader portfolio arrangement should not be reduced to one universal start date. Consumer complaints are accounts of difficulties, not proof of every alleged contractual violation. The retained 2024 Marcella Fox Truth in Lending docket identifies a filed action but does not establish its final outcome. A ruling declining to dismiss the earlier Shen telephone-contact case is not a final merits judgment.", "response": "Vervent states that it was a backup servicer before collapse, with no involvement in Tricolor’s prior origination or servicing. The statement explains its asserted scope of responsibility; it does not decide the pending contract claims.", "outcome": "In the distinct 2015 FTC case, a stipulated judgment against Auto Acceptance imposed an $82,777 civil penalty and permanent requirements for accurate credit-reporting policies and reasonable investigation of direct disputes. The company neither admitted nor denied the allegations except jurisdiction. The California regulator’s retained index lists an April 2019 license-revocation order and a May settlement; the full settlement terms have not been verified here, so no present-license conclusion is inferred.", "source_ids": [ "s-d122", "s-d131", "s-d164", "s-d174", "s-d181", "s-d214", "s-d219", "s-d220", "s-d258", "s-d313", "s-d63", "s-d83", "s-d87" ], "entity_ids": [ "e1", "e26" ] }, { "id": "c-role-331", "kind": "attributed", "text": "Tricolor Holdings LLC — BlackRock, Inc.. Capacity: Group receiving a reported social-impact fund investment. Period: Source recorded 2022-11-11; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The original SPV 4 facility began with a $100 million lender commitment. Later litigation describes a limit of $777 million and SPV 6’s $250 million limit. Limits, outstanding debt and collateral values are different measures. The indictment anonymizes lenders; named-company matches require independent support. A later stated 70–80% advance rate does not rewrite the original 2020 contract’s 40% credit enhancement, which ordinarily left a 60% advance against the eligible balance. The bankruptcy estate and the non-debtor warehouse companies also have different assets and obligations.", "response": "", "outcome": "", "source_ids": [ "s-d111", "s-d114", "s-d221", "s-d32", "s-d5", "s-d63", "s-d72", "s-d83", "s-d84", "s-d9" ], "entity_ids": [ "e1", "e13" ] }, { "id": "c-role-332", "kind": "attributed", "text": "Daniel Chu — David Goodgame. Capacity: Originally co-accused; Goodgame pleaded guilty and Chu remains not guilty. Period: Original December 2025 charges; Goodgame pleaded guilty 24 June 2026; Chu pleaded not guilty.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "Chu pleaded not guilty to all eight counts. His June defense letter sought more preparation time after the superseding charges and Goodgame’s cooperation, challenged the reliability and incentives of the cooperators, and said important discovery and potentially exculpatory material remained to be examined. In August his lawyer said many allegations were inaccurate and raised substantial legal questions.", "outcome": "An August 2026 account reports that the judge declined to dismiss the continuing-financial-crimes-enterprise charge and set trial for 25 January 2027. This supersedes the earlier October 2026 setting in the retained docket. No conviction of Chu is established by this archive.", "source_ids": [ "s-d10", "s-d125", "s-d127", "s-d148", "s-d149", "s-d222", "s-d234", "s-d5" ], "entity_ids": [ "e4", "e25" ] }, { "id": "c-role-333", "kind": "attributed", "text": "Tricolor Funding SPV 4 LLC — Daniel Chu. Capacity: Warehouse vehicle subject to the covenant naming Chu as key executive. Period: Recorded from 2020-11-13; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Contractual representations of clean title and required UCC filings are not proof that every receivable actually existed, was unencumbered or had a completed filing. The agreement’s minimum 51% Holdings-to-Auto-Acceptance control condition is a covenant, not a measured ownership percentage. A blank release form is not an executed release. The clause naming Chu as key person is a contractual trigger, not ownership by SPV 4 of Chu. The historical document does not establish that every term remained unchanged until collapse.", "response": "In its October 2025 filing, JPMorgan as agent preserved the lenders’ ownership and lien claims, contested the estate’s description of cash and vehicles as estate assets, and supported only specified cash uses subject to protections. The agent acknowledged uncertainty over fictitious and double-pledged loans; an asserted first lien is not a judicial resolution of competing collateral claims.", "outcome": "The agent’s account says Auto Acceptance’s SPV 4 servicing role ended on 5 September 2025 and Vervent succeeded it. It reports $612,748,356 principal outstanding on 15 August 2025. SPV 4 was not one of the jointly administered debtors.", "source_ids": [ "s-d318", "s-d70", "s-d83", "s-d84" ], "entity_ids": [ "e4", "e44" ] }, { "id": "c-role-335", "kind": "attributed", "text": "Tricolor Funding SPV 4 LLC — KLDL, LLC. Capacity: Party to the letter agreement identified in the warehouse contract. Period: Recorded from 2020-11-13; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Contractual representations of clean title and required UCC filings are not proof that every receivable actually existed, was unencumbered or had a completed filing. The agreement’s minimum 51% Holdings-to-Auto-Acceptance control condition is a covenant, not a measured ownership percentage. A blank release form is not an executed release. The clause naming Chu as key person is a contractual trigger, not ownership by SPV 4 of Chu. The historical document does not establish that every term remained unchanged until collapse.", "response": "In its October 2025 filing, JPMorgan as agent preserved the lenders’ ownership and lien claims, contested the estate’s description of cash and vehicles as estate assets, and supported only specified cash uses subject to protections. The agent acknowledged uncertainty over fictitious and double-pledged loans; an asserted first lien is not a judicial resolution of competing collateral claims.", "outcome": "The agent’s account says Auto Acceptance’s SPV 4 servicing role ended on 5 September 2025 and Vervent succeeded it. It reports $612,748,356 principal outstanding on 15 August 2025. SPV 4 was not one of the jointly administered debtors.", "source_ids": [ "s-d318", "s-d70", "s-d83", "s-d84" ], "entity_ids": [ "e44", "e125" ] }, { "id": "c-role-336", "kind": "attributed", "text": "Tricolor Auto Acceptance, LLC — JPMorgan Chase Bank, National Association. Capacity: Pledgor granting security to the administrative agent for the secured parties. Period: Source recorded 2020-11-13; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Contractual representations of clean title and required UCC filings are not proof that every receivable actually existed, was unencumbered or had a completed filing. The agreement’s minimum 51% Holdings-to-Auto-Acceptance control condition is a covenant, not a measured ownership percentage. A blank release form is not an executed release. The clause naming Chu as key person is a contractual trigger, not ownership by SPV 4 of Chu. The historical document does not establish that every term remained unchanged until collapse.", "response": "In its October 2025 filing, JPMorgan as agent preserved the lenders’ ownership and lien claims, contested the estate’s description of cash and vehicles as estate assets, and supported only specified cash uses subject to protections. The agent acknowledged uncertainty over fictitious and double-pledged loans; an asserted first lien is not a judicial resolution of competing collateral claims.", "outcome": "The agent’s account says Auto Acceptance’s SPV 4 servicing role ended on 5 September 2025 and Vervent succeeded it. It reports $612,748,356 principal outstanding on 15 August 2025. SPV 4 was not one of the jointly administered debtors.", "source_ids": [ "s-d318", "s-d70", "s-d83", "s-d84" ], "entity_ids": [ "e7", "e45" ] }, { "id": "c-role-337", "kind": "attributed", "text": "Tricolor Auto Acceptance, LLC — Wells Fargo Bank, National Association. Capacity: Account customer; Wells Fargo is the master collection account bank. Period: Source recorded 2020-11-13; later status not established.", "qualification": "Shared business infrastructure or an address record does not by itself establish ownership or financial control.", "response": "In its October 2025 filing, JPMorgan as agent preserved the lenders’ ownership and lien claims, contested the estate’s description of cash and vehicles as estate assets, and supported only specified cash uses subject to protections. The agent acknowledged uncertainty over fictitious and double-pledged loans; an asserted first lien is not a judicial resolution of competing collateral claims.", "outcome": "The agent’s account says Auto Acceptance’s SPV 4 servicing role ended on 5 September 2025 and Vervent succeeded it. It reports $612,748,356 principal outstanding on 15 August 2025. SPV 4 was not one of the jointly administered debtors.", "source_ids": [ "s-d318", "s-d70", "s-d83", "s-d84" ], "entity_ids": [ "e7", "e126" ] }, { "id": "c-role-338", "kind": "attributed", "text": "Tricolor Auto Acceptance, LLC — Tricolor Funding SPV 4 LLC. Capacity: Pledgor supporting the warehouse borrower’s obligations. Period: Source recorded 2020-11-13; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Contractual representations of clean title and required UCC filings are not proof that every receivable actually existed, was unencumbered or had a completed filing. The agreement’s minimum 51% Holdings-to-Auto-Acceptance control condition is a covenant, not a measured ownership percentage. A blank release form is not an executed release. The clause naming Chu as key person is a contractual trigger, not ownership by SPV 4 of Chu. The historical document does not establish that every term remained unchanged until collapse.", "response": "In its October 2025 filing, JPMorgan as agent preserved the lenders’ ownership and lien claims, contested the estate’s description of cash and vehicles as estate assets, and supported only specified cash uses subject to protections. The agent acknowledged uncertainty over fictitious and double-pledged loans; an asserted first lien is not a judicial resolution of competing collateral claims.", "outcome": "The agent’s account says Auto Acceptance’s SPV 4 servicing role ended on 5 September 2025 and Vervent succeeded it. It reports $612,748,356 principal outstanding on 15 August 2025. SPV 4 was not one of the jointly administered debtors.", "source_ids": [ "s-d318", "s-d70", "s-d83", "s-d84" ], "entity_ids": [ "e7", "e44" ] }, { "id": "c-role-341", "kind": "attributed", "text": "Tricolor Funding SPV 4 LLC — Tricolor Auto Group, LLC. Capacity: Warehouse purchaser of originated receivables through the contractual transfer chain. Period: Source recorded 2020-11-13; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Contractual representations of clean title and required UCC filings are not proof that every receivable actually existed, was unencumbered or had a completed filing. The agreement’s minimum 51% Holdings-to-Auto-Acceptance control condition is a covenant, not a measured ownership percentage. A blank release form is not an executed release. The clause naming Chu as key person is a contractual trigger, not ownership by SPV 4 of Chu. The historical document does not establish that every term remained unchanged until collapse.", "response": "In its October 2025 filing, JPMorgan as agent preserved the lenders’ ownership and lien claims, contested the estate’s description of cash and vehicles as estate assets, and supported only specified cash uses subject to protections. The agent acknowledged uncertainty over fictitious and double-pledged loans; an asserted first lien is not a judicial resolution of competing collateral claims.", "outcome": "The agent’s account says Auto Acceptance’s SPV 4 servicing role ended on 5 September 2025 and Vervent succeeded it. It reports $612,748,356 principal outstanding on 15 August 2025. SPV 4 was not one of the jointly administered debtors.", "source_ids": [ "s-d318", "s-d70", "s-d83", "s-d84" ], "entity_ids": [ "e8", "e44" ] }, { "id": "c-role-342", "kind": "attributed", "text": "Tricolor Funding SPV 4 LLC — Tricolor California Auto Group. Capacity: Warehouse purchaser of originated receivables through the contractual transfer chain. Period: Source recorded 2020-11-13; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Contractual representations of clean title and required UCC filings are not proof that every receivable actually existed, was unencumbered or had a completed filing. The agreement’s minimum 51% Holdings-to-Auto-Acceptance control condition is a covenant, not a measured ownership percentage. A blank release form is not an executed release. The clause naming Chu as key person is a contractual trigger, not ownership by SPV 4 of Chu. The historical document does not establish that every term remained unchanged until collapse.", "response": "In its October 2025 filing, JPMorgan as agent preserved the lenders’ ownership and lien claims, contested the estate’s description of cash and vehicles as estate assets, and supported only specified cash uses subject to protections. The agent acknowledged uncertainty over fictitious and double-pledged loans; an asserted first lien is not a judicial resolution of competing collateral claims.", "outcome": "The agent’s account says Auto Acceptance’s SPV 4 servicing role ended on 5 September 2025 and Vervent succeeded it. It reports $612,748,356 principal outstanding on 15 August 2025. SPV 4 was not one of the jointly administered debtors.", "source_ids": [ "s-d318", "s-d70", "s-d83", "s-d84" ], "entity_ids": [ "e20", "e44" ] }, { "id": "c-role-343", "kind": "attributed", "text": "Tricolor Funding SPV 4 LLC — Flexi Compras Autos, LLC. Capacity: Warehouse purchaser of originated receivables through the contractual transfer chain. Period: Source recorded 2020-11-13; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Contractual representations of clean title and required UCC filings are not proof that every receivable actually existed, was unencumbered or had a completed filing. The agreement’s minimum 51% Holdings-to-Auto-Acceptance control condition is a covenant, not a measured ownership percentage. A blank release form is not an executed release. The clause naming Chu as key person is a contractual trigger, not ownership by SPV 4 of Chu. The historical document does not establish that every term remained unchanged until collapse.", "response": "In its October 2025 filing, JPMorgan as agent preserved the lenders’ ownership and lien claims, contested the estate’s description of cash and vehicles as estate assets, and supported only specified cash uses subject to protections. The agent acknowledged uncertainty over fictitious and double-pledged loans; an asserted first lien is not a judicial resolution of competing collateral claims.", "outcome": "The agent’s account says Auto Acceptance’s SPV 4 servicing role ended on 5 September 2025 and Vervent succeeded it. It reports $612,748,356 principal outstanding on 15 August 2025. SPV 4 was not one of the jointly administered debtors.", "source_ids": [ "s-d318", "s-d70", "s-d83", "s-d84" ], "entity_ids": [ "e44", "e85" ] }, { "id": "c-role-347", "kind": "attributed", "text": "Mauricio Delgado — Tricolor Auto Group, LLC. Capacity: Former chief executive, as recorded in the directory snapshot. Period: Ended by 2015-12-31.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e8", "e122" ] }, { "id": "c-role-348", "kind": "attributed", "text": "Mauricio Delgado — Semantic Sciences, Inc.. Capacity: Founder of Semantic Sciences. Period: Recorded from 2003; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e122", "e128" ] }, { "id": "c-role-349", "kind": "attributed", "text": "Mauricio Delgado — Highland Capital Management LP. Capacity: Former director of the identified investment organization. Period: Source recorded 2026-10-13; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e122", "e129" ] }, { "id": "c-role-350", "kind": "attributed", "text": "Mauricio Delgado — Lehman Brothers Asset Management LLC. Capacity: Former vice president in the asset-management business. Period: Source recorded 2026-10-13; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e122", "e130" ] }, { "id": "c-role-351", "kind": "attributed", "text": "Mauricio Delgado — Cityfunds I LLC. Capacity: Former chief financial officer. Period: Source recorded 2026-10-13; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e122", "e131" ] }, { "id": "c-role-352", "kind": "attributed", "text": "Mauricio Delgado — Legato Systems, Inc.. Capacity: Former principal of the identified technology company. Period: Source recorded 2026-10-13; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e122", "e132" ] }, { "id": "c-role-353", "kind": "attributed", "text": "Antonio Garza — Tricolor Holdings LLC. Capacity: Board director in the dated source; later mandate not established. Period: Source recorded 2023-02-24; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e1", "e38" ] }, { "id": "c-role-358", "kind": "attributed", "text": "Tricolor Auto Receivables 2 LLC — Tricolor Auto Securitization Trust 2023-1. Capacity: Depositor for the identified trust issuance. Period: Source recorded 2023-02-09; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d111", "s-d202", "s-d38", "s-d5", "s-d57", "s-d63", "s-d78", "s-d85" ], "entity_ids": [ "e9", "e56" ] }, { "id": "c-role-359", "kind": "attributed", "text": "Tricolor Auto Acceptance, LLC — Tricolor Auto Securitization Trust 2023-1. Capacity: Sponsor and servicer of the issuing trust. Period: Source recorded 2023-02-09; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d111", "s-d202", "s-d38", "s-d5", "s-d57", "s-d63", "s-d78", "s-d85" ], "entity_ids": [ "e7", "e56" ] }, { "id": "c-role-360", "kind": "attributed", "text": "J.P. Morgan Securities LLC — Tricolor Auto Securitization Trust 2023-1. Capacity: Bookrunner and structuring agent for the identified issuance. Period: Source recorded 2023-02-09; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d111", "s-d202", "s-d38", "s-d5", "s-d57", "s-d63", "s-d78", "s-d85" ], "entity_ids": [ "e49", "e56" ] }, { "id": "c-role-361", "kind": "attributed", "text": "Barclays Capital Inc. — Tricolor Auto Securitization Trust 2023-1. Capacity: Co-manager for the identified issuance. Period: Source recorded 2023-02-09; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d111", "s-d202", "s-d38", "s-d5", "s-d57", "s-d63", "s-d78", "s-d85" ], "entity_ids": [ "e50", "e56" ] }, { "id": "c-role-362", "kind": "attributed", "text": "Fifth Third Securities, Inc. — Tricolor Auto Securitization Trust 2023-1. Capacity: Co-manager for the identified issuance. Period: Source recorded 2023-02-09; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d111", "s-d202", "s-d38", "s-d5", "s-d57", "s-d63", "s-d78", "s-d85" ], "entity_ids": [ "e51", "e56" ] }, { "id": "c-role-363", "kind": "attributed", "text": "Tricolor Auto Receivables 2 LLC — Tricolor Auto Securitization Trust 2024-1. Capacity: Depositor for the identified trust issuance. Period: Source recorded 2024-01-25; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d111", "s-d202", "s-d38", "s-d5", "s-d57", "s-d63", "s-d78", "s-d85" ], "entity_ids": [ "e9", "e133" ] }, { "id": "c-role-364", "kind": "attributed", "text": "Tricolor Auto Acceptance, LLC — Tricolor Auto Securitization Trust 2024-1. Capacity: Sponsor and servicer of the issuing trust. Period: Source recorded 2024-01-25; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d111", "s-d202", "s-d38", "s-d5", "s-d57", "s-d63", "s-d78", "s-d85" ], "entity_ids": [ "e7", "e133" ] }, { "id": "c-role-365", "kind": "attributed", "text": "Barclays Capital Inc. — Tricolor Auto Securitization Trust 2024-1. Capacity: Bookrunner and structuring agent for the identified issuance. Period: Source recorded 2024-01-25; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d111", "s-d202", "s-d38", "s-d5", "s-d57", "s-d63", "s-d78", "s-d85" ], "entity_ids": [ "e50", "e133" ] }, { "id": "c-role-366", "kind": "attributed", "text": "J.P. Morgan Securities LLC — Tricolor Auto Securitization Trust 2024-1. Capacity: Joint bookrunner for the identified issuance. Period: Source recorded 2024-01-25; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d111", "s-d202", "s-d38", "s-d5", "s-d57", "s-d63", "s-d78", "s-d85" ], "entity_ids": [ "e49", "e133" ] }, { "id": "c-role-367", "kind": "attributed", "text": "Tricolor Auto Receivables 2 LLC — Tricolor Auto Securitization Trust 2024-2. Capacity: Depositor for the identified trust issuance. Period: Source recorded 2024-05-14; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d111", "s-d202", "s-d38", "s-d5", "s-d57", "s-d63", "s-d78", "s-d85" ], "entity_ids": [ "e9", "e134" ] }, { "id": "c-role-368", "kind": "attributed", "text": "Tricolor Auto Acceptance, LLC — Tricolor Auto Securitization Trust 2024-2. Capacity: Sponsor and servicer of the issuing trust. Period: Source recorded 2024-05-14; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d111", "s-d202", "s-d38", "s-d5", "s-d57", "s-d63", "s-d78", "s-d85" ], "entity_ids": [ "e7", "e134" ] }, { "id": "c-role-369", "kind": "attributed", "text": "J.P. Morgan Securities LLC — Tricolor Auto Securitization Trust 2024-2. Capacity: Bookrunner for the identified issuance. Period: Source recorded 2024-05-14; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d111", "s-d202", "s-d38", "s-d5", "s-d57", "s-d63", "s-d78", "s-d85" ], "entity_ids": [ "e49", "e134" ] }, { "id": "c-role-370", "kind": "attributed", "text": "Barclays Capital Inc. — Tricolor Auto Securitization Trust 2024-2. Capacity: Joint bookrunner for the identified issuance. Period: Source recorded 2024-05-14; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d111", "s-d202", "s-d38", "s-d5", "s-d57", "s-d63", "s-d78", "s-d85" ], "entity_ids": [ "e50", "e134" ] }, { "id": "c-role-371", "kind": "attributed", "text": "Fifth Third Securities, Inc. — Tricolor Auto Securitization Trust 2024-2. Capacity: Co-manager for the identified issuance. Period: Source recorded 2024-05-14; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d111", "s-d202", "s-d38", "s-d5", "s-d57", "s-d63", "s-d78", "s-d85" ], "entity_ids": [ "e51", "e134" ] }, { "id": "c-role-372", "kind": "attributed", "text": "Tricolor Auto Acceptance, LLC — Tricolor Auto Securitization Trust 2024-3. Capacity: Sponsor and servicer of the issuing trust. Period: Source recorded 2024-10-07; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d111", "s-d202", "s-d38", "s-d5", "s-d57", "s-d63", "s-d78", "s-d85" ], "entity_ids": [ "e7", "e135" ] }, { "id": "c-role-373", "kind": "attributed", "text": "Tricolor Auto Receivables 2 LLC — Tricolor Auto Securitization Trust 2024-3. Capacity: Depositor for the identified trust issuance. Period: Source recorded 2024-10-07; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d111", "s-d202", "s-d38", "s-d5", "s-d57", "s-d63", "s-d78", "s-d85" ], "entity_ids": [ "e9", "e135" ] }, { "id": "c-role-374", "kind": "attributed", "text": "Tricolor Auto Acceptance, LLC — Tricolor Auto Securitization Trust 2025-1. Capacity: Sponsor and servicer of the issuing trust. Period: Source recorded 2025-03-11; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d111", "s-d202", "s-d38", "s-d5", "s-d57", "s-d63", "s-d78", "s-d85" ], "entity_ids": [ "e7", "e136" ] }, { "id": "c-role-375", "kind": "attributed", "text": "Tricolor Auto Receivables 2 LLC — Tricolor Auto Securitization Trust 2025-1. Capacity: Depositor for the identified trust issuance. Period: Source recorded 2025-03-11; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d111", "s-d202", "s-d38", "s-d5", "s-d57", "s-d63", "s-d78", "s-d85" ], "entity_ids": [ "e9", "e136" ] }, { "id": "c-role-376", "kind": "attributed", "text": "J.P. Morgan Securities LLC — Tricolor Auto Securitization Trust 2025-1. Capacity: Bookrunner for the identified issuance. Period: Source recorded 2025-03-11; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d111", "s-d202", "s-d38", "s-d5", "s-d57", "s-d63", "s-d78", "s-d85" ], "entity_ids": [ "e49", "e136" ] }, { "id": "c-role-377", "kind": "attributed", "text": "Tricolor Auto Receivables 2 LLC — Tricolor Auto Securitization Trust 2025-2. Capacity: Depositor transferring receivables to the issuing trust. Period: Source recorded 2025-06-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d111", "s-d202", "s-d38", "s-d5", "s-d57", "s-d63", "s-d78", "s-d85" ], "entity_ids": [ "e9", "e10" ] }, { "id": "c-role-378", "kind": "attributed", "text": "Tricolor Auto Acceptance, LLC — Tricolor Auto Securitization Trust 2025-2. Capacity: Sponsor and servicer of the issuing trust. Period: Source recorded 2025-06-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d111", "s-d202", "s-d38", "s-d5", "s-d57", "s-d63", "s-d78", "s-d85" ], "entity_ids": [ "e7", "e10" ] }, { "id": "c-role-379", "kind": "attributed", "text": "Barclays Capital Inc. — Tricolor Auto Securitization Trust 2025-2. Capacity: Bookrunner and structuring agent for the identified issuance. Period: Source recorded 2025-06-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d111", "s-d202", "s-d38", "s-d5", "s-d57", "s-d63", "s-d78", "s-d85" ], "entity_ids": [ "e10", "e50" ] }, { "id": "c-role-380", "kind": "attributed", "text": "J.P. Morgan Securities LLC — Tricolor Auto Securitization Trust 2025-2. Capacity: Joint bookrunner for the identified issuance. Period: Source recorded 2025-06-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d111", "s-d202", "s-d38", "s-d5", "s-d57", "s-d63", "s-d78", "s-d85" ], "entity_ids": [ "e10", "e49" ] }, { "id": "c-role-381", "kind": "attributed", "text": "Fifth Third Securities, Inc. — Tricolor Auto Securitization Trust 2025-2. Capacity: Co-manager for the identified issuance. Period: Source recorded 2025-06-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d111", "s-d202", "s-d38", "s-d5", "s-d57", "s-d63", "s-d78", "s-d85" ], "entity_ids": [ "e10", "e51" ] }, { "id": "c-role-383", "kind": "attributed", "text": "Kathryn Petralia — PadSplit, Inc.. Capacity: Director of the identified organization in the dated source. Period: Source recorded 2020-12-07; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e39", "e105" ] }, { "id": "c-role-384", "kind": "attributed", "text": "Kathryn Petralia — CARE USA. Capacity: Director of the identified organization in the dated source. Period: Source recorded 2020-12-07; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e39", "e137" ] }, { "id": "c-role-385", "kind": "attributed", "text": "Antonio Garza — Kansas City Southern. Capacity: Director of the identified organization in the dated source. Period: Source recorded 2020-12-07; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e38", "e113" ] }, { "id": "c-role-386", "kind": "attributed", "text": "Antonio Garza — MoneyGram International. Capacity: Director of the identified organization in the dated source. Period: Source recorded 2020-12-07; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e38", "e115" ] }, { "id": "c-role-387", "kind": "attributed", "text": "Antonio Garza — Southern Methodist University. Capacity: Trustee of the university in the dated biography. Period: Source recorded 2020-12-07; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e38", "e138" ] }, { "id": "c-role-388", "kind": "attributed", "text": "Antonio Garza — BBVA Compass. Capacity: Former board director of BBVA Compass. Period: Source recorded 2020-12-07; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e38", "e117" ] }, { "id": "c-role-389", "kind": "attributed", "text": "BlackRock, Inc. — Tricolor Holdings LLC. Capacity: Manager of funds providing convertible preferred capital; minority investment. Period: Source recorded 2025-11-07; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The BlackRock brand does not identify every legal fund or make the public parent the direct lender. The 2024 reorganization of the public BlackRock registrant cannot supply the identity of a 2021 investing fund. A contract’s treatment of preferred equity as debt is specific to its definitions. SPV 4 is expressly excluded from the defined BlackRock loan obligation; that is not evidence of a direct loan from BlackRock to SPV 4. CION’s disclosed position does not conclusively identify an anonymous lender in the criminal indictment. BlackRock’s separately disclosed 7.9% Origin Bancorp shareholding is not evidence of coordinated lending decisions.", "response": "", "outcome": "A later retained report says the BlackRock Impact Opportunities fund was being closed to new investments and wound down after Tricolor’s failure. That is a reported fund-management decision, not a finding that the investor participated in fraud.", "source_ids": [ "s-d109", "s-d131", "s-d18", "s-d211", "s-d22", "s-d242", "s-d27", "s-d84", "s-d88" ], "entity_ids": [ "e1", "e13" ] }, { "id": "c-role-392", "kind": "attributed", "text": "Beth A. Brooke — eHealth, Inc.. Capacity: Director of the identified organization in the dated source. Period: Source recorded 2026-10-13; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e37", "e92" ] }, { "id": "c-role-393", "kind": "attributed", "text": "SMBC Nikko Securities America, Inc. — Tricolor Holdings LLC. Capacity: Organization appearing as creditor in the bankruptcy docket. Period: Source recorded 2026-10-13; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Joint administration is procedural and does not itself merge all assets, ownership or liabilities. The broad $1–10 billion petition liability bracket is not an audited loss calculation. A party labeled creditor on a docket may hold an asserted or disputed claim; that status is not a final allowance of its amount. TAG Asset Funding and Tricolor Asset Funding are alternative names attached in the retained sources to case 25-33492.", "response": "", "outcome": "The latest retained October account describes approximately 2,100 vehicles still unsold, with title processing obstructing completion. The trustee requested an extension of sales to 30 November and procedures for vehicles without clear title, with a hearing scheduled for 14 October. A requested extension and hearing date are not proof of approval or completed sales.", "source_ids": [ "s-d125", "s-d132", "s-d134", "s-d150", "s-d151", "s-d249", "s-d313", "s-d5", "s-d63", "s-d7", "s-d83", "s-d85", "s-d87", "s-d88", "s-d9" ], "entity_ids": [ "e1", "e139" ] }, { "id": "c-role-394", "kind": "attributed", "text": "Mauricio Delgado — Tricolor Holdings LLC. Capacity: Person appearing as creditor in the bankruptcy docket. Period: Source recorded 2026-10-13; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Joint administration is procedural and does not itself merge all assets, ownership or liabilities. The broad $1–10 billion petition liability bracket is not an audited loss calculation. A party labeled creditor on a docket may hold an asserted or disputed claim; that status is not a final allowance of its amount. TAG Asset Funding and Tricolor Asset Funding are alternative names attached in the retained sources to case 25-33492.", "response": "", "outcome": "The latest retained October account describes approximately 2,100 vehicles still unsold, with title processing obstructing completion. The trustee requested an extension of sales to 30 November and procedures for vehicles without clear title, with a hearing scheduled for 14 October. A requested extension and hearing date are not proof of approval or completed sales.", "source_ids": [ "s-d125", "s-d132", "s-d134", "s-d150", "s-d151", "s-d249", "s-d313", "s-d5", "s-d63", "s-d7", "s-d83", "s-d85", "s-d87", "s-d88", "s-d9" ], "entity_ids": [ "e1", "e122" ] }, { "id": "c-role-395", "kind": "attributed", "text": "Jerome A. Kollar — Tricolor Holdings LLC. Capacity: Interested party in the bankruptcy docket. Period: Source recorded 2026-10-13; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Joint administration is procedural and does not itself merge all assets, ownership or liabilities. The broad $1–10 billion petition liability bracket is not an audited loss calculation. A party labeled creditor on a docket may hold an asserted or disputed claim; that status is not a final allowance of its amount. TAG Asset Funding and Tricolor Asset Funding are alternative names attached in the retained sources to case 25-33492.", "response": "", "outcome": "The latest retained October account describes approximately 2,100 vehicles still unsold, with title processing obstructing completion. The trustee requested an extension of sales to 30 November and procedures for vehicles without clear title, with a hearing scheduled for 14 October. A requested extension and hearing date are not proof of approval or completed sales.", "source_ids": [ "s-d125", "s-d132", "s-d134", "s-d150", "s-d151", "s-d249", "s-d313", "s-d5", "s-d63", "s-d7", "s-d83", "s-d85", "s-d87", "s-d88", "s-d9" ], "entity_ids": [ "e1", "e2" ] }, { "id": "c-role-396", "kind": "attributed", "text": "Jerome A. Kollar — nFinanSe Inc.. Capacity: Former vice president of finance and controller; resigned 4 November 2011. Period: May 2007–4 November 2011.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e2", "e140" ] }, { "id": "c-role-397", "kind": "attributed", "text": "Jerome A. Kollar — The Picture People, Inc.. Capacity: Former interim chief financial officer. Period: Recorded from 2005-10; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e2", "e141" ] }, { "id": "c-role-398", "kind": "attributed", "text": "Jerome A. Kollar — FAO, Inc.. Capacity: Former liquidation trustee and acting chief financial officer. Period: Recorded from 2001-08; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e2", "e142" ] }, { "id": "c-role-402", "kind": "attributed", "text": "Vervent Inc. — Tricolor Holdings LLC. Capacity: Successor servicer of the affected group portfolio after collapse. Period: Recorded from 2025-09-19; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Different facility transitions and the broader portfolio arrangement should not be reduced to one universal start date. Consumer complaints are accounts of difficulties, not proof of every alleged contractual violation. The retained 2024 Marcella Fox Truth in Lending docket identifies a filed action but does not establish its final outcome. A ruling declining to dismiss the earlier Shen telephone-contact case is not a final merits judgment.", "response": "Vervent states that it was a backup servicer before collapse, with no involvement in Tricolor’s prior origination or servicing. The statement explains its asserted scope of responsibility; it does not decide the pending contract claims.", "outcome": "In the distinct 2015 FTC case, a stipulated judgment against Auto Acceptance imposed an $82,777 civil penalty and permanent requirements for accurate credit-reporting policies and reasonable investigation of direct disputes. The company neither admitted nor denied the allegations except jurisdiction. The California regulator’s retained index lists an April 2019 license-revocation order and a May settlement; the full settlement terms have not been verified here, so no present-license conclusion is inferred.", "source_ids": [ "s-d122", "s-d131", "s-d164", "s-d174", "s-d181", "s-d214", "s-d219", "s-d220", "s-d258", "s-d313", "s-d63", "s-d83", "s-d87" ], "entity_ids": [ "e1", "e53" ] }, { "id": "c-role-403", "kind": "attributed", "text": "Vervent Inc. — Wilmington Trust, National Association. Capacity: Servicer coordinating the transition with the indenture trustee. Period: Source recorded 2025-09-22; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Different facility transitions and the broader portfolio arrangement should not be reduced to one universal start date. Consumer complaints are accounts of difficulties, not proof of every alleged contractual violation. The retained 2024 Marcella Fox Truth in Lending docket identifies a filed action but does not establish its final outcome. A ruling declining to dismiss the earlier Shen telephone-contact case is not a final merits judgment.", "response": "Vervent states that it was a backup servicer before collapse, with no involvement in Tricolor’s prior origination or servicing. The statement explains its asserted scope of responsibility; it does not decide the pending contract claims.", "outcome": "In the distinct 2015 FTC case, a stipulated judgment against Auto Acceptance imposed an $82,777 civil penalty and permanent requirements for accurate credit-reporting policies and reasonable investigation of direct disputes. The company neither admitted nor denied the allegations except jurisdiction. The California regulator’s retained index lists an April 2019 license-revocation order and a May settlement; the full settlement terms have not been verified here, so no present-license conclusion is inferred.", "source_ids": [ "s-d122", "s-d131", "s-d164", "s-d174", "s-d181", "s-d214", "s-d219", "s-d220", "s-d258", "s-d313", "s-d63", "s-d83", "s-d87" ], "entity_ids": [ "e52", "e53" ] }, { "id": "c-role-407", "kind": "attributed", "text": "Derrick Weatherspoon — Tricolor Holdings LLC. Capacity: Board director in the dated source; later mandate not established. Period: Source recorded 2023-08; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e1", "e34" ] }, { "id": "c-role-409", "kind": "attributed", "text": "Derrick Weatherspoon — MACRO Media, LLC. Capacity: Director of the identified organization in the dated source. Period: Source recorded 2023-08; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e34", "e147" ] }, { "id": "c-role-410", "kind": "attributed", "text": "Derrick Weatherspoon — IMB Partners. Capacity: Former IMB executive before joining BlackRock in 2021. Period: IMB from 2020; historical position before joining BlackRock in 2021.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e34", "e148" ] }, { "id": "c-role-411", "kind": "attributed", "text": "Derrick Weatherspoon — The Carlyle Group. Capacity: Former vice president in the U.S. buyout business. Period: Source recorded 2023-08; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e34", "e149" ] }, { "id": "c-role-413", "kind": "attributed", "text": "Daniel Chu — Tricolor Holdings LLC. Capacity: Former executive disputing restrictions on defense insurance; covered CNA expenses later authorized. Period: Insurance dispute 2025–2026; covered CNA expenses authorized 8 July 2026.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. A government request to reject privilege claims is advocacy, not an order establishing that every communication is unprivileged. One passage dates laptop imaging to September 2026, but the same motion’s chronology and later passage identify September 2025; the precise imaging date is not used to resolve the privilege dispute here.", "response": "The defense asserted privacy, privilege and constitutional objections and sought additional discovery and preparation time. The trustee also participated in disputes over subpoenas and a privilege log; those procedural acts do not determine the criminal allegations.", "outcome": "On 8 July 2026 the bankruptcy court granted an agreed motion allowing covered defense expenses under an excess CNA D&O policy up to its limit. The earlier request to restrict $15 million of coverage must not be presented as a final ban on defense funding.", "source_ids": [ "s-d125", "s-d131", "s-d135", "s-d149", "s-d266", "s-d274", "s-d88" ], "entity_ids": [ "e1", "e4" ] }, { "id": "c-role-414", "kind": "attributed", "text": "Richard E. Anderson — HPI Real Estate Services & Investments. Capacity: Co-founder and managing partner of HPI. Period: Recorded from 1992; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e40", "e101" ] }, { "id": "c-role-415", "kind": "attributed", "text": "Richard E. Anderson — Trammell Crow Company. Capacity: Former industrial-division marketing executive. Period: Source recorded 2026-10-13; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e40", "e150" ] }, { "id": "c-role-416", "kind": "attributed", "text": "Anne Elizabeth Burns — Cavazos Hendricks Poirot, P.C.. Capacity: Bankruptcy lawyer at the identified firm. Period: Source recorded 2026-10-13; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e12", "e151" ] }, { "id": "c-role-417", "kind": "attributed", "text": "Tricolor Holdings LLC — Daniel Chu. Capacity: Debtor estate represented as third party in the criminal proceedings. Period: Source recorded 2026-09-22; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. A government request to reject privilege claims is advocacy, not an order establishing that every communication is unprivileged. One passage dates laptop imaging to September 2026, but the same motion’s chronology and later passage identify September 2025; the precise imaging date is not used to resolve the privilege dispute here.", "response": "The defense asserted privacy, privilege and constitutional objections and sought additional discovery and preparation time. The trustee also participated in disputes over subpoenas and a privilege log; those procedural acts do not determine the criminal allegations.", "outcome": "On 8 July 2026 the bankruptcy court granted an agreed motion allowing covered defense expenses under an excess CNA D&O policy up to its limit. The earlier request to restrict $15 million of coverage must not be presented as a final ban on defense funding.", "source_ids": [ "s-d125", "s-d131", "s-d135", "s-d149", "s-d266", "s-d274", "s-d88" ], "entity_ids": [ "e1", "e4" ] }, { "id": "c-role-418", "kind": "attributed", "text": "Tricolor Holdings LLC — David Goodgame. Capacity: Debtor estate represented as third party in the criminal proceedings. Period: Source recorded 2026-09-22; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. A government request to reject privilege claims is advocacy, not an order establishing that every communication is unprivileged. One passage dates laptop imaging to September 2026, but the same motion’s chronology and later passage identify September 2025; the precise imaging date is not used to resolve the privilege dispute here.", "response": "The defense asserted privacy, privilege and constitutional objections and sought additional discovery and preparation time. The trustee also participated in disputes over subpoenas and a privilege log; those procedural acts do not determine the criminal allegations.", "outcome": "On 8 July 2026 the bankruptcy court granted an agreed motion allowing covered defense expenses under an excess CNA D&O policy up to its limit. The earlier request to restrict $15 million of coverage must not be presented as a final ban on defense funding.", "source_ids": [ "s-d125", "s-d131", "s-d135", "s-d149", "s-d266", "s-d274", "s-d88" ], "entity_ids": [ "e1", "e25" ] }, { "id": "c-role-419", "kind": "attributed", "text": "Daniel Chu — Tricolor Holdings LLC. Capacity: Recipient of the board’s demand to return the disputed bonus. Period: Source recorded 2026-05-18; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. A government request to reject privilege claims is advocacy, not an order establishing that every communication is unprivileged. One passage dates laptop imaging to September 2026, but the same motion’s chronology and later passage identify September 2025; the precise imaging date is not used to resolve the privilege dispute here.", "response": "The defense asserted privacy, privilege and constitutional objections and sought additional discovery and preparation time. The trustee also participated in disputes over subpoenas and a privilege log; those procedural acts do not determine the criminal allegations.", "outcome": "On 8 July 2026 the bankruptcy court granted an agreed motion allowing covered defense expenses under an excess CNA D&O policy up to its limit. The earlier request to restrict $15 million of coverage must not be presented as a final ban on defense funding.", "source_ids": [ "s-d125", "s-d131", "s-d135", "s-d149", "s-d266", "s-d274", "s-d88" ], "entity_ids": [ "e1", "e4" ] }, { "id": "c-role-422", "kind": "attributed", "text": "Daniel Chu — Tricolor Holdings LLC. Capacity: Former chief executive and recipient of the disputed repayment demand. Period: Historical leadership before the September 2025 collapse; subsequent executive mandate not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "Chu has denied the criminal allegations. His lawyers also challenged seizure and use of property or communications, including a reported Fourth Amendment objection to seizure without a warrant. The competing loan-versus-bonus descriptions remain unresolved here.", "outcome": "The California property-related action was dismissed without prejudice in April 2026, while the separate trustee adversary proceeding was stayed. Neither result is a judgment that all transfers were lawful or that all alleged amounts are recoverable.", "source_ids": [ "s-d10", "s-d125", "s-d135", "s-d159", "s-d160", "s-d274", "s-d297", "s-d32", "s-d5" ], "entity_ids": [ "e1", "e4" ] }, { "id": "c-role-423", "kind": "attributed", "text": "Daniel Chu — Tricolor Holdings LLC. Capacity: Defendant in the trustee’s recovery action; proceeding stayed. Period: Recovery action filed December 2025; stayed June 2026.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Recovery allegations are the estate’s claims, not findings that each disputed asset belongs to the estate. A company named Chu Family Investments can be relevant as an identified litigation party without publishing relatives, home addresses or other residential identifiers.", "response": "Chu’s defense disputes his alleged role and challenges the evidential basis of the government’s account. The defense’s June letter explains that the trustee’s adversary case was stayed, while the separate Wilmington/Vervent investor case continued after remand.", "outcome": "The trustee’s adversary proceeding was stayed in June 2026 pending the criminal matter. The Los Angeles docket records dismissal without prejudice on 6 April 2026 as to Chu and Chu Family Investments, after withdrawal of the property notice. That disposition does not establish a merits judgment for either side.", "source_ids": [ "s-d126", "s-d129", "s-d149", "s-d160", "s-d266", "s-d274", "s-d63" ], "entity_ids": [ "e1", "e4" ] }, { "id": "c-role-424", "kind": "attributed", "text": "Tricolor Holdings LLC — Daniel Chu. Capacity: Company whose former chief executive was the subject of an internal expense investigation. Period: Source recorded 2023; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The defense asserted privacy, privilege and constitutional objections and sought additional discovery and preparation time. The trustee also participated in disputes over subpoenas and a privilege log; those procedural acts do not determine the criminal allegations.", "outcome": "On 8 July 2026 the bankruptcy court granted an agreed motion allowing covered defense expenses under an excess CNA D&O policy up to its limit. The earlier request to restrict $15 million of coverage must not be presented as a final ban on defense funding.", "source_ids": [ "s-d125", "s-d131", "s-d135", "s-d149", "s-d266", "s-d274", "s-d88" ], "entity_ids": [ "e1", "e4" ] }, { "id": "c-role-425", "kind": "attributed", "text": "Tricolor Holdings LLC — Alvarez & Marsal. Capacity: Company that retained Alvarez & Marsal for consulting work. Period: Source recorded 2025-09-17; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. A government request to reject privilege claims is advocacy, not an order establishing that every communication is unprivileged. One passage dates laptop imaging to September 2026, but the same motion’s chronology and later passage identify September 2025; the precise imaging date is not used to resolve the privilege dispute here.", "response": "The defense asserted privacy, privilege and constitutional objections and sought additional discovery and preparation time. The trustee also participated in disputes over subpoenas and a privilege log; those procedural acts do not determine the criminal allegations.", "outcome": "On 8 July 2026 the bankruptcy court granted an agreed motion allowing covered defense expenses under an excess CNA D&O policy up to its limit. The earlier request to restrict $15 million of coverage must not be presented as a final ban on defense funding.", "source_ids": [ "s-d125", "s-d131", "s-d135", "s-d149", "s-d266", "s-d274", "s-d88" ], "entity_ids": [ "e1", "e152" ] }, { "id": "c-role-426", "kind": "attributed", "text": "Tricolor Holdings LLC — Daniel Chu. Capacity: Estate providing corporate laptop images, including the counterparty’s device, under a grand jury subpoena. Period: Images reportedly produced around 17 September 2025; later privilege litigation stated separately.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. A government request to reject privilege claims is advocacy, not an order establishing that every communication is unprivileged. One passage dates laptop imaging to September 2026, but the same motion’s chronology and later passage identify September 2025; the precise imaging date is not used to resolve the privilege dispute here.", "response": "The defense asserted privacy, privilege and constitutional objections and sought additional discovery and preparation time. The trustee also participated in disputes over subpoenas and a privilege log; those procedural acts do not determine the criminal allegations.", "outcome": "On 8 July 2026 the bankruptcy court granted an agreed motion allowing covered defense expenses under an excess CNA D&O policy up to its limit. The earlier request to restrict $15 million of coverage must not be presented as a final ban on defense funding.", "source_ids": [ "s-d125", "s-d131", "s-d135", "s-d149", "s-d266", "s-d274", "s-d88" ], "entity_ids": [ "e1", "e4" ] }, { "id": "c-role-427", "kind": "attributed", "text": "Richard E. Anderson — GAST Clearwater. Capacity: Board director appointed in March 2023. Period: Recorded from 2023-03-28; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e40", "e153" ] }, { "id": "c-role-428", "kind": "attributed", "text": "Richard E. Anderson — Tricolor Holdings LLC. Capacity: Board director in the dated source; later mandate not established. Period: Source recorded 2023-03-28; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e1", "e40" ] }, { "id": "c-role-430", "kind": "attributed", "text": "Kathryn Petralia — CoreCard Corporation. Capacity: Independent director of CoreCard in the identified dated source. Period: Recorded from 2022-10-04; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e39", "e154" ] }, { "id": "c-role-431", "kind": "attributed", "text": "Kathryn Petralia — Keep Financial Technologies, Inc.. Capacity: Co-founder of Keep Financial. Period: Source recorded 2022-10-04; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e39", "e104" ] }, { "id": "c-role-432", "kind": "attributed", "text": "Kathryn Petralia — Kabbage, Inc.. Capacity: Co-founder of Kabbage. Period: Source recorded 2022-10-04; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e39", "e103" ] }, { "id": "c-role-433", "kind": "attributed", "text": "J. Dann Adams — ClearForce, Inc.. Capacity: Director of the identified organization in the dated source. Period: Recorded from 2019-11-20; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e35", "e119" ] }, { "id": "c-role-435", "kind": "attributed", "text": "Kathryn Petralia — Near Intelligence, Inc.. Capacity: Independent director of Near Intelligence in the identified historical record. Period: Recorded from 2023-03-23; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e39", "e107" ] }, { "id": "c-role-436", "kind": "attributed", "text": "Kathryn Petralia — Tricolor Holdings LLC. Capacity: Board director in the dated source; later mandate not established. Period: Source recorded 2023-05-31; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e1", "e39" ] }, { "id": "c-role-437", "kind": "attributed", "text": "Kathryn Petralia — PadSplit, Inc.. Capacity: Director of the identified organization in the dated source. Period: Source recorded 2023-05-31; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e39", "e105" ] }, { "id": "c-role-438", "kind": "attributed", "text": "Kathryn Petralia — CoreCard Corporation. Capacity: Independent director of CoreCard in the identified dated source. Period: Source recorded 2023-05-31; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e39", "e154" ] }, { "id": "c-role-439", "kind": "attributed", "text": "Tricolor Holdings LLC — Genuine Parts Company. Capacity: Defendant and counterclaimant in the earlier Genuine Parts contract action. Period: Source recorded 2018-12-21; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The original SPV 4 facility began with a $100 million lender commitment. Later litigation describes a limit of $777 million and SPV 6’s $250 million limit. Limits, outstanding debt and collateral values are different measures. The indictment anonymizes lenders; named-company matches require independent support. A later stated 70–80% advance rate does not rewrite the original 2020 contract’s 40% credit enhancement, which ordinarily left a 60% advance against the eligible balance. The bankruptcy estate and the non-debtor warehouse companies also have different assets and obligations.", "response": "", "outcome": "", "source_ids": [ "s-d111", "s-d114", "s-d286", "s-d32", "s-d5", "s-d63", "s-d72", "s-d83", "s-d84", "s-d9" ], "entity_ids": [ "e1", "e155" ] }, { "id": "c-role-440", "kind": "attributed", "text": "Ganas Investors, LLC — Tricolor Holdings LLC. Capacity: Holder of all common equity, subject to the separately described preferred interests. Period: Source recorded 2019-02-01; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The original SPV 4 facility began with a $100 million lender commitment. Later litigation describes a limit of $777 million and SPV 6’s $250 million limit. Limits, outstanding debt and collateral values are different measures. The indictment anonymizes lenders; named-company matches require independent support. A later stated 70–80% advance rate does not rewrite the original 2020 contract’s 40% credit enhancement, which ordinarily left a 60% advance against the eligible balance. The bankruptcy estate and the non-debtor warehouse companies also have different assets and obligations.", "response": "", "outcome": "", "source_ids": [ "s-d111", "s-d114", "s-d286", "s-d32", "s-d5", "s-d63", "s-d72", "s-d83", "s-d84", "s-d9" ], "entity_ids": [ "e1", "e15" ] }, { "id": "c-role-442", "kind": "attributed", "text": "Beth A. Brooke — The New York Times Company. Capacity: Director of the identified organization in the dated source. Period: Source recorded 2026-10-13; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e37", "e110" ] }, { "id": "c-role-443", "kind": "attributed", "text": "Tricolor Holdings LLC — Ganas Auto Group. Capacity: Parent owning all interests according to the 2020 pleading. Period: Source recorded 2020-04-20; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The 2020 ownership representation and the later common-equity statement concern different dates and equity classes. They do not establish that Chu personally owned 100% of Holdings. A Delaware directory entry for Ganas Holdings has not been conclusively reconciled to the subject and is not used as its incorporation number. A 2020 pleading calls Tricolor Auto Group a Texas company, while directory and Texas tax records identify a foreign registration: the unresolved formation discrepancy is retained. Ganas Auto appears both as a brand and as a separately named LLC; a trade name is not enough to merge them. Apoyo Financial is a trade name of Auto Group and also the name of a distinct debtor LLC.", "response": "", "outcome": "", "source_ids": [ "s-d120", "s-d151", "s-d155", "s-d157", "s-d202", "s-d22", "s-d25", "s-d26", "s-d326", "s-d327", "s-d36", "s-d5", "s-d67", "s-d7", "s-d83" ], "entity_ids": [ "e1", "e26" ] }, { "id": "c-role-444", "kind": "attributed", "text": "Tricolor Holdings LLC — Tricolor Auto Group, LLC. Capacity: Parent owning all interests according to the 2020 pleading. Period: Source recorded 2020-04-20; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The 2020 ownership representation and the later common-equity statement concern different dates and equity classes. They do not establish that Chu personally owned 100% of Holdings. A Delaware directory entry for Ganas Holdings has not been conclusively reconciled to the subject and is not used as its incorporation number. A 2020 pleading calls Tricolor Auto Group a Texas company, while directory and Texas tax records identify a foreign registration: the unresolved formation discrepancy is retained. Ganas Auto appears both as a brand and as a separately named LLC; a trade name is not enough to merge them. Apoyo Financial is a trade name of Auto Group and also the name of a distinct debtor LLC.", "response": "", "outcome": "", "source_ids": [ "s-d120", "s-d151", "s-d155", "s-d157", "s-d202", "s-d22", "s-d25", "s-d26", "s-d326", "s-d327", "s-d36", "s-d5", "s-d67", "s-d7", "s-d83" ], "entity_ids": [ "e1", "e8" ] }, { "id": "c-role-446", "kind": "attributed", "text": "Antonio Garza — The Bank of Nova Scotia. Capacity: Independent director from 14 April 2026. Period: Recorded from 2026-04-14; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e38", "e158" ] }, { "id": "c-role-447", "kind": "attributed", "text": "Antonio Garza — Canadian Pacific Kansas City Limited. Capacity: Director of the identified organization in the dated source. Period: Source recorded 2026-04-14; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e38", "e159" ] }, { "id": "c-role-448", "kind": "attributed", "text": "Antonio Garza — The Greenbrier Companies, Inc.. Capacity: Director of the identified organization in the dated source. Period: Source recorded 2026-04-14; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e38", "e116" ] }, { "id": "c-role-449", "kind": "attributed", "text": "Antonio Garza — White & Case LLP. Capacity: Counsel at White & Case in the dated professional record. Period: Source recorded 2026-04-14; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e38", "e114" ] }, { "id": "c-role-451", "kind": "attributed", "text": "Beth A. Brooke — eHealth, Inc.. Capacity: Director of the identified organization in the dated source. Period: Recorded from 2019-08; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e37", "e92" ] }, { "id": "c-role-452", "kind": "attributed", "text": "Beth A. Brooke — The New York Times Company. Capacity: Director of the identified organization in the dated source. Period: Source recorded 2021; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e37", "e110" ] }, { "id": "c-role-453", "kind": "attributed", "text": "Beth A. Brooke — Tricolor Holdings LLC. Capacity: Board director in the dated source; later mandate not established. Period: Source recorded 2021; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e1", "e37" ] }, { "id": "c-role-454", "kind": "attributed", "text": "Beth A. Brooke — Beta Bionics, Inc.. Capacity: Director of the identified organization in the dated source. Period: Source recorded 2021; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e37", "e161" ] }, { "id": "c-role-457", "kind": "attributed", "text": "Stan Erwin — Tricolor Holdings LLC. Capacity: Board director in the dated source; later mandate not established. Period: Source recorded 2025-07-23; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e1", "e42" ] }, { "id": "c-role-458", "kind": "attributed", "text": "Mauricio Delgado — Tricolor Auto Group, LLC. Capacity: Former chief financial officer and then chief executive. Period: Source recorded 2020-09-21; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e8", "e122" ] }, { "id": "c-role-459", "kind": "attributed", "text": "Tricolor Holdings LLC — Anne Elizabeth Burns. Capacity: Chapter 7 debtor represented by the trustee. Period: Source recorded 2026-10-10; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Different facility transitions and the broader portfolio arrangement should not be reduced to one universal start date. Consumer complaints are accounts of difficulties, not proof of every alleged contractual violation. The retained 2024 Marcella Fox Truth in Lending docket identifies a filed action but does not establish its final outcome. A ruling declining to dismiss the earlier Shen telephone-contact case is not a final merits judgment.", "response": "Vervent states that it was a backup servicer before collapse, with no involvement in Tricolor’s prior origination or servicing. The statement explains its asserted scope of responsibility; it does not decide the pending contract claims.", "outcome": "In the distinct 2015 FTC case, a stipulated judgment against Auto Acceptance imposed an $82,777 civil penalty and permanent requirements for accurate credit-reporting policies and reasonable investigation of direct disputes. The company neither admitted nor denied the allegations except jurisdiction. The California regulator’s retained index lists an April 2019 license-revocation order and a May settlement; the full settlement terms have not been verified here, so no present-license conclusion is inferred.", "source_ids": [ "s-d122", "s-d131", "s-d164", "s-d174", "s-d181", "s-d214", "s-d219", "s-d220", "s-d258", "s-d313", "s-d63", "s-d83", "s-d87" ], "entity_ids": [ "e1", "e12" ] }, { "id": "c-role-461", "kind": "attributed", "text": "Derrick Weatherspoon — The Carlyle Group. Capacity: Former vice president in the U.S. buyout business. Period: Source recorded 2021-02-11; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e34", "e149" ] }, { "id": "c-role-462", "kind": "attributed", "text": "Tricolor Holdings LLC — Tricolor Funding SPV 4 LLC. Capacity: Indirect parent of SPV 4 through Auto Acceptance, supported by the contract. Period: Source recorded 2020-11-13; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Contractual representations of clean title and required UCC filings are not proof that every receivable actually existed, was unencumbered or had a completed filing. The agreement’s minimum 51% Holdings-to-Auto-Acceptance control condition is a covenant, not a measured ownership percentage. A blank release form is not an executed release. The clause naming Chu as key person is a contractual trigger, not ownership by SPV 4 of Chu. The historical document does not establish that every term remained unchanged until collapse.", "response": "In its October 2025 filing, JPMorgan as agent preserved the lenders’ ownership and lien claims, contested the estate’s description of cash and vehicles as estate assets, and supported only specified cash uses subject to protections. The agent acknowledged uncertainty over fictitious and double-pledged loans; an asserted first lien is not a judicial resolution of competing collateral claims.", "outcome": "The agent’s account says Auto Acceptance’s SPV 4 servicing role ended on 5 September 2025 and Vervent succeeded it. It reports $612,748,356 principal outstanding on 15 August 2025. SPV 4 was not one of the jointly administered debtors.", "source_ids": [ "s-d318", "s-d70", "s-d83", "s-d84" ], "entity_ids": [ "e1", "e44" ] }, { "id": "c-role-463", "kind": "attributed", "text": "Kathryn Petralia — CoreCard Corporation. Capacity: Independent director of CoreCard in the identified dated source. Period: Recorded from 2022-10; precise appointment or transaction scope follows the source.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e39", "e154" ] }, { "id": "c-role-464", "kind": "attributed", "text": "Kathryn Petralia — Kabbage, Inc.. Capacity: Co-founder of Kabbage. Period: Source recorded 2023-04-04; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e39", "e103" ] }, { "id": "c-role-465", "kind": "attributed", "text": "Tricolor Holdings LLC — TBK Bank, SSB. Capacity: Borrower group under the floorplan facility; counterparty is agent and lender. Period: Source recorded 2025-12-31; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. The bank subsidiary, its public holding company, an administrative-agent role and a lender’s own economic participation are not interchangeable. An anonymous later Renasant reference to a large bankruptcy relationship is insufficient to assign every reported collateral change to Tricolor. Reported exposure, commitment, reserve, charge-off and final recovery must remain separate.", "response": "As of 31 December 2025, TBK believed its collateral adequately secured its outstanding floorplan position, while acknowledging that other creditors asserted competing interests and a court might need to resolve priority. This is inconsistent with treating all Tricolor lender collateral as worthless.", "outcome": "Renasant placed its facility on nonaccrual after the bankruptcy; TBK’s cited year-end account did not report a Tricolor charge-off. The favorable dismissal in the separate noteholder bank lawsuit remains relevant to claims of participation in fraud, but does not allocate collateral in the bankruptcy.", "source_ids": [ "s-d124", "s-d153", "s-d203", "s-d210", "s-d215", "s-d319", "s-d325", "s-d59", "s-d74", "s-d88" ], "entity_ids": [ "e1", "e43" ] }, { "id": "c-role-466", "kind": "attributed", "text": "Tricolor Holdings LLC — Barclays Bank PLC. Capacity: Estate whose Barclays examination motion was withdrawn in September 2026. Period: Examination requested July 2026; motion withdrawn 25 September 2026.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. A motion, an agreed timetable, a production order and the substantive outcome of a claim are different events. “Senior Preferred Members” is a docket description, not a complete identification of beneficial owners or a finding that preferred equity was universally debt.", "response": "", "outcome": "Later entries matter: the Barclays examination motion was withdrawn on 25 September 2026, without an explanation establishing a merits outcome in the retained entry. The FTI request was resolved by an agreed order on 30 September. An Ares timing stipulation and the 7 October BlackRock status conference are procedural steps, not final liability findings.", "source_ids": [ "s-d131", "s-d132", "s-d320", "s-d7" ], "entity_ids": [ "e1", "e46" ] }, { "id": "c-role-467", "kind": "attributed", "text": "Tricolor Holdings LLC — FTI Consulting, Inc.. Capacity: Estate requesting Rule 2004 documents or examination from the counterparty. Period: Examination request resolved by agreed order 30 September 2026.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. A motion, an agreed timetable, a production order and the substantive outcome of a claim are different events. “Senior Preferred Members” is a docket description, not a complete identification of beneficial owners or a finding that preferred equity was universally debt.", "response": "", "outcome": "Later entries matter: the Barclays examination motion was withdrawn on 25 September 2026, without an explanation establishing a merits outcome in the retained entry. The FTI request was resolved by an agreed order on 30 September. An Ares timing stipulation and the 7 October BlackRock status conference are procedural steps, not final liability findings.", "source_ids": [ "s-d131", "s-d132", "s-d320", "s-d7" ], "entity_ids": [ "e1", "e163" ] }, { "id": "c-role-468", "kind": "attributed", "text": "Tricolor Holdings LLC — Origin Bank. Capacity: Borrower whose lender reported charge-offs and continuing recovery efforts. Period: Source recorded 2025-12-31; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Origin’s aggregate loans to directors and related parties cannot be used to identify Tricolor’s exact inclusion without a specific disclosure. Chu’s board role and the bank’s lending coexist, but do not themselves establish an improper approval or fraud by the bank. A separately reported personal mortgage is not the same loan as Tricolor’s corporate credit line.", "response": "Origin said it was pursuing available recoveries. A charge-off recognizes an accounting loss; it does not establish that future recoveries are impossible.", "outcome": "Origin’s later annual disclosure reports $29.5 million of 2025 net charge-offs connected with Tricolor and approximately $29.6 million of provision, comprising $29.3 million for loans and $338,000 for off-balance-sheet commitments. It reports a $0.77 adverse effect on diluted EPS. These annual figures supersede the narrower third-quarter $28.4 million net charge-off for the year’s total.", "source_ids": [ "s-d118", "s-d135", "s-d18", "s-d19", "s-d32", "s-d324", "s-d5", "s-d73" ], "entity_ids": [ "e1", "e6" ] }, { "id": "c-role-473", "kind": "attributed", "text": "Tricolor Holdings LLC — Tricolor Foundation. Capacity: Shared business-address record; not proof of ownership. Period: Source recorded 2026-10-13; later status not established.", "qualification": "Shared business infrastructure or an address record does not by itself establish ownership or financial control.", "response": "", "outcome": "", "source_ids": [ "s-d111", "s-d114", "s-d32", "s-d326", "s-d5", "s-d63", "s-d72", "s-d83", "s-d84", "s-d9" ], "entity_ids": [ "e1", "e167" ] }, { "id": "c-role-474", "kind": "attributed", "text": "Beth A. Brooke — Lehigh Valley Health Network. Capacity: Director of the identified organization in the dated source. Period: Source recorded 2026-10-13; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e37", "e111" ] }, { "id": "c-role-475", "kind": "attributed", "text": "Kathryn Petralia — Kabbage, Inc.. Capacity: Co-founder of Kabbage. Period: Source recorded 2026-10-13; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e39", "e103" ] }, { "id": "c-role-476", "kind": "attributed", "text": "Kathryn Petralia — PadSplit, Inc.. Capacity: Director of the identified organization in the dated source. Period: Source recorded 2026-10-13; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d27", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d33", "s-d330", "s-d34", "s-d39" ], "entity_ids": [ "e39", "e105" ] }, { "id": "c-role-477", "kind": "attributed", "text": "Tricolor Holdings LLC — Origin Bancorp, Inc.. Capacity: Borrower of the bank subsidiary whose holding company disclosed the loss. Period: Source recorded 2025-12-31; later status not established.", "qualification": "The connection records the stated capacity at its source date. It does not transfer another participant’s conduct or establish a current mandate. Origin’s aggregate loans to directors and related parties cannot be used to identify Tricolor’s exact inclusion without a specific disclosure. Chu’s board role and the bank’s lending coexist, but do not themselves establish an improper approval or fraud by the bank. A separately reported personal mortgage is not the same loan as Tricolor’s corporate credit line.", "response": "Origin said it was pursuing available recoveries. A charge-off recognizes an accounting loss; it does not establish that future recoveries are impossible.", "outcome": "Origin’s later annual disclosure reports $29.5 million of 2025 net charge-offs connected with Tricolor and approximately $29.6 million of provision, comprising $29.3 million for loans and $338,000 for off-balance-sheet commitments. It reports a $0.77 adverse effect on diluted EPS. These annual figures supersede the narrower third-quarter $28.4 million net charge-off for the year’s total.", "source_ids": [ "s-d118", "s-d135", "s-d18", "s-d19", "s-d32", "s-d324", "s-d5", "s-d73" ], "entity_ids": [ "e1", "e5" ] }, { "id": "c-role-wilmington-company-owner", "kind": "attributed", "text": "Wilmington Trust Company — Tricolor Holdings LLC. Capacity: Owner trustee for certain notes issued by Tricolor securitization trusts; exact series not identified here. Period: Historical financing capacities described in the 1 July 2026 discovery record.", "qualification": "Wilmington Trust Company is separate from Wilmington Trust, National Association. The group connection does not make Holdings the legal issuer or identify any particular trust series. These are distinct legal entities and capacities. Common involvement in several financing stages does not establish participation in fraud. The trustee’s investigation of possible claims and the investors’ litigation also are different proceedings.", "response": "Vervent states that before the collapse it was only backup servicer and did not participate in Tricolor’s loan origination or servicing operations.", "outcome": "The separate case against Wilmington Trust, National Association and Vervent was remanded to New York’s state Commercial Division on 5 June 2026. The retained June defense filing describes continued litigation under index 650228/2026, with a summer motion schedule. This procedural outcome is not attributed to Wilmington Trust Company merely because of its distinct owner-trustee capacity.", "source_ids": [ "s-d131", "s-d132", "s-d149", "s-d258", "s-d63", "s-d85" ], "entity_ids": [ "e1", "e3001" ] }, { "id": "c-role-wilmington-company-discovery", "kind": "attributed", "text": "Tricolor Holdings LLC — Wilmington Trust Company. Capacity: Estate requesting Rule 2004 documents or examination from the counterparty. Period: Rule 2004 examination requested 1 July 2026; a request is not a finding of misconduct.", "qualification": "Wilmington Trust Company is separate from Wilmington Trust, National Association. The group connection does not make Holdings the legal issuer or identify any particular trust series. A motion, an agreed timetable, a production order and the substantive outcome of a claim are different events. “Senior Preferred Members” is a docket description, not a complete identification of beneficial owners or a finding that preferred equity was universally debt.", "response": "", "outcome": "Later entries matter: the Barclays examination motion was withdrawn on 25 September 2026, without an explanation establishing a merits outcome in the retained entry. The FTI request was resolved by an agreed order on 30 September. An Ares timing stipulation and the 7 October BlackRock status conference are procedural steps, not final liability findings.", "source_ids": [ "s-d131", "s-d132", "s-d320", "s-d7" ], "entity_ids": [ "e1", "e3001" ] }, { "id": "c-overview-business", "kind": "analysis", "text": "Tricolor combined used-car dealerships with lending to customers with limited established credit. Its funding moved through inventory facilities, warehouse companies and securitization trusts. The legal borrowers, capital investors, servicers and note issuers held different roles. BlackRock-managed preferred investment did not make every company bearing that name a direct lender to every warehouse vehicle.", "qualification": "Ownership statements depend on date and equity class. Contractual obligations and lender limits do not prove the existence or unencumbered ownership of every loan.", "response": "", "outcome": "", "source_ids": [ "s-d109", "s-d111", "s-d114", "s-d120", "s-d131", "s-d151", "s-d155", "s-d157", "s-d178", "s-d18", "s-d202", "s-d211", "s-d22", "s-d242", "s-d25", "s-d26", "s-d27", "s-d32", "s-d326", "s-d327", "s-d36", "s-d5", "s-d63", "s-d67", "s-d7", "s-d72", "s-d83", "s-d84", "s-d88", "s-d9" ], "entity_ids": [ "e1", "e13", "e14", "e15", "e20", "e26", "e27", "e44", "e45", "e46", "e47", "e48", "e58", "e62", "e63", "e7", "e8", "e84", "e85", "e9" ] }, { "id": "c-overview-collapse", "kind": "analysis", "text": "The September 2025 Chapter 7 filing followed allegations that collateral had been duplicated, altered or invented. Regulators, prosecutors, noteholders and the trustee described different populations and amounts. Banks disclosed varying exposures and accounting losses, while some lenders continued to assert adequate collateral and pursue recoveries.", "qualification": "Collateral overstatement, lending commitment, principal outstanding, provision, charge-off and ultimate loss are separate measures. Joint administration of eighteen debtor cases does not merge all their assets or include every warehouse company.", "response": "", "outcome": "", "source_ids": [ "s-d10", "s-d118", "s-d124", "s-d125", "s-d132", "s-d134", "s-d135", "s-d149", "s-d150", "s-d151", "s-d153", "s-d18", "s-d19", "s-d203", "s-d210", "s-d215", "s-d249", "s-d266", "s-d313", "s-d319", "s-d32", "s-d324", "s-d325", "s-d5", "s-d59", "s-d63", "s-d7", "s-d72", "s-d73", "s-d74", "s-d83", "s-d85", "s-d87", "s-d88", "s-d9" ], "entity_ids": [ "e1", "e12", "e16", "e17", "e18", "e2", "e20", "e22", "e23", "e25", "e3", "e4", "e43", "e48", "e5", "e54", "e6", "e7", "e8", "e84", "e85" ] }, { "id": "c-overview-outcomes", "kind": "analysis", "text": "Kollar and Seibold pleaded guilty in December 2025; Goodgame changed his plea in June 2026 and agreed to cooperate. Chu pleaded not guilty, disputes the allegations and has a reported January 2027 trial setting. In a distinct case, the noteholder securities claims against banks were dismissed: the court found the allegations insufficient to establish the required fraudulent intent and treated the banks as victims.", "qualification": "The bank dismissal does not decide the separate Wilmington/Vervent contract case, which returned to state court, or every collateral-priority dispute. The SEC’s requested remedies and the trustee’s recovery allegations are not final judgments imposing them.", "response": "", "outcome": "", "source_ids": [ "s-d10", "s-d125", "s-d126", "s-d127", "s-d129", "s-d131", "s-d132", "s-d148", "s-d149", "s-d160", "s-d222", "s-d234", "s-d258", "s-d266", "s-d38", "s-d5", "s-d62", "s-d63", "s-d72", "s-d85" ], "entity_ids": [ "e1", "e12", "e2", "e25", "e3", "e3001", "e4", "e45", "e46", "e48", "e49", "e50", "e51", "e52", "e53", "e75" ] }, { "id": "display-claim-b8dcc5310442d6e2189b8630", "kind": "analysis", "text": "The dossier separates borrower entities, financing stages, differing collateral measurements and court outcomes. It restores dated responses and favorable rulings to the allegations they qualify.", "qualification": "", "response": "", "outcome": "", "source_ids": [ "s-d109", "s-d111", "s-d114", "s-d120", "s-d131", "s-d151", "s-d155", "s-d157", "s-d178", "s-d18", "s-d202", "s-d211", "s-d22", "s-d242", "s-d25", "s-d26", "s-d27", "s-d32", "s-d326", "s-d327", "s-d36", "s-d5", "s-d63", "s-d67", "s-d7", "s-d72", "s-d83", "s-d84", "s-d88", "s-d9", "s-d10", "s-d118", "s-d124", "s-d125", "s-d132", "s-d134", "s-d135", "s-d149", "s-d150", "s-d153", "s-d19", "s-d203", "s-d210", "s-d215", "s-d249", "s-d266", "s-d313", "s-d319", "s-d324", "s-d325", "s-d59", "s-d73", "s-d74", "s-d85", "s-d87", "s-d126", "s-d127", "s-d129", "s-d148", "s-d160", "s-d222", "s-d234", "s-d258", "s-d38", "s-d62" ], "entity_ids": [ "e1", "e13", "e14", "e15", "e20", "e26", "e27", "e44", "e45", "e46", "e47", "e48", "e58", "e62", "e63", "e7", "e8", "e84", "e85", "e9", "e12", "e16", "e17", "e18", "e2", "e22", "e23", "e25", "e3", "e4", "e43", "e5", "e54", "e6", "e3001", "e49", "e50", "e51", "e52", "e53", "e75" ] }, { "id": "display-claim-0e538a5f3abb5f3306955fc0", "kind": "analysis", "text": "Tricolor combined used-car dealerships with lending to customers with limited established credit. Its funding moved through inventory facilities, warehouse companies and securitization trusts. The legal borrowers, capital investors, servicers and note issuers held different roles. BlackRock-managed preferred investment did not make every company bearing that name a direct lender to every warehouse vehicle.", "qualification": "Ownership statements depend on date and equity class. Contractual obligations and lender limits do not prove the existence or unencumbered ownership of every loan.", "response": "", "outcome": "", "source_ids": [ "s-d109", "s-d111", "s-d114", "s-d120", "s-d131", "s-d151", "s-d155", "s-d157", "s-d178", "s-d18", "s-d202", "s-d211", "s-d22", "s-d242", "s-d25", "s-d26", "s-d27", "s-d32", "s-d326", "s-d327", "s-d36", "s-d5", "s-d63", "s-d67", "s-d7", "s-d72", "s-d83", "s-d84", "s-d88", "s-d9" ], "entity_ids": [ "e1", "e13", "e14", "e15", "e20", "e26", "e27", "e44", "e45", "e46", "e47", "e48", "e58", "e62", "e63", "e7", "e8", "e84", "e85", "e9" ] }, { "id": "display-claim-e91937df149c6db1afdf6109", "kind": "analysis", "text": "The September 2025 Chapter 7 filing followed allegations that collateral had been duplicated, altered or invented. Regulators, prosecutors, noteholders and the trustee described different populations and amounts. Banks disclosed varying exposures and accounting losses, while some lenders continued to assert adequate collateral and pursue recoveries.", "qualification": "Collateral overstatement, lending commitment, principal outstanding, provision, charge-off and ultimate loss are separate measures. Joint administration of eighteen debtor cases does not merge all their assets or include every warehouse company.", "response": "", "outcome": "", "source_ids": [ "s-d10", "s-d118", "s-d124", "s-d125", "s-d132", "s-d134", "s-d135", "s-d149", "s-d150", "s-d151", "s-d153", "s-d18", "s-d19", "s-d203", "s-d210", "s-d215", "s-d249", "s-d266", "s-d313", "s-d319", "s-d32", "s-d324", "s-d325", "s-d5", "s-d59", "s-d63", "s-d7", "s-d72", "s-d73", "s-d74", "s-d83", "s-d85", "s-d87", "s-d88", "s-d9" ], "entity_ids": [ "e1", "e12", "e16", "e17", "e18", "e2", "e20", "e22", "e23", "e25", "e3", "e4", "e43", "e48", "e5", "e54", "e6", "e7", "e8", "e84", "e85" ] }, { "id": "display-claim-f73f62cf281fd4856c77e686", "kind": "analysis", "text": "Kollar and Seibold pleaded guilty in December 2025; Goodgame changed his plea in June 2026 and agreed to cooperate. Chu pleaded not guilty, disputes the allegations and has a reported January 2027 trial setting. In a distinct case, the noteholder securities claims against banks were dismissed: the court found the allegations insufficient to establish the required fraudulent intent and treated the banks as victims.", "qualification": "The bank dismissal does not decide the separate Wilmington/Vervent contract case, which returned to state court, or every collateral-priority dispute. The SEC’s requested remedies and the trustee’s recovery allegations are not final judgments imposing them.", "response": "", "outcome": "", "source_ids": [ "s-d10", "s-d125", "s-d126", "s-d127", "s-d129", "s-d131", "s-d132", "s-d148", "s-d149", "s-d160", "s-d222", "s-d234", "s-d258", "s-d266", "s-d38", "s-d5", "s-d62", "s-d63", "s-d72", "s-d85" ], "entity_ids": [ "e1", "e12", "e2", "e25", "e3", "e3001", "e4", "e45", "e46", "e48", "e49", "e50", "e51", "e52", "e53", "e75" ] }, { "id": "display-claim-9a1f4ab5ae51d9edd9d0d70d", "kind": "analysis", "text": "Tricolor Holdings LLC is the Delaware holding company identified in the bankruptcy record by EIN 47-4029315 and the former name Ganas Holdings LLC. Its Texas foreign registration is 0803869654. A 2020 complaint filed by the company identified Ganas Investors LLC as its sole owner, with Daniel Chu and Tricolor Investors LLC as the members of Ganas Investors; their respective percentages were not stated. The later bankruptcy account identifies Ganas Investors as holding all common equity. That wording leaves room for the separately documented preferred investment. Tricolor Auto Group, Tricolor Auto Acceptance and the California operating companies performed different functions within the dealership and financing business.", "qualification": "The 2020 ownership representation and the later common-equity statement concern different dates and equity classes. They do not establish that Chu personally owned 100% of Holdings. A Delaware directory entry for Ganas Holdings has not been conclusively reconciled to the subject and is not used as its incorporation number. A 2020 pleading calls Tricolor Auto Group a Texas company, while directory and Texas tax records identify a foreign registration: the unresolved formation discrepancy is retained. Ganas Auto appears both as a brand and as a separately named LLC; a trade name is not enough to merge them. Apoyo Financial is a trade name of Auto Group and also the name of a distinct debtor LLC.", "response": "", "outcome": "", "source_ids": [ "s-d5", "s-d7", "s-d22", "s-d25", "s-d26", "s-d36", "s-d67", "s-d83", "s-d120", "s-d151", "s-d155", "s-d157", "s-d202", "s-d326", "s-d327" ], "entity_ids": [ "e1", "e7", "e8", "e9", "e15", "e20", "e26", "e27", "e84", "e85" ] }, { "id": "display-claim-6be12c0e05dd70493f6ea3f8", "kind": "analysis", "text": "Founded around 2007, Tricolor combined used-car retail with financing for customers who had limited established credit. Its own 2021 description counted 50 dealerships in 18 cities and shared services in Guadalajara. The later indictment described roughly 65 centers across six states, more than 1,500 employees and approximately $1 billion of revenue in each of 2023 and 2024. The retained accounts describe a loan portfolio of about $1.4 billion before the collapse.", "qualification": "These are dated company descriptions or prosecutorial background allegations, not audited figures independently reconstructed for this dossier. Counts of more than 60,000 loans at bankruptcy, approximately 70,000 in later reporting and roughly 100,000 in the successor servicer’s description refer to different accounts and potentially different portfolio scopes; they are not silently treated as one measured total.", "response": "", "outcome": "", "source_ids": [ "s-d9", "s-d26", "s-d32", "s-d114", "s-d178" ], "entity_ids": [ "e1", "e7", "e8" ] }, { "id": "display-claim-a3c5933dcb24bb5280cdb591", "kind": "analysis", "text": "Serent Capital invested in Tricolor Auto Group in 2010. Its own portfolio description calls the transaction a management buyout. A transaction adviser records Serent’s sale of its portfolio company to Ganas Group in January 2016. Retained reporting describes an initial 85% stake and a later additional 10% purchase, followed by Chu’s return to control. Chu’s earlier experience included co-founding PAACO Automotive Group in 1992 and leaving it in 1999.", "qualification": "The transaction sources support the investment and exit. The precise Serent percentages and accounts of earlier unrelated disputes are secondary reporting, not a complete historical capitalization register or an adjudication about Tricolor. A former investor’s ownership ended before the later conduct alleged in the current proceedings.", "response": "", "outcome": "", "source_ids": [ "s-d113", "s-d114", "s-d161", "s-d209" ], "entity_ids": [ "e1", "e4", "e8", "e60", "e64" ] }, { "id": "display-claim-9ae55f7cfb36205238a712c4", "kind": "analysis", "text": "Retained registration and issuer records distinguish the operating companies, depositors, warehouse companies and outside organizations in the professional network. SPV 4 is identified by LEI 549300JSE351WUCUA498 and Delaware number 3687536. The Texas tax record identifies Auto Group by SOS file 0801245591, Flexi Compras by 0800974455, and SPV 6 by 0804727906. The records preserve corporate identities without publishing residential registration addresses.", "qualification": "A lapsed LEI is not dissolution. SPV 6’s Texas record carries status code F and right-to-transact code N from February 2024, but the source does not explain the event or establish dissolution in Delaware. Shared business addresses and similar names do not prove ownership. A GLEIF text search returning no matching entity is not proof that no LEI exists.", "response": "", "outcome": "", "source_ids": [ "s-d70", "s-d77", "s-d92", "s-d93", "s-d120", "s-d157", "s-d202", "s-d210", "s-d248", "s-d287", "s-d288", "s-d318", "s-d326", "s-d327", "s-d328", "s-d329", "s-d330" ], "entity_ids": [ "e1", "e7", "e8", "e9", "e16", "e17", "e18", "e27", "e44", "e47", "e55", "e62", "e85", "e92", "e103", "e105", "e110", "e111", "e113", "e164", "e165", "e167" ] }, { "id": "display-claim-d3a864b073a0c15b32392f31", "kind": "analysis", "text": "In September 2021 Tricolor announced a $90 million investment by BlackRock-managed funds as convertible preferred capital capable of converting into a minority interest. This was distinct from the August 2020 BlackRock Loan Agreement identified in the warehouse contract, whose borrowers were Tricolor Auto Acceptance and Holdings and whose agent was Wilmington Savings Fund Society. The same contract refers to a January 2020 subscription agreement. Separately, a CION Ares fund filing lists a September 2022 SPV 3 first-lien revolving commitment of $2.273 million, comprising $1.498 million funded and $775,000 unfunded.", "qualification": "The BlackRock brand does not identify every legal fund or make the public parent the direct lender. The 2024 reorganization of the public BlackRock registrant cannot supply the identity of a 2021 investing fund. A contract’s treatment of preferred equity as debt is specific to its definitions. SPV 4 is expressly excluded from the defined BlackRock loan obligation; that is not evidence of a direct loan from BlackRock to SPV 4. CION’s disclosed position does not conclusively identify an anonymous lender in the criminal indictment. BlackRock’s separately disclosed 7.9% Origin Bancorp shareholding is not evidence of coordinated lending decisions.", "response": "", "outcome": "A later retained report says the BlackRock Impact Opportunities fund was being closed to new investments and wound down after Tricolor’s failure. That is a reported fund-management decision, not a finding that the investor participated in fraud.", "source_ids": [ "s-d18", "s-d22", "s-d27", "s-d84", "s-d88", "s-d109", "s-d131", "s-d211", "s-d242" ], "entity_ids": [ "e1", "e7", "e13", "e14", "e58", "e62", "e63" ] }, { "id": "display-claim-a498d958a1d3712c50c5c560", "kind": "analysis", "text": "Tricolor used three connected financing stages. Floorplan lenders financed vehicle inventory. Warehouse special-purpose companies bought originated auto loans and borrowed against the receivables and related collateral. Securitization trusts then issued notes to investors; sale proceeds bought the loan pools and repaid warehouse debt. Tricolor Auto Acceptance sold receivables to its wholly owned depositor, Tricolor Auto Receivables 2, which transferred them to the issuing trusts. The noteholders’ complaint describes the associated cash flow through the warehouse companies. These accounts describe different legs of the transaction rather than interchangeable borrower entities.", "qualification": "The original SPV 4 facility began with a $100 million lender commitment. Later litigation describes a limit of $777 million and SPV 6’s $250 million limit. Limits, outstanding debt and collateral values are different measures. The indictment anonymizes lenders; named-company matches require independent support. A later stated 70–80% advance rate does not rewrite the original 2020 contract’s 40% credit enhancement, which ordinarily left a 60% advance against the eligible balance. The bankruptcy estate and the non-debtor warehouse companies also have different assets and obligations.", "response": "", "outcome": "", "source_ids": [ "s-d5", "s-d9", "s-d32", "s-d63", "s-d72", "s-d83", "s-d84", "s-d111", "s-d114" ], "entity_ids": [ "e1", "e7", "e9", "e44", "e45", "e46", "e47", "e48" ] }, { "id": "display-claim-a47b705bdc1c1cce7f48b579", "kind": "analysis", "text": "The 13 November 2020 SPV 4 agreement identifies Tricolor Funding SPV 4 LLC as borrower, Tricolor Auto Acceptance as its direct sole member and initial servicer, Holdings as performance guarantor, JPMorgan Chase Bank as administrative agent, Vervent as backup servicer, and Wilmington Trust National Association as collateral custodian and account bank. Wells Fargo is the master collection account bank. The contract names originator transfer agreements with Auto Group, California Auto Group and Flexi Compras Autos, followed by the receivables purchase arrangement with Auto Acceptance. It grants the agent security over receivables, related vehicle interests, collections and specified contractual rights.", "qualification": "Contractual representations of clean title and required UCC filings are not proof that every receivable actually existed, was unencumbered or had a completed filing. The agreement’s minimum 51% Holdings-to-Auto-Acceptance control condition is a covenant, not a measured ownership percentage. A blank release form is not an executed release. The clause naming Chu as key person is a contractual trigger, not ownership by SPV 4 of Chu. The historical document does not establish that every term remained unchanged until collapse.", "response": "In its October 2025 filing, JPMorgan as agent preserved the lenders’ ownership and lien claims, contested the estate’s description of cash and vehicles as estate assets, and supported only specified cash uses subject to protections. The agent acknowledged uncertainty over fictitious and double-pledged loans; an asserted first lien is not a judicial resolution of competing collateral claims.", "outcome": "The agent’s account says Auto Acceptance’s SPV 4 servicing role ended on 5 September 2025 and Vervent succeeded it. It reports $612,748,356 principal outstanding on 15 August 2025. SPV 4 was not one of the jointly administered debtors.", "source_ids": [ "s-d70", "s-d83", "s-d84", "s-d318" ], "entity_ids": [ "e1", "e7", "e44", "e45", "e52", "e53", "e85", "e126" ] }, { "id": "display-claim-cb9056aaa88ea801d58e55c1", "kind": "analysis", "text": "The original SPV 4 contract limits concentration in the eligible pool: Texas borrowers to 80%, California to 40%, a single dealership to 10%, loans above 140% loan-to-value to 32.5%, borrowers with no FICO score to 60%, and scores below 500 to 10%. It also sets credit-tier limits and a 10% Ganas Ya brand limit. Ordinary required credit enhancement was 40%, rising to 50% after an uncured step-up trigger and to 100% after termination. Group covenants included a tangible-net-worth formula, $3 million unrestricted cash and a 1.25 debt-service ratio.", "qualification": "These are the 2020 instrument’s contractual tests, not observed portfolio percentages or proof of compliance. Other instruments or later periods may use different ratios; the SEC’s account of a 1.35 covenant does not replace this contract’s text.", "response": "", "outcome": "", "source_ids": [ "s-d84" ], "entity_ids": [ "e1", "e7", "e44" ] }, { "id": "display-claim-145aa2a3bd3cbe3a832ba60c", "kind": "analysis", "text": "Seven TAST series remained partly outstanding near the collapse: 2022-1, 2023-1, 2024-1, 2024-2, 2024-3, 2025-1 and 2025-2. The SEC complaint totals their original note issuance at $1,816,960,000 and their remaining principal at $945,396,000. JPMorgan Securities, Barclays Capital and Fifth Third Securities held different bookrunner, joint-bookrunner or co-manager roles across the series. Auto Acceptance acted as sponsor and servicer and Auto Receivables 2 as depositor. The public June 2025 ABS-15G filing identifies the depositor by CIK 1757871 and Chu as its signing CEO.", "qualification": "The SEC table labels remaining principal “as of Tricolor bankruptcy,” although adjacent prose introduces offerings outstanding on 31 July 2025. This dossier preserves the table’s balance label. The SEC’s 14 TAST offerings and more than $1.9 billion since 2013 are not the same stated population as a separate account’s 17 securitizations or roughly $2.7 billion. Statistical pool descriptions, initial transferred pools and later servicing analyses also differ: 2025-2’s statistical pool of 12,570 loans is distinct from the 12,486 actually analyzed after transfer. The 2023-1 agreed-procedures file counts 10,077 statistical loans, whereas the quoted offering description counts 10,068; that snapshot difference is unresolved.", "response": "Deloitte’s retained agreed-procedures report did not provide assurance about the existence, ownership or actual characteristics of all pool loans. Its sample of 50 loans and comparison procedures cannot be presented as an audit that verified absence of double pledging. Its observed vehicle titles named Auto Group or Ganas Auto, which requires care when comparing contractual transfers with title records.", "outcome": "", "source_ids": [ "s-d5", "s-d38", "s-d57", "s-d63", "s-d78", "s-d85", "s-d111", "s-d202" ], "entity_ids": [ "e7", "e9", "e10", "e49", "e50", "e51", "e56", "e57", "e100", "e133", "e134", "e135", "e136" ] }, { "id": "display-claim-c55f419adf078029c244347c", "kind": "analysis", "text": "The criminal and SEC allegations describe repeated use of the same receivables in several warehouse facilities or trusts, manipulation of delinquency fields and vehicle identifiers, inclusion of written-off loans, and retention of collections that should have flowed to trusts. The SEC additionally alleges distorted financial valuation and covenant reporting, including a roughly $100 million bad-debt adjustment carried forward into later accounts. Its complaint says 3,225 loans remained in both the 2022-1 and 2025-2 pools. A contemporaneous lender challenge over $63 million of allegedly nonpaying loans helped trigger the August 2025 confrontation and withdrawal of funding.", "qualification": "The competing measurements are not amounts to add together: an indictment contrasts $2.2 billion of stated collateral with $1.4 billion underlying value; the trustee-derived analysis cited by noteholders identifies about $547.9 million of duplicate loans plus $135.5 million of fictitious loans; the SEC cites at least $675 million of overstatement; a narrower August analysis identifies $365,497,106.65 of duplicate principal in TAST pools. They concern different populations and methods, and are not a single final adjudicated loss. Noteholders’ allegations of bank knowledge were rejected at the pleading stage in the separate bank case.", "response": "Chu pleaded not guilty and disputes the allegations. His defense challenged the documentary support for the claimed 2018 start and argued that cooperating witnesses had incentives to minimize their own responsibility. The banks’ case ended in their favor: the court found no adequately pleaded fraudulent intent or deliberate blindness and considered the inference that the banks were themselves deceived more compelling.", "outcome": "Kollar, Seibold and later Goodgame entered guilty pleas in their individual criminal cases. Those pleas do not establish a conviction of Chu or liability of every lender, director or service provider.", "source_ids": [ "s-d5", "s-d10", "s-d32", "s-d63", "s-d72", "s-d149", "s-d266" ], "entity_ids": [ "e1", "e2", "e3", "e4", "e25" ] }, { "id": "display-claim-41f6624708c11cd7c375c7c4", "kind": "analysis", "text": "The SEC and prosecutors describe a sharp increase in Chu’s compensation, including salary rising from $1 million in 2023 to $2 million in 2025, a $2 million 2024 bonus, securitization bonuses and a $15 million special bonus in 2025. They allege substantial transfers while liquidity deteriorated. A critical characterization differs: the SEC calls the August payments repayment of Chu’s $6.5 million July loan, comprising $250,000 on 11 August and $6.25 million on 19–20 August; prosecutors describe the latter two payments as bonus installments. The board’s 5 September demand sought return of the $15 million bonus.", "qualification": "These overlapping payments must not be counted twice as distinct transfers. The retained accounts of property purchases, a forfeited Aspen deposit and attempted recoveries are allegations or reported records; listings and estimates are not realized sale proceeds. Public discussion is confined to aggregate amounts and the identified recovery dispute. Residential locations, parcel or unit identifiers and family biographies are withheld.", "response": "Chu has denied the criminal allegations. His lawyers also challenged seizure and use of property or communications, including a reported Fourth Amendment objection to seizure without a warrant. The competing loan-versus-bonus descriptions remain unresolved here.", "outcome": "The California property-related action was dismissed without prejudice in April 2026, while the separate trustee adversary proceeding was stayed. Neither result is a judgment that all transfers were lawful or that all alleged amounts are recoverable.", "source_ids": [ "s-d5", "s-d10", "s-d32", "s-d125", "s-d135", "s-d159", "s-d160", "s-d274", "s-d297" ], "entity_ids": [ "e1", "e2", "e3", "e4", "e75" ] }, { "id": "display-claim-1972062000fff8cb7b25c943", "kind": "analysis", "text": "Chu sought access to directors’ and officers’ insurance to fund his defense. The trustee initially sought restrictions in the context of potential estate claims. Separately, the government sought release to its prosecution team of company email and laptop material over which Chu asserted personal privilege; the filings describe a filter process and a dispute about the treatment of corporate devices and communications.", "qualification": "A government request to reject privilege claims is advocacy, not an order establishing that every communication is unprivileged. One passage dates laptop imaging to September 2026, but the same motion’s chronology and later passage identify September 2025; the precise imaging date is not used to resolve the privilege dispute here.", "response": "The defense asserted privacy, privilege and constitutional objections and sought additional discovery and preparation time. The trustee also participated in disputes over subpoenas and a privilege log; those procedural acts do not determine the criminal allegations.", "outcome": "On 8 July 2026 the bankruptcy court granted an agreed motion allowing covered defense expenses under an excess CNA D&O policy up to its limit. The earlier request to restrict $15 million of coverage must not be presented as a final ban on defense funding.", "source_ids": [ "s-d88", "s-d125", "s-d131", "s-d135", "s-d149", "s-d266", "s-d274" ], "entity_ids": [ "e1", "e4", "e12", "e152" ] }, { "id": "display-claim-e39c181a2ba040e68ac4a33c", "kind": "analysis", "text": "Kollar and Seibold pleaded guilty on 16 December 2025; the retained minute entries record pleas to all seven counts of their respective informations. Goodgame initially pleaded not guilty, then on 24 June 2026 pleaded guilty to six counts and agreed to cooperate. Chu alone was named in the eight-count superseding indictment returned that day, including new securities-fraud charges. These are different procedural positions and cannot be summarized as all former executives awaiting the same trial.", "qualification": "A scheduled sentencing control date is not evidence that a sentence was imposed. The archive does not establish a final sentence for the cooperating defendants. A court ruling allowing a charge to proceed concerns legal sufficiency, not guilt.", "response": "Chu pleaded not guilty to all eight counts. His June defense letter sought more preparation time after the superseding charges and Goodgame’s cooperation, challenged the reliability and incentives of the cooperators, and said important discovery and potentially exculpatory material remained to be examined. In August his lawyer said many allegations were inaccurate and raised substantial legal questions.", "outcome": "An August 2026 account reports that the judge declined to dismiss the continuing-financial-crimes-enterprise charge and set trial for 25 January 2027. This supersedes the earlier October 2026 setting in the retained docket. No conviction of Chu is established by this archive.", "source_ids": [ "s-d5", "s-d10", "s-d125", "s-d127", "s-d148", "s-d149", "s-d222", "s-d234" ], "entity_ids": [ "e2", "e3", "e4", "e25" ] }, { "id": "display-claim-ed53612f8f713be30c436290", "kind": "analysis", "text": "The SEC sued Chu, Kollar and Seibold in the Southern District of New York on 18 August 2026, case 26-cv-7041. It alleges securities fraud in the Tricolor offerings, control-person liability against Chu and aiding-and-abetting theories. The complaint seeks injunctions, recovery of allegedly improper gains, civil penalties and public-company officer or director bars for Chu and Kollar. It alleges that Kollar received $275,000 of securitization success bonuses in 2025 and Seibold a $25,000 bonus linked to completion of the 2024 audit.", "qualification": "These civil remedies were requested by the regulator; the retained complaint is not an order imposing them. Separate criminal pleas do not turn every SEC assertion or requested amount into an adjudicated civil finding.", "response": "Chu’s not-guilty plea and his lawyers’ substantive objections in the related criminal case remain material context. Kollar and Seibold had already pleaded guilty in their criminal proceedings; that outcome is reported separately from this later civil action.", "outcome": "", "source_ids": [ "s-d5", "s-d38" ], "entity_ids": [ "e2", "e3", "e4" ] }, { "id": "display-claim-5544f96423d960ae0180e4ad", "kind": "analysis", "text": "Noteholder funds sued JPMorgan, Barclays, Fifth Third and their securities affiliates in February 2026, alleging that the institutions ignored collateral problems and used later securitizations to reduce warehouse exposure. The complaint relied on accounting issues, the 2024 CBIZ report and the alleged abandonment of a proposed Tricolor IPO. The operative amended complaint asserted federal misstatement and scheme-liability claims plus state-law causes of action.", "qualification": "The July opinion recites allegations as true only for purposes of testing the pleadings. It specifically rejects describing CBIZ’s work as an audit or examination of internal controls. The report recommended follow-up on particular items and included Tricolor’s remediation plan; it did not conclude that Tricolor was committing fraud or double pledging.", "response": "The court found the alleged profit motives and claimed warning signs insufficient to plead fraudulent intent or willful blindness. It also held that sophisticated investors could not establish reasonable reliance given the offering disclaimers and the inadequately pleaded knowledge of falsity. The alleged IPO episode did not adequately show communication between bank teams or substantiate the suggested reason for abandoning the IPO. Tricolor’s management had provided explanations for identified anomalies, including servicing pauses while cars were being repaired.", "outcome": "Judge Jed Rakoff granted dismissal on 10 June 2026 and issued the explanatory opinion on 16 July. Federal claims were dismissed with prejudice; remaining state claims were dismissed for lack of jurisdiction. The docket records termination on 20 July. The court regarded the banks as victims and said the pleadings did not show conduct worse than negligence, if that. This result does not determine the separate Wilmington/Vervent contract case or every collateral-priority dispute.", "source_ids": [ "s-d62", "s-d63", "s-d72" ], "entity_ids": [ "e1", "e45", "e46", "e48", "e49", "e50", "e51" ] }, { "id": "display-claim-63259d45af993a645267317d", "kind": "analysis", "text": "Tricolor Holdings filed for Chapter 7 liquidation on 10 September 2025 in the Northern District of Texas, main case 25-33487. Anne Elizabeth Burns became trustee. Eighteen debtor cases were jointly administered, including operating, financing, insurance, tax and property entities. The warehouse SPVs were outside that list. A docket account records the September 2025 approval of joint administration and the Vervent stipulation, followed by November schedules, lease rejection and asset-sale proceedings. Banks, investment entities, former executives and other parties appeared in different capacities.", "qualification": "Joint administration is procedural and does not itself merge all assets, ownership or liabilities. The broad $1–10 billion petition liability bracket is not an audited loss calculation. A party labeled creditor on a docket may hold an asserted or disputed claim; that status is not a final allowance of its amount. TAG Asset Funding and Tricolor Asset Funding are alternative names attached in the retained sources to case 25-33492.", "response": "", "outcome": "The latest retained October account describes approximately 2,100 vehicles still unsold, with title processing obstructing completion. The trustee requested an extension of sales to 30 November and procedures for vehicles without clear title, with a hearing scheduled for 14 October. A requested extension and hearing date are not proof of approval or completed sales.", "source_ids": [ "s-d5", "s-d7", "s-d9", "s-d63", "s-d83", "s-d85", "s-d87", "s-d88", "s-d125", "s-d132", "s-d134", "s-d150", "s-d151", "s-d249", "s-d313" ], "entity_ids": [ "e1", "e7", "e8", "e12", "e16", "e17", "e18", "e20", "e84", "e85" ] }, { "id": "display-claim-1cec3ab3c8b0b7ba71d86d66", "kind": "analysis", "text": "The trustee brought an adversary proceeding against Chu, Kollar, Goodgame and Seibold on 19 December 2025, seeking recovery of property and challenged transfers. That case is distinct from the criminal prosecution, the SEC suit and the investors’ bank litigation. The trustee also brought a California action against Chu and Chu Family Investments over alleged misuse of funds and property-related claims.", "qualification": "Recovery allegations are the estate’s claims, not findings that each disputed asset belongs to the estate. A company named Chu Family Investments can be relevant as an identified litigation party without publishing relatives, home addresses or other residential identifiers.", "response": "Chu’s defense disputes his alleged role and challenges the evidential basis of the government’s account. The defense’s June letter explains that the trustee’s adversary case was stayed, while the separate Wilmington/Vervent investor case continued after remand.", "outcome": "The trustee’s adversary proceeding was stayed in June 2026 pending the criminal matter. The Los Angeles docket records dismissal without prejudice on 6 April 2026 as to Chu and Chu Family Investments, after withdrawal of the property notice. That disposition does not establish a merits judgment for either side.", "source_ids": [ "s-d63", "s-d126", "s-d129", "s-d149", "s-d160", "s-d266" ], "entity_ids": [ "e1", "e2", "e3", "e4", "e12", "e25", "e75" ] }, { "id": "display-claim-32b99f349fbc149745c39b75", "kind": "analysis", "text": "The trustee sought Rule 2004 examinations and document production from financing, investment, servicing and accounting participants, including JPMorgan, Barclays, BlackRock-related entities, Ares, Wilmington entities, M&T, AllianceBernstein, Crowe and FTI. The docket also records examinations of former personnel and agreed requests by JPMorgan and TBK. These requests aim to establish facts and potential estate claims; an order allowing an examination does not decide misconduct.", "qualification": "A motion, an agreed timetable, a production order and the substantive outcome of a claim are different events. “Senior Preferred Members” is a docket description, not a complete identification of beneficial owners or a finding that preferred equity was universally debt.", "response": "", "outcome": "Later entries matter: the Barclays examination motion was withdrawn on 25 September 2026, without an explanation establishing a merits outcome in the retained entry. The FTI request was resolved by an agreed order on 30 September. An Ares timing stipulation and the 7 October BlackRock status conference are procedural steps, not final liability findings.", "source_ids": [ "s-d7", "s-d131", "s-d132", "s-d320" ], "entity_ids": [ "e1", "e12", "e13", "e14", "e45", "e46", "e52", "e76", "e77", "e80", "e81", "e82", "e163", "e3001" ] }, { "id": "display-claim-66703f8f3cb91f86160ad065", "kind": "analysis", "text": "Wilmington Trust National Association performed indenture-trustee or collateral-custodian functions in the retained structures, while Wilmington Trust Company is separately identified as owner trustee for certain trusts. Vervent was the backup servicer and later took successor responsibilities. Investor allegations about their contractual and fiduciary duties form a separate action from the securities case against the warehouse banks.", "qualification": "These are distinct legal entities and capacities. Common involvement in several financing stages does not establish participation in fraud. The trustee’s investigation of possible claims and the investors’ litigation also are different proceedings.", "response": "Vervent states that before the collapse it was only backup servicer and did not participate in Tricolor’s loan origination or servicing operations.", "outcome": "The federal court remanded the Wilmington/Vervent case to New York’s state Commercial Division on 5 June 2026. The retained June defense filing describes continued litigation under index 650228/2026, with a summer motion schedule. The dismissal of the bank case does not dispose of these contract and fiduciary claims.", "source_ids": [ "s-d63", "s-d85", "s-d131", "s-d132", "s-d149", "s-d258" ], "entity_ids": [ "e1", "e52", "e53", "e3001" ] }, { "id": "display-claim-5488d93471c363392b385f35", "kind": "analysis", "text": "Chu joined Origin Bancorp’s board in April 2022 and also served on the board of Origin Bank. He resigned from both effective 7 September 2025. The 2024 proxy describes his committee membership, $86,025 of 2023 director compensation and 2,469 shares as of February 2024, less than 1%. It also records attendance below 75% of relevant meetings. Origin disclosed approximately $30.1 million of credit commitments to Tricolor secured mainly by notes receivable, transferred the relationship to nonaccrual after bankruptcy and later reported substantial credit losses.", "qualification": "Origin’s aggregate loans to directors and related parties cannot be used to identify Tricolor’s exact inclusion without a specific disclosure. Chu’s board role and the bank’s lending coexist, but do not themselves establish an improper approval or fraud by the bank. A separately reported personal mortgage is not the same loan as Tricolor’s corporate credit line.", "response": "Origin said it was pursuing available recoveries. A charge-off recognizes an accounting loss; it does not establish that future recoveries are impossible.", "outcome": "Origin’s later annual disclosure reports $29.5 million of 2025 net charge-offs connected with Tricolor and approximately $29.6 million of provision, comprising $29.3 million for loans and $338,000 for off-balance-sheet commitments. It reports a $0.77 adverse effect on diluted EPS. These annual figures supersede the narrower third-quarter $28.4 million net charge-off for the year’s total.", "source_ids": [ "s-d5", "s-d18", "s-d19", "s-d32", "s-d73", "s-d118", "s-d135", "s-d324" ], "entity_ids": [ "e1", "e4", "e5", "e6" ] }, { "id": "display-claim-6f53d13206e2e7b3bee84837", "kind": "analysis", "text": "TBK Bank disclosed that it was agent for a $60.5 million floorplan facility and held approximately $22.5 million itself. Renasant separately disclosed approximately $22.5 million owed by Tricolor and subsidiaries, secured primarily by vehicle inventory. Fifth Third’s filings reported $178 million charged off and a $20 million specific allowance on an asset-backed commercial relationship; the filing did not name the borrower, while retained reporting linked the disclosure to Tricolor. JPMorgan executives were reported as identifying a $170 million Tricolor charge-off.", "qualification": "The bank subsidiary, its public holding company, an administrative-agent role and a lender’s own economic participation are not interchangeable. An anonymous later Renasant reference to a large bankruptcy relationship is insufficient to assign every reported collateral change to Tricolor. Reported exposure, commitment, reserve, charge-off and final recovery must remain separate.", "response": "As of 31 December 2025, TBK believed its collateral adequately secured its outstanding floorplan position, while acknowledging that other creditors asserted competing interests and a court might need to resolve priority. This is inconsistent with treating all Tricolor lender collateral as worthless.", "outcome": "Renasant placed its facility on nonaccrual after the bankruptcy; TBK’s cited year-end account did not report a Tricolor charge-off. The favorable dismissal in the separate noteholder bank lawsuit remains relevant to claims of participation in fraud, but does not allocate collateral in the bankruptcy.", "source_ids": [ "s-d59", "s-d74", "s-d88", "s-d124", "s-d153", "s-d203", "s-d210", "s-d215", "s-d319", "s-d325" ], "entity_ids": [ "e1", "e22", "e23", "e43", "e48", "e54" ] }, { "id": "display-claim-f6c69404a2317e9826dafe77", "kind": "analysis", "text": "The retained 2023 leadership page identifies Chu as founder, CEO and chair; Goodgame as COO; Kollar as CFO; and executives responsible for compliance, risk, customer service and personnel. Its board included Dann Adams, Dick Anderson, Beth Brooke, Christian Donohue, Antonio Garza, Kathryn Petralia and Derrick Weatherspoon. Other dated sources identify Stan Erwin as a board member. Brooke’s appointment included chairing the audit committee. Earlier announcements record Nick Brown, Albert Hoover, Troy Sterk, Jennifer Lee and Stacie Trier in management roles.", "qualification": "The register preserves dated professional histories and board affiliations, not an assertion that every office continued through or after liquidation. Brooke’s EY role ended in June 2019; Kollar’s nFinanSe office ended on 4 November 2011; joining Equifax in 1999 is not the start of Adams’s later Global Consumer Solutions presidency. A director’s outside employment, investor affiliation or board overlap does not transfer criminal responsibility. Unresolved namesakes and inferred family associations are excluded rather than fused into the graph.", "response": "The proceedings discussed here identify particular accused or pleading individuals. No blanket claim is made that the other directors, former executives, advisers or outside organizations participated in the alleged conduct.", "outcome": "", "source_ids": [ "s-d27", "s-d33", "s-d34", "s-d39", "s-d163", "s-d175", "s-d177", "s-d178", "s-d179", "s-d180", "s-d199", "s-d200", "s-d207", "s-d208", "s-d214", "s-d227", "s-d240", "s-d248", "s-d252", "s-d260", "s-d265", "s-d267", "s-d268", "s-d281", "s-d282", "s-d283", "s-d284", "s-d285", "s-d287", "s-d288", "s-d293", "s-d294", "s-d298", "s-d309", "s-d311", "s-d317", "s-d328", "s-d329", "s-d330" ], "entity_ids": [ "e1", "e2", "e3", "e4", "e25", "e29", "e30", "e31", "e32", "e33", "e34", "e35", "e37", "e38", "e39", "e40", "e42", "e86", "e87", "e88", "e89", "e90", "e122" ] }, { "id": "display-claim-89f04f5a95adc7c445e7f87b", "kind": "analysis", "text": "The collapse left borrowers reporting uncertainty about payments, contracts and vehicle titles. Retained Texas and California accounts describe motor-vehicle regulators investigating complaints; the California department declined to discuss an active investigation. Vervent took successor servicing responsibilities, with the SPV 4 agent dating its own transition to 5 September 2025 and the later bankruptcy and company accounts describing the broader September arrangement. Borrower motions over payments and the automatic stay were contested by the trustee and servicer.", "qualification": "Different facility transitions and the broader portfolio arrangement should not be reduced to one universal start date. Consumer complaints are accounts of difficulties, not proof of every alleged contractual violation. The retained 2024 Marcella Fox Truth in Lending docket identifies a filed action but does not establish its final outcome. A ruling declining to dismiss the earlier Shen telephone-contact case is not a final merits judgment.", "response": "Vervent states that it was a backup servicer before collapse, with no involvement in Tricolor’s prior origination or servicing. The statement explains its asserted scope of responsibility; it does not decide the pending contract claims.", "outcome": "In the distinct 2015 FTC case, a stipulated judgment against Auto Acceptance imposed an $82,777 civil penalty and permanent requirements for accurate credit-reporting policies and reasonable investigation of direct disputes. The company neither admitted nor denied the allegations except jurisdiction. The California regulator’s retained index lists an April 2019 license-revocation order and a May settlement; the full settlement terms have not been verified here, so no present-license conclusion is inferred.", "source_ids": [ "s-d63", "s-d83", "s-d87", "s-d122", "s-d131", "s-d164", "s-d174", "s-d181", "s-d214", "s-d219", "s-d220", "s-d258", "s-d313" ], "entity_ids": [ "e1", "e7", "e20", "e53", "e123", "e124" ] }, { "id": "display-claim-fcac54afc858e95c9fd64f92", "kind": "analysis", "text": "Tricolor’s 2020 suit against AI Media supplied important contemporaneous legal-identity and ownership statements. The docket records that the parties reported a settlement in principle and that the court dismissed the action on 17 June 2020, permitting reopening within thirty days if settlement failed. A separate Genuine Parts contract case against Ganas Holdings began in December 2018; the retained early docket includes a counterclaim and orders addressing the citizenship of members for jurisdiction.", "qualification": "Identity assertions in a party’s pleading are attributed to that party. A request to clarify citizenship is not a finding of wrongdoing. The retained Genuine Parts docket does not establish a final disposition, and its absence here is not a claim that litigation necessarily remains active.", "response": "", "outcome": "", "source_ids": [ "s-d25", "s-d26", "s-d286" ], "entity_ids": [ "e1", "e15", "e155" ] } ], "sources": [ { "id": "s-d5", "title": "Company statement concerning Tricolor or the identified participant", "publisher": "U.S. Securities and Exchange Commission", "date": "", "locator": "Retained original sections referenced in private witnesses", "basis": "Retained source passages. Allegations, entered orders, contractual promises and party statements require different interpretation.", "source_type": "company_statement", "publisher_type": "government", "url": "https://www.sec.gov/files/litigation/complaints/2026/comp-pr2026-77.pdf" }, { "id": "s-d7", "title": "Other source · s-d7", "publisher": "", "date": "", "locator": "", "basis": "Source classification retained; identifying metadata omitted.", "source_type": "other", "publisher_type": "unknown", "url": "" }, { "id": "s-d9", "title": "Media source · s-d9", "publisher": "", "date": "", "locator": "", "basis": "Source classification retained; identifying metadata omitted.", "source_type": "media", "publisher_type": "media", "url": "" }, { "id": "s-d10", "title": "Regulatory record concerning Tricolor or the identified participant", "publisher": "U.S. Department of Justice", "date": "", "locator": "Retained original sections referenced in private witnesses", "basis": "Retained source passages. Allegations, entered orders, contractual promises and party statements require different interpretation.", "source_type": "regulatory_record", "publisher_type": "government", "url": "https://www.justice.gov/usao-sdny/pr/ceo-cfo-coo-charged-connection-billion-dollar-collapse-tricolor-auto" }, { "id": "s-d18", "title": "Company statement concerning Tricolor or the identified participant", "publisher": "U.S. Securities and Exchange Commission", "date": "", "locator": "Retained original sections referenced in private witnesses", "basis": "Retained source passages. Allegations, entered orders, contractual promises and party statements require different interpretation.", "source_type": "company_statement", "publisher_type": "government", "url": "https://www.sec.gov/Archives/edgar/data/1516912/000155278124000109/e24063a_obk-def14a.htm" }, { "id": "s-d19", "title": "Company statement concerning Tricolor or the identified participant", "publisher": "U.S. Securities and Exchange Commission", "date": "", "locator": "Retained original sections referenced in private witnesses", "basis": "Retained source passages. Allegations, entered orders, contractual promises and party statements require different interpretation.", "source_type": "company_statement", "publisher_type": "government", "url": "https://www.sec.gov/Archives/edgar/data/1516912/000151691225000135/obnk-20250907.htm" }, { "id": "s-d22", "title": "Company statement source · s-d22", "publisher": "", "date": "", "locator": "", "basis": "Source classification retained; identifying metadata omitted.", "source_type": "company_statement", "publisher_type": "corporate", "url": "" }, { "id": "s-d25", "title": "Court record source · s-d25", "publisher": "", "date": "", "locator": "", "basis": "Source classification retained; identifying metadata omitted.", "source_type": "court_record", "publisher_type": "unknown", "url": "" }, { "id": "s-d26", "title": "Company statement source · s-d26", "publisher": "", "date": "", "locator": "", "basis": "Source classification retained; identifying metadata omitted.", "source_type": "company_statement", "publisher_type": "corporate", "url": "" }, { "id": "s-d27", "title": "Company statement source · s-d27", "publisher": "", "date": "", "locator": "", "basis": "Source classification retained; identifying metadata omitted.", "source_type": "company_statement", "publisher_type": "corporate", "url": "" }, { "id": "s-d32", "title": "Regulatory record concerning Tricolor or the identified participant", "publisher": "U.S. Department of Justice", "date": "", "locator": "Retained original sections referenced in private witnesses", "basis": "Retained source passages. Allegations, entered orders, contractual promises and party statements require different interpretation.", "source_type": "regulatory_record", "publisher_type": "government", "url": "https://www.justice.gov/usao-sdny/media/1421041/dl" }, { "id": "s-d33", "title": "Other source · s-d33", "publisher": "", "date": "", "locator": "", "basis": "Source classification retained; identifying metadata omitted.", "source_type": "other", "publisher_type": "unknown", "url": "" }, { "id": "s-d34", "title": "Other source · s-d34", "publisher": "", "date": "", "locator": "", "basis": "Source classification retained; identifying metadata omitted.", "source_type": "other", "publisher_type": "unknown", "url": "" }, { "id": "s-d36", "title": "Other source · s-d36", "publisher": "", "date": "", "locator": "", "basis": "Source classification retained; identifying metadata omitted.", "source_type": "other", "publisher_type": "unknown", "url": "" }, { "id": "s-d38", "title": "Regulatory record concerning Tricolor or the identified participant", "publisher": "U.S. Securities and Exchange Commission", "date": "", "locator": "Retained original sections referenced in private witnesses", "basis": "Retained source passages. 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